Latest Home Insurance Research & Analysis


The Places Most Likely To Be Impacted By Trump’s Paris Accord Withdrawal

We closely monitor the impact of climate change on home insurance rates & as a result we analyze many disparate data sources including Census data, NOAA’s sea level riser data & TIGER shape files. The current publicly available data to understand the impact of rising sea levels & climate change is a census designation of coastal counties. However, just because a county is designated as coastline does not mean that all places within the county are adjacent to the coast & most impacted by rising sea levels.

We went one level deeper & studied census tracts within coastal counties & analyzed which census tracts were ...

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Who are the best home insurance companies in the U.S ?

Choosing the right home insurance company is much more than picking a company offering the lowest premiums. Owning a home is a major financial accomplishment and one of the biggest investments you will make in your life. You must protect your investment by choosing an insurance company with the perfect blend of coverage options, financial strength and dedicated customer service. Although an affordable premium is an attractive option, it should never be the only option.

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Factors that Influence Home Insurance Quotes

When you apply for a homeowners insurance policy, the carrier’s primary concern is always the risk. Greater the risk of you incurring a loss and submitting a claim, higher the cost of your policy. That being said, there are some specific factors carriers look at that may influence your home insurance quotes. Some of them are listed here

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How to get cheap renters insurance quotes

If you rent a home or apartment, you may have heard of renters’ insurance, which protects your belongings in the event they are stolen or damaged under certain circumstances. Here’s everything you need to know about renters’ insurance.

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New Orleans, LA, Available Discounts For Homeowners Insurance

New Orleans, LA, homeowners pay an average homeowner’s insurance of $1,449 per annum. This translates to about $93 to $126 per month. According to Vhome’s analysis, New Orleans homeowners can save as much as $526 by making use of the diverse discounts provided by home insurance companies.

The average homeowner’s insurance in New Orleans varies by $1,073 to $1,519 based on the age of homes. Newly constructed homes avail discounts of up to $377 as they are less prone to damages. Homes that are older than 50 years can increase homeowners insurance by as ...

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Cedar Rapids, IA, Home Insurance Companies With The Cheapest Insurance Rates

In Cedar Rapids, IA, homeowners pay an average home insurance rate of $675 per annum. According to Vhome’s in-depth analysis, Cedar Rapids homeowners can save up to $268 by choosing the cheapest home insurance company based on their needs.

Integrity

Cedar Rapids homeowners who have a policy with Integrity pay an insurance rate of $640 on a policy coverage ranging between $100,000 to $125,000 for a $2,500 deductible. In addition to new-home discounts and home security discounts, Integrity’s agents work with Cedar Rapids homeowners to understand the risks and requirements and offer discounts based on ...

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Grand Prairie, TX, Tips To Choose The Best Home Insurance Company

Homeowners in Grand Prairie, TX, pay an average home insurance rate of $1,672 annually. Vhome’s research reveals that Grand Prairie homeowners can save as much as $413 by comparing quotes and reviews of different home insurance companies.

Financial Strength Rating

Home insurance companies should be financially capable of fulfilling the potential claims of current policyholders. Grand Prairie homeowners can determine the financial ability of insurance companies with the help of ratings awarded by renowned agencies. A.M. Best is regarded as the leading agency to rate the financial ability of insurance companies. For example, A.M. Best has ...

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Anaheim, CA, Best Homeowners Insurance Companies

Home insurance companies are rated based on different criteria such as financial strength, customer satisfaction, and market share to help homeowners in Anaheim, CA, narrow down the best home insurance company based on their needs.

State Farm

State Farm has become the most preferred home insurance company in most cities, including Anaheim. State Farm has a superior financial ability to grant potential claims of current Anaheim policyholders, and has an A++ rating by A.M. Best. State Farm has a customer satisfaction score of 3/5 from J.D. Power. It occupies the majority of the market share in California ...

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Save On Madison, AL, Home Insurance Through These Discounts

The average home insurance rates for Madison, AL, homeowners is $671 per annum. A study done by Vhome revealed that Madison homeowners could save as much as $267 by making use of discounts available with home insurance companies.

