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Rancho Cordova, CA Home Values & Insurance Rates

Rancho Cordova, CA Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,319 5.0% $66
$90,000 to $99,999 328 1.0% $253
$100,000 to $124,999 986 4.0% $295
$125,000 to $149,999 1,589 7.0% $367
$150,000 to $174,999 2,694 12.0% $434
$175,000 to $199,999 2,697 12.0% $506
$200,000 to $249,999 4,776 21.0% $609
$250,000 to $299,999 3,252 14.0% $741
$300,000 to $399,999 4,041 18.0% $946

Top Home Insurance Agents Near Rancho Cordova, CA

Home Insurance Company Near Rancho Cordova, CA Homeowners Insurance Agency Near Rancho Cordova, CA Address
State Farm Angel Sepulveda 6838 Pacific Ave, Stockton, CA, 95207-2605
Farmers Joanne Dinis 8861 Williamson Dr Ste 20, Elk Grove, CA, 95624
Liberty Mutual Luke Hampleman 2450 Venture Oaks Way Suite 200, Sacramento, CA, 95833
Liberty Mutual Independent Meyer & Cook Insurance Agency Llc 14195 River Rd, WALNUT GROVE, CA, 95690
Allstate Winnie Bales 3511 Del Paso Rd Ste 150, Sacramento, CA, 95835

Estimated Home Insurance By Street Area Near Rancho Cordova, CA

Rancho Cordova Area Estimated House Insurance
Abington Way, Trade Center Dr, Copper Sunset Way, Round House Ct, Ashgrove Way, el Caprice Dr, Harvest View Way, Appalachian Dr, Appolonius Dr, Bridlewood Dr$592
Defiance Cir, Ellenbrook Dr, Ramo Ct, Mapola Way, Kachina Way, Cuyamaca Dr, Cecile Way, Moonbeam Dr, Citrus Rd, Golden Eagle Way$595
Sandy Bar Ct, Bouquet Ct, Peter A McCuen Blvd, Carmenet Way, Pullman Dr, Caldera Way, Beatty Dr, Sarah Royce Ct, Kouros Way, Golden Pond Way$612
Kellogg Way, Truemper Way, Cypresswood Way, S White Rock Rd, Melones Cir, Nosler Ct, Grayson Way, el Portal Way, Rhine River Ct, Apperly Way$603
Rosemont Dr, Key West Way, Marissa Way, Humphries Ct, Mallard Lake Way, Ribier Way, Stedway Ct, Canyonlands Dr, Argolis Way, Machias Pl$621
Branigan Lake Way, Larisa Way, Sterling Wood Way, Armstrong Ave, Riley Anton Way, Brahmin Way, Gumtree Dr, Romford Way, Astral Dr, Peachdale Ct$616
Vanier Ct, Mendonca Dr, Van Nuys Way, Johnson Ave, Glenmoor Dr, Mira River Ct, Casals St, Discovery Village Ln, Spellbinder Ct, Levi Strauss Ct$636
el Cino Ct, Rosenstock Way, River Rose Way, Mills Park Dr, Luyung Dr, Leann Dr, Gadsten Way, Minturn Way, Negrara Way, Binchy Way$621
el Burlon Cir, Cobblestone Dr, Henley Way, Meadow Green Cir, Steccato Dr, Londonderry Dr, Hunt Dr, Brazos River Ct, Nederland Way, Rough Gold Ct$603
Wyalong Way, Audubon Way, Serpentine Ct, Rosecliff Cir, Fusilier Way, King Way, Mills Station Rd, Queens Arbor Dr, Pinckney Way, Carla Way$614

Savings on home insurance for senior occupied homes

PlaceSavings
Rancho Cordova$90 to $92
Mather$91
Gold River$94
La Riviera$90

Rancho Cordova, CA Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Rancho Cordova, CA2.7%11.6%
Mather2.26%9.07%
Gold River2.13%7.62%
Fair Oaks2.31%9.58%

Rancho Cordova Renters Insurance as a Percentage of Rent

Rancho Cordova Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 450 2.0% $798
$300 to $499 364 2.0% $1248
$500 to $749 1,552 9.0% $1923
$750 to $999 5,451 33.0% $2673
$1,000 to $1,499 6,066 37.0% $3798
$1,500 or more 2,355 14.0% $5448

Rancho Cordova, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly Rancho Cordova Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,200$4,600
Net Savings to Rancho Cordova Home Owner from High Deductible Plan $600

Rancho Cordova, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Rancho Cordova, CA Home Replacement Value MORE than Home Value Rancho Cordova, CA Home Replacement Value LESS than Home Value
Replacement Value $347,500 $244,000
Insurance Premium based on Replacement Value $975 $675
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $69,000 Risk Exposure from Under Insuring Coverage is $34,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $200/year

Example Rancho Cordova Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceFarmers InsuranceAmica Mutual Insurance Company
Monthly Premium 405967
Year Built 196220131972
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $175000-$200000$350000-$400000$400000-$500000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible> $10,000 Deductible

Rancho Cordova, CA Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Mather CDP, California $77 $102 $153
Gold River CDP, California $79 $105 $157
Fair Oaks CDP, California $79 $105 $157

Sample Home Insurance Rates for Rancho Cordova, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1980 180,000 Membrane Roof 1,650 3 $5000 to $10,000 Deductible 130 7 Wood siding yes
1986 200,000 Metal Roof 1,390 3 $500 Deductible 420 8 Wood siding yes
1994 190,000 Wood Shake Roof 1,420 3 $1000-$2500 Deductible 280 7 Brick siding yes
1974 180,000 Asphalt Shingles Roof 1,630 3 $500 Deductible 40 1 Stone Siding yes
1982 390,000 Metal Roof 3,110 5 > $10,000 Deductible 110 2 Stone Siding yes
1994 220,000 Metal Roof 1,620 3 $1000-$2500 Deductible 110 3 Fiber-Cement Siding No
1990 140,000 Slate Shingles Roof 1,380 3 $1000-$2500 Deductible 160 6 Stone Siding yes
1962 325,000 Shingles Roof 3,020 4 $2500-$5000 Deductible 670 9 Vinyl siding yes
1966 205,000 Membrane Roof 1,240 3 $2500-$5000 Deductible 190 3 Wood siding yes