Richardson Insurance Rates:

Richardson, TX homeowners insurance is roughly $907 to $1,228, about $75-$102/month. Our in depth guide reveals consumers can save as much as $426 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

American National Insurance
I have always recieved good customer service from them. i have never called with questions or concerns and have been displeased.
Resident Shield
The one thing that i don't like is that the deductible is $500 for any damages we have to claim on our insurance. however, this deductible is lower than some that we've looked at, so i can't complain much.
Nationwide's home insurance policy offerings are comparable to any other home insurance company, I would imagine. They offer mold and moisture protection as well as liability insurance.
State Farm
i will surely recommend the state farm group insurance company to all my family members and friends. because the this company giving their effort and services to the customer.
It's good for prices and good for many other different reasons like affordable rates and make change s
The customer service itself has been very positive. Allstate is quick to respond to any questions or frustrations I raise. With that said Allstate itself is a very expensive service with increasing rates year over year.
I would recommend them because they have the best prices with the best coverage for whats out there. Its the best choice for your dollar.
Geico is an excellent home insurance provider.Their customer service is top notch and they process claims quickly and professionally. Their staff is always pleasant to speak with and helpful with any questions you may have.
Blue Cross Blue Shield
I have had nothing but good customer service from this company and i was quite impressed with it. the people were personable and w very understanding of our needs.
State Farm
5. I feel that my premium is lower due to umbrella coverage and long term customer status.
State Auto
I definitely would recommend. The company is quick to respond to any questions (we had a lot as our boys went to college), and very quick to resolve any claims.
If there are any plans out of your budget, they will work with you to make sure you find one that fits. they will let you name your price.
Liberty Mutual
I honestly do not feel there is anything that I dislike about this company. Except for one thing that the discount for an alarm system was reduced recently. That is the only issue that I have had with them.
I think most insurance companies are similar. They need to make a profit and they can only do so much.
I like the company that covers all the important things in the house, such as fire damage, water pipes, damage to the floor and roof, grass, moisture damage among other things
The communications are really limited, which I appreciate. They don't spam my email, and only give me important updates. It is the perfect amount of communication.
Compared to other companies, this company seemed to offer the best policy for the best price.
I think the company overall has been very good, and they have been very transparent with me. I am satisfied with all aspects, especially the customer service and communication I have encountered thus far. I think the pricing is all reasonable and everyone has been very helpful in explaining what I am paying and why.
I don't like that they keep changing the price on every bill, or the fact that it is hard to get in contact with them when you have a question about billing.
State Farm
they have affordable rates and are easy to work with
Amica Mutual Insurance
i will surely recommend this home insurance to friends and families.because i got more benefit so as thing i thought my friends and families are want to get those benefit from the amica home insurance company.
Because AAA insurance is including the home insurance and car insurance, and if buy together customer can get a large discount which is cheapest on the market
great customer service and they approve most things. friendly staff who seem to care which is incredibly important and will make me stay with them.
I would highly recommend Allstate for persons not concerned about premium costs. You get what you pay for. Quality service and coverage costs money. The budget conscious might want to steer clear though.
State Farm
I would recommend State Farm as a home insurance company because I have had them as my insurance provider (vehicle, home and personal items) since I was 16 years old.
State Farm
I don't really have anything to say about not liking them. I really like everything about State Farm at the moment.
Farmer's Insurance
I can't say I dislike anything about the company, as I said they are great and I have not felt the need to look elsewhere for insurance.
Liberty Mutual
the claim process is very tedious and I had gone through much pain to claim the incident what happened to me, but they never showed up their face for my questions.