Home insurance companies calculate homeowners insurance based on the age of homes. Newly constructed Madison homes get a discount of $221 on home insurance rates. As the age of the homes increase, so does homeowners insurance due to increased propensity for damage. Madison homes older than 50 years increase home insurance rates by up to $32.

Home insurance companies tend to provide ...

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How To Choose The Cheapest Battle Creek, MI, Home Insurance Company

In Battle Creek, MI, homeowners pay an average homeowner’s insurance of $719 per annum. According to Vhome’s extensive research, homeowners in Battle Creek can save up to $289 in insurance costs by choosing the cheapest home insurance company according to their needs.

Comparing Quotes

Home insurance companies consider different features of Battle Creek homes such as the age of the homes, security features, construction type, and its distance to public service agencies, before deciding on the quote. They also offer add-on policies to Battle Creek homeowners based on their requirements. Battle Creek homeowners are recommended to get multiple ...

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Tips For Choosing The Best Cleveland, OH, Home Insurance Company

Homeowners in Cleveland, OH, pay an average homeowner’s insurance of $670 per annum. According to Vhome’s extensive analysis, homeowners in Cleveland can save as much as $670 by comparing quotes and reviews of the best Cleveland home insurance companies.

Financial Strength Rating

Home insurance companies that have the ability to grant all potential claims of current policyholders are a safe bet for homeowners. Cleveland homeowners can use the financial ratings awarded by prominent agencies to determine the financial ability of a home insurance company. For example, A.M. Best has awarded USAA a rating of A++ (superior), whereas ...

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Ocala, FL, Home Insurance Discounts To Lower Your Costs

Ocala, FL, homeowners pay an average homeowner’s insurance rate of $1135 per annum. Vhome’s in-depth analysis reveals that Ocala homeowners can save as much as $457 by availing discounts from home insurance companies.

Ocala homeowners insurance varies by $863 to $1,189 based on the age of home. Home insurance companies provide discounts of up to $272 on newly constructed Ocala homes. On the other hand, older homes attract additional charges in insurance rates. The insurance rates of Ocala homes older than 50 years can increase insurance prices by up to $54.

Ocala homes earn substantial discounts on ...

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Lansing, MI, Home Insurance Companies With The Cheapest Rates

In Lansing, MI, homeowners pay an average homeowner’s’ insurance of $717 per annum. Vhome’s analysis reveals that Lansing homeowners can save up to $290 by choosing the cheapest home insurance company according to their needs.

Chubb

Chubb quoted an insurance rate of $468 for a Lansing home built in 1985, on a policy coverage ranging between $75,000 to $100,000 for a $500 deductible. Lansing homeowners can further lower their home insurance costs by opting for a higher deductible.

Liberty

Liberty quoted an insurance rate of $612 for a Lansing home built in 1950, on a policy ...

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The Best Odessa, TX, Homeowners Insurance Companies

Homeowners in Odessa, TX, generally choose a home insurance company based on how reasonably priced the home insurance quotes are. However, there are several other factors such as financial strength, customer service, available discounts, and market share to be taken into consideration before choosing the best home insurance companies in Odessa.

State Farm

State Farm is one of the two companies in Odessa to receive a rating of A++ from A.M. Best for its superior financial ability in granting potential claims of current policyholders. State Farm also received a customer satisfaction score of 3/5 from J.D. Power ...

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Charlottesville, VA, Discounts For Homeowners Insurance

The average home insurance rates of Charlottesville, VA, homeowners is $757 per annum. Vhome’s analysis reveals that Charlottesville homeowners can save as much as $302 by making use of discounts provided by home insurance companies.

Home insurance companies tend to provide discounts on homeowners insurance based on the age of homes. Newly constructed homes in Charlottesville earn discounts of up to $204 on insurance rates. On the other hand, homes older than 50 years attract an additional $36 in home insurance costs.

