Rialto Insurance Rates:

Rialto, CA homeowners insurance is roughly $508 to $689, about $42-$57/month. Our in depth research reveals consumers can save upto $239 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I really enjoy state farms insurance coverage. They're extremely reliable, when I had an outage they covered the cost of food in all of my refrigerators and freezers.
I would recommend Progressive for home owners insurance because it is affordable. I like that they are available 24/7 and there is an app for it. The most important part to me is that bundled with my car insurance.
I haven't had to deal with Progressive's customer service very much, but every time I have had to in the past they were great. They were fast, efficient, helpful, and very friendly.
I would recommend them because of their prices. We checked many companies and nobody could come close to beating their rates.
I like the amount of coverage i receive and the different types of options available to meet my current needs
It can be hard to figure out which policy i need because they have a lot of them and the options seem very similar sometimes.
When our groundwater pipe broke we were able to gain coverage from our insurance company with no problems from the company.
State Farm
The premium is fine because it was a combined policy with auto and security system. I tried to get the best quote and this one was the one
Century National
It would be nice if i could adjust the parameters of my policy online. i don't want the hassle of dealing with making an appointment with a company agent.
Stillwater Insurance Group
There is really nothing so far that I dislike about the company. I supposed if I could change one thing it would be to change the paperwork they send... Maybe include a key that explains some terms in layman's terms because some of it I cannot understand without asking customer service for clarification.
I have no complaints about the customer service. Anytime I have called in I have got great service and they have always been polite and answered all my questions.
State Farm
I wish there were more times that they would reach out to discuss options or money-saving options that are available.
The only thing I dislike about this company is that the price goes up every year. As we already have car insurance with this company which makes it more expensive.
I am glad that they actually did reimburse me for the money when I fixed my house but I am very disappointed by their customer service. I would not recommend it to anyone unless they start communicating better
They are not up to date. They are old school and the technology on their website is not up to date.
Farmer's Insurance
I would definitely recommend farmers insurance company to others. Their customer service is good and they will answer any questions that you have regarding any other their policies that they have to offer and will do so promptly. They have competitive prices with other insurance companies and make it easy to see the competitive prices.
Liberty Mutual
I love this company and can't say enough about it. The best insurance company I have ever had to deal with for anything and I have dealt with a lot of them.
State Farm
I think State Farm is a top of the line company. I like their rates and I like the agent and his staff whom I have worked with. They are efficient and I feel I certainly get my money's worth. Not having to use the insurance would be fine, but it is there in case anything happens.
Their customer service is a few notches behind what it should be in my opinion. Long wait times and having to call multiple times shouldn't need to happen.
I only dislike the customer service on the phone because some times they don't understand what im asking of them.
State Farm
State Farm has been a pleasure to work with and has saved me hundreds of dollars each year while prodviding top notch customer service.

Rialto, CA Homeowners Insurance By Home Value

Rialto, CA Home Value Total Homes % of Total Average Rialto, CA Homeowners Insurance
Less than $50,000 1,365 9.0% $71
$60,000 to $69,999 202 1.0% $197
$80,000 to $89,999 181 1.0% $257
$100,000 to $124,999 1,062 7.0% $335
$125,000 to $149,999 1,082 7.0% $419
$150,000 to $174,999 2,290 15.0% $497
$175,000 to $199,999 1,329 9.0% $575
$200,000 to $249,999 2,939 20.0% $688
$250,000 to $299,999 1,617 11.0% $844
$300,000 to $399,999 1,973 13.0% $1072

Top Home Insurance Agents Near Rialto, CA

Home Insurance Company Near Rialto, CA Homeowners Insurance Agency Near Rialto, CA Address
Liberty Mutual Independent Allco Fullerton Ins Agency Inc 15615 ALTON PARKWAY STE 450, IRVINE, CA, 92618
State Farm Angelica Barraza-Penuelas 16380 Perris Blvd Ste E, Moreno Valley, CA, 92551-1134
Allstate Eric Wong 1525 Mesa Verde Dr E Ste 107, Costa Mesa, CA, 92626
Liberty Mutual Independent Huntington Pacific Ins Agy Inc 7901 PROFESSIONAL CIRCLE, HUNTINGTON BEACH, CA, 92647
State Farm Lynne Dattilo 6560 Van Buren Blvd Ste A, Riverside, CA, 92503-1542

