Redding, CA Home Insurance - Analysis On Quotes, Rates & Agents
Redding Insurance Rates:
Redding, CA homeowners insurance is approximately $514 to $695, about $42-$57/month. Our all inclusive research reveals consumers can save as much as $242 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Latest Home Insurance Reviews
When i purchased more homes and when i got additional cars, my rates remained the same throughout.
They have pretty generous coverage for what we are paying. for $1400 a year it will replace up to $525000 on our home. our home we recently purchased for $424000.
I don't dislike anything about the company. I have nothing, but good things to say about State Farm. Would highly recommend.
I enjoy the ease of insuring with this company. how easy this insurance company made the home inspection is simply great.
State farm offers a better premium than most other insurance companies that I have looked at recently.
The only part of the company I dislike is the automotive part and that has to do with the auto rates continually increasing. The homeowner part I have completely satisfied.
I recently was shopping around for other insurance and I found many other companies that had lower prices for the exact same coverage.
The local agent has great customer service, however; the national company is awful. You have to call a call center and you get calls back from different individuals. One individual does not handle the claim from start to finish and they do not enter information/ read that information when they call you. You have to tell each person that calls you the entire story and all the details because every time they call, they know absolutely nothing about your case.
When I call with questions, a call is answered quickly and they are able to answer my questions.
There is absolutely nothing I dislike about them. I only gave them a 4 instead of a 5 because we never had to file a claim yet.
It takes a long time to get a hold of them. I'm on wait for hours sometimes. They get back to me in emails in an orderly fashion though.
I just wish that there more discounts that we could use to help offset the high expense if we bundle services or have more than one policy with the company. My previous company had many discounts available and I wish Allstate did too.
I don't really have anything negative to say about State Farm Insurance, there was a billing issue once upon a time, however that situation was rectified and an explanation was given as to why the bill was messed up.
They offer great coverage, have the most experience in the industry, and have reasonable prices. They are very easy to do business with.
Redding, CA Homeowners Insurance By Home Value
|Redding, CA Home Value||Total Homes||% of Total||Average Redding, CA Homeowners Insurance|
|Less than $50,000||3,151||10.0%||$60|
|$60,000 to $69,999||343||1.0%||$163|
|$70,000 to $79,999||421||1.0%||$187|
|$80,000 to $89,999||492||1.0%||$217|
|$90,000 to $99,999||501||1.0%||$242|
|$100,000 to $124,999||1,544||5.0%||$278|
|$125,000 to $149,999||1,729||5.0%||$350|
|$150,000 to $174,999||3,060||10.0%||$417|
|$175,000 to $199,999||2,996||9.0%||$477|
|$200,000 to $249,999||5,929||19.0%||$580|
|$250,000 to $299,999||4,338||14.0%||$707|
|$300,000 to $399,999||5,960||19.0%||$901|
Top Home Insurance Agents Near Redding, CA
|Home Insurance Company Near Redding, CA||Homeowners Insurance Agency Near Redding, CA||Address|
