Rapides Insurance Rates:

Rapides, LA homeowners insurance is about $1,072 to $1,455, about $89-$121/month. Our comprehensive research shows customers can save as much as $505 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
They never felt like they were trying to get out of paying when we had a fire and had to use our policy.
State Farm
The amount of time it sometimes takes them to process claims is very long. it really hurts my family when we're really in need of help
American Family
I don't like the high deductibles that are attached to my policy. although i have not had to use my insurance, i worry that in the event that i do need to, the deductible will be extremely high.
Liberty Mutual
Overall, I am happy with my insurance company. I like that they are friendly and easy to talk to. I don't like that I have to remain bundled to my car insurance to receive my discount and it doesn't function as a stand-alone company.
American Family
I like that they are accessible to a local agent that i can speak with directly about my concerns or issues.
Liberty Mutual
They are probably offering a below average premium but above average customer service and I don't worry about my home insurance I know I'm covered and I can afford it.
Aaa
The company has covered me and my family for many years. I use it to fulfill multiple insurance needs and have never been disappointed with the coverage I receive or the customer service.
State Farm
OUR AGENT IS ALWAYS AVAILABLE AND THE OFFICE STAFF IS AVAILABLE BY TEXT MESSAGE FOR IMMEDIATE RESPONSE. WE ALSO HAD BUSINESS INSURANCE BUNDLED WITH OUR HOME COVERAGE AND THEY WERE VERY HELPFUL IN SETTING UP THE RIGHT COVERAGE
American Family
A representative is always available for any questions that I may have. They address concerns in a timely matter and believe me when I make a claim about something.
Allstate
My experience with customer service is always positive. My agent always gets back to me as soon as possible for any claims or questions.
Progressive
Overall, for an insurance company, I like Progressive. They usually do what they say and are quick to respond to issues I may have. They were up-front in the pricing and coverage.
Allstate
I am very pleased with Allstate. I have been a long time customer and I feel greatly appreciated. I feel that I can count on Allstate to take care of any issues that arise.
Allstate
Generally speaking, Allstate has better rates than most and their representatives are a bit easier to talk to than other home insurance companies I called.
Liberty Mutual
It can be really good or really bad. Depends on which day you call. Overall, the company is pretty good. I've used other companies in the past. They are all about the same. I am not opposed to switching if I find something better.
Progressive
I am satisfied mainly because I have not had to do much of anything yet in regards to my home insurance. If I had to file a claim I'm sure I would have more to add.
State Farm
I would like the premiums to be cheaper. and for them to cover more for less money. just like everyone else would like.

Rapides, LA Homeowners Insurance By Home Value

Rapides, LA Home Value Total Homes % of Total Average Rapides, LA Homeowners Insurance
Less than $50,000 5,322 17.0% $265
$50,000 to $59,999 1,310 4.0% $556
$60,000 to $69,999 1,437 4.0% $695
$70,000 to $79,999 2,117 6.0% $796
$80,000 to $89,999 1,746 5.0% $910
$90,000 to $99,999 1,306 4.0% $1011
$100,000 to $124,999 3,679 11.0% $1175
$125,000 to $149,999 2,959 9.0% $1478
$150,000 to $174,999 3,418 11.0% $1744
$175,000 to $199,999 1,840 5.0% $2009
$200,000 to $249,999 2,625 8.0% $2426
$250,000 to $299,999 1,747 5.0% $2957
$300,000 to $399,999 1,213 3.0% $3766

Top Home Insurance Agents Near Rapides, LA

Home Insurance Company Near Rapides, LA Homeowners Insurance Agency Near Rapides, LA Address
State Farm Dustin Day 465 Acton Rd, Marksville, LA, 71351-2963
Travelers Earl P Lemoine & Associates Inc Po Box 1499, Marksville, LA, 71351
State Farm John Torrent 113 South Dr Ste 7, Natchitoches, LA, 71457-5039
Liberty Mutual Independent Morris Insurance Agency Inc 400 S 6Th St, Leesville, LA, 71446
State Farm Randy Wiggins 2146 N Mall Drive, Alexandria, LA, 71301-3647

