Redmond Insurance Rates:

Redmond, WA homeowners insurance is roughly $549 to $746, about $45-$62/month. Our exhaustive research shows customers can save upto $259 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
We were very pleasantly surprised at the efficiency and speed of this company in attending to all of the little details around making a claim and collecting what is rightfully ours.
State Farm
They call me up once a year to make sure that i have the coverage that i need and they make recommendations based on my current coverage if they feel that i might need a little more or if there have been policy changes or possibly clauses that have been removed. i also really like that i can just call up my local office if i need to make a claim. i don't need to call a call center and get transferred around or have to press one for this or press two for that. we also get discounts on our other insurance policies because we have them all in the same place, home and auto
Geico
I like that they are friendly and helpful and seem to care about your concerns. I don't have to go through the hassle when I need to call them about something
American Family
The customer service has been exceptional and helpful in every situation.
State Farm
We haven't been disappointed yet. We haven't had any bad runnings. Every time we've dealt with an agent it has been great.
Progressive
I am very pleased with the premium because for the coverage amount that is a good rate. I had been shopping primarily for new car insurance but knew I would switch everything. I liked the people and the discounts provided were great too.

Redmond, WA Homeowners Insurance By Home Value

Redmond, WA Home Value Total Homes % of Total Average Redmond, WA Homeowners Insurance
Less than $50,000 296 6.0% $32
$50,000 to $59,999 66 1.0% $71
$100,000 to $124,999 120 2.0% $155
$125,000 to $149,999 79 1.0% $194
$150,000 to $174,999 268 5.0% $226
$175,000 to $199,999 137 2.0% $265
$200,000 to $249,999 624 13.0% $317
$250,000 to $299,999 754 16.0% $388
$300,000 to $399,999 2,198 47.0% $492

Top Home Insurance Agents Near Redmond, WA

Home Insurance Company Near Redmond, WA Homeowners Insurance Agency Near Redmond, WA Address
Liberty Mutual Carrie Barrett 15809 Bear Creek Pkwy Suite 120, Redmond, WA, 98052
Allstate Rick Zeleznik 26708 180Th Ave Se Ste 101, Covington, WA, 98042
Travelers Robinson-Maurer-Welts Inc 2601 4TH AVENUE SUITE 450, SEATTLE, WA, 98121
Allstate Thomas Abraham 21010 108th Ave SE, Kent, WA, 98031
State Farm Wendi Thomas 3025 S Union Avenue, Tacoma, WA, 98409-3316

Cost Of Homeowners Insurance By Street Near Redmond, WA

Streets in Redmond Area Homeowners Insurance Cost
198th Dr NE, 160th Pl NE, NE 92nd Way, Redmond Woodinville Rd NE, 198th Ct NE, NE 63rd Way, NE 124th Ct, 143rd Ave NE, NE 26th Way, 239th Way NE$689
NE 132nd Ct, 154th Pl NE, NE 93rd Way, 195th Ave NE, NE 80th Pl, 197th Ct NE, 192nd Pl NE, Brown St, 153rd Ave NE, 238th Pl NE$643
200th Pl NE, Avondale Pl NE, NE 73rd Way, NE 63rd Ct, 194th Pl NE, NE 111th Ct, 231st Ct NE, Avondale Way NE, 147th Ave NE, NE 91st Pl$662
135th Pl NE, 190th Ave NE, NE 67th Ct, 232nd Way NE, NE 61st Pl, 220th Ct NE, 131st Ln NE, 167th Ct NE, 174th Ct NE, NE 75th Pl$658
NE 92nd Pl, NE Vine Maple Way, NE 71st Pl, 232nd Ter NE, NE 121st Ln, 220th Pl NE, 242nd Ave NE, NE 50th Way, NE 46th Ct, NE 90th Pl$679

Redmond, WA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Redmond$96 to $99
Kirkland$97
Union Hill-Novelty Hill$101
Kingsgate$94

Redmond, WA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Kirkland city, Washington $98 $130 $195
Seattle East CCD, King County, Washington $97 $129 $194
Union Hill-Novelty Hill CDP, Washington $101 $135 $203

Redmond, WA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Redmond, WA2.2%7.9%
Kirkland2.23%7.77%
Seattle East2.2%7.33%
Union Hill-Novelty Hill2.0%6.5%

Redmond Renters Insurance as a Percentage of Rent

Redmond Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 391 3.0% $1883
$750 to $999 1,310 12.0% $2633
$1,000 to $1,499 4,634 43.0% $3758
$1,500 or more 4,112 38.0% $5408