Charlottesville homeowners can avail discounts of up to $90 based on home construction type. Charlottesville homes constructed ...

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The Cheapest Oakland, CA, Homeowners Insurance Companies

Homeowners in Oakland, CA, pay an average home insurance rate of $660 per annum. According to Vhome’s research, Oakland homeowners can save up to $256 by comparing multiple quotes of home insurance companies.

Allstate

Allstate quoted an insurance rate of $456 for an Oakland home built in 1951, on a policy coverage ranging between $200,000 to $250,000, for a deductible rate of $1000 to $2500. Allstate provides a 10% discount to its home insurance policyholders every year. Homeowners can also avail of a 10% discount on early signing, in addition to other standard discounts.

Mapfre

Mapfre charges ...

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Tips For Choosing The Cheapest Kalamazoo, MI, Home Insurance Company

In Kalamazoo, MI, the average homeowners insurance is $731 per annum. Vhome’s extended analysis reveals that homeowners in Kalamazoo can save as much as $292 by choosing the cheapest home insurance company.

Comparing Quotes

The quote provided to Kalamazoo homeowners varies between one home insurance company to another. Home insurance companies consider different features before deciding on the quote. For example, State Farm quoted an insurance rate of $372 for a Kalamazoo home built in 1984, on a policy coverage of $100,000 to $1,25,000, for a deductible rate of $1,000 to $2,500.

Lifestyle Choices ...

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Peoria, AZ, Best Homeowners Insurance Companies

Homeowners generally choose a home insurance company based on how reasonably priced the home insurance quotes are. However, there are several other factors to be taken into consideration. In Peoria, AZ, the best home insurance companies are determined by considering the insurer's financial strength, customer service, available discounts, market share, and the speed at which claims are processed.

State Farm

State Farm has a financial rating of A++ (Superior) from A.M. Best and a customer satisfaction score of 4/5 from J.D. Power. State Farm has an online process in place for In Peoria homeowners to generate ...

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Kenosha, WI, Discounts For Homeowners Insurance

In Kenosha, WI, homeowners pay an average home insurance rate of $637 per annum. Kenosha homeowners can make use of discounts provided by home insurance companies to save as much as $257.

Home insurance companies tend to provide discounts on homeowners insurance based on the age of homes. Homeowners with newly constructed homes in Kenosha earn discounts of up to $204 on home insurance rates. On the other hand, Kenosha homes older than 50 years increase home insurance rates by up to $31.

Home insurance companies provide discounts up to $76 on insurance rates based on home construction type. Kenosha ...

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North Charleston, SC, Home Insurance Companies With The Cheapest Rates

In North Charleston, SC, the average home insurance rate of homeowners is $820 per annum. This translates to about $57 to $78 per month. According to Vhome’s research, North Charleston homeowners can save as up to $325 by comparing rates and reviews of insurance companies.

Nationwide

Nationwide quoted an insurance rate of $780 for a North Charleston home built in 2007, on a policy coverage ranging between $100,000 to $125,000, for a deductible rate of $500 to $1000. North Charleston homeowners can further reduce their insurance rates by installing smoke detectors, fire alarms, burglar alarms and enhancing ...

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Tips For Choosing The Cheapest Lincoln, NE, Home Insurance Company

Homeowners in Lincoln, NE, pay an average home insurance rate of $975 annually. Vhome’s extended analysis reveals that homeowners in Lincoln can save up to $386 by choosing the cheapest home insurance company according to their needs.

Comparing Quotes

The quote provided to Lincoln homeowners varies between one home insurance company to another. Home insurance companies take different features of homes into consideration such as the age of homes, safety features, and distance to public agencies, before deciding on the quote. Lincoln homeowners are recommended to choose the insurance company that provides the cheapest quote.

Lifestyle Choices

Home insurance ...

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Austin, TX, Home Insurance Discounts To Lower Your Costs

In Austin, TX, homeowners pay an average homeowner’s insurance of $1,125 per annum. Average Home insurance rates vary between $119 to $1,748 based on home values. Vhome’s analysis reveals that Austin homeowners can save as much as $434 by making use of discounts provided by home insurance companies.

