Redmond, WA Home Insurance - Analysis On Quotes, Rates & Agents
Redmond Insurance Rates:
Redmond, WA homeowners insurance is roughly $549 to $746, about $45-$62/month. Our exhaustive research shows customers can save upto $259 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Latest Home Insurance Reviews
Farmer's InsuranceWe were very pleasantly surprised at the efficiency and speed of this company in attending to all of the little details around making a claim and collecting what is rightfully ours.
State FarmThey call me up once a year to make sure that i have the coverage that i need and they make recommendations based on my current coverage if they feel that i might need a little more or if there have been policy changes or possibly clauses that have been removed. i also really like that i can just call up my local office if i need to make a claim. i don't need to call a call center and get transferred around or have to press one for this or press two for that. we also get discounts on our other insurance policies because we have them all in the same place, home and auto
GeicoI like that they are friendly and helpful and seem to care about your concerns. I don't have to go through the hassle when I need to call them about something
American FamilyThe customer service has been exceptional and helpful in every situation.
State FarmWe haven't been disappointed yet. We haven't had any bad runnings. Every time we've dealt with an agent it has been great.
ProgressiveI am very pleased with the premium because for the coverage amount that is a good rate. I had been shopping primarily for new car insurance but knew I would switch everything. I liked the people and the discounts provided were great too.
Redmond, WA Homeowners Insurance By Home Value
| Redmond, WA Home Value | Total Homes | % of Total | Average Redmond, WA Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 296 | 6.0% | $32 |
| $50,000 to $59,999 | 66 | 1.0% | $71 |
| $100,000 to $124,999 | 120 | 2.0% | $155 |
| $125,000 to $149,999 | 79 | 1.0% | $194 |
| $150,000 to $174,999 | 268 | 5.0% | $226 |
| $175,000 to $199,999 | 137 | 2.0% | $265 |
| $200,000 to $249,999 | 624 | 13.0% | $317 |
| $250,000 to $299,999 | 754 | 16.0% | $388 |
| $300,000 to $399,999 | 2,198 | 47.0% | $492 |
Top Home Insurance Agents Near Redmond, WA
| Home Insurance Company Near Redmond, WA | Homeowners Insurance Agency Near Redmond, WA | Address |
|---|---|---|
| Liberty Mutual | Carrie Barrett | 15809 Bear Creek Pkwy Suite 120, Redmond, WA, 98052 |
| Allstate | Rick Zeleznik | 26708 180Th Ave Se Ste 101, Covington, WA, 98042 |
| Travelers | Robinson-Maurer-Welts Inc | 2601 4TH AVENUE SUITE 450, SEATTLE, WA, 98121 |
| Allstate | Thomas Abraham | 21010 108th Ave SE, Kent, WA, 98031 |
| State Farm | Wendi Thomas | 3025 S Union Avenue, Tacoma, WA, 98409-3316 |
Cost Of Homeowners Insurance By Street Near Redmond, WA
| Streets in Redmond Area | Homeowners Insurance Cost |
|---|---|
| 198th Dr NE, 160th Pl NE, NE 92nd Way, Redmond Woodinville Rd NE, 198th Ct NE, NE 63rd Way, NE 124th Ct, 143rd Ave NE, NE 26th Way, 239th Way NE | $689 |
| NE 132nd Ct, 154th Pl NE, NE 93rd Way, 195th Ave NE, NE 80th Pl, 197th Ct NE, 192nd Pl NE, Brown St, 153rd Ave NE, 238th Pl NE | $643 |
| 200th Pl NE, Avondale Pl NE, NE 73rd Way, NE 63rd Ct, 194th Pl NE, NE 111th Ct, 231st Ct NE, Avondale Way NE, 147th Ave NE, NE 91st Pl | $662 |
| 135th Pl NE, 190th Ave NE, NE 67th Ct, 232nd Way NE, NE 61st Pl, 220th Ct NE, 131st Ln NE, 167th Ct NE, 174th Ct NE, NE 75th Pl | $658 |
| NE 92nd Pl, NE Vine Maple Way, NE 71st Pl, 232nd Ter NE, NE 121st Ln, 220th Pl NE, 242nd Ave NE, NE 50th Way, NE 46th Ct, NE 90th Pl | $679 |
Redmond, WA Home Insurance Savings For Senior Occupied Homes
| Place | Savings For Senior Occupied Homes |
|---|---|
| Redmond | $96 to $99 |
| Kirkland | $97 |
| Union Hill-Novelty Hill | $101 |
| Kingsgate | $94 |
Redmond, WA Auto & Homeowners Insurance Bundling Discounts
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Kirkland city, Washington | $98 | $130 | $195 |
| Seattle East CCD, King County, Washington | $97 | $129 | $194 |
| Union Hill-Novelty Hill CDP, Washington | $101 | $135 | $203 |
Redmond, WA Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Redmond, WA | 2.2% | 7.9% |
| Kirkland | 2.23% | 7.77% |
| Seattle East | 2.2% | 7.33% |
| Union Hill-Novelty Hill | 2.0% | 6.5% |
Redmond Renters Insurance as a Percentage of Rent
| Redmond Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $500 to $749 | 391 | 3.0% | $1883 |
| $750 to $999 | 1,310 | 12.0% | $2633 |
| $1,000 to $1,499 | 4,634 | 43.0% | $3758 |
