Raritan Insurance Rates:

Raritan, NJ homeowners insurance is about $749 to $1,022, about $62-$85/month. Our all inclusive research reveals consumers can save upto $354 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Liberty Mutual
It can take a bit of time to reach a customer service representative to discuss the quote, based largely on the volume of calls and the length of time they put me on hold.
Utica National Insurance
i like that my insurance company is responsive to me. whenever i have had an issue, they are quick to help resolve it.
Esurance
I don't like that i have to pay annually in order to receive a discount. i would rather have the option of paying monthly at the same rate.
Aaa
Communication is great and hassles free, it really takes little effort and time to get in touch with any issue.
Progressive
The customer service is pretty average. They do not do anything extraordinary to help you, but they are not horrible either. It's just normal customer service. Wait on hold until someone is able to assist you.
Progressive
I have been a Progressive policyholder for about 7 years. For the most part, I am happy with my insurance provider. However, I think I am going to shop around for a different insurer because I recently found out that they support an institution that I do not want any of my money going toward.
Allstate
It takes a little while for payments to be processed and covered by insurance. I have wasted time managing bills.
Aaa
I would rate them a 5. I have had this company for many years and have been very satisfied with the service and rates of my policy.

Raritan, NJ Homeowners Insurance By Home Value

Raritan, NJ Home Value Total Homes % of Total Average Raritan, NJ Homeowners Insurance
Less than $50,000 75 2.0% $44
$100,000 to $124,999 37 1.0% $221
$150,000 to $174,999 96 2.0% $336
$175,000 to $199,999 194 5.0% $389
$200,000 to $249,999 527 15.0% $469
$250,000 to $299,999 651 19.0% $567
$300,000 to $399,999 1,675 50.0% $726

Top Home Insurance Agents Near Raritan, NJ

Home Insurance Company Near Raritan, NJ Homeowners Insurance Agency Near Raritan, NJ Address
NA Active Century Insurance Agency, Llc 3600 Bergenline Ave Ste 2 Union City, Union City, NJ, 7087
NA Risk Analytics 950 Street Rd Ste L 1 Southampton, Lower Southampton Township, PA, 18966
Erie Brosky Insurance Agency Inc. 1540 E Race Street, Catasauqua, PA, 18032
Travelers Options Insurance Group 305 CAMP HILL RD, FORT WASHINGTON, PA, 19034
Allstate Warren A Clarkson 7120 Germantown Ave, Philadelphia, PA, 19119

Cost Of Homeowners Insurance By Street Near Raritan, NJ

Streets in Raritan Area Homeowners Insurance Cost
Sheridan Ln, Johnston Dr, Almond Ct, Reaville Rd, Robin Hill Way, Sunridge Dr, Einstein Ct, Chapel View Dr, Kuhl Rd, Plennert Rd$841
Voorhees Corner Rd, Stagecoach Ct, Wellington Ave, Fisher Ct, Glenn Rd, Ballentine Ct, Cedar Ct, Starview Dr, Covered Bridge Rd, Cummington Ln$897
Peach Ct, Mimosa Ct, Montgomery Dr, Nottingham Way, Cider Hill Cir, Pasturehill Ct, Greenwood Pl, Tulip Dr, Cherryville Hollow Rd, Mott Way$848
Overlook Ct, Mathews Dr, Sam Levine Rd, Brookside Ter, Saddle Ct, Honeyman Dr, Longbow Ter, Turtle Ct, Crestmont Ct, Wingover Farm Ct$893
Hardscrabble Hill Rd, Red Robin Way, Vantage Dr, Allens Corner Rd, Sergeantsville Rd, Stratton Ct, Belmont Ct, Marshall Dr, Tuccamirgan Rd, Stark Ct$897

Raritan, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Raritan$132 to $135
Hunterdon County$132
Flemington$126
Clinton$134

Raritan, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hunterdon County, New Jersey $111 $147 $221
Flemington borough, New Jersey $106 $141 $211
Clinton township, Hunterdon County, New Jersey $112 $149 $224

Raritan, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Raritan, NJ2.6%7.4%
Hunterdon County2.6%7.37%
Flemington3.15%9.03%
Clinton2.57%7.47%

Raritan Renters Insurance as a Percentage of Rent

Raritan Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 49 7.0% $317
$200 to $299 10 1.0% $767
$300 to $499 40 6.0% $1217
$500 to $749 44 6.0% $1892
$1,000 to $1,499 301 47.0% $3767
$1,500 or more 196 30.0% $5417

Raritan, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$5,300
Yearly Raritan Homeowner Insurance Premium Example $3,900$3,100
Out of Pocket Expense During Claim$1,300$5,300
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $24,700$23,900
Net Savings to Raritan Home Owner from High Deductible Plan $800

