Rapides, LA Home Insurance - Analysis On Quotes, Rates & Agents
Rapides Insurance Rates:
Rapides, LA homeowners insurance is about $1,072 to $1,455, about $89-$121/month. Our comprehensive research shows customers can save as much as $505 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Latest Home Insurance Reviews
Liberty MutualOverall, I am happy with my insurance company. I like that they are friendly and easy to talk to. I don't like that I have to remain bundled to my car insurance to receive my discount and it doesn't function as a stand-alone company.
American FamilyI like that they are accessible to a local agent that i can speak with directly about my concerns or issues.
Liberty MutualThey are probably offering a below average premium but above average customer service and I don't worry about my home insurance I know I'm covered and I can afford it.
AaaThe company has covered me and my family for many years. I use it to fulfill multiple insurance needs and have never been disappointed with the coverage I receive or the customer service.
State FarmOUR AGENT IS ALWAYS AVAILABLE AND THE OFFICE STAFF IS AVAILABLE BY TEXT MESSAGE FOR IMMEDIATE RESPONSE. WE ALSO HAD BUSINESS INSURANCE BUNDLED WITH OUR HOME COVERAGE AND THEY WERE VERY HELPFUL IN SETTING UP THE RIGHT COVERAGE
GeicoComplaints against Geico are lower than the industry median. Customer satisfaction ratings are average or higher Website and mobile app have a wide array of features tech-savvy customers may appreciate
American FamilyA representative is always available for any questions that I may have. They address concerns in a timely matter and believe me when I make a claim about something.
AllstateMy experience with customer service is always positive. My agent always gets back to me as soon as possible for any claims or questions.
ProgressiveOverall, for an insurance company, I like Progressive. They usually do what they say and are quick to respond to issues I may have. They were up-front in the pricing and coverage.
AllstateI am very pleased with Allstate. I have been a long time customer and I feel greatly appreciated. I feel that I can count on Allstate to take care of any issues that arise.
AllstateGenerally speaking, Allstate has better rates than most and their representatives are a bit easier to talk to than other home insurance companies I called.
State FarmI would recommend state farm to anyone they are very clear about what is covered they don't give the impression that they are just trying to take your money and walk away. They are honest and up front about what is covered and although we haven't had to use it yet I get the impression that when the time comes they will do the right thing.
Liberty MutualIt can be really good or really bad. Depends on which day you call. Overall, the company is pretty good. I've used other companies in the past. They are all about the same. I am not opposed to switching if I find something better.
ProgressiveI am satisfied mainly because I have not had to do much of anything yet in regards to my home insurance. If I had to file a claim I'm sure I would have more to add.
State FarmI would like the premiums to be cheaper. and for them to cover more for less money. just like everyone else would like.
State FarmThey never felt like they were trying to get out of paying when we had a fire and had to use our policy.
State FarmThe amount of time it sometimes takes them to process claims is very long. it really hurts my family when we're really in need of help
American FamilyI don't like the high deductibles that are attached to my policy. although i have not had to use my insurance, i worry that in the event that i do need to, the deductible will be extremely high.
Rapides, LA Homeowners Insurance By Home Value
| Rapides, LA Home Value | Total Homes | % of Total | Average Rapides, LA Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 5,322 | 17.0% | $265 |
| $50,000 to $59,999 | 1,310 | 4.0% | $556 |
| $60,000 to $69,999 | 1,437 | 4.0% | $695 |
| $70,000 to $79,999 | 2,117 | 6.0% | $796 |
| $80,000 to $89,999 | 1,746 | 5.0% | $910 |
| $90,000 to $99,999 | 1,306 | 4.0% | $1011 |
| $100,000 to $124,999 | 3,679 | 11.0% | $1175 |
| $125,000 to $149,999 | 2,959 | 9.0% | $1478 |
| $150,000 to $174,999 | 3,418 | 11.0% | $1744 |