Rialto, CA Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Rialto, CA

Streets in Rialto Area Homeowners Insurance Cost
Madrona St, N Altissimo Ln, S Vista Ave, W Westwind St, Williams Ave, S Pepper Ave, Ironwood Ave, Meadowmeer Ln, N Date Ave, Ayala Dr$600
Noel Ct, W Victoria Ave, N Alice Ave, Ayala Dr, S Encina Ave, Bailey Cayon Rd, W Holly St, Brampton Ave, N Verde Ave, W Jackson St$593
N Verde Ave, Knollwood Ave, Dumond Dr, Geronimo Ave, S Driftwood Ave, Perry Ave, E Erwin St, N Carnation Dr, S Brown Ave, el Revino Dr$617
W Campana Ct, W Ramona Dr, Otilla St, S Pampas Ave, Avenal Pl, Claremont Ave, W Santa Ana Ave, W Casmalia St, N Alder Ave, W Rosewood St$617
Doral Ln, N Orangewood Ave, E Cerritos St, Alta Vista Pl, Coralwood Pl, W Candlewood Ave, N Lamarr St, N Chestnut Ave, E Walnut Ave, W Admiralty St$615
N Cherrytree Rd, E Merrill Ave, W Buxton Dr, N Sycamore Ave S, W Grovewood St, E McKinley St, N Mulberry Ave, N Silver Berry Dr, Pioneer Way, S Larch Ave$590
E Victoria St, N Clifford Ave, Rowan Ave, S San Dimas Ave, W Winchester Dr, N Via Bello Dr, W Ramona Dr, W Heather St, W Poema Dr, S Coyote Dr$601
W Rosewood St, N Lewis St, S Park Ave, Agate Ln, Fig Tree Rd, E Home St, American Elm Rd, W Walnut Ave, E Valley Blvd, S Hills Way$594
W Manzanita St, W Valencia St, Commercial St, Prestwick Way, Leiske Dr, Chaparral St, N Smoke Tree Ave, Riverside Outer Hwy W, Magnolia St, Craig St$598
Ontario Fwy, Canfield Way, Enterprise Dr, W Fontlee Ln, E Carter St, W Valencia St, N Veronica Ave, Easton St, E Valencia St, Bohnert Ave$593

Rialto, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Rialto$89 to $92
San Bernardino$90

Rialto, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bloomington CDP, California $89 $119 $179
Muscoy CDP, California $89 $118 $177
San Bernardino CCD, San Bernardino County, California $90 $120 $180

Rialto, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Rialto, CA2.9%12.0%
San Bernardino2.75%12.73%

Rialto Renters Insurance as a Percentage of Rent

Rialto Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 163 1.0% $800
$300 to $499 307 3.0% $1250
$500 to $749 977 10.0% $1925
$750 to $999 2,437 27.0% $2675
$1,000 to $1,499 2,815 31.0% $3800
$1,500 or more 2,223 24.0% $5450

Average Cost Of Home Insurance By Company In Areas Nearby Rialto For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000500NewMAPFRE Group362
250000500NewHorace Mann P & C681
300000500NewCSE Safeguard739
5000001000NewGeneral Ins730
7500002500NewTokio Marine America1154
2000005001-3 YearsAmerican Reliable597
25000010001-3 YearsCSE Safeguard605
40000010001-3 YearsAAA (Interinsurance Exchange)710
1500005004-6 YearsStillwater Prop & Cas Co533
2000005004-6 YearsTravelers510
2500005004-6 YearsUniversal North America570
3000005004-6 YearsCSE Safeguard915
40000010004-6 YearsFarmers (Fire Ins)1282
50000010004-6 YearsIntegon/National1238
75000025004-6 YearsTokio Marine America1196
1500002507-15 YearsMetropolitan Direct1017
1500005007-15 YearsTokio Marine America411
15000025016-25 YearsHorace Mann463
15000025016-25 YearsHorace Mann P & C529
15000025016-25 YearsMAPFRE Group697

Rialto, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Rialto Homeowner Insurance Premium Example $1,500$1,100
Out of Pocket Expense During Claim$1,800$3,800
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $12,300$11,500
Net Savings to Rialto Home Owner from High Deductible Plan $800

