Randolph Insurance Rates:

Randolph, MA homeowners insurance is roughly $878 to $1,190, about $73-$99/month. Our thorough research indicates shoppers can save upto $413 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Homesite Insurance
Homesite raised our home owner's insurance almost $1000 after our water heater flooded our home with no explanation as to why the huge and sudden increase.
State Farm
I would recommend this company. It is a small agency office. You get very personalized service, and the service is very fast. They always return phone calls very quickly.
Allstate
I believe Allstate's premium and deductible is comparative to that of other home insurance companies. Since I was able to get discounts and I find the premium reasonable, I am satisfied with Allstate.
Liberty Mutual
If you want a company that can not only cover your house completely, plus offers all kinds of other insurance for all your needs, my insurance company is the company for you.
Universal Property & Casualty Insurance Company
I am very satisfied with the my current home insurance. I like there service and coverage. Their quote is very affordable and our monthly payments are affordable comparing to other providers.
State Farm
my premium and deductible in my policy are at a pretty good rate compared to other companies. i have nothing but positive things for them
Homesite Insurance
Another thing that i like about homesite, my home insurance, is that their customer service is great. they quickly answer all of my questions.
Amica Mutual Insurance
I don't like insurance as a whole. i have owned my home for 11 years. in 11 years, i have never had a claim and yet, my rates keep increasing. when i raise this point yearly, i am always given different excuses as to why. i feel like amica should work harder to keep me as a customer. i would be thrilled to get my yearly rate and see a reduction.
State Farm
I think for a company to be located in the South with hurricanes and flooding, it would behoove them to offer flood insurance. Buying both homeowners and flood insurance from two different companies in not only cumbersome but expensive.
Progressive
I need to adjust what is covered currently but would like the option to play with the options online before speaking with a representative
Geico
Geico has a responsive and knowledgeable online customer service as well as phone service. Their rates are competitive and a name I can trust.

Randolph, MA Homeowners Insurance By Home Value

Randolph, MA Home Value Total Homes % of Total Average Randolph, MA Homeowners Insurance
Less than $50,000 187 2.0% $82
$100,000 to $124,999 159 2.0% $403
$125,000 to $149,999 177 2.0% $506
$150,000 to $174,999 217 2.0% $599
$175,000 to $199,999 371 4.0% $692
$200,000 to $249,999 1,663 22.0% $827
$250,000 to $299,999 2,341 31.0% $1013
$300,000 to $399,999 2,382 31.0% $1292

Top Home Insurance Agents Near Randolph, MA

Home Insurance Company Near Randolph, MA Homeowners Insurance Agency Near Randolph, MA Address
NA Aaa Insurance Agency Inc 214 Broadway, Saugus, MA, 1906
Liberty Mutual Independent Archambault Ins Assoc 143 PROVIDENCE ST, PUTNAM, CT, 6260
Liberty Mutual Independent Carroll K Steele Ins Agency Inc 31 BROADWAY, ROCKPORT, MA, 1966
Liberty Mutual Independent Macdonald & Pangione 104 Main St , North Andover, MA, 1845
Liberty Mutual Independent Physicians Ins Agcy Of Mass 860 WINTER ST, WALTHAM, MA, 2451

Randolph, MA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Randolph, MA

Streets in Randolph Area Homeowners Insurance Cost
Michelle Ln, Rose Way, Gold St, Marie Way, Francis Dr, Jacobs Rd, Circuit Dr, Posturepedic Dr, Ballard St, Cochato Park$1,031
Royal Crest Dr, Delorenzo Dr, Linden Rd, Woodland Pkwy, Grove Sq, Hurley Dr, Oak Grove Rd, Colson Way, Wordsworth St, Merrick Cir$1,030
Paine Rd, Stearns Dr, Saratoga St, Russ St, Abbey St, Vesey Rd, Collins Ave, Bossi Ave, Michael Rd, Edwin St$1,033
Carleton Ave, Randolph Rd, Restarick Ave, H D Sandborn Way, Moulton St, Bosworth Dr, Lambert Rd, Dell St, Getchell St, McKim St$1,031
Sunnyworth Ln, Tangen St, Dianne Cir, Ferry Rd, Civitia Ln, Essiembre Rd, Scanlon Cir, Willow Dr, Curran Ter, Evan Cain Way$1,034

Randolph, MA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Randolph$154 to $157
Avon$156
Braintree Town$159
Holbrook$155

Randolph, MA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Avon town, Norfolk County, Massachusetts $131 $174 $261
Braintree Town city, Massachusetts $133 $177 $266
Holbrook CDP, Massachusetts $129 $172 $258

Randolph, MA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Randolph, MA4.1%12.8%
Avon4.37%14.25%
Braintree Town3.94%13.21%
Holbrook4.11%12.43%

Randolph Renters Insurance as a Percentage of Rent

Randolph Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 45 1.0% $359
$200 to $299 140 4.0% $809
$300 to $499 452 13.0% $1259
$500 to $749 222 6.0% $1934
$750 to $999 299 9.0% $2684
$1,000 to $1,499 1,165 35.0% $3809
$1,500 or more 972 29.0% $5459

