Reisterstown Insurance Rates:

Reisterstown, MD homeowners insurance is roughly $593 to $804, about $49-$67/month. Our comprehensive research indicates shoppers can save as much as $279 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
Our insurance agent is always extremely helpful. during the time in which we lost our home to a tornado, he made sure that we got all of the assistance that we needed.
Progressive
While their representatives are always pleasant, when calling their call center you can expect to be on hold for a while as their office seems understaffed.
State Farm
State farm provides extremely comprehensive coverage at the most competitive rates and works with the client to ensure that the most appropriate coverage is provided with no upselling.

Reisterstown, MD Homeowners Insurance By Home Value

Reisterstown, MD Home Value Total Homes % of Total Average Reisterstown, MD Homeowners Insurance
Less than $50,000 77 1.0% $62
$90,000 to $99,999 64 1.0% $258
$100,000 to $124,999 246 4.0% $300
$125,000 to $149,999 205 4.0% $377
$150,000 to $174,999 338 6.0% $447
$175,000 to $199,999 276 5.0% $517
$200,000 to $249,999 1,540 30.0% $622
$250,000 to $299,999 1,408 28.0% $754
$300,000 to $399,999 808 16.0% $964

Top Home Insurance Agents Near Reisterstown, MD

Home Insurance Company Near Reisterstown, MD Homeowners Insurance Agency Near Reisterstown, MD Address
Erie Monroe Chris Williams Agency 1103 Mt Rose Avenue, York, PA, 17403
Travelers Wolf Insurance Agency Inc 9124 Belair Rd, Nottingham, MD, 21236
NA Bb&T Carroll County Ins Agcy Inc P O Box 69, Westminster, MD, 21158
Liberty Mutual Independent A & R Associates Ltd 6379 Little River Tpke, ALEXANDRIA, VA, 22312
Liberty Mutual Independent Danaher Skewes & Assoc Inc 4200 Evergreen Ln, Annandale, VA, 22003

Cost Of Homeowners Insurance By Street Near Reisterstown, MD

Streets in Reisterstown Area Homeowners Insurance Cost
Pegasus Ct, Kendigs Mill Rd, Belmont Ave, Erin Way, Cockeys Mill Rd, Fox Run Ct, Bentley Park Ln, Empire Ct, Terry Town Dr, Black Oak Ct$706
Thorden Rd, Homevale Rd, Cherry Manor Ct, Granleigh Ct, Augustus Ct, Holly Hill Ct, Clarks Ln, Benton Woods Ln, Black Cherry Ct, Carolstowne Rd$697
Flemingham Ct, Westminster Rd, Bond Ave, Austin Rd, Greenview Ave, Shirley Ave, Thompson Ave, Log House Way, Eastview Dr, Belmont Rd$706
Woodhill Dr, State Hwy 30, Joshua Tree Ct, Presgraves Rd, Hanover Pike, Cork Ln, Highfalcon Rd, Johnsborough Way, Tidyman Rd, Bridgeport Ct$709
Chartley Park Rd, Hammershire Rd, Tarragon Rd, Hammond Ave, W Cherry Hill Rd, Victoria Ct, Browwood Rd, Freshman Ct, Kingsbury Rd, Moser Ln$707

Reisterstown, MD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Reisterstown$104 to $107
Owings Mills$105
Pikesville$107
Milford Mill$103

Reisterstown, MD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Owings Mills CDP, Maryland $88 $117 $176
Garrison CDP, Maryland $88 $117 $176
Randallstown CDP, Maryland $88 $117 $175

Reisterstown, MD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Reisterstown, MD3.2%12.2%
Owings Mills2.74%9.22%
Garrison3.23%7.9%
Randallstown2.97%11.09%

Reisterstown Renters Insurance as a Percentage of Rent

Reisterstown Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 54 1.0% $335
$200 to $299 62 1.0% $785
$300 to $499 171 4.0% $1235
$500 to $749 335 7.0% $1910
$750 to $999 954 22.0% $2660
$1,000 to $1,499 2,308 54.0% $3785
$1,500 or more 388 9.0% $5435

Average Cost Of Home Insurance By Company In Areas Nearby Reisterstown For Different Scenarios

Home Value ($) Deductible ($) Construction Type Age of Home (Years) Company Premium ($)
250,000 500 Frame 35 Aig Property Casualty Co. 761
350,000 1,000 Masonry 15 Lititz Mutual Insurance Co. 1,004
300,000 500 Frame 25 Metropolitan Property And Casualty Ins. 1,827
250,000 500 Frame 35 Pharmacists Mutual Insurance Co. 815
400,000 1,000 Frame 10 Qbe Insurance Corp. 1,122
400,000 1,000 Frame 10 Travelers Home & Marine Insurance Co. 850
400,000 1,000 Frame 10 Usaa General Indemnity Co. 1,843
400,000 1,000 Frame 10 United Services Automobile Association 1,438
300,000 500 Frame 25 Unitrin Direct Property & Casualty Co. 1,112
250,000 500 Frame 35 Universal Property & Casualty Ins. Co. 1,011

Reisterstown, MD Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Reisterstown Homeowner Insurance Premium Example $3,100$2,700
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $22,700$21,900
Net Savings to Reisterstown Home Owner from High Deductible Plan $800

Reisterstown, MD Home Insurance Costs With Home Replacement Value Scenarios

Scenario Reisterstown, MD Home Replacement Value MORE than Home Value Reisterstown, MD Home Replacement Value LESS than Home Value
Replacement Value $359,000 $216,000
Insurance Premium based on Replacement Value $2,000 $1,200
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $64,500 Risk Exposure from Under Insuring Coverage is $78,500
Premium Impact Insurance cheaper by $425/year Insurance costlier by $375/year

Example Reisterstown Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceGEICO InsuranceFarmers Insurance
Monthly Premium 675558
Year Built 197319842004
Home Details 4 Beds, 1 Baths2 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $200000-$250000$175000-$200000$200000-$250000
Deductible $1000-$2500 Deductible$5000 to $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Reisterstown, MD from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1994 240,000 Composition Roof 1,900 3 $500- $1000 Deductible 100 1 Stucco siding No
2011 270,000 Composition Roof 2,440 4 $500- $1000 Deductible 530 6 Stone Siding No
2005 190,000 Metal Roof 1,420 3 $5000 to $10,000 Deductible 240 4 Wood siding No
1987 240,000 Composition Roof 1,630 3 $500 Deductible 720 7 Stucco siding No
2013 175,000 Metal Roof 1,490 2 $1000-$2500 Deductible 520 7 Stone Siding yes
1983 285,000 Shingles Roof 1,770 3 $1000-$2500 Deductible 1160 9 Fiber-Cement Siding yes
1974 135,000 Metal Roof 1,040 2 $1000-$2500 Deductible 570 10 Wood siding yes
1978 370,000 Membrane Roof 3,380 4 $500- $1000 Deductible 290 2 Wood siding yes
2014 250,000 Shingles Roof 1,890 5 $500- $1000 Deductible 930 9 Stucco siding No
2007 315,000 Composition Roof 2,050 3 $1000-$2500 Deductible 1220 9 Stone Siding yes
2002 530,000 Slate Shingles Roof 4,290 5 $5000 to $10,000 Deductible 1440 8 Stucco siding No
1974 225,000 Asphalt Shingles Roof 2,040 3 > $10,000 Deductible 120 2 Wood siding yes
1979 240,000 Metal Roof 1,610 2 $500- $1000 Deductible 960 9 Brick siding No