Rancho Cucamonga Insurance Rates:

Rancho Cucamonga, CA homeowners insurance is approximately $533 to $721, about $44-$60/month. Our in depth guide shows customers can save as much as $250 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I would recommend this to my friend. It is a good one and I often see the local offices of statefarm, making it convenient to use.
They were awful at helping our roof claim after a windstorm stuck the area. Im still waiting for reimbursement for roof repairs for three years ago.
Century National
My earthquake policy seems a little expensive. i have a cinder block house, i guess policies for this type are more expensive.
State Farm
I am completely satisfied with State Farm. I get a reasonable rate.
Century National
I am very happy with this insurance company. they were able to sell me earthquake insurance on my house even though my house is made of cinder blocks.
I shopped around various insurance policies and was previously insured by geico. I found them to be a lot cheaper while offering the same coverage and protection that I needed with great support and offerings.
Farmer's Insurance
Other companies were also helpful, it depended on price for us. We wanted everything to be the same price we pay currently or cheaper. We also wanted it to all be covered by the same company.
I am completely satisfied with the premium as it was less than the other companies, and the deductible was fair
State Farm
The premium and deductible are about on par with the other insurance companies we looked at when we were shopping for ours. Nothing out of the ordinary.
State Farm
What i dislike about state farm is that we don't have one nearby and we have to go to the nearest city to visit a local branch.
I like it that we are still having a low deductible from the time we have signed up for this insurance, 20 years ago.
The website is easy to use and user friendly for most options. House insurance is less friendly than auto. It is easy to change coverages online for auto insurance.
State Farm
They're always available if I need them and being able to go through our auto insurer agent was a big help.
Farmer's Insurance
The app for me is mostly used to pay my premium. I have forwarded a copy of the deck pages to my HOA for proof of insurance. All in all the app is useful but not much different than receiving an email.
Farmer's Insurance
I have not access website or mobile app I will download there app I know it would be helpful
Liberty Mutual
The things I like: It is visually appealing. Easy to locate the contact information. The things I don't like: I don't like the pop-up box on the homepage for people to get a quote, especially for us who already has the service.
This company, like all insurance companies, are out to make a profit. Premiums keep getting raised and they only pay what they have to pay when it comes to damages. What they choose to cover and not cover is somewhat sketchy in my opinion as well.
I don't have anything that I dislike. I've been a customer for 15 years without any complaints. This is for both my home and auto policies.
i like that i can bundle with other insurances such as auto. It makes things easy having to deal with just one company.
Safeco Insurance
I don't really know how Safeco compares to other companies since we didn't shop around for insurance. We were mostly interested in just getting our insurance.
I don't have anything that I dislike about the company at this time. Overall nothing but good experiences with them and I would return to them in the future for any additional insurance needs.
Allied Insurance
The only dealings that I've ever had with them were for the roof damage. I felt that I was low balled on purpose to get out of paying my claim.
Liberty Mutual
The company is large and financially secure, but my premium seems high considering I have never filed a claim in twenty years. Plus, I never hear from them unless it is time for me to pay the premium.
I dislike the premium I have to pay. I wish it was lower. I rate it a 4 out of five.

Rancho Cucamonga, CA Homeowners Insurance By Home Value

Rancho Cucamonga, CA Home Value Total Homes % of Total Average Rancho Cucamonga, CA Homeowners Insurance
Less than $50,000 1,029 5.0% $37
$60,000 to $69,999 231 1.0% $106
$70,000 to $79,999 304 1.0% $125
$80,000 to $89,999 205 1.0% $137
$125,000 to $149,999 411 2.0% $225
$150,000 to $174,999 614 3.0% $269
$175,000 to $199,999 796 3.0% $313
$200,000 to $249,999 2,700 13.0% $376
$250,000 to $299,999 4,148 20.0% $457
$300,000 to $399,999 9,528 46.0% $583

Top Home Insurance Agents Near Rancho Cucamonga, CA

Home Insurance Company Near Rancho Cucamonga, CA Homeowners Insurance Agency Near Rancho Cucamonga, CA Address
NA Livermore & Associates, Inc. & H.C.F. Of A., Llc. 9570 Center Ave Rancho Cucamonga, Rancho Cucamonga, CA, 91730
Travelers California Insurance Specialists 400 N TUSTIN AVE STE 425, SANTA ANA, CA, 92705
Liberty Mutual Chris Lyell 222 N. Sepulveda Blvd Ste 2330, El Segundo, CA, 90245
State Farm Larry Gerst 22730 Hawthorne Blvd Ste 200, Torrance, CA, 90505-3690
State Farm Tritia To 1112 S Atlantic Blvd, Monterey Park, CA, 91754-4704

