Ramsey County Insurance Rates:

Ramsey County, MN homeowners insurance is about $882 to $1,194, about $73-$99/month. Our comprehensive analysis reveals consumers can save as much as $415 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews by Location

St. Paul, MN

Allstate
The premium was pretty low compared to other insurance companies. I did raised my deductible in order to get my rate even lower.
Read more St. Paul home insurance reviews

Roseville, MN

Safeco Insurance
The customer service is always top-notch and they always strive to resolve your issue in a short time.
Read more Roseville home insurance reviews

Maplewood, MN

Geico
The deductible is kinda of high but living in a hurricane, flood zones it is to be expected. I think the deductible is some what comparable to others in this area.
Read more Maplewood home insurance reviews

Ramsey County, MN Homeowners Insurance By Home Value

Ramsey County, MN Home Value Total Homes % of Total Average Ramsey County, MN Homeowners Insurance
Less than $50,000 5,210 4.0% $124
$70,000 to $79,999 1,111 1.0% $373
$80,000 to $89,999 1,812 1.0% $415
$90,000 to $99,999 1,955 1.0% $467
$100,000 to $124,999 7,132 6.0% $539
$125,000 to $149,999 9,351 8.0% $685
$150,000 to $174,999 15,472 13.0% $809
$175,000 to $199,999 13,675 12.0% $934
$200,000 to $249,999 24,844 22.0% $1121
$250,000 to $299,999 14,924 13.0% $1370
$300,000 to $399,999 13,654 12.0% $1743

Top Home Insurance Agents Near Ramsey County, MN

Home Insurance Company Near Ramsey County, MN Homeowners Insurance Agency Near Ramsey County, MN Address
Travelers First National Ins Agency Of Farmington Inc 324 OAK ST, FARMINGTON, MN, 55024
State Farm Frank Steward 245 S Knowles Ave, New Richmond, WI, 54017-1728
State Farm Joan Roisum 7300 France Ave S Ste 220, Edina, MN, 55435-4542
Farmers Miguel Loayza 1715 E Lake St, Minneapolis, MN, 55407
State Farm Nick Devries 4250 Lexington Ave S Ste 105, Eagan, MN, 55123-2607

Cost Of Homeowners Insurance By Street Near Ramsey County, MN

Streets in Ramsey County Area Homeowners Insurance Cost
Spring St, Lake Pine Dr, W California Ave, Atty St, Fenton St, Nemitz Ave, Hatch Ave W, Sunflower Ct, S B St, Tiller Ln$992
Lavalle Ct, Fordham Dr NE, Champion Dr, N Atlantic St, Chisholm Pkwy, Washington Ave, Broadway St, Midlothian Rd, Curfew St, Innsbruck Ct$1,035
Windsor Way, N Maple St, Hudson Pl, Ohio St S, Minnehaha Ave W, State Hwy 56, Mildred Dr, N Mississippi St, Belmont Ln W, Larson Ln$1,021
Asbury St N, Bear Ct, W 10th St, St Regis Dr, Fairchild Ave, Pedersen St, Emerald St SE, Wood Ave, Spruce St, St Hwy 36 Svc Rd$1,050
Draper Dr, Quast Ct, Willow Grove Ln, 19th Ave SW, N Century Ave, N Walnut St, Hersey St, Magnolia Ave E, Old White Bear Ave N, Indian Oaks Trl$1,018
Camden Ct, Commerce Ct, Charley Lake Ct, Western Ave S, 9th St, N Saratoga St, Old 6th St W, Mounds Blvd, Matilda St, E Delos St$998
Cumberland St, Hinckley St, Little Canada Rd E, W Mc Boal St, Brittany Ct, Virginia St N, Cary Geights Dr, Clark St, Willow Cir, Bluestem Ln$992
Owasso Hills Dr, Tilsen Ave, Dellwood Pl, S Josephine Pl, E 9th Ave, Willow Ln, Nursery Hill Ln, Golfview Dr, Burg St, Scotch Pine Ln$1,040
N Virginia St, Scheuneman Rd, Rose Pl, Palmer Dr, Phalen Dr, Windsor Way, N Hampden Ave, Southwind Ln, Mayer Ln, Feather Ct$1,039
Todd Dr, Pleasant Cir, Pleasant View Dr NE, N Finn St, N Chippewa Ave, Birch Lake Blvd S, Elliot Pl, E Dellridge Ave, Meadow Ave, Darlene St$1,077

Ramsey County, MN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Ramsey County$155 to $157
Little Canada$155
Roseville$157
Vadnais Heights$156

Ramsey County, MN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Little Canada city, Minnesota $130 $173 $259
Roseville city, Minnesota $131 $175 $262
Vadnais Heights city, Minnesota $131 $174 $261

Ramsey County, MN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Ramsey County, MN5.4%17.0%
Little Canada5.43%16.89%
Roseville5.32%17.64%
Vadnais Heights5.68%17.5%

Ramsey County Renters Insurance as a Percentage of Rent

Ramsey County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 2,331 2.0% $329
$200 to $299 3,716 4.0% $779
$300 to $499 5,054 6.0% $1229
$500 to $749 19,910 24.0% $1904
$750 to $999 26,033 32.0% $2654
$1,000 to $1,499 17,190 21.0% $3779
$1,500 or more 5,410 6.0% $5429