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Reno, NV Home Values & Insurance Rates

Reno, NV Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 3,188 8.0% $71
$50,000 to $59,999 613 1.0% $149
$60,000 to $69,999 586 1.0% $182
$80,000 to $89,999 855 2.0% $241
$90,000 to $99,999 700 1.0% $273
$100,000 to $124,999 2,439 6.0% $319
$125,000 to $149,999 2,609 7.0% $397
$150,000 to $174,999 3,943 10.0% $469
$175,000 to $199,999 3,375 9.0% $541
$200,000 to $249,999 5,759 15.0% $652
$250,000 to $299,999 5,305 14.0% $795
$300,000 to $399,999 6,865 18.0% $1010

Top Home Insurance Agents Near Reno, NV

Home Insurance Company Near Reno, NV Homeowners Insurance Agency Near Reno, NV Address
NA Alex Pieters Insurance Agency 1559 Desert Drive , Minden, NV, 89423
State Farm Bob Bentley Jr 248 E Liberty St, Reno, NV, 89501-2211
Allstate Chaidez & Associates Llc 1190 Selmi Dr Ste 103, Reno, NV, 89512
Allstate Mark Kerber 716 H St, Sparks, NV, 89431
Farmers William Mcdowell 1023 Rock Blvd, Sparks, NV, 89431

Estimated Home Insurance By Street Area Near Reno, NV

Reno Area Estimated House Insurance
Summit Ridge Rd, W Cygnet Cir, Torobie Cir, Marvel Way, Windycrest Dr, N Arlington Ave, Via Contento Ct, Washington St, Oldenburg Ct, Cliff Hanger Dr$650
Machen Cir, Newlands Cir, Waldron Ln, Budrow Dr, Doc Olena Ct, River Gorge Ct, Mesa Park Rd, Sleepy Hollow Dr, S Rock Blvd, Elk Ct$661
Escalera Ct, Gilvarry St, Brown St, Fall River Cir, Old US Hwy 395 N, Sommerville Way, Marsh Ave, St Lawrence Ave, Anne Marie Ct, Birmingham Pl$631
Citron St, Torrington Dr, Drew Dr, Ballentyne Way, Alicia Way, Elko Ave, Antelope Valley, Longhorn Dr, Greenwich Way, Shadow Crest Cir$600
Preakness Ct, Moab Ct, Shelter Ct, Hemlock Way, Swaledale Dr, Summer Glen Dr, Virginia St, Regal Dr, Jaeger Ct, Meadowood Mall Cir$682
Austin Creek Ct, Basque Oven Rd, Lafayette Ln, Palmira Dr, Buckaroo, Marmara Dr, Orovada St, Prairie Rose Pl, Fieldcreek Ln, Orca Way$685
S Whisperwood Dr, E 11th St, Pasture View Rd, Toiyabe St, Klondike Dr, Arbor Ct, Flint St, Willow St, Las Brisas Blvd, Kirkland Ct$697
Oakley Ln, Still Meadow Dr, Sapphire Canyon Ct, Primula Way, Quail Run Rd, Greeley Ct, Samuel Way, Aspen Glen Rd, Isbell Rd, Outback Ln$752
Sysonby Ct, Firethorn Cir, Partridge Way, Meyers, Aquamarine Ct, Calgary Ct, Sienna Station Way, Kiwi Ct, Morgan Pointe Cir, Eucalyptus Ct$682
Desna St, Andesite Ave, Devon Dr, Fort Churchill Rd, Fulmar Ct, Springer Ct, Blue Lakes Ct, Hacienda Dr, Noche Ln, Kewanna Trl$631

Savings on home insurance for senior occupied homes

PlaceSavings
Reno$97 to $100
Reno North$97
Mogul$103
Golden Valley$99

Reno, NV Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Reno, NV3.1%10.9%
Reno North3.13%11.7%
Mogul3.28%10.5%
Golden Valley2.62%10.25%

Reno Renters Insurance as a Percentage of Rent

Reno Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 815 1.0% $787
$300 to $499 3,038 6.0% $1237
$500 to $749 11,316 24.0% $1912
$750 to $999 13,599 29.0% $2662
$1,000 to $1,499 11,389 25.0% $3787
$1,500 or more 4,865 10.0% $5437

Reno, NV Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$4,900
Yearly Reno Homeowner Insurance Premium Example $1,400$900
Out of Pocket Expense During Claim$1,900$4,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $13,100$12,100
Net Savings to Reno Home Owner from High Deductible Plan $1,000

Reno, NV Home Insurance Costs With Home Replacement Value Scenarios

Scenario Reno, NV Home Replacement Value MORE than Home Value Reno, NV Home Replacement Value LESS than Home Value
Replacement Value $393,000 $283,500
Insurance Premium based on Replacement Value $2,000 $1,450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $38,500 Risk Exposure from Under Insuring Coverage is $71,000
Premium Impact Insurance cheaper by $350/year Insurance costlier by $200/year

Example Reno Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceFarmers InsuranceAmerican Family Insurance
Monthly Premium 6419891
Year Built 198619902012
Home Details 4 Beds, 3 Baths5 Beds, 4 Baths2 Beds, 1 Baths
Coverage Amount $250000-$300000$400000-$500000$200000-$250000
Deductible > $10,000 Deductible$500 Deductible$500 Deductible

Reno, NV Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Reno North CCD, Washoe County, Nevada $97 $129 $194
Mogul CDP, Nevada $104 $138 $207
Golden Valley CDP, Nevada $99 $132 $198

Sample Home Insurance Rates for Reno, NV from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1970 265,000 Shingles Roof 2,130 4 $500 Deductible 210 2 Fiber-Cement Siding yes
1975 150,000 Shingles Roof 1,070 2 $5000 to $10,000 Deductible 410 9 Fiber-Cement Siding No
2012 245,000 Slate Shingles Roof 1,850 4 > $10,000 Deductible 50 1 Fiber-Cement Siding yes
1983 265,000 Membrane Roof 2,140 3 > $10,000 Deductible 430 10 Stucco siding yes
2001 430,000 Slate Shingles Roof 3,660 5 $500 Deductible 320 2 Vinyl siding yes
2012 330,000 Tile Roof 2,930 4 $5000 to $10,000 Deductible 740 10 Fiber-Cement Siding yes
2009 270,000 Slate Shingles Roof 2,200 3 > $10,000 Deductible 340 6 Stucco siding yes
1989 105,000 Metal Roof 990 2 $500- $1000 Deductible 240 9 Brick siding No
1984 310,000 Tile Roof 2,785 4 > $10,000 Deductible 700 5 Wood siding No