| $1,500 or more | 4,112 | 38.0% | $5408 |
Redmond, WA Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $800 | $2,800 |
| Yearly Redmond Homeowner Insurance Premium Example | $1,300 | $900 |
| Out of Pocket Expense During Claim | $800 | $2,800 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $11,200 | $10,000 |
| Net Savings to Redmond Home Owner from High Deductible Plan | $1,200 | |
Redmond, WA Home Insurance Costs With Home Replacement Value Scenarios
| Scenario | Redmond, WA Home Replacement Value MORE than Home Value | Redmond, WA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $732,500 | $417,000 |
| Insurance Premium based on Replacement Value | $1,975 | $1,125 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $178,500 | Risk Exposure from Under Insuring Coverage is $137,000 |
| Premium Impact | Insurance cheaper by $375/year | Insurance costlier by $475/year |
Example Redmond Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company | Chubb Group of Insurance | Farmers Insurance | Allstate |
| Monthly Premium | 195 | 31 | 59 |
| Year Built | 1991 | 2002 | 1984 |
| Home Details | 5 Beds, 4 Baths | 2 Beds, 1 Baths | 3 Beds, 1 Baths |
| Coverage Amount | $600000-$700000 | $175000-$200000 | $300000-$350000 |
| Deductible | $500 Deductible | $2500-$5000 Deductible | $500- $1000 Deductible |
Sample Home Insurance Rates for Redmond, WA from Consumer Reviews & Surveys
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 1999 | 600,000 | Tile Roof | 2,670 | 4 | $500- $1000 Deductible | 1480 | 10 | Brick siding | yes |
| 1993 | 555,000 | Metal Roof | 2,840 | 5 | $2500-$5000 Deductible | 1360 | 10 | Vinyl siding | yes |
| 1985 | 280,000 | Membrane Roof | 1,230 | 2 | $1000-$2500 Deductible | 430 | 7 | Stucco siding | No |
| 1976 | 415,000 | Tile Roof | 1,820 | 3 | $5000 to $10,000 Deductible | 150 | 2 | Stone Siding | No |
| 2014 | 495,000 | Asphalt Shingles Roof | 2,570 | 5 | $5000 to $10,000 Deductible | 90 | 1 | Fiber-Cement Siding | yes |
| 1975 | 285,000 | Tile Roof | 1,100 | 2 | $5000 to $10,000 Deductible | 140 | 3 | Vinyl siding | yes |
| 1986 | 295,000 | Slate Shingles Roof | 1,510 | 3 | $1000-$2500 Deductible | 360 | 7 | Brick siding | yes |
| 2002 | 200,000 | Metal Roof | 940 | 2 | $500 Deductible | 50 | 1 | Stucco siding | yes |
| 1997 | 545,000 | Slate Shingles Roof | 2,180 | 3 | $500 Deductible | 1460 | 10 | Wood siding | No |
| 2014 | 325,000 | Membrane Roof | 1,360 | 3 | $500 Deductible | 900 | 12 | Stone Siding | yes |
| 1975 | 870,000 | Shingles Roof | 4,010 | 5 | $5000 to $10,000 Deductible | 1270 | 10 | Wood siding | yes |
| 2005 | 315,000 | Tile Roof | 1,630 | 2 | $500 Deductible | 380 | 4 | Stucco siding | No |
| 1986 | 370,000 | Wood Shake Roof | 1,670 | 3 | $5000 to $10,000 Deductible | 130 | 2 | Wood siding | yes |
| 2014 | 300,000 | Slate Shingles Roof | 1,610 | 3 | $1000-$2500 Deductible | 230 | 5 | Stone Siding | No |
| 1975 | 430,000 | Wood Shake Roof | 1,670 | 2 | > $10,000 Deductible | 650 | 9 | Fiber-Cement Siding | yes |
| 2011 | 1,230,000 | Asphalt Shingles Roof | 4,680 | 5 | $5000 to $10,000 Deductible | 1450 | 10 | Fiber-Cement Siding | No |
| 2003 | 1,195,000 | Slate Shingles Roof | 4,660 | 5 | $500- $1000 Deductible | 620 | 3 | Fiber-Cement Siding | yes |
| 2008 | 355,000 | Asphalt Shingles Roof | 1,570 | 2 | $2500-$5000 Deductible | 280 | 6 | Stucco siding | No |
| 1978 | 395,000 | Membrane Roof | 1,620 | 3 | $5000 to $10,000 Deductible | 400 | 6 | Stucco siding | No |
| 1983 | 285,000 | Slate Shingles Roof | 1,490 | 2 | $5000 to $10,000 Deductible | 50 | 1 | Brick siding | No |
| 2012 | 270,000 | Composition Roof | 1,380 | 3 | $2500-$5000 Deductible | 290 | 6 | Stucco siding | yes |
| 1976 | 660,000 | Shingles Roof | 3,240 | 4 | $500 Deductible | 1530 | 7 | Brick siding | No |
| 1999 | 415,000 | Composition Roof | 1,790 | 3 | $2500-$5000 Deductible | 480 | 5 | Wood siding | No |
| 2002 | 335,000 | Tile Roof | 1,620 | 2 | $1000-$2500 Deductible | 600 | 12 | Vinyl siding | No |
| 1999 | 550,000 | Asphalt Shingles Roof | 2,160 | 4 | > $10,000 Deductible | 290 | 3 | Fiber-Cement Siding | yes |
| 2006 | 570,000 | Wood Shake Roof | 2,170 | 4 | $500 Deductible | 1460 | 9 | Stone Siding | yes |
| 1993 | 695,000 | Tile Roof | 3,730 | 5 | $500 Deductible | 890 | 5 | Stone Siding | yes |
| 2011 | 335,000 | Asphalt Shingles Roof | 1,340 | 2 | > $10,000 Deductible | 50 | 1 | Vinyl siding | No |
| 2002 | 345,000 | Asphalt Shingles Roof | 1,590 | 3 | $500 Deductible | 80 | 1 | Fiber-Cement Siding | No |
| 2006 | 300,000 | Membrane Roof | 1,600 | 3 | $500- $1000 Deductible | 690 | 10 | Stucco siding | yes |