Rancho Cucamonga, CA Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Rancho Cucamonga, CA

Streets in Rancho Cucamonga Area Homeowners Insurance Cost
Reagan Dr, Ridgecrest Dr, Culpepper St, San Marino Dr, Bungalow Way, Mt Baldy Rd E, Ave Leon, Clearspring Ln, Crawford Pl, Square Top Ln$616
Banyan Ct, Pear Ct, Sunset Trail Pl, Palmi Dr, Via Serena, Finch Ave, Los Olivos Pl, Stone Mountain Pl, Coventry Ct, Valle Vista Ct$637
Falling Tree Ln, Appellation Dr, Colonbero Rd, Amethyst Way, Parkhill Dr, Heather Brook Pl, Warwick Ct, Henry St, Blackfoot Ct, Miriam Way$619
Roma Pl, Reid Ave, la Gloria Dr, Shaded Wood Ct, Sun Meadow Ct, Napa Valley Dr, Bridle Pl, Monaco Dr, Comiso Way, Via Serena$625
Skylark Ave, Gilfillan Dr, Clover Pl, Serena Pl, Arlington Way, Bayberry Rd, Cultural Center Dr, Cleghorn Ct, Buttonwood Ct, Mayberry Ave$616
Bally Ct, Shenandoah Dr, Crestridge Ct, Oak Tree Pl, Sherwood Dr, Bobolink Dr, Middle Fork Dr, Brilliant Ln, Whirlaway St, Mount Wilson Ln$629
Chula Vista Ct, Harvard St, Northview Dr, Dunmore Pl, Norfolk Dr, Grays Peak Way, Brandywine Pl, Carriage Trails Ct, Dry Creek Dr, Dona Way$630
Sharon Ct, Sparkling Dr, Sappada Pl, Sand Creek Ct, Turtle Bay Pl, Weeping Willow Ct, Delphin Pl, Cameo St, Cumberland Ct, Zapata Pl$616
Morning Canyon Way, Belleview Rd, Carriage Rd, Norwick St, Scott Dr, Royal Crest Pl, Muscat Pl, Fillmore Way, Cam Predera, Mount Palomar St$620
Lawson Peak Way, Monte Vista Ct, Alameda Ave, Humbolt Ave, Apple Ln, Oakwood Pl, Broken Star Ct, Pepperdine Dr, Davis Ranch Rd, Horse Thief Pl$620

Rancho Cucamonga, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Rancho Cucamonga$93 to $96
San Antonio Heights$98

Rancho Cucamonga, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Upland city, California $95 $126 $189
San Antonio Heights CDP, California $98 $131 $197
Fontana city, California $91 $121 $182

Rancho Cucamonga, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Rancho Cucamonga, CA2.1%10.0%
San Antonio Heights1.73%10.8%

Rancho Cucamonga Renters Insurance as a Percentage of Rent

Rancho Cucamonga Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 761 4.0% $1910
$750 to $999 1,730 9.0% $2660
$1,000 to $1,499 7,219 39.0% $3785
$1,500 or more 8,243 45.0% $5435

Average Cost Of Home Insurance By Company In Areas Nearby Rancho Cucamonga For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
2500001000NewPrivilege Underwriters Exch1058
300000500NewForemost Insurance1105
4000001000NewCalifornia Capital769
5000002500NewAmica Mutual1113
7500002500NewHorace Mann1500
2000005001-3 YearsChubb/Federal1039
25000010001-3 YearsChubb/Federal1151
2500005001-3 YearsKemper741
3000005001-3 YearsAAA (Interinsurance Exchange)573
3000005001-3 YearsGeneral Ins527
75000025001-3 YearsCalifornia Capital1267
75000025001-3 YearsUnigard Group1793
2000005004-6 YearsAAA (Interinsurance Exchange)464
40000010004-6 YearsCSE Safeguard1035
50000010004-6 YearsLiberty Ins Corp1092
50000025004-6 YearsMAPFRE Group1005
75000025004-6 YearsAmerican Security2507
1500002507-15 YearsFirst American Ins565
2000005007-15 YearsFarmers (Fire Ins)957
2500005007-15 YearsKemper994
3000005007-15 YearsUniversal North America790
3000005007-15 YearsWestern Mutual/Residence831
75000025007-15 YearsNationwide1999

