Reedsport Insurance Rates:

Reedsport, OR homeowners insurance is approximately $369 to $504, about $30-$42/month. Our comprehensive guide shows customers can save upto $174 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Reedsport, OR Homeowners Insurance By Home Value

Reedsport, OR Home Value Total Homes % of Total Average Reedsport, OR Homeowners Insurance
Less than $50,000 231 14.0% $61
$50,000 to $59,999 16 1.0% $131
$70,000 to $79,999 45 2.0% $183
$80,000 to $89,999 56 3.0% $209
$90,000 to $99,999 56 3.0% $235
$100,000 to $124,999 72 4.0% $270
$125,000 to $149,999 113 7.0% $340
$150,000 to $174,999 242 15.0% $406
$175,000 to $199,999 119 7.0% $467
$200,000 to $249,999 228 14.0% $563
$250,000 to $299,999 223 14.0% $686
$300,000 to $399,999 170 10.0% $874

Top Home Insurance Agents Near Reedsport, OR

Home Insurance Company Near Reedsport, OR Homeowners Insurance Agency Near Reedsport, OR Address
Liberty Mutual Independent Aic Insurance Agency Llc 697 MAPLE ST, FLORENCE, OR, 97439
Travelers C Dean Mason Agency 704 SPRUCE ST, MYRTLE POINT, OR, 97458
Allstate Erik Benson 130 Gateway Blvd, Cottage Grove, OR, 97424
Travelers Kgm Intl Ltd Dba Pacific Benefit Planners 800 WILLAMETTE ST STE 620, EUGENE, OR, 97401
State Farm Michael Coulbourne 65 Division Ave Ste D, Eugene, OR, 97404-2485

Cost Of Homeowners Insurance By Street Near Reedsport, OR

Streets in Reedsport Area Homeowners Insurance Cost
Laurel Ave, Mill Ave, Sunset Dr, Salmon Harbor Dr, Wildwood Dr, Winchester Ave, Old Lower Smith River Rd, Port Dock Rd, N 4th St, Mound St$428
Clear Lake Ave, BLM Rd 36 0, Oar Creek Rd, N 9th St, Elm Ave, Westmont Dr, Scottsburg Cemetery Rd, Plateau St, Umpqua Hwy, Scottsburg Rd W$439
Oregon Coast Hwy, Bellevue Dr, N 6th St, Co Rd 251, State Hwy 38, Frontage Ct, Swain Ct, Ada Rd, N Hills Ct, BLM Rd 22-9-14.0$441
Schofield Dr, Alder St, Decker Point Rd, Water Ave, Country Club Dr, Broadway Ave, N 22nd St, S 20th St, Kendall Estates Ln, Winchester Ave$436
Co Rd 55, Riverfront Way, Co Hwy 195, N 20th St, Co Hwy 5338, Greenwood Ave, Golden Dr, Jonquil Ln, Johanneson Creek Rd, S 19th St$443

Reedsport, OR Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Reedsport$64 to $66
Gardiner$66
Winchester Bay$67
Lakeside$64

Reedsport, OR Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Gardiner CDP, Oregon $67 $89 $134
Winchester Bay CDP, Oregon $68 $90 $135
Lakeside city, Oregon $65 $86 $129

Reedsport, OR Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Reedsport, OR3.0%8.6%
Gardiner3.01%9.32%
Winchester Bay2.85%7.43%
Lakeside3.52%11.64%

Reedsport Renters Insurance as a Percentage of Rent

Reedsport Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 35 4.0% $344
$200 to $299 104 12.0% $794
$300 to $499 254 30.0% $1244
$500 to $749 170 20.0% $1919
$750 to $999 173 20.0% $2669
$1,000 to $1,499 86 10.0% $3794
$1,500 or more 11 1.0% $5444

Reedsport, OR Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$2,800
Yearly Reedsport Homeowner Insurance Premium Example $1,000$600
Out of Pocket Expense During Claim$800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,800$7,600
Net Savings to Reedsport Home Owner from High Deductible Plan $1,200

