Red Bluff Insurance Rates:

Red Bluff, CA homeowners insurance is approximately $508 to $690, about $42-$57/month. Our in depth research indicates shoppers can save upto $239 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate Insurance
They were easy to bundle our auto insurance with, which is always a bonus.
Cincinnati Insurance Co
There was a deductible on my homeowner's claim. what they paid didn't cover damage inside the house from the leaky roof.
Esurance
When i have updates to my insurance they send me emails that explain everything in layman terms. i am able to understand them without looking up words or being confused.

Red Bluff, CA Homeowners Insurance By Home Value

Red Bluff, CA Home Value Total Homes % of Total Average Red Bluff, CA Homeowners Insurance
Less than $50,000 788 8.0% $71
$50,000 to $59,999 219 2.0% $155
$60,000 to $69,999 124 1.0% $191
$70,000 to $79,999 201 2.0% $221
$80,000 to $89,999 131 1.0% $251
$90,000 to $99,999 227 2.0% $281
$100,000 to $124,999 903 10.0% $323
$125,000 to $149,999 681 7.0% $407
$150,000 to $174,999 1,002 11.0% $479
$175,000 to $199,999 763 8.0% $557
$200,000 to $249,999 1,602 17.0% $670
$250,000 to $299,999 1,256 14.0% $820
$300,000 to $399,999 1,046 11.0% $1042

Top Home Insurance Agents Near Red Bluff, CA

Home Insurance Company Near Red Bluff, CA Homeowners Insurance Agency Near Red Bluff, CA Address
State Farm Bryan Mcgruder 993 Lake Blvd, Redding, CA, 96003-1725
Travelers Dahlmeier Insurance Agency 1368 Longfellow Ave, Chico, CA, 95926
State Farm Jeff Avery 1822 Buenaventura Blvd Ste 107, Redding, CA, 96001-6313
Travelers Lucito Ins Agency Inc 5923 CLARK RD STE E, PARADISE, CA, 95969
State Farm Richard Pearsall 2185 Churn Creek Rd Ste E, Redding, CA, 96002-0729

Cost Of Homeowners Insurance By Street Near Red Bluff, CA

Streets in Red Bluff Area Homeowners Insurance Cost
Fortier Rd, Kaer Ave, Mariposa Ave, East Ave, Wiltsey Rd, Caylor Ln, Mallorca Ln, Lassen Dr, Hooker Creek Rd, Lake California Dr$604
Sherwood Blvd, Betz Ln, Co Rte A5, Mohr Rd, Hernandez Rd, Thomes Ave, Vallecito Ct, Robinson Dr, Zapatero Ln, Musick Ave$594
Deer Crest Trl, Issac Dr, Doe Run Way, Vaquero Ln, Nicklaus Ave, Wetter Way, Fir Way, Juanita Ct, Vina Rd, Colony Rd$604
Boyd Ln, Wanda Ct, Rio Vista Ave, Lincoln St, C Rd, Connie Ln, Po Boy Ln, Franzel Rd, Stice Rd, Meadowview Dr$595
Jefferson Ave, W Wallen Rd, Alder St, Kellogg Ct, el Cajon Dr, Oasis Spring Ranch Rd, Kobbuntie, Alden Dr, Feather River Pl, Alden Ct$598
Reno Ave, Squaw Pl, Penner Dr, Ridgewood Rd, A St, de Anza Ln, Stanford Ave, Redlands Ave, Auction Yard Rd, Rio St$604
Tehama Rd, Ashurst St, Pioneer Ct, Village Dr, Hoy Rd, Sycamore Ave, Grace Way, Long Rd, Greystone Ct, Frontier Dr$607
Pugh Ave, Sherman St, Elm St, Baldy Pl, Spring Creek Rd, Moose Way, Lillte Oak Ln, Hatfield Rd, Sunwest Ct, Smith Ave$603
River Heights Dr, Caribou Rd, Rainbow Ridge Pl, Machs Way, Palomino Dr, Way Out Ln, Sawtooth Dr, Oat Ave, Trevino Ct, Benson Rd$605
Minch Rd, Wilcox Rd, Reeves Ct, Draper Rd, Dove Ave, Washington St, Crosby Ln, Whispering Oaks Dr, State Hwy 99 E, Root Ave$611

