Red Chute Insurance Rates:

Red Chute, LA homeowners insurance is nearly $1,097 to $1,493, about $91-$124/month. Our comprehensive analysis reveals consumers can save upto $518 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Red Chute, LA Homeowners Insurance By Home Value

Red Chute, LA Home Value Total Homes % of Total Average Red Chute, LA Homeowners Insurance
Less than $50,000 401 19.0% $194
$80,000 to $89,999 37 1.0% $686
$90,000 to $99,999 28 1.0% $777
$100,000 to $124,999 158 7.0% $893
$125,000 to $149,999 245 11.0% $1113
$150,000 to $174,999 512 24.0% $1320
$175,000 to $199,999 320 15.0% $1528
$200,000 to $249,999 194 9.0% $1838
$250,000 to $299,999 116 5.0% $2253
$300,000 to $399,999 66 3.0% $2861

Top Home Insurance Agents Near Red Chute, LA

Home Insurance Company Near Red Chute, LA Homeowners Insurance Agency Near Red Chute, LA Address
Liberty Mutual Independent Bancorpsouth Ins Services Inc 6105 LINE AVE STE 400, SHREVEPORT, LA, 71106
State Farm Caldwell Dunn 2266 Benton Rd, Bossier City, LA, 71111-3404
State Farm Caldwell Dunn 2266 Benton Road, Bossier City, LA, 71111-3404
State Farm Earl Timmons 8889 Jewella Ave Ste A, Shreveport, LA, 71118-2138
Liberty Mutual Independent Mcinnis Insurance Agency 119 Pearl Street, Minden, LA, 71055

Red Chute, LA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Eastwood CDP, Louisiana $161 $215 $322
Haughton town, Louisiana $159 $212 $318
Bossier Parish, Louisiana $160 $213 $320

Red Chute, LA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Red Chute, LA9.0%36.8%
Eastwood7.74%31.11%
Haughton8.29%29.35%
Bossier8.88%33.62%

Red Chute Renters Insurance as a Percentage of Rent

Red Chute Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 39 28.0% $1922
$1,000 to $1,499 61 44.0% $3797
$1,500 or more 36 26.0% $5447

Average Cost Of Home Insurance By Company In Areas Nearby Red Chute For Different Scenarios

Building Coverage Contents coverage Construction type Age of home Company Premium
$100,000 $50,000 brick veneer 25-year Aig Property Casualty Co $1571
$200,000 $100,000 brick veneer 10-year Aig Property Casualty Co $2895
$200,000 $100,000 brick veneer 10-year Asi Lloyds $1600
$200,000 $100,000 brick veneer 10-year American Risk Ins Co $1940
$200,000 $100,000 brick veneer 10-year American Risk Ins Co $1970
$400,000 $200,000 brick veneer 1-year Bankers Specialty Ins Co $1013
$200,000 $100,000 brick veneer 10-year Fireman's Fund Ins Co $2982
$400,000 $200,000 brick veneer 1-year Lighthouse Property Ins Corp (Standard) $2819
$400,000 $200,000 brick veneer 1-year Privilege Underwriters Recip Exch $3826
$200,000 $100,000 brick veneer 10-year Southern Fidelity Ins Co $1505

Red Chute, LA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$9,100
Yearly Red Chute Homeowner Insurance Premium Example $3,800$2,200
Out of Pocket Expense During Claim$1,100$9,100
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $23,900$22,300
Net Savings to Red Chute Home Owner from High Deductible Plan $1,600

Red Chute, LA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Red Chute, LA Home Replacement Value MORE than Home Value Red Chute, LA Home Replacement Value LESS than Home Value
Replacement Value $172,000 $118,500
Insurance Premium based on Replacement Value $2,750 $1,900
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $16,000 Risk Exposure from Under Insuring Coverage is $37,500
Premium Impact Insurance cheaper by $600/year Insurance costlier by $250/year

