Randolph Insurance Rates:

Randolph, NJ homeowners insurance is approximately $783 to $1,069, about $65-$89/month. Our all inclusive guide shows customers can save as much as $370 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

State Farm
Very consumer-oriented very friendly, willing to work with all types of people to get the job done in a timely manner
State Farm
While the service and product offered by state farm is excellent, they are generally pretty expensive. i could save a fairly large amount of money by going to get insured by someone else.
Travelers
The insurance company is willing to speak with repair places to negotiate the best price or recommend places that can provide quality service.

Randolph, NJ Homeowners Insurance By Home Value

Randolph, NJ Home Value Total Homes % of Total Average Randolph, NJ Homeowners Insurance
Less than $50,000 42 2.0% $37
$100,000 to $124,999 38 2.0% $175
$175,000 to $199,999 22 1.0% $305
$200,000 to $249,999 97 6.0% $370
$250,000 to $299,999 185 11.0% $453
$300,000 to $399,999 1,176 74.0% $583

Top Home Insurance Agents Near Randolph, NJ

Home Insurance Company Near Randolph, NJ Homeowners Insurance Agency Near Randolph, NJ Address
NA Modica Associates, Inc. 374 Court St Brooklyn, NYC, NY, 11231
Erie Cooke Insurance Agency Llc 606 Stones Crossing Road, Easton, PA, 18045
Travelers Hutchings Agency Inc 45 Dolson Ave, Middletown, NY, 10940
State Farm Jeannie Kreeger 2435 Butler St, Easton, PA, 18042-5302
Travelers Small & Son 16 S 7TH ST, STROUDSBURG, PA, 18360

Cost Of Homeowners Insurance By Street Near Randolph, NJ

Streets in Randolph Area Homeowners Insurance Cost
Overlook Ave, Mel Dr, Barclay Ct, E Logan Rd, Guy St, Leigh Ct, Lincoln Rd, Center Grove Rd, Rebecca Ct, Clearview Dr$921
Evergreen Ln, Schooner Ct, Alcor Rd, Misty Mountain Dr, Leonard Ln, Old Coach Rd, Cromwell Ln, Cedar Ter, Rose Way, Chrystal St$953
W Chrystal St, Tudor Pl, Sorman Ter, Longhill Rd, Everdale Rd, Oakwood Rd, Center Rd, Center Grove Rd, Windsor Ave, Boulder Ridge Dr$898
Cromwell Dr, Champlain Ct, Harmony Ln, Jared Dr, Bonnell Ln, Wooded Hill Ln, Mariner Dr, Kaye Pl, Roslyn Way, Bragman Rd$909
Allen Way, Berry Ln, Greenhut Ave, Van Nostrand Ave, Olde York Rd, Monroe St, Deepdale Dr, Canterbury Ct, Morey Ln, Timber Ln$937

Randolph, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Randolph$138 to $141
Morris County$133
Mine Hill$128
Victory Gardens$123

Randolph, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Morris County, New Jersey $134 $178 $267
Mine Hill township, Morris County, New Jersey $128 $171 $257
Victory Gardens borough, New Jersey $123 $164 $246

Randolph, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Randolph, NJ2.3%7.7%
Morris County2.57%7.43%
Mine Hill2.83%8.0%
Victory Gardens3.83%8.67%

Randolph Renters Insurance as a Percentage of Rent

Randolph Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 31 1.0% $749
$300 to $499 50 2.0% $1199
$500 to $749 102 4.0% $1874
$1,000 to $1,499 1,733 74.0% $3749
$1,500 or more 386 16.0% $5399

Randolph, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$4,200
Yearly Randolph Homeowner Insurance Premium Example $3,300$2,700
Out of Pocket Expense During Claim$1,200$4,200
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $24,300$23,100
Net Savings to Randolph Home Owner from High Deductible Plan $1,200

Randolph, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Randolph, NJ Home Replacement Value MORE than Home Value Randolph, NJ Home Replacement Value LESS than Home Value
Replacement Value $676,500 $495,000
Insurance Premium based on Replacement Value $3,375 $2,475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $55,000 Risk Exposure from Under Insuring Coverage is $126,500
Premium Impact Insurance cheaper by $625/year Insurance costlier by $275/year

Example Randolph Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceLiberty MutualAllstate
Monthly Premium 183230444
Year Built 200419761966
Home Details 2 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $400000-$500000$800000-$900000More than 10000000
Deductible $500 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Randolph, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1996 730,000 Asphalt Shingles Roof 3,070 5 $1000-$2500 Deductible 2460 12 Stone Siding No
1998 340,000 Shingles Roof 1,460 2 $500- $1000 Deductible 560 4 Stone Siding yes
1996 525,000 Wood Shake Roof 2,100 4 $500 Deductible 2330 10 Brick siding yes
1988 455,000 Composition Roof 1,780 4 $5000 to $10,000 Deductible 1170 10 Stucco siding yes
1975 455,000 Asphalt Shingles Roof 1,810 4 $500- $1000 Deductible 1140 7 Vinyl siding No
1960 230,000 Shingles Roof 970 2 $500- $1000 Deductible 200 2 Stucco siding No
1987 1,195,000 Slate Shingles Roof 3,980 5 $1000-$2500 Deductible 2040 7 Stucco siding No
2001 605,000 Wood Shake Roof 2,880 4 $500 Deductible 550 2 Wood siding yes
2000 645,000 Wood Shake Roof 2,550 4 $1000-$2500 Deductible 230 1 Fiber-Cement Siding yes
1966 990,000 Metal Roof 4,510 5 $500 Deductible 2330 6 Brick siding No
1965 780,000 Metal Roof 2,940 5 > $10,000 Deductible 1260 6 Vinyl siding No
1971 340,000 Membrane Roof 1,460 2 $5000 to $10,000 Deductible 260 3 Fiber-Cement Siding yes
2002 460,000 Tile Roof 1,620 2 > $10,000 Deductible 1180 10 Stone Siding No