Austin homeowners earn homeowners insurance discounts of up to $281 on newly constructed homes. As the age of the home increases, so does the propensity for damage. This prompts insurance companies to increase home insurance rates for older homes. Austin homes older than 50 years attract an additional ...

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Gainesville, FL, Cheapest Home Insurance Companies

The average home insurance rate in Gainesville, FL, is $1169 per annum. This translates to about $83 to $112 per month. Vhome’s analysis shows homeowners in Gainesville can save up to $470 by comparing rates and reviews of insurance companies.

Assurant

Assurant offers two home insurance policies with deductibles of $100, $250, and $300, from which homeowners can choose. Assurant quoted an insurance rate of $300 for a Gainesville home built in 1990, on a policy coverage ranging between $250,000 to $300,000. Assurant offers renters insurance coverage ranging between $5000 to $95,000, along with some of ...

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How To Choose The Best Prescott, AZ, Home Insurance Company

In Prescott, AZ, homeowners pay an average home insurance rate of $633 annually. According to a study done by Vhome, Prescott homeowners can save up to $251 by choosing the best insurance company according to their needs.

Home Insurance Company Ratings

Prescott homeowners can narrow their search on home insurance companies with the help of the ratings awarded to them by reputable agencies. For example, A.M. Best awarded a rating of A+ for Allstate for its financial ability to grant all potential claims. J.D. Power awarded a rating of 3/5 for Allstate on overall customer satisfaction.

Comparing ...

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Save on Brownsville, TX, Home Insurance Through These Discounts

The average home insurance rates of Brownsville, TX, homeowners is $1011 per annum. Vhome’s analysis reveals that Brownsville homeowners can save as much as $402 by making use of discounts provided by home insurance companies.

The average home insurance rate of a home in Brownsville varies by $657 to $1,060 depending on the age of the home. Newly constructed homes in Brownsville earn a discount of up to $354 on insurance rates. On the other hand, homes older than 50 years attract an additional charge of $49 in insurance rates.

Home insurance companies provide discounts of up to ...

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The Cheapest Dallas, TX, Homeowners Insurance Companies

In Dallas, TX, the average cost of homeowner’s insurance is $1,051 per annum. This translates to about $73 to $99 per month. Vhome’s extended data analysis reveals that Dallas homeowners can save up to $414 by comparing quotes and reviews to choose the cheapest home insurance company.

Travelers

Travelers quoted an insurance rate of $900 for a house built in 1960 on a policy coverage of $125,000 to $150,000, for a deductible ranging between $2,500 to $5,000. The discounts provided by Travelers makes their quotes very cheap. For example, Travelers provides discounts of ...

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Orlando, FL, Tips For Choosing The Best Home Insurance Company

The average homeowner's insurance in Orlando, FL, is $1,169 per annum. According to Vhome’s analysis, Orlando homeowners can save as much as $468 by comparing quotes and reviews from different home insurance companies.

Financial Strength Rating

Their financial strength determines the ability of home insurance companies to grant a claim. Orlando homeowners can refer to ratings given by A.M. Best to gauge the financial strength of home insurance companies. For example, Allstate has a financial strength rating of A+ (superior), whereas, State Farm has a rating of A (excellent).

Overall Customer Satisfaction Rating

J.D. Power ...

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Lancaster, CA, Discounts For Homeowners Insurance

Homeowners in Lancaster, CA, pay an average home insurance rate of $1,053 per annum. Vhome’s analysis reveals that homeowners can save up to $238 by making use of discounts provided by home insurance companies.

Home insurance companies tend to provide discounts to homes that are less prone to damage. Older homes have a higher probability of incurring more damage in comparison to newer homes. Taking this into consideration, home insurance companies provide discounts of up to $369 for newly constructed homes. On the other hand, homes older than 30 years will increase homeowners insurance by up to $51 ...

