Randallstown Insurance Rates:

Randallstown, MD homeowners insurance is about $594 to $805, about $49-$67/month. Our all inclusive analysis reveals consumers can save upto $280 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
I would recommend people who need this level of insurance to get it. It really gave me a piece of mind when I came back from my vacation.
Farmer's Insurance
The insurance company seems similar to most. It offers coverage on just about everything from property damage, to water, to natural disasters.
Usaa
I would recommend them because I have used them forever and have never had a problem getting my insurance payments when there has been an issue with my home.
Geico
We recently had a lightning strike our home which damaged many appliances including our central heat and air condenser unit. Geico covered the cost to replace everything.The claims process was easy.
Allstate
In 2010 i had a great experience with allstate when my parked car was the victim of a hit and run. i take comfort knowing that they will serve me well if i do have to file a claim.
State Farm
They are always friendly in their personal offices, they are very welcoming and i feel like i could stay and chat.
Usaa
Usaa is generally quick to respond to you when you have questions or want to discuss the features of your policy.
Usaa
Love the website, easy to navigate and has all my other bundle attached so that I can easily see balances and billing.
Usaa
I like the customer service I received because of the level of respect they greet me with, every time I call in they refer me as "sir". Additionally, they are willing to run through all pricing scenarios and not oversell me on items.
Erie Insurance
We do business the old-fashioned way with this company that is by way of telephone. If we leave a message it is returned promptly. There has never been an issue of poor customer service or communication. Very satisfied.
Progressive
We compared with several other companies. Because we don't have central heat and air, some of the other companies would not even cover us. This one seems to offer to most coverage for the best price.
Usaa
I like that I get a discount for bundling with my auto insurance. I also like the lower rates than other places.
Travelers
They cost less overall than the others, their communication is excellent. I like that they seem to be down to earth local people who understand real situations instead of a person at a call center in India making less than minimum wage who doesn't care about resolving the situation or getting back to me on time.
Erie Insurance
I would recommend Erie because of the cost of premiums are less than others and my overall experience with dealing with them has been very good.
Usaa
I would recommend this company because its excellent service also has excellent customer service and above all the good treatment of employees all very well 100% recommended
Nationwide
Progressive took into account that there is a water hydrant on the corner of our property and a fire station 200 ft down the road where other insurance companies didn't care
Erie Insurance
We have used this company for almost 10 years. We use home and auto policy which is not compared to some companies that do not do that.

Randallstown, MD Homeowners Insurance By Home Value

Randallstown, MD Home Value Total Homes % of Total Average Randallstown, MD Homeowners Insurance
Less than $50,000 170 2.0% $63
$100,000 to $124,999 233 2.0% $294
$150,000 to $174,999 623 7.0% $434
$175,000 to $199,999 695 8.0% $504
$200,000 to $249,999 2,171 27.0% $609
$250,000 to $299,999 2,387 30.0% $742
$300,000 to $399,999 1,512 19.0% $945

Top Home Insurance Agents Near Randallstown, MD

Home Insurance Company Near Randallstown, MD Homeowners Insurance Agency Near Randallstown, MD Address
Liberty Mutual Andre Pritchett 11350 Mccormick Road Suite 100 - Executive Plaza Ii, Hunt Valley, MD, 21031
Erie C R S Insurance Inc. 360 York Street, Gettysburg, PA, 17325
State Farm Dee Young 2579 John Milton Dr Ste 140, Oak Hill, VA, 20171-2500
Allstate Jason Williams Jr 7913 Fingerboard Rd, Frederick, MD, 21704
Nationwide Thacker Ins & Fin Svs Inc 2600 Connecticut Ave NW STE 200, Washington, DC, 20008-1558

Randallstown, MD Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Randallstown, MD