Raritan, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Raritan, NJ Home Replacement Value MORE than Home Value Raritan, NJ Home Replacement Value LESS than Home Value
Replacement Value $576,500 $368,000
Insurance Premium based on Replacement Value $2,775 $1,775
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $75,500 Risk Exposure from Under Insuring Coverage is $133,000
Premium Impact Insurance cheaper by $650/year Insurance costlier by $350/year

Example Raritan Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateFarmers InsuranceNationwide Insurance
Monthly Premium 112145162
Year Built 200619902010
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $400000-$500000$400000-$500000$800000-$900000
Deductible $5000 to $10,000 Deductible$1000-$2500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Raritan, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2002 500,000 Metal Roof 2,200 4 $5000 to $10,000 Deductible 650 6 Fiber-Cement Siding No
2007 530,000 Shingles Roof 2,770 4 $500 Deductible 1440 7 Vinyl siding yes
1992 360,000 Wood Shake Roof 2,160 3 $500- $1000 Deductible 1110 9 Brick siding yes
2007 445,000 Slate Shingles Roof 2,520 4 > $10,000 Deductible 1030 10 Brick siding yes
2014 375,000 Tile Roof 1,940 4 $500 Deductible 760 7 Fiber-Cement Siding No
2011 515,000 Asphalt Shingles Roof 2,100 4 $5000 to $10,000 Deductible 480 4 Fiber-Cement Siding No
2010 1,010,000 Composition Roof 4,100 5 $5000 to $10,000 Deductible 2230 8 Brick siding No
2009 700,000 Wood Shake Roof 2,860 5 $500 Deductible 2920 12 Stone Siding yes
1996 580,000 Slate Shingles Roof 2,780 4 > $10,000 Deductible 1380 12 Brick siding yes
2004 210,000 Wood Shake Roof 1,260 3 $1000-$2500 Deductible 210 2 Stucco siding yes
2003 370,000 Asphalt Shingles Roof 1,570 5 > $10,000 Deductible 270 4 Wood siding yes
2010 260,000 Composition Roof 1,530 3 $5000 to $10,000 Deductible 620 10 Brick siding No
2013 605,000 Slate Shingles Roof 2,490 4 $1000-$2500 Deductible 1840 9 Vinyl siding yes
1994 555,000 Shingles Roof 2,940 5 > $10,000 Deductible 1080 8 Stone Siding No
1999 425,000 Slate Shingles Roof 1,790 4 $500 Deductible 400 3 Fiber-Cement Siding No
1997 370,000 Slate Shingles Roof 1,710 3 $2500-$5000 Deductible 950 7 Fiber-Cement Siding yes
2004 665,000 Tile Roof 3,930 5 > $10,000 Deductible 1110 8 Brick siding No
2013 585,000 Membrane Roof 2,780 4 $5000 to $10,000 Deductible 1440 9 Stone Siding yes
1992 520,000 Slate Shingles Roof 3,120 5 $500 Deductible 1330 5 Vinyl siding No
1993 330,000 Tile Roof 1,730 3 $500- $1000 Deductible 590 6 Fiber-Cement Siding yes
2009 655,000 Metal Roof 3,700 5 $2500-$5000 Deductible 1440 6 Fiber-Cement Siding yes
2012 285,000 Shingles Roof 1,420 3 $5000 to $10,000 Deductible 100 1 Vinyl siding yes
1994 1,055,000 Composition Roof 4,660 5 $500 Deductible 5290 12 Fiber-Cement Siding No
2009 340,000 Metal Roof 1,760 5 $1000-$2500 Deductible 780 6 Stone Siding No
1992 800,000 Composition Roof 4,300 5 > $10,000 Deductible 1740 8 Vinyl siding No
1997 560,000 Asphalt Shingles Roof 2,690 5 $2500-$5000 Deductible 540 3 Vinyl siding No
1992 775,000 Shingles Roof 3,180 4 $1000-$2500 Deductible 2420 8 Stone Siding No
2014 415,000 Tile Roof 1,830 4 $500 Deductible 1260 9 Brick siding No
2012 530,000 Shingles Roof 2,590 5 > $10,000 Deductible 320 3 Stone Siding yes
1994 330,000 Membrane Roof 1,820 4 $1000-$2500 Deductible 1090 7 Stone Siding No
2005 350,000 Tile Roof 1,590 3 $2500-$5000 Deductible 1270 12 Stone Siding No
2012 730,000 Shingles Roof 4,180 5 $5000 to $10,000 Deductible 1130 7 Vinyl siding No
2014 260,000 Metal Roof 1,220 3 $500- $1000 Deductible 980 8 Brick siding No