| $175,000 to $199,999 | 1,840 | 5.0% | $2009 |
| $200,000 to $249,999 | 2,625 | 8.0% | $2426 |
| $250,000 to $299,999 | 1,747 | 5.0% | $2957 |
| $300,000 to $399,999 | 1,213 | 3.0% | $3766 |
Top Home Insurance Agents Near Rapides, LA
| Home Insurance Company Near Rapides, LA | Homeowners Insurance Agency Near Rapides, LA | Address |
|---|---|---|
| State Farm | Randy Wiggins | 2146 N Mall Drive, Alexandria, LA, 71301-3647 |
| State Farm | Dustin Day | 465 Acton Rd, Marksville, LA, 71351-2963 |
| Travelers | Earl P Lemoine & Associates Inc | Po Box 1499, Marksville, LA, 71351 |
| State Farm | John Torrent | 113 South Dr Ste 7, Natchitoches, LA, 71457-5039 |
| Liberty Mutual Independent | Morris Insurance Agency Inc | 400 S 6Th St, Leesville, LA, 71446 |
Cost Of Homeowners Insurance By Street Near Rapides, LA
| Streets in Rapides Area | Homeowners Insurance Cost |
|---|---|
| Pat St, Jessie Johnson Rd, England Dr, Morrison Rd, Stovall Rd, Bo Newcomb Rd, State Rte 1203, James Johnson Rd, Jupiter Loop, Suthy St | $1,237 |
| Baptist St, Hall St, Rock Point Cir E, West St, Boyd Rd, Melton St, Davis Dr, Dove Ct, Lark Ln, Tamagin Ln | $1,307 |
| Old Marksville Hwy, Dixie Mae Rd, Irvin Long Rd, N 8th St, Lacoy Rd, Truman Cole Rd, Kerlin Park Dr, Nanette Dr, Kelly Ln, George Rd | $1,260 |
| Grandpierre Rd, Melrose St, Broadway St, Science Hill Cemetary Rd, Rubin Dr, Bass Rd, Woodlawn Dr, Lydia Ct, Pecan Loop, E Shamrock Ave | $1,313 |
| Jube St, Hot Wells Rd, Bolo Dr, B Dousay Rd, Laccasine Dr, Leo Odom, Boundary Dr, Bonnie Loop, Tatoo Rd, Cleco Dr | $1,267 |
| Linda Dr, Agate Rd, L Watts Rd, Ball St, Jeannie St, Harvest St, Florence Ave, Humble Church Rd, Branch St, Milburn Strother Rd | $1,237 |
| Glendale St, N Riverside Ct, Neal Rd, Ed Coleman Rd, Pilgrim Rd, Marye Ct, Edwards Dr, E Circle Dr, Nessmith Rd, Canterbury Dr | $1,239 |
| Vance Ave, Scott Dr, Walden Dr, Bonnie Loop, Pamela St, O'Neal St, Mil Mar Blvd, Sugarmill Rd, Debbie St, Aa Paul Rd | $1,258 |
| Cloverdale Dr, Beech St, Sallie St, Fairview St, Tonti Dr, Longfellow Dr, Gibbons Rd, G Ryder Rd, Frontage Rd, Amelia Dr | $1,268 |
| Woodwind Ln, Heyman Ln, Eagle Cir, W Morgan Dr, B Brittan Rd, Henry Johnson, Tommy Melder Rd, Butler Dr, Rivers Rd, State Rte 8 | $1,305 |
Rapides, LA Home Insurance Savings For Senior Occupied Homes
| Place | Savings For Senior Occupied Homes |
|---|---|
| Rapides | $189 to $191 |
| Woodworth | $199 |
| Alexandria | $190 |
| Forest Hill | $181 |
Rapides, LA Auto & Homeowners Insurance Bundling Discounts
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Woodworth town, Louisiana | $199 | $265 | $398 |
| Alexandria city, Louisiana | $191 | $254 | $381 |
| Forest Hill village, Louisiana | $182 | $242 | $363 |
Rapides, LA Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Rapides, LA | 9.4% | 32.9% |
| Woodworth | 7.63% | 27.97% |
| Alexandria | 8.9% | 29.81% |
| Forest Hill | 11.2% | 43.84% |
Rapides Renters Insurance as a Percentage of Rent
| Rapides Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 226 | 1.0% | $358 |
| $200 to $299 | 579 | 4.0% | $808 |
| $300 to $499 | 2,224 | 15.0% | $1258 |
| $500 to $749 | 5,065 | 35.0% | $1933 |
| $750 to $999 | 4,115 | 28.0% | $2683 |
| $1,000 to $1,499 | 1,819 | 12.0% | $3808 |
| $1,500 or more | 195 | 1.0% | $5458 |
Average Cost Of Home Insurance By Company In Areas Nearby Rapides For Different Scenarios
| Building Coverage | Contents coverage | Construction type | Age of home | Company | Premium |
|---|---|---|---|---|---|
| $200,000 | $100,000 | brick veneer | 10-year | Aig Property Casualty Co | $4218 |
| $200,000 | $100,000 | Frame | 10-year | Americas Ins Co | $4488 |
| $200,000 | $100,000 | brick veneer | 10-year | Federal Ins Co | $5204 |
| $200,000 | $100,000 | brick veneer | 10-year | Fireman's Fund Ins Co | $5577 |
| $100,000 | $50,000 | brick veneer | 25-year | Homesite Ins Co | $3301 |
| $200,000 | $100,000 | Frame | 10-year | La Farm Bureau Mutual Ins Co | $6479 |
| $200,000 | $100,000 | brick veneer | 10-year | Lighthouse Property Ins Corp (Beacon) | $4345 |
| $300,000 | $150,000 | brick veneer | 1-year | Safeco Ins Co Of Oregon | $4767 |
| $100,000 | $50,000 | brick veneer | 25-year | The Standard Fire Ins Co | $1761 |
| $100,000 | $50,000 | brick veneer | 25-year | United Fire & Indemnity | $2119 |