Streets in Randallstown Area Homeowners Insurance Cost
Brie Rd, Grierson Rd, Mountainholly Dr, Hanwell Rd, Park Center Ct, Papago Ct, Pinefield Ct, Metree Way, Byers Ct, Wynfield Dr$707
Autrim Ln, Algiers Rd, Starbrook Rd, Achsah Way, Stonehaven Rd, Carthage Rd, Yuma Ct, Campbell Meadow Rd, Courtleigh Dr, Soft Winter Ct$701
Archimedes Ct, Hunting Ridge Dr, Cascade Range Ct, Bengal Rd, Granite Rd, Susanna Rd, Scotts Level Rd, Green Cone Dr, Kittridge Ct, Jodale Rd$696
Dromoland Ct, Jameson Ln, Hobart Ct, Windmill Cir, Brattle Rd, Gunstock Rd, Eastman Ct, Panacea Rd, Meadow Heights Rd, Whitehurst Dr$701
Brownhill Rd, Highbury Ct, Lacewood Ln, Forest Oaks Rd, Paran Rd, Cornish Heath Ct, Reisberg Ln, Julianwood Rd, Ensenada Ct, Stone Shop Cir$703

Randallstown, MD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Randallstown$104 to $107
Milford Mill$103
Owings Mills$105
Pikesville$107

Randallstown, MD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Milford Mill CDP, Maryland $104 $138 $207
Owings Mills CDP, Maryland $105 $140 $210
Garrison CDP, Maryland $105 $140 $210

Randallstown, MD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Randallstown, MD3.0%11.1%
Milford Mill3.37%12.76%
Owings Mills2.74%9.22%
Garrison3.23%7.9%

Randallstown Renters Insurance as a Percentage of Rent

Randallstown Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 155 5.0% $785
$300 to $499 94 3.0% $1235
$500 to $749 149 5.0% $1910
$750 to $999 752 25.0% $2660
$1,000 to $1,499 1,430 48.0% $3785
$1,500 or more 375 12.0% $5435

Average Cost Of Home Insurance By Company In Areas Nearby Randallstown For Different Scenarios

Home Value ($) Deductible ($) Construction Type Age of Home (Years) Company Premium ($)
350,000 1,000 Masonry 15 Allstate Vehicle & Property Insurance Co. 914
350,000 1,000 Masonry 15 Encompass Home/Auto Insurance Co. 1,657
250,000 500 Frame 35 Farmers Mutual Fire Ins. Co. Of Salem Cty 781
250,000 500 Frame 35 Horace Mann Insurance Co. 1,120
350,000 1,000 Masonry 15 Metropolitan Property And Casualty Ins. 1,767
350,000 1,000 Masonry 15 Peninsula Insurance Co. 768
250,000 500 Frame 35 Penn National Insurance Co. 903
300,000 500 Frame 25 Penn National Insurance Co. 850
400,000 1,000 Frame 10 Qbe Insurance Corp. 1,122
350,000 1,000 Masonry 15 Universal North America Insurance Co. 1,085

Randallstown, MD Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$2,600
Yearly Randallstown Homeowner Insurance Premium Example $1,600$1,200
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $11,800$11,000
Net Savings to Randallstown Home Owner from High Deductible Plan $800

Randallstown, MD Home Insurance Costs With Home Replacement Value Scenarios

Scenario Randallstown, MD Home Replacement Value MORE than Home Value Randallstown, MD Home Replacement Value LESS than Home Value
Replacement Value $302,500 $180,500
Insurance Premium based on Replacement Value $1,500 $900
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $54,000 Risk Exposure from Under Insuring Coverage is $68,000
Premium Impact Insurance cheaper by $325/year Insurance costlier by $275/year

