Redding Insurance Rates:

Redding, CA homeowners insurance is approximately $514 to $695, about $42-$57/month. Our all inclusive research reveals consumers can save as much as $242 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Citizens Insurance
I like that citizens insurance will actually insure my house. our house is older, so most companies won't insure anything older than 25 years.
Farmers Insurance
When i purchased more homes and when i got additional cars, my rates remained the same throughout.
Utica National Insurance
i like that my insurance company is responsive to me. whenever i have had an issue, they are quick to help resolve it.

Redding, CA Homeowners Insurance By Home Value

Redding, CA Home Value Total Homes % of Total Average Redding, CA Homeowners Insurance
Less than $50,000 3,151 10.0% $60
$60,000 to $69,999 343 1.0% $163
$70,000 to $79,999 421 1.0% $187
$80,000 to $89,999 492 1.0% $217
$90,000 to $99,999 501 1.0% $242
$100,000 to $124,999 1,544 5.0% $278
$125,000 to $149,999 1,729 5.0% $350
$150,000 to $174,999 3,060 10.0% $417
$175,000 to $199,999 2,996 9.0% $477
$200,000 to $249,999 5,929 19.0% $580
$250,000 to $299,999 4,338 14.0% $707
$300,000 to $399,999 5,960 19.0% $901

Top Home Insurance Agents Near Redding, CA

Home Insurance Company Near Redding, CA Homeowners Insurance Agency Near Redding, CA Address
NA Blunkall And Napier Insurance Brokers Po Box 279 , Red Bluff, CA, 96080
Farmers Kenneth "Ken" Kraft 2724 Churn Creek Rd, Redding, CA, 96002
Travelers Nor Cal Leavitt Insurance Services 850 REMOR ST, REDDING, CA, 96002
State Farm Tim Weatherson 550 Walnut St, Red Bluff, CA, 96080-3324
State Farm Travis Foster 1007 Dana Dr Ste B, Redding, CA, 96003-4036

Cost Of Homeowners Insurance By Street Near Redding, CA

Streets in Redding Area Homeowners Insurance Cost
Lennox St, Bozeman St, Record Ln, Locust St, Fuzzy Ln, Orchard Estates Dr, Spruce St, Chardonnay Walk, Bourbon Ln, Regna Dr$601
Butte Summit Dr, Epping Ct, Ellis St, Hackett Ln, St Marks St, Shotwick Trl, Westside Rd, Clear Creek Rd, Hawley Rd, Palm Ave$600
Wayne Ln, Charron Ln, Carnegie Ct, Sands Ln, Midview Dr, Neenah Trl, Valentine Ln, Bridge St, Star Dr, Stonebriar Trl$596
Filaree Dr, Concord Ln, Grange St, Steele Dr, Oshea Way, Spring Gulch Rd, Aspen Glow Ln, Easter Ave, Toro Way, Mission de Oro Dr$603
Coleus Ct, Purple Way, Querner Rd, W Too Ln, Hidden Oaks Trl, Worton Ln, Eel Dr, Winchester Pl, Hillside Dr, Bonnett Ln$610
Pradera Dr, Wee Burn Ct, Colt Dr, Sunriver Ln, Trailview Ct, Echo Rd, Irving Rd, Montana Ave, Broken Branch Trl, Paris$593
Royal Oaks Dr, Silhouette Ln, Mark St, Market St, Regatta Ct, Melody Ln, Cascade Ct, Banjo Ln, Sheena Ln, Roesner Ave$614
Charolais Way, Moonstone Way, Bonhurst Dr, School St, Quartz Ct, Altura Ave, Dalyn Pl, Clover Creek St, River Valley Dr, Spinnaker Dr$616
Kacy Ct, Llano Dr, Abernathy Ln, Citizens Ln, Wendell Way, Lewis Ln, Pit St, Pendelton Ct, Bountiful Path, Pit Rd$608
Sandisle Dr, Babiarz Ct, Stillwater Rd, Pershing St, Meander Dr, Spanish Bay Dr, Merchant St, Alta Mesa Dr, Grand Ave, West Way$594