Example Red Chute Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualState FarmAllstate
Monthly Premium 195205540
Year Built 200520101995
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $125000-$150000$125000-$150000$350000-$400000
Deductible $500- $1000 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Red Chute, LA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1992 210,000 Wood Shake Roof 2,100 4 $2500-$5000 Deductible 2900 12 Wood siding yes
2004 315,000 Metal Roof 2,960 5 $1000-$2500 Deductible 850 2 Stone Siding yes
1989 375,000 Metal Roof 3,890 5 $500- $1000 Deductible 2660 4 Fiber-Cement Siding No
2002 150,000 Asphalt Shingles Roof 1,860 3 $1000-$2500 Deductible 250 2 Stone Siding No
2014 105,000 Asphalt Shingles Roof 1,390 3 $1000-$2500 Deductible 1150 9 Vinyl siding yes
2000 490,000 Slate Shingles Roof 4,460 5 $500 Deductible 8460 12 Brick siding No
1988 275,000 Asphalt Shingles Roof 3,060 5 $500- $1000 Deductible 620 2 Fiber-Cement Siding No
1989 415,000 Tile Roof 3,830 5 > $10,000 Deductible 1670 7 Vinyl siding yes
2007 415,000 Slate Shingles Roof 4,710 5 $500 Deductible 3850 6 Stone Siding No
2002 315,000 Slate Shingles Roof 4,010 5 > $10,000 Deductible 2100 7 Fiber-Cement Siding yes
1997 145,000 Shingles Roof 1,740 3 $500 Deductible 230 1 Fiber-Cement Siding yes
2011 305,000 Shingles Roof 3,680 5 $1000-$2500 Deductible 3410 9 Vinyl siding yes
1990 180,000 Slate Shingles Roof 1,690 3 $500- $1000 Deductible 1000 5 Stone Siding No
2003 230,000 Tile Roof 2,150 4 $5000 to $10,000 Deductible 2300 12 Vinyl siding No
2009 105,000 Shingles Roof 1,280 3 $500- $1000 Deductible 1850 12 Fiber-Cement Siding yes
2010 325,000 Slate Shingles Roof 2,990 4 $1000-$2500 Deductible 990 2 Fiber-Cement Siding No
2005 320,000 Slate Shingles Roof 2,990 4 > $10,000 Deductible 1760 7 Brick siding No
2013 300,000 Shingles Roof 3,850 5 $500- $1000 Deductible 480 1 Vinyl siding yes
1995 345,000 Metal Roof 4,050 5 $1000-$2500 Deductible 1390 3 Stone Siding No
1988 135,000 Composition Roof 1,750 3 $1000-$2500 Deductible 1380 9 Brick siding No
1985 240,000 Asphalt Shingles Roof 2,780 4 > $10,000 Deductible 1000 5 Vinyl siding No
1995 425,000 Tile Roof 4,650 5 $5000 to $10,000 Deductible 1800 4 Stone Siding yes
2011 220,000 Metal Roof 2,100 3 $1000-$2500 Deductible 300 1 Fiber-Cement Siding No
2005 425,000 Membrane Roof 3,910 5 $2500-$5000 Deductible 4490 9 Fiber-Cement Siding No
1987 195,000 Shingles Roof 2,060 4 $500 Deductible 2850 9 Wood siding No
1985 295,000 Shingles Roof 3,250 4 > $10,000 Deductible 1120 6 Vinyl siding No
1989 170,000 Shingles Roof 1,760 3 $500 Deductible 2290 10 Brick siding yes
2014 155,000 Composition Roof 1,370 3 $2500-$5000 Deductible 980 6 Stone Siding No
1981 410,000 Wood Shake Roof 4,990 5 $500- $1000 Deductible 660 1 Brick siding No
1984 120,000 Composition Roof 1,280 3 $1000-$2500 Deductible 1800 9 Wood siding yes
1982 150,000 Slate Shingles Roof 1,890 5 $2500-$5000 Deductible 1460 9 Stucco siding yes
1996 140,000 Asphalt Shingles Roof 1,730 3 $500 Deductible 770 4 Fiber-Cement Siding yes
1998 500,000 Composition Roof 4,640 5 $5000 to $10,000 Deductible 840 2 Wood siding yes
2013 315,000 Asphalt Shingles Roof 2,850 5 $5000 to $10,000 Deductible 2460 6 Wood siding No