Cost Of Homeowners Insurance By Street Near Rapides, LA

Streets in Rapides Area Homeowners Insurance Cost
Pat St, Jessie Johnson Rd, England Dr, Morrison Rd, Stovall Rd, Bo Newcomb Rd, State Rte 1203, James Johnson Rd, Jupiter Loop, Suthy St$1,237
Baptist St, Hall St, Rock Point Cir E, West St, Boyd Rd, Melton St, Davis Dr, Dove Ct, Lark Ln, Tamagin Ln$1,307
Old Marksville Hwy, Dixie Mae Rd, Irvin Long Rd, N 8th St, Lacoy Rd, Truman Cole Rd, Kerlin Park Dr, Nanette Dr, Kelly Ln, George Rd$1,260
Grandpierre Rd, Melrose St, Broadway St, Science Hill Cemetary Rd, Rubin Dr, Bass Rd, Woodlawn Dr, Lydia Ct, Pecan Loop, E Shamrock Ave$1,313
Jube St, Hot Wells Rd, Bolo Dr, B Dousay Rd, Laccasine Dr, Leo Odom, Boundary Dr, Bonnie Loop, Tatoo Rd, Cleco Dr$1,267
Linda Dr, Agate Rd, L Watts Rd, Ball St, Jeannie St, Harvest St, Florence Ave, Humble Church Rd, Branch St, Milburn Strother Rd$1,237
Glendale St, N Riverside Ct, Neal Rd, Ed Coleman Rd, Pilgrim Rd, Marye Ct, Edwards Dr, E Circle Dr, Nessmith Rd, Canterbury Dr$1,239
Vance Ave, Scott Dr, Walden Dr, Bonnie Loop, Pamela St, O'Neal St, Mil Mar Blvd, Sugarmill Rd, Debbie St, Aa Paul Rd$1,258
Cloverdale Dr, Beech St, Sallie St, Fairview St, Tonti Dr, Longfellow Dr, Gibbons Rd, G Ryder Rd, Frontage Rd, Amelia Dr$1,268
Woodwind Ln, Heyman Ln, Eagle Cir, W Morgan Dr, B Brittan Rd, Henry Johnson, Tommy Melder Rd, Butler Dr, Rivers Rd, State Rte 8$1,305

Rapides, LA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Rapides$189 to $191
Woodworth$199
Alexandria$190
Forest Hill$181

Rapides, LA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Woodworth town, Louisiana $199 $265 $398
Alexandria city, Louisiana $191 $254 $381
Forest Hill village, Louisiana $182 $242 $363

Rapides, LA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Rapides, LA9.4%32.9%
Woodworth7.63%27.97%
Alexandria8.9%29.81%
Forest Hill11.2%43.84%

Rapides Renters Insurance as a Percentage of Rent

Rapides Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 226 1.0% $358
$200 to $299 579 4.0% $808
$300 to $499 2,224 15.0% $1258
$500 to $749 5,065 35.0% $1933
$750 to $999 4,115 28.0% $2683
$1,000 to $1,499 1,819 12.0% $3808
$1,500 or more 195 1.0% $5458

Average Cost Of Home Insurance By Company In Areas Nearby Rapides For Different Scenarios

Building Coverage Contents coverage Construction type Age of home Company Premium
$200,000 $100,000 brick veneer 10-year Aig Property Casualty Co $4218
$200,000 $100,000 Frame 10-year Americas Ins Co $4488
$200,000 $100,000 brick veneer 10-year Federal Ins Co $5204
$200,000 $100,000 brick veneer 10-year Fireman's Fund Ins Co $5577
$100,000 $50,000 brick veneer 25-year Homesite Ins Co $3301
$200,000 $100,000 Frame 10-year La Farm Bureau Mutual Ins Co $6479
$200,000 $100,000 brick veneer 10-year Lighthouse Property Ins Corp (Beacon) $4345
 $300,000  $150,000 brick veneer 1-year Safeco Ins Co Of Oregon $4767
$100,000 $50,000 brick veneer 25-year The Standard Fire Ins Co $1761
$100,000 $50,000 brick veneer 25-year United Fire & Indemnity $2119