Richardson, TX Homeowners Insurance By Home Value

Richardson, TX Home Value Total Homes % of Total Average Richardson, TX Homeowners Insurance
Less than $50,000 350 1.0% $138
$80,000 to $89,999 361 1.0% $490
$90,000 to $99,999 293 1.0% $544
$100,000 to $124,999 1,862 8.0% $629
$125,000 to $149,999 2,884 12.0% $789
$150,000 to $174,999 4,568 20.0% $938
$175,000 to $199,999 3,202 14.0% $1088
$200,000 to $249,999 4,052 17.0% $1301
$250,000 to $299,999 2,403 10.0% $1600
$300,000 to $399,999 2,389 10.0% $2027

Top Home Insurance Agents Near Richardson, TX

Home Insurance Company Near Richardson, TX Homeowners Insurance Agency Near Richardson, TX Address
Travelers Addison Insurance Group Llc 4004 BELTLINE RD STE 125B, ADDISON, TX, 75001
Travelers Al Boenker Insurance Agency Inc 6030 JACKSBORO HWY, FORT WORTH, TX, 76135
State Farm Carla Krumins 2805 Dallas Parkway Suite 245, Plano, TX, 75093-8754
Travelers Frost Insurance Agency Inc 5710 Lbj Freeway, Suite 460, Dallas, TX, 75240
State Farm Shelley Dietrich 2308 Ridge Rd Ste A, Rockwall, TX, 75087-5154

Richardson, TX Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Richardson, TX

Streets in Richardson Area Homeowners Insurance Cost
Callejo Rd, Winterwood Ct, Cap Rock Cir, Silverstone Dr, Parkview Cir, Bobby Boyd Ln, Park Meadow Ln, Cori Pl, Poppy Ln, Gorham Dr$1,089
Chariot Ln, Howard Ln, Cotswolds Ct, Sotogrande Dr, N Lindale Ln, S Spring Creek Dr, Haynes Dr, Cavalier Ct, Cumberland Pl, Southwick Dr$1,062
Custer Pkwy, Greenleaf Dr, Regal Ct, Stacey Ct, Oakmont Pl, Kelly Cir, W Muirfield Rd, Excalibur Cir, Industrial Dr, Clear Springs Cir$1,093
Elmwood Dr, Harvest Glen Dr, Eton Dr, Hanover Dr, Bates Dr, Norfolk Dr, Springtree Cir, Garden View Ln, Sandy Trl, Rockport Cir$1,089
Ivanridge Ln, Martha Manor, Osage Dr, Tralee Ln, Chadwick Ln, Fall Creek Ct, Derby Dr, Grove Park Ln, Vineyard Trl, Belt Line Cove$1,088
Drawbridge Ln, Woodsprings Dr, Hampshire Ln, Butternut Dr, Sallie Cir, Raford Hill Ln, Shadycreek Dr, Shenandoah Pl, Loganwood Ave, Chadwick Pl$1,068
Lookout Dr, Hillsdale Dr, S Bowser Rd, Boulder Trl, Dunrobin, Analog Dr, Barclay Ln, Tejas Trl, Carolina Ct, Rimes Dr$1,088
E Lookout Dr, Milford Ave, Eastpark Dr, Stardust Ln, Hillside Ave, Canyon Meadow Dr, Kellie St, Commerce Dr, Dumont Dr, Fireside Ct$1,092
Queen Victoria Ct, Regency Dr, Shannon Ct, Beth Ct, E Prairie Creek Dr, Aberdeen Dr, Yorkshire Ct, Allegheny Ct, White Cliff Ln, Wicklow Ln$1,102
Cavalier Plz, Kent Brown Rd, Carnoustie Ct, S Sherman St, Hilltop Ave, Winding Brook Ln, Cherokee Dr, Forest Park Dr, Meadowcove Dr, Collins Ct$1,090

Richardson, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Richardson$159 to $162

Richardson, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Garland city, Texas $129 $171 $257
Murphy city, Texas $139 $185 $278
Plano CCD, Collin County, Texas $136 $181 $271

Richardson, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Richardson, TX5.1%13.0%

Richardson Renters Insurance as a Percentage of Rent

Richardson Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 320 2.0% $1238
$500 to $749 2,307 16.0% $1913
$750 to $999 3,625 25.0% $2663
$1,000 to $1,499 5,863 41.0% $3788
$1,500 or more 2,052 14.0% $5438

Richardson, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Richardson Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$500$2,500
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $11,700$10,200
Net Savings to Richardson Home Owner from High Deductible Plan $1,500