Rancho Cucamonga, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Rancho Cucamonga Homeowner Insurance Premium Example $1,000$500
Out of Pocket Expense During Claim$800$2,800
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $5,800$5,300
Net Savings to Rancho Cucamonga Home Owner from High Deductible Plan $500

Rancho Cucamonga, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Rancho Cucamonga, CA Home Replacement Value MORE than Home Value Rancho Cucamonga, CA Home Replacement Value LESS than Home Value
Replacement Value $457,000 $268,500
Insurance Premium based on Replacement Value $1,450 $850
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $94,000 Risk Exposure from Under Insuring Coverage is $94,500
Premium Impact Insurance cheaper by $300/year Insurance costlier by $300/year

Example Rancho Cucamonga Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceState FarmNationwide Insurance
Monthly Premium 9211566
Year Built 199120102001
Home Details 5 Beds, 4 Baths4 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $500000-$600000$600000-$700000$500000-$600000
Deductible $5000 to $10,000 Deductible$2500-$5000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Rancho Cucamonga, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2010 435,000 Slate Shingles Roof 2,520 5 $5000 to $10,000 Deductible 250 4 Wood siding No
2010 185,000 Slate Shingles Roof 1,030 2 $2500-$5000 Deductible 40 1 Vinyl siding yes
1987 570,000 Composition Roof 3,320 4 $5000 to $10,000 Deductible 80 1 Vinyl siding No
1983 155,000 Metal Roof 930 2 $500 Deductible 300 9 Vinyl siding yes
1997 270,000 Slate Shingles Roof 1,800 2 $500- $1000 Deductible 560 12 Vinyl siding yes
2014 420,000 Wood Shake Roof 2,310 4 $500- $1000 Deductible 1150 12 Stucco siding yes
2004 345,000 Tile Roof 1,620 4 $500- $1000 Deductible 890 10 Fiber-Cement Siding No
2014 240,000 Membrane Roof 1,450 3 $500 Deductible 60 1 Fiber-Cement Siding yes
2004 235,000 Metal Roof 1,120 2 $500 Deductible 220 4 Vinyl siding No
2002 275,000 Asphalt Shingles Roof 1,530 3 > $10,000 Deductible 320 6 Brick siding No
1988 340,000 Membrane Roof 2,010 4 $500 Deductible 860 8 Vinyl siding yes
1998 560,000 Slate Shingles Roof 2,860 5 $1000-$2500 Deductible 640 5 Brick siding yes
2013 375,000 Tile Roof 2,010 4 $500 Deductible 200 3 Stone Siding yes
1996 310,000 Membrane Roof 1,790 4 $500- $1000 Deductible 390 7 Wood siding No
1981 470,000 Membrane Roof 2,780 4 $500- $1000 Deductible 1260 10 Stucco siding yes
2002 240,000 Wood Shake Roof 1,510 2 $5000 to $10,000 Deductible 250 6 Wood siding No
1987 315,000 Tile Roof 2,050 5 $500 Deductible 660 12 Wood siding yes
2013 245,000 Asphalt Shingles Roof 1,260 2 $500 Deductible 670 10 Brick siding No
1989 175,000 Metal Roof 1,080 2 $500- $1000 Deductible 200 6 Brick siding No
2012 395,000 Metal Roof 2,640 4 $500- $1000 Deductible 200 3 Stucco siding No
1996 405,000 Shingles Roof 2,120 3 $500- $1000 Deductible 570 7 Fiber-Cement Siding No
2007 575,000 Composition Roof 2,970 4 $2500-$5000 Deductible 1360 12 Wood siding yes
1996 230,000 Membrane Roof 1,210 2 $5000 to $10,000 Deductible 220 8 Fiber-Cement Siding No
1985 345,000 Membrane Roof 1,690 2 $5000 to $10,000 Deductible 500 12 Vinyl siding yes
2011 385,000 Slate Shingles Roof 1,880 4 $500- $1000 Deductible 190 2 Fiber-Cement Siding No
1981 355,000 Metal Roof 1,730 2 $5000 to $10,000 Deductible 600 12 Vinyl siding No
2013 325,000 Metal Roof 1,580 2 $500- $1000 Deductible 700 8 Stucco siding yes
2003 355,000 Composition Roof 2,210 3 $5000 to $10,000 Deductible 580 12 Stone Siding No
1996 570,000 Tile Roof 3,150 4 $500- $1000 Deductible 670 6 Stone Siding yes
1981 360,000 Shingles Roof 1,400 3 $2500-$5000 Deductible 520 4 Stucco siding yes

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