|NA||Blunkall And Napier Insurance Brokers||Po Box 279 , Red Bluff, CA, 96080|
|Farmers||Kenneth "Ken" Kraft||2724 Churn Creek Rd, Redding, CA, 96002|
|Travelers||Nor Cal Leavitt Insurance Services||850 REMOR ST, REDDING, CA, 96002|
|State Farm||Tim Weatherson||550 Walnut St, Red Bluff, CA, 96080-3324|
|State Farm||Travis Foster||1007 Dana Dr Ste B, Redding, CA, 96003-4036|
Cost Of Homeowners Insurance By Street Near Redding, CA
|Streets in Redding Area||Homeowners Insurance Cost|
|Lennox St, Bozeman St, Record Ln, Locust St, Fuzzy Ln, Orchard Estates Dr, Spruce St, Chardonnay Walk, Bourbon Ln, Regna Dr||$601|
|Butte Summit Dr, Epping Ct, Ellis St, Hackett Ln, St Marks St, Shotwick Trl, Westside Rd, Clear Creek Rd, Hawley Rd, Palm Ave||$600|
|Wayne Ln, Charron Ln, Carnegie Ct, Sands Ln, Midview Dr, Neenah Trl, Valentine Ln, Bridge St, Star Dr, Stonebriar Trl||$596|
|Filaree Dr, Concord Ln, Grange St, Steele Dr, Oshea Way, Spring Gulch Rd, Aspen Glow Ln, Easter Ave, Toro Way, Mission de Oro Dr||$603|
|Coleus Ct, Purple Way, Querner Rd, W Too Ln, Hidden Oaks Trl, Worton Ln, Eel Dr, Winchester Pl, Hillside Dr, Bonnett Ln||$610|
|Pradera Dr, Wee Burn Ct, Colt Dr, Sunriver Ln, Trailview Ct, Echo Rd, Irving Rd, Montana Ave, Broken Branch Trl, Paris||$593|
|Royal Oaks Dr, Silhouette Ln, Mark St, Market St, Regatta Ct, Melody Ln, Cascade Ct, Banjo Ln, Sheena Ln, Roesner Ave||$614|
|Charolais Way, Moonstone Way, Bonhurst Dr, School St, Quartz Ct, Altura Ave, Dalyn Pl, Clover Creek St, River Valley Dr, Spinnaker Dr||$616|
|Kacy Ct, Llano Dr, Abernathy Ln, Citizens Ln, Wendell Way, Lewis Ln, Pit St, Pendelton Ct, Bountiful Path, Pit Rd||$608|
|Sandisle Dr, Babiarz Ct, Stillwater Rd, Pershing St, Meander Dr, Spanish Bay Dr, Merchant St, Alta Mesa Dr, Grand Ave, West Way||$594|
Redding, CA Home Insurance Savings For Senior Occupied Homes
|Place||Savings For Senior Occupied Homes|
|Redding||$90 to $92|
Redding, CA Auto & Homeowners Insurance Bundling Discounts
|Place||1 Car Bundle Savings On Insurance||2 Car Bundle Savings On Insurance||3 Car Bundle Savings On Insurance|
|Palo Cedro CDP, California||$78||$103||$155|
|Keswick CDP, California||$76||$101||$151|
|Shasta CDP, California||$78||$103||$155|
Redding, CA Area Home Insurance as a % of Housing Cost
|Place||Home insurance as a % of housing cost for homes with mortgage||Home insurance as a % of housing cost for homes without mortgage|
Redding Renters Insurance as a Percentage of Rent
|Redding Home By Monthly Rent||Total Homes||% of Total||Estimated Monthly Income To Afford Rented House Including Renters Insurance|
|$200 to $299||607||2.0%||$797|
|$300 to $499||1,340||6.0%||$1247|
|$500 to $749||4,311||20.0%||$1922|
|$750 to $999||5,210||25.0%||$2672|
|$1,000 to $1,499||6,547||31.0%||$3797|
|$1,500 or more||2,639||12.0%||$5447|
Average Cost Of Home Insurance By Company In Areas Nearby Redding For Different Scenarios
|Coverage ($)||Deductible ($)||Age of home||Company||Average homeowners insurance premium ($)|
|250000||500||New||Privilege Underwriters Exch||1743|
|500000||1000||New||Pacific Property And Casualty||539|
|500000||2500||New||Farmers (Fire Ins)||1050|
|150000||250||1-3 Years||California Capital||479|
|150000||250||1-3 Years||Hartford (Sentinel)||520|
|250000||1000||1-3 Years||MAPFRE Group||576|
|250000||1000||1-3 Years||QBE (Balboa)||601|
|500000||1000||1-3 Years||CSAA Ins Exch||1403|
|150000||250||4-6 Years||Hartford (Sentinel)||562|
|150000||500||4-6 Years||Privilege Underwriters Exch||1235|