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Las Vegas, NV, Available Discounts For Homeowners Insurance

In Las Vegas, NV, homeowners pay an average home insurance rate of $644 per annum. Home insurance rates vary between $170-$1520 based on home values. Homeowners can make use of discounts provided by home insurance companies to save as much as $254.

Homeowners with newly constructed homes in Las Vegas earn a discount of $271 on home insurance rates. On the other hand, Las Vegas homes that are older than 30 years can increase home insurance rates by $10.

Home insurance companies provide discounts up to $77 on insurance rates based on home construction type. Homes constructed using fire-resistant ...

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Jacksonville, FL, Home Insurance Companies With The Cheapest Rates

In Jacksonville, FL, the average home insurance rate of homeowners is $1161 per annum. This translates to about $82 to $111 per month. According to Vhome’s research, Jacksonville homeowners can save as much as $466 by choosing the cheapest home insurance company according to their requirements.

Citizens

Citizens specializes in providing add-on policies that offer coverage to homes from damages against hurricanes. Redfin rated cities that are prone to damage from hurricanes on a scale of 100, using data from the Federal Emergency Management Agency. Jacksonville received a score of 74 from Redfin. Citizens quoted an insurance rate of ...

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Tips For Choosing A Merced, CA, Home Insurance Company

Homeowners in Merced, CA, pay an average home insurance rate of $598 annually. Vhome’s extended analysis reveals that homeowners in Merced can save up to $237 by choosing the best home insurance company according to their needs.

Comparing Quotes

The quote provided to homeowners varies between one insurance company to another. Home insurance companies consider the safety features of homes before deciding the insurance costs the homeowners have to pay. In Merced, under similar conditions, for a policy coverage of $200,000, quotes offered by two insurance companies showed a difference of $111. Universal North America quoted $327 in ...

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Chesapeake, VA, Best Homeowners Insurance Companies

Homeowners in Chesapeake, VA, generally choose a home insurance company based on how reasonably priced the home insurance quotes are. However, determining the best homeowners insurance companies goes beyond the home insurance rates provided to homeowners.

State Farm

State Farm is one of the very few home insurance companies to receive a financial strength rating of A++ (Superior) from A.M. Best in Chesapeake. This means that State Farm is financially superior in granting potential claims of current policyholders. State Farm also holds a rating of 4/5 from J.D. Power. When it comes to market share, State Farm ...

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Myrtle Beach, SC, Cheapest Home Insurance Companies

The average home insurance rates in Myrtle Beach, SC, is $829 per annum. This translates to about $58 to $79 per month. Vhome’s analysis shows homeowners in Myrtle Beach can save up to $331 by comparing rates and reviews of insurance companies.

Liberty Mutual

Liberty Mutual has been in the insurance market long enough to understand the requirements of homeowners to provide the most reasonable quotes to meet their needs. Liberty Mutual quoted an insurance rate of $600 on a policy coverage ranging between $250,000 to $300,000, for a deductible of $1000.

Grange

Grange employs independent agents ...

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How To Choose A Naples, FL, Home Insurance Company

In Naples, FL, homeowners pay an average home insurance rate of $1,259 annually. According to a study done by Vhome, Naples homeowners can save up to $495 by choosing the best insurance company to suit their needs.

Financial Strength Rating

Home insurance companies should be able to issue the coverage amount when a valid claim is submitted by homeowners. The ability of home insurance companies to grant a claim is determined by their financial strength. Homeowners can refer to ratings given by A.M.Best to gauge the financial strength of home insurance companies.  For example, State Farm has ...

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Philadelphia, PA, Best Homeowners Insurance Companies

Determining the best homeowners insurance companies in Philadelphia, PA, goes beyond the home insurance rates provided to homeowners. A home insurance company is rated based on its financial strength, customer satisfaction, market share, and problem-free claim experiences.

State Farm

State Farm received a financial strength rating of A++ (superior) from A.M. Best and a rating of AA (very strong) from S&P Global. Even though home security discounts of State Farm are not available in the state of Pennsylvania, it still manages to occupy the largest market share in Pennsylvania’s home insurance market with a 10% share.

