Rice Lake Insurance Rates:

Rice Lake, WI homeowners insurance is nearly $532 to $726, about $44-$60/month. Our exhaustive guide indicates shoppers can save upto $251 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Rice Lake, WI Homeowners Insurance By Home Value

Rice Lake, WI Home Value Total Homes % of Total Average Rice Lake, WI Homeowners Insurance
Less than $50,000 145 6.0% $125
$60,000 to $69,999 33 1.0% $327
$70,000 to $79,999 97 4.0% $377
$80,000 to $89,999 268 12.0% $434
$90,000 to $99,999 201 9.0% $484
$100,000 to $124,999 351 16.0% $559
$125,000 to $149,999 394 18.0% $698
$150,000 to $174,999 137 6.0% $830
$175,000 to $199,999 142 6.0% $956
$200,000 to $249,999 155 7.0% $1151
$250,000 to $299,999 104 4.0% $1402
$300,000 to $399,999 99 4.0% $1786

Top Home Insurance Agents Near Rice Lake, WI

Home Insurance Company Near Rice Lake, WI Homeowners Insurance Agency Near Rice Lake, WI Address
NA Magadance-Parrott Insurance Agency 1901 Brackett Avenue #1 Eau Claire, Eau Claire, WI, 54701
NA Crosby-Nelson Inc 120 Main Street East, Ridgeland, WI, 54763
NA Leadholm Ins Agcy Inc 212 N Keller Ave P O Box 138, Amery, WI, 54001
State Farm Matt Berquam 550 S Knowles Ave, New Richmond, WI, 54017-1735
Allstate Noah Ins Group Inc 234 Keller Ave S, Amery, WI, 54001

Cost Of Homeowners Insurance By Street Near Rice Lake, WI

Streets in Rice Lake Area Homeowners Insurance Cost
Nunn Ave, Whitetail St, Swamp Rd, 28 1/2 Ave, Terrace Dr, Hatten Ave, Superior Ave, Reuter Ct, Meadow Creek, Meadow Creek$627
19 1/8 Ave, Camelot Ln, 29 13/16 Ave, Meadow Creek Ln, E South St, 21 1/16 St, Havel Rd, Bear Paw Ave Exd, 21 1/4 St, 29th Ave$634
29 7/16 Ave, W Marian St, E Douglas St, E, 8 1/2-8 3/4 St, Wesley St, Badger Rd, Pioneer Ave, W Evans St, 14 1/2 St$645
Putnam Ave, Chestnut Ln, 191/2 St, 28 7/16 St, W Bracklin St, High St, W John St, Hemlock St, 28 5/16 Ave, Koepps$646
Co Hwy C, E Eau Claire St, 14th Ave, 20 1/8 Ave, W Stout St, E Marshall St, 16 1/4 Ave, 26 3/8 St, 15 1/2 -16th Ave, W Evans St$635

Rice Lake, WI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Rice Lake$93 to $96
Cameron$93
Stanfold$97
Barron County$95

Rice Lake, WI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cameron village, Wisconsin $93 $124 $186
Stanfold town, Barron County, Wisconsin $97 $129 $194
Barron County, Wisconsin $95 $126 $189

Rice Lake, WI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Rice Lake, WI4.8%10.6%
Cameron5.02%12.66%
Stanfold3.56%8.85%
Barron County4.41%11.15%

Rice Lake Renters Insurance as a Percentage of Rent

Rice Lake Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 195 11.0% $791
$300 to $499 379 22.0% $1241
$500 to $749 603 36.0% $1916
$750 to $999 348 21.0% $2666
$1,000 to $1,499 120 7.0% $3791

Rice Lake, WI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Rice Lake Homeowner Insurance Premium Example $1,100$900
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,400$9,800
Net Savings to Rice Lake Home Owner from High Deductible Plan $600

Rice Lake, WI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Rice Lake, WI Home Replacement Value MORE than Home Value Rice Lake, WI Home Replacement Value LESS than Home Value
Replacement Value $210,500 $118,000
Insurance Premium based on Replacement Value $875 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $50,500 Risk Exposure from Under Insuring Coverage is $42,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $225/year