|150000||500||4-6 Years||Western Mutual/Residence||469|
|200000||500||4-6 Years||AAA (Interinsurance Exchange)||556|
|200000||500||4-6 Years||AIG Prop Cas||1215|
|300000||500||4-6 Years||Tokio Marine America||505|
Redding, CA Home Insurance Costs With Deductible Scenario
|Low Deductible||High Deductible|
|Yearly Redding Homeowner Insurance Premium Example||$800||$600|
|Out of Pocket Expense During Claim||$1,600||$2,600|
|Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim||$8,000||$7,400|
|Net Savings to Redding Home Owner from High Deductible Plan||$600|
Redding, CA Home Insurance Costs With Home Replacement Value Scenarios
|Scenario||Redding, CA Home Replacement Value MORE than Home Value||Redding, CA Home Replacement Value LESS than Home Value|
|Insurance Premium based on Replacement Value||$675||$400|
|Risk Exposure from Under Insuring Coverage||Unnecessary Home Insurance Coverage of $38,000||Risk Exposure from Under Insuring Coverage is $43,000|
|Premium Impact||Insurance cheaper by $150/year||Insurance costlier by $125/year|
Example Redding Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
|Insurance Company||Chubb Group of Insurance||Liberty Mutual||Nationwide Insurance|
|Home Details||3 Beds, 1 Baths||4 Beds, 3 Baths||5 Beds, 2 Baths|
|Deductible||$1000-$2500 Deductible||$2500-$5000 Deductible||$5000 to $10,000 Deductible|
Sample Home Insurance Rates for Redding, CA from Consumer Reviews & Surveys
|Year Built||Home Value||Roof Type||Sqft||Number of Bedrooms||Deductible||Premium||Premium Months||Siding Type||Smoker/Non Smoker|
|1984||270,000||Tile Roof||2,300||3||$1000-$2500 Deductible||100||2||Brick siding||No|
|1989||250,000||Membrane Roof||2,310||3||$500- $1000 Deductible||680||9||Stucco siding||No|
|2008||220,000||Asphalt Shingles Roof||1,670||3||$2500-$5000 Deductible||250||6||Stucco siding||yes|
|1981||525,000||Asphalt Shingles Roof||4,110||5||$5000 to $10,000 Deductible||920||9||Stucco siding||No|
|1982||280,000||Asphalt Shingles Roof||1,950||4||$5000 to $10,000 Deductible||160||4||Stone Siding||yes|
|1974||690,000||Wood Shake Roof||4,840||5||$1000-$2500 Deductible||550||4||Stone Siding||yes|
|1989||190,000||Tile Roof||1,490||3||$500- $1000 Deductible||220||5||Fiber-Cement Siding||yes|
|1961||200,000||Membrane Roof||1,940||3||$5000 to $10,000 Deductible||110||4||Stone Siding||No|
|2006||475,000||Shingles Roof||4,390||5||> $10,000 Deductible||80||1||Vinyl siding||No|
|1978||360,000||Slate Shingles Roof||3,030||4||$5000 to $10,000 Deductible||70||1||Stone Siding||No|
|1964||220,000||Metal Roof||1,550||5||$500- $1000 Deductible||410||7||Stucco siding||No|
|1999||340,000||Metal Roof||2,810||4||$500 Deductible||1000||12||Fiber-Cement Siding||No|
|1971||260,000||Composition Roof||2,250||3||> $10,000 Deductible||410||10||Fiber-Cement Siding||No|
|1976||305,000||Wood Shake Roof||2,240||4||$500- $1000 Deductible||70||1||Brick siding||No|
|1971||470,000||Membrane Roof||3,120||4||$500- $1000 Deductible||400||4||Wood siding||No|
|1965||200,000||Wood Shake Roof||1,760||3||$2500-$5000 Deductible||430||12||Wood siding||No|
|1961||300,000||Slate Shingles Roof||2,170||3||$500 Deductible||620||7||Fiber-Cement Siding||yes|
|1999||270,000||Wood Shake Roof||1,830||4||$500 Deductible||200||3||Vinyl siding||No|
|1991||280,000||Metal Roof||2,240||4||$500 Deductible||290||5||Vinyl siding||yes|
|1986||140,000||Asphalt Shingles Roof||1,013||2||$1000-$2500 Deductible||100||3||Wood siding||yes|