Redmond, WA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$2,800
Yearly Redmond Homeowner Insurance Premium Example $1,300$900
Out of Pocket Expense During Claim$800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,200$10,000
Net Savings to Redmond Home Owner from High Deductible Plan $1,200

Redmond, WA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Redmond, WA Home Replacement Value MORE than Home Value Redmond, WA Home Replacement Value LESS than Home Value
Replacement Value $732,500 $417,000
Insurance Premium based on Replacement Value $1,975 $1,125
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $178,500 Risk Exposure from Under Insuring Coverage is $137,000
Premium Impact Insurance cheaper by $375/year Insurance costlier by $475/year

Example Redmond Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceFarmers InsuranceAllstate
Monthly Premium 1953159
Year Built 199120021984
Home Details 5 Beds, 4 Baths2 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $600000-$700000$175000-$200000$300000-$350000
Deductible $500 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Redmond, WA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1999 600,000 Tile Roof 2,670 4 $500- $1000 Deductible 1480 10 Brick siding yes
1993 555,000 Metal Roof 2,840 5 $2500-$5000 Deductible 1360 10 Vinyl siding yes
1985 280,000 Membrane Roof 1,230 2 $1000-$2500 Deductible 430 7 Stucco siding No
1976 415,000 Tile Roof 1,820 3 $5000 to $10,000 Deductible 150 2 Stone Siding No
2014 495,000 Asphalt Shingles Roof 2,570 5 $5000 to $10,000 Deductible 90 1 Fiber-Cement Siding yes
1975 285,000 Tile Roof 1,100 2 $5000 to $10,000 Deductible 140 3 Vinyl siding yes
1986 295,000 Slate Shingles Roof 1,510 3 $1000-$2500 Deductible 360 7 Brick siding yes
2002 200,000 Metal Roof 940 2 $500 Deductible 50 1 Stucco siding yes
1997 545,000 Slate Shingles Roof 2,180 3 $500 Deductible 1460 10 Wood siding No
2014 325,000 Membrane Roof 1,360 3 $500 Deductible 900 12 Stone Siding yes
1975 870,000 Shingles Roof 4,010 5 $5000 to $10,000 Deductible 1270 10 Wood siding yes
2005 315,000 Tile Roof 1,630 2 $500 Deductible 380 4 Stucco siding No
1986 370,000 Wood Shake Roof 1,670 3 $5000 to $10,000 Deductible 130 2 Wood siding yes
2014 300,000 Slate Shingles Roof 1,610 3 $1000-$2500 Deductible 230 5 Stone Siding No
1975 430,000 Wood Shake Roof 1,670 2 > $10,000 Deductible 650 9 Fiber-Cement Siding yes
2011 1,230,000 Asphalt Shingles Roof 4,680 5 $5000 to $10,000 Deductible 1450 10 Fiber-Cement Siding No
2003 1,195,000 Slate Shingles Roof 4,660 5 $500- $1000 Deductible 620 3 Fiber-Cement Siding yes
2008 355,000 Asphalt Shingles Roof 1,570 2 $2500-$5000 Deductible 280 6 Stucco siding No
1978 395,000 Membrane Roof 1,620 3 $5000 to $10,000 Deductible 400 6 Stucco siding No
1983 285,000 Slate Shingles Roof 1,490 2 $5000 to $10,000 Deductible 50 1 Brick siding No
2012 270,000 Composition Roof 1,380 3 $2500-$5000 Deductible 290 6 Stucco siding yes
1976 660,000 Shingles Roof 3,240 4 $500 Deductible 1530 7 Brick siding No
1999 415,000 Composition Roof 1,790 3 $2500-$5000 Deductible 480 5 Wood siding No
2002 335,000 Tile Roof 1,620 2 $1000-$2500 Deductible 600 12 Vinyl siding No
1999 550,000 Asphalt Shingles Roof 2,160 4 > $10,000 Deductible 290 3 Fiber-Cement Siding yes
2006 570,000 Wood Shake Roof 2,170 4 $500 Deductible 1460 9 Stone Siding yes
1993 695,000 Tile Roof 3,730 5 $500 Deductible 890 5 Stone Siding yes
2011 335,000 Asphalt Shingles Roof 1,340 2 > $10,000 Deductible 50 1 Vinyl siding No
2002 345,000 Asphalt Shingles Roof 1,590 3 $500 Deductible 80 1 Fiber-Cement Siding No
2006 300,000 Membrane Roof 1,600 3 $500- $1000 Deductible 690 10 Stucco siding yes