How Much Does Raleigh, NC Home Insurance Cost?
Raleigh, NC Average Homeowners Insurance Cost
$1,103
Homeowners Insurance Cost - Raleigh, NC
$225,000
Median Home Value - Raleigh, NC
Raleigh, NC Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$13.24 | $1,089.76 |
| $1000 Deductible | -$117.14 | $985.86 |
| $1500 Deductible | -$174.94 | $928.06 |
| $2000 Deductible | -$260.53 | $842.47 |
| $2500 Deductible | -$311.05 | $791.95 |
Raleigh, NC Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$243 | $860 |
| 30 year old | +$17 | $1,120 |
| 40 year old | +$29 | $1,132 |
| 50 year old | +$42 | $1,145 |
| Above 50 year old | +$53 | $1,156 |
Raleigh, NC Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$121 | $982 |
| Superior | -$110 | $993 |
| Masonry | -$55 | $1,048 |
| Brick | -$55 | $1,048 |
| Hail Resistant Roof | -$22 | $1,081 |
Raleigh, NC Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$22 | $1,125 |
| Swimming Pool With A Diving Board | +$55 | $1,158 |
| Swimming Pool With Slide | +$66 | $1,169 |
Raleigh, NC Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $33 | $1,070 |
| Police Department | $11 | $1,092 |
Raleigh, NC Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$463.26 | $1,566 |
| Filing a Second Liability Claim | +$419.14 | $1,522 |
| Filing a Second Theft Claim | +$419.14 | $1,522 |
| Filing a Second Water Claim | +$363.99 | $1,467 |
| Filing a Fire Claim | +$220.6 | $1,324 |
| Filing a Liability Claim | +$209.57 | $1,313 |
| Filing a Theft Claim | +$209.57 | $1,313 |
| Filing a Water Claim | +$176.48 | $1,279 |
| Filing a Weather Claim | +$176.48 | $1,279 |