Ranburne Insurance Rates:

Ranburne, AL homeowners insurance is about $799 to $1,099, about $66-$91/month. Our complete analysis indicates shoppers can save upto $379 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Ranburne, AL Homeowners Insurance By Home Value

Ranburne, AL Home Value Total Homes % of Total Average Ranburne, AL Homeowners Insurance
Less than $50,000 294 20.0% $218
$50,000 to $59,999 114 7.0% $455
$60,000 to $69,999 95 6.0% $569
$70,000 to $79,999 94 6.0% $654
$80,000 to $89,999 68 4.0% $740
$90,000 to $99,999 38 2.0% $835
$100,000 to $124,999 168 11.0% $967
$125,000 to $149,999 75 5.0% $1205
$150,000 to $174,999 124 8.0% $1432
$175,000 to $199,999 91 6.0% $1651
$200,000 to $249,999 104 7.0% $1983
$250,000 to $299,999 71 4.0% $2429
$300,000 to $399,999 91 6.0% $3084

Top Home Insurance Agents Near Ranburne, AL

Home Insurance Company Near Ranburne, AL Homeowners Insurance Agency Near Ranburne, AL Address
NA J Smith Lanier & Co 47 Postal Pkwy, Newnan, GA, 30263
State Farm Elanit Hasas 1400 Vet Mem Hwy SE Ste 106, Mableton, GA, 30126-2947
State Farm Jake Stanley 37 Calumet Pkwy Ste J203, Newnan, GA, 30263-6770
State Farm Ryan Butler 2487 Cedarcrest Road Suite 212, Acworth, GA, 30101-2729
Allstate West Ins Agy Inc 203 Hamric Dr W, Oxford, AL, 36203

Cost Of Homeowners Insurance By Street Near Ranburne, AL

Streets in Ranburne Area Homeowners Insurance Cost
Co Rd 30, Co Rd 722, Co Rd 51, Co Rd 720, Co Rd 625, Co Rd 651, Co Rd 129, Co Rd 126, Co Rd 98, Co Rd 631$957
Co Rd 694, Co Rd 111, Goldridge Rd, Co Rd 497, Cofield St, Mary K Ln, Co Rd 23, Co Rd 681, 1st Ave N, Co Rd 867$952
Co Rd 683, Co Rd 670, Co Rd 650, Georgia Ave, Co Rd 10, Co Rd 67, Co Rd 34, Co Rd 486, Co Rd 628, Co Rd 611$957
Co Rd 626, Co Hwy 625, Co Hwy 689, Co Rd 693, Turkey Heaven Mtn Rd, Co Rd 64, Co Rd 615, Co Rd 673, Co Rd 585, Co Rd 71$949
Co Rd 63, Co Hwy 852, Co Rd 602, Teague St, Co Rd 691, Co Rd 699, Co Rd 675, Lusher Rd, Co Rd 586, Co Rd 668$958

Ranburne, AL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Ranburne$140 to $143
Bowdon$131
Graham$147
Cleburne County$140

Ranburne, AL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bowdon CCD, Carroll County, Georgia $109 $145 $218
Graham CDP, Alabama $123 $163 $245
Cleburne County, Alabama $117 $156 $234

Ranburne, AL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Ranburne, AL6.9%23.1%
Bowdon6.48%20.2%
Graham4.14%28.65%
Cleburne County8.32%24.45%

Ranburne Renters Insurance as a Percentage of Rent

Ranburne Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 27 9.0% $1263
$500 to $749 157 54.0% $1938
$750 to $999 80 27.0% $2688
$1,000 to $1,499 26 8.0% $3813

Average Cost Of Home Insurance By Company In Areas Nearby Ranburne For Different Scenarios

Deductible Coverage Company Premium ($)
$500 $150,000 American National General Ins Company 649
$500 $150,000 Coastal American Insurance Company 984
$500 $150,000 Guideone Mutual Insurance Company 947
$500 $150,000 Mid Century Ins Co 1110
$500 $150,000 Safeco Insurance Company Of America 996
$500 $300,000 Alfa Mutual Insurance Company 2544
$500 $300,000 Armed Forces Insurance Exchange 1314
$500 $300,000 Nationwide General Ins Co 1192
$500 $300,000 State Farm Fire & Casualty Company 2256
$500 $300,000 United Services Automobile Association 1578