Redding, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Redding$90 to $92
Palo Cedro$93
Keswick$90
Anderson$88

Redding, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Palo Cedro CDP, California $78 $103 $155
Keswick CDP, California $76 $101 $151
Shasta CDP, California $78 $103 $155

Redding, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Redding, CA3.1%11.9%
Palo Cedro2.43%9.67%
Keswick3.27%9.48%
Shasta2.46%10.29%

Redding Renters Insurance as a Percentage of Rent

Redding Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 607 2.0% $797
$300 to $499 1,340 6.0% $1247
$500 to $749 4,311 20.0% $1922
$750 to $999 5,210 25.0% $2672
$1,000 to $1,499 6,547 31.0% $3797
$1,500 or more 2,639 12.0% $5447

Average Cost Of Home Insurance By Company In Areas Nearby Redding For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
2500001000NewBankers Standard1825
250000500NewPrivilege Underwriters Exch1743
5000001000NewMAPFRE Group993
5000001000NewPacific Property And Casualty539
5000001000NewSafeco1005
5000002500NewFarmers (Fire Ins)1050
1500002501-3 YearsCalifornia Capital479
1500002501-3 YearsHartford (Sentinel)520
1500005001-3 YearsKemper489
2000005001-3 YearsWawanesa541
25000010001-3 YearsMAPFRE Group576
25000010001-3 YearsQBE (Balboa)601
40000010001-3 YearsUSAA830
50000010001-3 YearsCSAA Ins Exch1403
1500002504-6 YearsHartford (Sentinel)562
1500005004-6 YearsPrivilege Underwriters Exch1235
1500005004-6 YearsWestern Mutual/Residence469
2000005004-6 YearsAAA (Interinsurance Exchange)556
2000005004-6 YearsAIG Prop Cas1215
2000005004-6 YearsEncompass999
25000010004-6 YearsNationwide800
3000005004-6 YearsAmco922
3000005004-6 YearsTokio Marine America505

Redding, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Redding Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,000$7,400
Net Savings to Redding Home Owner from High Deductible Plan $600

Redding, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Redding, CA Home Replacement Value MORE than Home Value Redding, CA Home Replacement Value LESS than Home Value
Replacement Value $208,000 $127,000
Insurance Premium based on Replacement Value $675 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $38,000 Risk Exposure from Under Insuring Coverage is $43,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $125/year

Example Redding Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceLiberty MutualNationwide Insurance
Monthly Premium 644881
Year Built 198719781990
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $250000-$300000$300000-$350000$500000-$600000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Redding, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1978 360,000 Slate Shingles Roof 3,030 4 $5000 to $10,000 Deductible 70 1 Stone Siding No
1964 220,000 Metal Roof 1,550 5 $500- $1000 Deductible 410 7 Stucco siding No
1999 340,000 Metal Roof 2,810 4 $500 Deductible 1000 12 Fiber-Cement Siding No
1971 260,000 Composition Roof 2,250 3 > $10,000 Deductible 410 10 Fiber-Cement Siding No
1976 305,000 Wood Shake Roof 2,240 4 $500- $1000 Deductible 70 1 Brick siding No
1971 470,000 Membrane Roof 3,120 4 $500- $1000 Deductible 400 4 Wood siding No
1965 200,000 Wood Shake Roof 1,760 3 $2500-$5000 Deductible 430 12 Wood siding No
1961 300,000 Slate Shingles Roof 2,170 3 $500 Deductible 620 7 Fiber-Cement Siding yes
1999 270,000 Wood Shake Roof 1,830 4 $500 Deductible 200 3 Vinyl siding No
1991 280,000 Metal Roof 2,240 4 $500 Deductible 290 5 Vinyl siding yes
1986 140,000 Asphalt Shingles Roof 1,013 2 $1000-$2500 Deductible 100 3 Wood siding yes