Randolph, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly Randolph Homeowner Insurance Premium Example $2,300$1,800
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $10,400$9,400
Net Savings to Randolph Home Owner from High Deductible Plan $1,000

Randolph, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Randolph, MA Home Replacement Value MORE than Home Value Randolph, MA Home Replacement Value LESS than Home Value
Replacement Value $295,500 $239,000
Insurance Premium based on Replacement Value $2,700 $2,175
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $29,500 Risk Exposure from Under Insuring Coverage is $27,000
Premium Impact Insurance cheaper by $250/year Insurance costlier by $275/year

Example Randolph Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyAllstateState Farm
Monthly Premium 123102151
Year Built 196319781981
Home Details 5 Beds, 1 Baths2 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $300000-$350000$150000-$175000$350000-$400000
Deductible $5000 to $10,000 Deductible$2500-$5000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Randolph, MA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1946 385,000 Membrane Roof 3,210 4 $2500-$5000 Deductible 890 5 Stucco siding No
1990 160,000 Wood Shake Roof 1,260 2 $5000 to $10,000 Deductible 700 12 Brick siding No
1949 200,000 Shingles Roof 1,490 2 $500- $1000 Deductible 630 6 Stone Siding yes
1943 315,000 Slate Shingles Roof 2,150 3 > $10,000 Deductible 1900 12 Stucco siding No
1949 270,000 Tile Roof 2,010 3 $1000-$2500 Deductible 480 3 Wood siding No
1987 365,000 Slate Shingles Roof 2,330 5 $500 Deductible 1580 8 Wood siding yes
1977 210,000 Membrane Roof 1,790 3 $5000 to $10,000 Deductible 60 1 Brick siding No
1963 170,000 Composition Roof 1,040 2 $500 Deductible 210 2 Fiber-Cement Siding No
1971 520,000 Metal Roof 3,690 5 > $10,000 Deductible 2210 9 Brick siding No
1960 305,000 Membrane Roof 2,470 4 $1000-$2500 Deductible 1400 9 Brick siding yes
1999 305,000 Tile Roof 1,930 4 > $10,000 Deductible 1020 12 Vinyl siding No
1965 305,000 Composition Roof 2,070 3 $5000 to $10,000 Deductible 980 12 Wood siding No
1983 245,000 Slate Shingles Roof 1,600 2 $500- $1000 Deductible 890 6 Brick siding yes
1989 215,000 Shingles Roof 1,290 3 $5000 to $10,000 Deductible 690 6 Brick siding yes
1997 620,000 Composition Roof 4,340 5 > $10,000 Deductible 1510 7 Fiber-Cement Siding yes
1965 255,000 Wood Shake Roof 2,040 4 $2500-$5000 Deductible 400 3 Vinyl siding No
1969 165,000 Metal Roof 990 2 $500- $1000 Deductible 930 10 Wood siding yes
1965 255,000 Slate Shingles Roof 1,670 4 > $10,000 Deductible 780 8 Wood siding yes
1985 275,000 Shingles Roof 2,180 3 $2500-$5000 Deductible 520 3 Brick siding No
1960 375,000 Tile Roof 2,350 4 $1000-$2500 Deductible 460 2 Vinyl siding No
1976 200,000 Shingles Roof 1,220 2 $2500-$5000 Deductible 400 5 Stone Siding No
1963 225,000 Composition Roof 1,540 3 > $10,000 Deductible 270 3 Vinyl siding No
1978 175,000 Tile Roof 1,440 3 $500- $1000 Deductible 440 4 Stone Siding No
1940 530,000 Tile Roof 3,340 5 > $10,000 Deductible 2710 12 Wood siding yes
1996 395,000 Membrane Roof 2,680 5 $2500-$5000 Deductible 160 1 Vinyl siding No
1990 190,000 Composition Roof 1,220 3 $5000 to $10,000 Deductible 150 2 Fiber-Cement Siding yes
1977 270,000 Asphalt Shingles Roof 1,720 5 > $10,000 Deductible 1500 12 Brick siding yes
1971 665,000 Shingles Roof 4,020 5 $500 Deductible 600 1 Wood siding No
1976 295,000 Metal Roof 2,080 3 $500- $1000 Deductible 2160 10 Wood siding yes
1947 195,000 Wood Shake Roof 1,480 2 $500 Deductible 710 6 Stucco siding No
1966 330,000 Tile Roof 2,480 4 $500 Deductible 150 1 Wood siding No
1997 600,000 Asphalt Shingles Roof 4,990 5 $2500-$5000 Deductible 2680 10 Vinyl siding yes
1976 250,000 Slate Shingles Roof 1,620 4 $2500-$5000 Deductible 1350 9 Fiber-Cement Siding No
1968 170,000 Composition Roof 1,100 2 $500- $1000 Deductible 1040 8 Fiber-Cement Siding No

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