Liberty ...

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San Jose, CA, Insurance Companies With The Cheapest Homeowners Insurance

In San Jose, CA, the cost of homeowners insurance is $786 per annum on average. This translates to about $47 to $64 per month. Vhome’s extended data analysis reveals that San Jose homeowners can save up to $268 by comparing quotes and choosing the cheapest home insurance company according to their needs.

State Farm

Homeowners using State Farm, pay an insurance rate of $4,410 on a policy coverage of $400,000-$500,000, provided, they choose to pay a deductible rate of $2000. State Farm offers discounts based on factors such as (but not limited to) the age ...

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San Diego, CA, Tips For Choosing A Home Insurance Company

Homeowners in San Diego, CA, pay an average home insurance rate of $1,098 per annum. According to Vhome’s research, homeowners can lower their insurance rates by $254 annually by comparing quotes and reviews.

Financial Strength Rating

The financial strength of an insurance company is calculated by comparing its overall wealth with the overall value of policy coverages. Home insurance companies with high financial strengths are a safe bet for homeowners. A.M. Best is a well-reputed company that rates the financial strength of home insurance companies. For example, Allstate has a financial strength rating of A+ (Superior), whereas ...

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Houston, TX, Home Insurance Companies With The Cheapest Rates

Homeowners in Houston, TX, pay an average home insurance rate of $1,046 annually. This translates to about $73-$99 per month. According to Vhome’s research, homeowners in Houston can save up to $414 annually by choosing the cheapest home insurance company according to their needs.

Allstate

Backed by a keen understanding of regional home insurance trends, Allstate employs local agents in Houston to provide the cheapest quotes on home insurance rates. For a deductible rate of $500-$1,000, the insurance company quoted a monthly insurance rate of $95 for a house built in 2003 on a policy ...

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How To Choose A San Antonio, TX, Home Insurance Company

The average homeowner's insurance in San Antonio, TX, is $1036 per annum. According to Vhome’s analysis, San Antonio homeowners can save as much as $410 by comparing quotes and reviews from different home insurance companies. 

Home Insurance Company Ratings

Home insurance companies are rated on two main criteria, namely financial strength and customer satisfaction. The ratings provided by reputable agencies on home insurance companies will help San Antonio homeowners choose a good home insurance company. For example, State Farm has a financial strength rating of A++ (superior) from A.M. Best and a rating of AA (very strong ...

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Phoenix, AZ, Best Home Insurance Companies

Homeowners generally choose a home insurance company based on how reasonably priced the home insurance quotes are. However, there are several other factors to be taken into consideration. The best home insurance companies are determined by considering their financial strength, customer service, and the speed at which claims are processed.

State Farm

State Farm has a financial strength rating of A++ (Superior) from A.M. Best and a rating of AA (very strong) from S&P Global. State Farm is rated very highly by homeowners in Phoenix. According to the National Association of Insurance Commissioners (NAIC), State Farm occupies the ...

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Los Angeles, CA Tips For Choosing A Home Insurance Company

In Los Angeles, CA, homeowners pay home insurance rates nearly between $546-$739 per annum. Vhome’s extended analysis reveals that homeowners can save up to $256 by choosing the best home insurance company according to their needs. 

Comparing Quotes

The quote provided to homeowners varies between one insurance company to another. A customer’s profile is taken into consideration by insurance companies before deciding the premium that they have to pay. Under similar conditions, for a home with a coverage of $200,000, two different quotes offered by two insurance companies showed a difference of $81. Homesite charges $1078 ...

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Considering a Tesla Solar Roof? Here’s How it Will Impact Your Homeowner’s Insurance

The clean energy movement is a buzz with its latest breakthrough: The Tesla solar roof. Unlike bulky solar panels that jut out of your roofline and call attention to themselves, the Tesla solar roof is made of smooth tiles that look like a regular roof – some would say they’re even more aesthetically pleasing. They collect energy from the sun and store it until your home needs it, eliminating the need for electrical power from another source.