Reedsport, OR Home Insurance Costs With Home Replacement Value Scenarios

Scenario Reedsport, OR Home Replacement Value MORE than Home Value Reedsport, OR Home Replacement Value LESS than Home Value
Replacement Value $242,500 $138,500
Insurance Premium based on Replacement Value $625 $350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $54,000 Risk Exposure from Under Insuring Coverage is $50,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $150/year

Example Reedsport Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceChubb Group of InsuranceTravelers
Monthly Premium 1053325
Year Built 200819931974
Home Details 5 Beds, 1 Baths3 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $400000-$500000$175000-$200000$125000-$150000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Reedsport, OR from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1965 245,000 Slate Shingles Roof 2,740 4 > $10,000 Deductible 260 8 Fiber-Cement Siding No
1980 135,000 Composition Roof 1,460 2 $1000-$2500 Deductible 380 12 Stucco siding No
2003 255,000 Tile Roof 2,190 3 $5000 to $10,000 Deductible 390 9 Brick siding yes
1963 400,000 Asphalt Shingles Roof 3,800 5 $500- $1000 Deductible 240 2 Stone Siding No
1987 380,000 Wood Shake Roof 3,860 5 > $10,000 Deductible 580 12 Stucco siding yes
1986 120,000 Slate Shingles Roof 1,240 3 $500- $1000 Deductible 120 5 Wood siding No
1992 515,000 Metal Roof 4,990 5 $500 Deductible 710 5 Wood siding yes
1960 155,000 Slate Shingles Roof 1,490 3 $500 Deductible 280 8 Brick siding No
1976 270,000 Membrane Roof 2,360 3 $5000 to $10,000 Deductible 370 8 Wood siding yes
1963 185,000 Tile Roof 1,780 2 $500 Deductible 430 9 Vinyl siding No
1963 245,000 Tile Roof 1,990 3 > $10,000 Deductible 120 3 Brick siding No
1970 155,000 Membrane Roof 1,420 2 $500- $1000 Deductible 260 6 Fiber-Cement Siding yes
2007 230,000 Tile Roof 2,220 5 $500- $1000 Deductible 430 7 Fiber-Cement Siding yes
1977 180,000 Slate Shingles Roof 1,880 3 $5000 to $10,000 Deductible 20 1 Stone Siding No
1960 350,000 Slate Shingles Roof 3,840 5 $500 Deductible 180 2 Brick siding yes
1981 280,000 Tile Roof 3,320 5 $500 Deductible 550 9 Fiber-Cement Siding yes
1967 345,000 Metal Roof 3,070 4 > $10,000 Deductible 250 6 Brick siding No
1999 240,000 Tile Roof 2,040 3 $5000 to $10,000 Deductible 60 2 Stone Siding yes
1976 170,000 Wood Shake Roof 1,810 3 $5000 to $10,000 Deductible 290 8 Wood siding No
1987 225,000 Asphalt Shingles Roof 2,630 5 $500- $1000 Deductible 240 5 Stucco siding No
1963 240,000 Wood Shake Roof 2,450 4 > $10,000 Deductible 200 6 Stone Siding No
1981 150,000 Composition Roof 1,510 2 $500- $1000 Deductible 440 10 Fiber-Cement Siding No
1965 320,000 Asphalt Shingles Roof 3,320 4 $500 Deductible 580 8 Vinyl siding No
2000 170,000 Metal Roof 1,510 2 $500- $1000 Deductible 90 3 Brick siding No
1977 225,000 Shingles Roof 1,870 4 > $10,000 Deductible 410 12 Stucco siding No
1963 325,000 Shingles Roof 2,820 4 $5000 to $10,000 Deductible 120 2 Vinyl siding yes
1997 285,000 Tile Roof 2,870 5 > $10,000 Deductible 250 6 Brick siding No
1999 210,000 Slate Shingles Roof 1,780 4 $500 Deductible 720 12 Stone Siding yes