Ranburne, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Ranburne Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,000$7,400
Net Savings to Ranburne Home Owner from High Deductible Plan $600

Ranburne, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Ranburne, AL Home Replacement Value MORE than Home Value Ranburne, AL Home Replacement Value LESS than Home Value
Replacement Value $122,500 $83,000
Insurance Premium based on Replacement Value $625 $425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,500 Risk Exposure from Under Insuring Coverage is $15,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $125/year

Example Ranburne Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceChubb Group of InsuranceState Farm
Monthly Premium 546098
Year Built 200619891990
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $100000-$125000$250000-$300000$200000-$250000
Deductible $500 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Ranburne, AL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2000 240,000 Wood Shake Roof 2,930 4 $1000-$2500 Deductible 380 4 Wood siding No
2006 170,000 Tile Roof 1,980 3 $2500-$5000 Deductible 530 9 Wood siding No
1970 185,000 Slate Shingles Roof 2,380 3 $5000 to $10,000 Deductible 280 6 Fiber-Cement Siding yes
1977 115,000 Composition Roof 1,540 3 $1000-$2500 Deductible 430 12 Brick siding No
2014 110,000 Shingles Roof 1,630 4 $2500-$5000 Deductible 340 12 Wood siding yes
1974 150,000 Wood Shake Roof 2,290 4 $1000-$2500 Deductible 120 3 Stucco siding yes
1976 95,000 Metal Roof 1,560 5 $2500-$5000 Deductible 360 10 Stucco siding No
1989 305,000 Composition Roof 4,340 5 > $10,000 Deductible 120 2 Stucco siding No
2014 250,000 Slate Shingles Roof 3,130 4 $1000-$2500 Deductible 950 8 Wood siding yes
1993 145,000 Slate Shingles Roof 1,860 4 $1000-$2500 Deductible 540 12 Stucco siding yes
2008 100,000 Tile Roof 1,550 3 $500 Deductible 470 12 Brick siding No
2013 150,000 Membrane Roof 1,720 4 $1000-$2500 Deductible 110 3 Stone Siding yes
1993 110,000 Asphalt Shingles Roof 1,910 4 $2500-$5000 Deductible 260 10 Brick siding yes
1973 140,000 Wood Shake Roof 2,220 3 $2500-$5000 Deductible 230 6 Fiber-Cement Siding yes
2014 285,000 Asphalt Shingles Roof 4,220 5 > $10,000 Deductible 60 1 Wood siding No
1987 170,000 Wood Shake Roof 2,090 4 $500- $1000 Deductible 550 9 Vinyl siding yes
1981 345,000 Tile Roof 4,890 5 > $10,000 Deductible 810 10 Stucco siding yes
1997 375,000 Shingles Roof 4,510 5 $500- $1000 Deductible 1000 5 Vinyl siding yes
1985 240,000 Slate Shingles Roof 2,840 4 $500- $1000 Deductible 450 5 Fiber-Cement Siding No
2014 185,000 Slate Shingles Roof 2,130 3 $1000-$2500 Deductible 370 6 Stone Siding yes
2005 170,000 Shingles Roof 2,290 3 $5000 to $10,000 Deductible 300 6 Fiber-Cement Siding No
2014 130,000 Asphalt Shingles Roof 1,920 4 $500- $1000 Deductible 100 2 Brick siding yes
1982 140,000 Asphalt Shingles Roof 1,910 4 $2500-$5000 Deductible 250 8 Stone Siding No
1979 185,000 Metal Roof 2,360 3 $2500-$5000 Deductible 80 1 Brick siding No
2003 160,000 Asphalt Shingles Roof 1,990 3 $1000-$2500 Deductible 200 4 Wood siding yes
1971 150,000 Slate Shingles Roof 1,990 3 $500- $1000 Deductible 150 2 Stucco siding yes
2012 275,000 Tile Roof 3,820 5 $1000-$2500 Deductible 780 7 Vinyl siding No
1997 125,000 Metal Roof 1,650 4 $500 Deductible 40 1 Stone Siding yes
1994 135,000 Metal Roof 2,140 3 $1000-$2500 Deductible 160 4 Wood siding yes
1999 210,000 Wood Shake Roof 3,240 4 $2500-$5000 Deductible 320 4 Fiber-Cement Siding yes