Consumer interest in these revolutionary roofs is off the charts, but companies that provide homeowner’s insurance are a little more dubious. The ...

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Ajit Jain’s Contribution to Berkshire Hathaway Insurance

Berkshire Hathaway is the big daddy of the insurance world. In that world, Ajit Jain, Warren Buffett’s likely successor, runs the Berkshire Hathaway Reinsurance division and is the central piece of the Berkshire Hathaway Insurance machine.
As part of our analysis of the big picture drivers of the insurance industry, we looked at Ajit Jain’s contribution. Here are some charts & data explaining Ajit Jain’s contribution to Berkshire Hathaway.

Ajit Jain’s BH Reinsurance Float Contribution

Float makes the insurance world go around. In fact, the reason for Berkshire’s outperformance over the years is the access to ...

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Google Fusion Tables Maps: Step by Step Guide Using Home Insurance Rates Data

At vHomeInsurance.com. we love data, visualizations and showing complicated data & figures in simple and understandable ways. We have been experimenting with different tools to visually show our extremely detailed location specific Homeowner Insurance data (e.g. See Houston Home Insurance).
Here we have given a detailed step by step guide on how to use Google Fusion Table data, a free service by Google to visualize and represent data on a map.

Step 1: Go to Google Fusion Tables

You must have a Google Account to start using Fusion Tables. If you don’t have a Google Account sign up ...

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Climate Change will increase your home insurance

One of key macro trends affecting your home insurance rates is the increased risk of climate change & its resulting impact on extreme weather events.  Here for example is a chart from Allianz Global from on some of the costliest storms for the Insurance industry.



Of course, Post Sandy home insurance rates sky rocketed to sometimes more than $20,000 in rare cases. These rate increases are not just a post sandy phenomenon. Munich Re one of the largest re-insurance companies in the world put our research asserting that rising sea levels had increased the risk of catastrophic events.


To understand ...

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Ranking of States in Adoption of Energy Star certified homes

Arizona, Nevada and Maryland were the top 3 states in the adoption of Energy star certified homes in 2013 at 48%, 28% & 24% respectively. Adoption is the percentage of Energy star certified homes of total homes built in 2013.

After the top 3 states, the following 9 states came next and had an adoption rate of more than 10%

  1. Vermont: 18.9%

  2. Delaware: 18.9%

  3. North Carolina:  14.7%

  4. Texas: 14.1%

  5. Iowa: 14.1%

  6. New Hampshire: 13.2%

  7. Idaho: 12.9%

  8. Ohio: 11.2%

  9. New Mexico: 10.7%


The performance of Arizona, Florida & North Carolina is especially notable since ...

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Personal Involvement & close working relationships with builder is key in Energy Star Certification

Energy Star certified homes must be at least 30% more energy efficient than national guidelines or 15% more efficient than state guidelines, whichever is stricter. However, the process of certification requires a close co-ordination between the home owner, the builder & the energy rater.


Building science principles to get Energy Certifiedare multi faceted & home owners needs to familiarize themselves with different inter-related concepts including:


  • Comprehensive Thermal Enclosure System through air sealing, insulation, and high-performance windows

  • More energy efficient heating and cooling systems through High-efficiency systems that deliver better moisture control & improved indoor air quality

  • Water Management System to protect roofs ...

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Arizona’s Incentives Drive High Adoption of Energy Star Certified Homes

Arizona has one of the highest adoption of Energy Star certified homes at 48% of total homes in 2013. About 11, 500 homes were Energy Star certified in 2013 alone bringing the total to about 126,000.  One of the key reasons behind any successful energy star programs is an incentive program to jump start & increase the adoption of making your house more energy efficient.  


Here are some key Energy Star partnerships in Arizona to increase adoption rates:

  • Arizona Public Service (602-250-3455): Production homebuilders may receive incentives of $1,000 or $1,500 for ENERGY STAR certified new homes. Certified ...

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