Example Randallstown Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateFarmers InsuranceNationwide Insurance
Monthly Premium 53143142
Year Built 197019911967
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $150000-$175000$300000-$350000$400000-$500000
Deductible $2500-$5000 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Randallstown, MD from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1976 120,000 Shingles Roof 1,010 2 $1000-$2500 Deductible 190 5 Fiber-Cement Siding No
2003 240,000 Membrane Roof 1,720 3 $5000 to $10,000 Deductible 640 9 Vinyl siding No
1974 220,000 Tile Roof 1,520 2 $500 Deductible 280 4 Stone Siding yes
1975 180,000 Shingles Roof 1,580 2 $500- $1000 Deductible 400 6 Brick siding No
1961 240,000 Tile Roof 1,540 3 $2500-$5000 Deductible 270 4 Vinyl siding No
1991 150,000 Composition Roof 1,240 3 $2500-$5000 Deductible 530 10 Fiber-Cement Siding No
2004 175,000 Tile Roof 1,320 2 $1000-$2500 Deductible 190 3 Stucco siding yes
1981 180,000 Shingles Roof 1,340 3 $5000 to $10,000 Deductible 910 12 Fiber-Cement Siding yes
2006 245,000 Asphalt Shingles Roof 2,040 4 $5000 to $10,000 Deductible 680 8 Wood siding No
1974 690,000 Slate Shingles Roof 4,450 5 > $10,000 Deductible 560 5 Stucco siding No
1996 145,000 Asphalt Shingles Roof 1,160 2 $500- $1000 Deductible 440 6 Wood siding yes
1965 300,000 Slate Shingles Roof 2,250 3 $5000 to $10,000 Deductible 850 9 Stucco siding No
1966 240,000 Slate Shingles Roof 1,900 3 > $10,000 Deductible 370 8 Stucco siding No
1974 325,000 Slate Shingles Roof 2,650 4 $1000-$2500 Deductible 110 1 Stone Siding No
2009 310,000 Metal Roof 2,570 4 $1000-$2500 Deductible 640 7 Wood siding No
1989 515,000 Tile Roof 3,300 4 > $10,000 Deductible 90 1 Fiber-Cement Siding No
1975 205,000 Shingles Roof 1,390 2 > $10,000 Deductible 260 8 Brick siding yes
1960 350,000 Wood Shake Roof 2,360 4 $500 Deductible 940 5 Stone Siding yes
1971 345,000 Wood Shake Roof 2,480 4 $5000 to $10,000 Deductible 620 7 Wood siding No
1984 155,000 Metal Roof 1,320 3 $2500-$5000 Deductible 260 4 Brick siding yes
1979 285,000 Membrane Roof 2,480 5 $2500-$5000 Deductible 70 1 Wood siding yes
2003 360,000 Membrane Roof 2,920 4 $1000-$2500 Deductible 430 3 Wood siding yes
1981 300,000 Wood Shake Roof 2,210 4 $2500-$5000 Deductible 1360 12 Wood siding No
1968 215,000 Tile Roof 1,700 3 $2500-$5000 Deductible 550 7 Stucco siding No
1988 350,000 Slate Shingles Roof 2,900 4 > $10,000 Deductible 590 7 Vinyl siding yes
1984 220,000 Wood Shake Roof 1,340 2 > $10,000 Deductible 430 10 Wood siding No
1995 140,000 Shingles Roof 1,200 3 $1000-$2500 Deductible 100 2 Fiber-Cement Siding yes
2003 360,000 Wood Shake Roof 3,150 4 > $10,000 Deductible 710 9 Stone Siding No
1971 360,000 Composition Roof 2,700 5 > $10,000 Deductible 720 8 Wood siding yes
1996 130,000 Slate Shingles Roof 1,100 2 $500- $1000 Deductible 310 6 Fiber-Cement Siding yes
1975 240,000 Tile Roof 1,710 3 $2500-$5000 Deductible 280 4 Stone Siding yes
1998 330,000 Membrane Roof 2,000 4 $500 Deductible 300 3 Vinyl siding yes
1993 220,000 Slate Shingles Roof 1,890 4 $2500-$5000 Deductible 80 1 Brick siding No
2005 340,000 Asphalt Shingles Roof 2,700 5 > $10,000 Deductible 600 7 Brick siding yes

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