Red Bluff, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Red Bluff$89 to $92
Bend$91
Tehama County$89
Proberta$88

Red Bluff, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bend CDP, California $92 $122 $183
Tehama County, California $89 $119 $179
Proberta CDP, California $89 $118 $177

Red Bluff, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Red Bluff, CA3.5%15.0%
Bend3.03%11.8%
Tehama County3.55%15.17%
Lake California2.71%9.07%

Red Bluff Renters Insurance as a Percentage of Rent

Red Bluff Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 143 2.0% $800
$300 to $499 553 11.0% $1250
$500 to $749 1,349 26.0% $1925
$750 to $999 1,390 27.0% $2675
$1,000 to $1,499 1,223 24.0% $3800
$1,500 or more 306 6.0% $5450

Average Cost Of Home Insurance By Company In Areas Nearby Red Bluff For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
1500002501-3 YearsAmerican Security532
1500002501-3 YearsMetropolitan Direct466
1500002507-15 YearsChubb/Federal1473
15000025016-25 YearsLiberty Ins Corp766
15000025016-25 YearsQBE (Balboa)762
150000500NewAmerican Reliable488
1500005004-6 YearsCalifornia Capital464
15000050026-40 YearsOregon Mutual714
200000500NewAmerican Security553
200000500NewGrange586
200000500NewKemper498
200000500NewUniversal North America361
20000050016-25 YearsGeneral Ins532
25000010004-6 YearsAmerican Modern784
25000010004-6 YearsPrivilege Underwriters Exch1621
250000100016-25 YearsCentury National1003
250000100016-25 YearsHartford (Sentinel)929
250000500NewGeneral Ins329
250000500NewPrivilege Underwriters Exch1743
2500005001-3 YearsAmerican Modern827
2500005001-3 YearsGrange810

Red Bluff, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$2,800
Yearly Red Bluff Homeowner Insurance Premium Example $800$400
Out of Pocket Expense During Claim$800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,200$6,000
Net Savings to Red Bluff Home Owner from High Deductible Plan $1,200

Red Bluff, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Red Bluff, CA Home Replacement Value MORE than Home Value Red Bluff, CA Home Replacement Value LESS than Home Value
Replacement Value $185,500 $121,000
Insurance Premium based on Replacement Value $500 $325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $36,000 Risk Exposure from Under Insuring Coverage is $28,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $100/year

Example Red Bluff Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersFarmers InsuranceChubb Group of Insurance
Monthly Premium 546035
Year Built 198920101974
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths4 Beds, 3 Baths
Coverage Amount $300000-$350000$200000-$250000$200000-$250000
Deductible $2500-$5000 Deductible$500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Red Bluff, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1994 215,000 Tile Roof 2,180 3 $2500-$5000 Deductible 350 8 Stucco siding yes
2012 175,000 Composition Roof 1,470 3 $5000 to $10,000 Deductible 50 2 Vinyl siding yes
1986 230,000 Tile Roof 2,220 3 > $10,000 Deductible 200 6 Stone Siding No
2013 230,000 Tile Roof 2,130 3 $500- $1000 Deductible 350 7 Stone Siding No
1975 365,000 Shingles Roof 2,730 4 > $10,000 Deductible 360 9 Stone Siding No
1985 205,000 Asphalt Shingles Roof 1,890 4 > $10,000 Deductible 220 10 Stucco siding yes
1996 330,000 Membrane Roof 3,040 4 $500 Deductible 360 4 Stone Siding yes
1983 195,000 Asphalt Shingles Roof 1,890 4 $2500-$5000 Deductible 300 6 Stone Siding No
1981 250,000 Composition Roof 2,070 4 $500- $1000 Deductible 650 12 Vinyl siding No
1979 270,000 Shingles Roof 2,630 4 $1000-$2500 Deductible 200 4 Stucco siding yes
1964 295,000 Metal Roof 2,700 4 $500- $1000 Deductible 330 4 Wood siding yes
1996 265,000 Slate Shingles Roof 2,170 3 $500- $1000 Deductible 530 7 Fiber-Cement Siding No
1962 280,000 Tile Roof 2,340 4 $2500-$5000 Deductible 390 9 Vinyl siding No