Example Rice Lake Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateAmerican Family InsuranceNationwide Insurance
Monthly Premium 222640
Year Built 198819611941
Home Details 2 Beds, 1 Baths4 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $50000-$75000$150000-$175000$150000-$175000
Deductible $500 Deductible> $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Rice Lake, WI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1942 205,000 Tile Roof 3,070 4 $500 Deductible 250 4 Stone Siding No
1983 155,000 Tile Roof 1,660 2 $500- $1000 Deductible 230 4 Stucco siding yes
1987 215,000 Composition Roof 3,040 5 $500- $1000 Deductible 300 5 Stucco siding No
1981 165,000 Metal Roof 2,090 4 $500 Deductible 620 10 Vinyl siding No
1948 175,000 Tile Roof 2,000 5 $500- $1000 Deductible 570 10 Stone Siding yes
1943 105,000 Tile Roof 1,370 2 $500- $1000 Deductible 50 2 Stucco siding No
1943 180,000 Composition Roof 2,460 5 $500 Deductible 60 1 Vinyl siding yes
2014 165,000 Asphalt Shingles Roof 2,330 4 $500 Deductible 40 1 Wood siding yes
2014 175,000 Tile Roof 2,280 3 $1000-$2500 Deductible 250 7 Stone Siding yes
2012 195,000 Shingles Roof 2,180 4 $500- $1000 Deductible 680 9 Wood siding No
1968 195,000 Asphalt Shingles Roof 2,340 5 $500- $1000 Deductible 140 2 Brick siding yes
2014 205,000 Membrane Roof 2,250 3 $1000-$2500 Deductible 780 12 Wood siding yes
1964 100,000 Shingles Roof 1,250 2 $500- $1000 Deductible 230 9 Brick siding yes
2014 185,000 Shingles Roof 2,530 5 $2500-$5000 Deductible 90 2 Fiber-Cement Siding yes
1981 205,000 Asphalt Shingles Roof 3,220 4 $500- $1000 Deductible 480 9 Brick siding No
1944 115,000 Composition Roof 1,450 3 $500- $1000 Deductible 350 9 Wood siding yes
1967 440,000 Composition Roof 4,770 5 $500 Deductible 500 3 Stone Siding No
2011 190,000 Composition Roof 2,590 4 $5000 to $10,000 Deductible 590 12 Fiber-Cement Siding yes
1949 140,000 Wood Shake Roof 1,580 2 $500 Deductible 40 1 Vinyl siding No
1962 85,000 Wood Shake Roof 1,170 2 $500 Deductible 20 1 Stone Siding yes
1989 90,000 Slate Shingles Roof 1,060 2 $2500-$5000 Deductible 140 8 Vinyl siding No
1980 195,000 Membrane Roof 2,340 4 $1000-$2500 Deductible 510 8 Vinyl siding yes
1962 75,000 Metal Roof 990 2 $1000-$2500 Deductible 350 12 Fiber-Cement Siding yes
1965 200,000 Tile Roof 2,220 3 $5000 to $10,000 Deductible 150 3 Wood siding No
2010 95,000 Wood Shake Roof 1,140 2 $1000-$2500 Deductible 150 4 Brick siding No
1961 105,000 Shingles Roof 1,480 2 $2500-$5000 Deductible 280 12 Stucco siding No
1983 140,000 Wood Shake Roof 2,000 3 $500 Deductible 530 12 Wood siding No
2014 70,000 Composition Roof 980 2 $2500-$5000 Deductible 110 7 Fiber-Cement Siding No
1946 125,000 Wood Shake Roof 1,360 3 $2500-$5000 Deductible 60 2 Wood siding yes
2011 180,000 Asphalt Shingles Roof 2,560 4 $500 Deductible 450 7 Wood siding yes
1969 215,000 Shingles Roof 2,810 5 > $10,000 Deductible 70 2 Vinyl siding No