Richardson, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Richardson, TX Home Replacement Value MORE than Home Value Richardson, TX Home Replacement Value LESS than Home Value
Replacement Value $279,000 $169,000
Insurance Premium based on Replacement Value $2,225 $1,350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $56,000 Risk Exposure from Under Insuring Coverage is $54,000
Premium Impact Insurance cheaper by $425/year Insurance costlier by $450/year

Example Richardson Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyAllstateNationwide Insurance
Monthly Premium 12220464
Year Built 198620121990
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $250000-$300000$350000-$400000$100000-$125000
Deductible > $10,000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Richardson, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1967 215,000 Slate Shingles Roof 1,820 3 > $10,000 Deductible 520 6 Brick siding No
1962 160,000 Membrane Roof 1,310 2 $1000-$2500 Deductible 90 1 Fiber-Cement Siding No
1980 425,000 Slate Shingles Roof 3,390 5 $500- $1000 Deductible 2500 10 Fiber-Cement Siding No
1997 200,000 Composition Roof 1,720 2 $1000-$2500 Deductible 310 2 Stone Siding yes
1994 170,000 Shingles Roof 1,750 3 $5000 to $10,000 Deductible 150 2 Stucco siding yes
2013 375,000 Asphalt Shingles Roof 3,250 4 $500 Deductible 1340 5 Stucco siding yes
1969 295,000 Asphalt Shingles Roof 2,320 3 $500- $1000 Deductible 740 4 Brick siding No
1982 180,000 Shingles Roof 1,580 2 $2500-$5000 Deductible 210 2 Stone Siding No
1981 135,000 Shingles Roof 1,600 2 $2500-$5000 Deductible 180 2 Fiber-Cement Siding yes
1989 235,000 Composition Roof 2,000 5 $500 Deductible 1870 9 Vinyl siding yes
1995 560,000 Tile Roof 4,570 5 $500 Deductible 3050 9 Brick siding yes
1984 310,000 Tile Roof 3,220 4 $2500-$5000 Deductible 190 1 Fiber-Cement Siding yes
1988 400,000 Wood Shake Roof 4,470 5 $5000 to $10,000 Deductible 160 1 Vinyl siding yes
2010 155,000 Composition Roof 1,780 2 $500 Deductible 310 2 Stone Siding No
1971 380,000 Shingles Roof 3,270 4 $1000-$2500 Deductible 430 2 Wood siding No
2009 405,000 Slate Shingles Roof 3,450 5 $5000 to $10,000 Deductible 1150 7 Vinyl siding yes
1971 250,000 Asphalt Shingles Roof 2,100 3 $500 Deductible 830 5 Wood siding No
2011 205,000 Slate Shingles Roof 1,880 3 > $10,000 Deductible 1170 10 Vinyl siding yes
1990 205,000 Slate Shingles Roof 2,090 3 $500 Deductible 830 7 Stucco siding yes
2014 465,000 Membrane Roof 4,410 5 $500 Deductible 2880 7 Stone Siding yes
2006 165,000 Shingles Roof 1,390 2 $1000-$2500 Deductible 750 8 Vinyl siding No
1992 145,000 Shingles Roof 1,360 3 $1000-$2500 Deductible 340 5 Vinyl siding No
1966 340,000 Shingles Roof 3,020 4 $5000 to $10,000 Deductible 660 3 Stone Siding yes
1974 105,000 Shingles Roof 960 2 $2500-$5000 Deductible 230 4 Fiber-Cement Siding No
1980 390,000 Shingles Roof 3,730 5 $500 Deductible 3710 12 Wood siding yes
1982 160,000 Metal Roof 1,280 3 $500- $1000 Deductible 530 5 Wood siding yes
2004 190,000 Membrane Roof 1,610 4 $500 Deductible 630 5 Stone Siding yes
1961 145,000 Tile Roof 1,670 4 $500 Deductible 580 7 Stone Siding No
1967 190,000 Metal Roof 1,910 3 $5000 to $10,000 Deductible 1010 10 Stone Siding yes
1977 150,000 Shingles Roof 1,290 2 $500- $1000 Deductible 850 9 Vinyl siding yes
1986 130,000 Tile Roof 1,348 2 $1000-$2500 Deductible 210 2 Stone Siding yes

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