Rialto, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Rialto, CA Home Replacement Value MORE than Home Value Rialto, CA Home Replacement Value LESS than Home Value
Replacement Value $276,000 $172,500
Insurance Premium based on Replacement Value $725 $450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $63,500 Risk Exposure from Under Insuring Coverage is $40,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $175/year

Example Rialto Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceGEICO InsuranceLiberty Mutual
Monthly Premium 365954
Year Built 196019991981
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $125000-$150000$250000-$300000$250000-$300000
Deductible $500- $1000 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Rialto, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1993 255,000 Composition Roof 2,270 4 $1000-$2500 Deductible 140 4 Wood siding yes
2006 175,000 Membrane Roof 1,780 4 $500 Deductible 100 2 Vinyl siding yes
1988 280,000 Metal Roof 2,430 5 $5000 to $10,000 Deductible 440 10 Stone Siding yes
2006 145,000 Shingles Roof 1,430 3 $500- $1000 Deductible 60 3 Stone Siding yes
1961 250,000 Metal Roof 1,950 3 $5000 to $10,000 Deductible 30 1 Wood siding No
1992 280,000 Wood Shake Roof 3,000 4 > $10,000 Deductible 520 12 Fiber-Cement Siding No
1978 120,000 Membrane Roof 1,210 3 $2500-$5000 Deductible 40 2 Wood siding yes
2009 585,000 Shingles Roof 4,910 5 $500 Deductible 290 2 Wood siding yes
2004 520,000 Wood Shake Roof 3,950 5 $500- $1000 Deductible 350 3 Wood siding yes
1965 240,000 Tile Roof 2,560 5 > $10,000 Deductible 40 1 Stone Siding yes
1986 155,000 Tile Roof 1,760 5 $5000 to $10,000 Deductible 150 6 Stucco siding No
1979 195,000 Slate Shingles Roof 2,010 4 $500 Deductible 300 7 Stucco siding yes
1964 175,000 Tile Roof 1,540 3 $5000 to $10,000 Deductible 180 9 Brick siding yes
2002 185,000 Shingles Roof 1,960 4 $5000 to $10,000 Deductible 90 3 Brick siding No
2009 210,000 Composition Roof 1,910 3 $5000 to $10,000 Deductible 300 10 Vinyl siding No
1963 235,000 Asphalt Shingles Roof 1,890 3 > $10,000 Deductible 70 2 Stucco siding No
1970 220,000 Metal Roof 2,380 3 > $10,000 Deductible 110 3 Vinyl siding yes
1976 165,000 Asphalt Shingles Roof 1,370 3 $2500-$5000 Deductible 290 7 Wood siding No
2003 185,000 Composition Roof 1,540 5 $1000-$2500 Deductible 250 6 Fiber-Cement Siding yes
1998 370,000 Tile Roof 3,810 5 $1000-$2500 Deductible 190 2 Stone Siding No
1999 225,000 Slate Shingles Roof 1,810 3 $500- $1000 Deductible 80 2 Brick siding yes
2000 305,000 Slate Shingles Roof 2,430 5 $500 Deductible 570 7 Fiber-Cement Siding yes
2009 210,000 Tile Roof 2,300 3 $5000 to $10,000 Deductible 310 12 Stucco siding yes
1981 255,000 Metal Roof 2,310 3 $5000 to $10,000 Deductible 170 4 Stone Siding yes
1976 200,000 Slate Shingles Roof 1,600 3 $2500-$5000 Deductible 30 1 Fiber-Cement Siding yes
1973 370,000 Slate Shingles Roof 3,750 5 $500- $1000 Deductible 600 7 Vinyl siding No
1985 225,000 Metal Roof 2,120 3 > $10,000 Deductible 60 2 Brick siding yes
1997 210,000 Composition Roof 1,870 3 $500- $1000 Deductible 150 3 Brick siding yes
1997 220,000 Metal Roof 1,810 3 $5000 to $10,000 Deductible 460 12 Vinyl siding yes
1998 195,000 Asphalt Shingles Roof 1,630 3 $500 Deductible 430 9 Fiber-Cement Siding yes
1984 225,000 Tile Roof 1,407 3 $500 Deductible 380 6 Stucco siding No

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