How To Make Your Raleigh, NC Home Insurance Cheaper
Raleigh, NC, homeowners insurance is about $1103. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Raleigh, NC Home Insurance Rates with the Durham County Average
| Place | Durham County Average: $1,014.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Raleigh, NC | $1,103.0 | 89.0 | 0.09 | 405,007 | 225,000 |
Cost of Raleigh, NC Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Wilders | 197,100 | 13,675 | $1,018 |
| Harris | 150,800 | 14,316 | $854 |
| Butner | 134,400 | 11,687 | $787 |
| O'Neals | 118,500 | 13,993 | $715 |
Homeowners Insurance Comparison for the Cheapest Premiums in Raleigh, NC
| GEICO | Encompass Insurance | Westfield Insurance | |
| Median Home Value ($) | 225,000 | 225,000 | 225,000 |
| Age of Home | Year 40 Old | Year 30 Old | Above Year 50 |
| Home Coverage ($) | $500,000 -$749,999 | $250,000 -$299,999 | $1000,000 -$1499,999 |
| Total Premium ($) | $3,698.3 | $1,650.3 | $5,108.6 |
Cost of Raleigh, NC Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| GEICO | 500 | $100,000-$124,999 | 494.6 |
| Nationwide | 2500 | $200,000-$249,999 | 710.9 |
| Travelers | 1500 | $1500,000-$2000,000 | 3,770.7 |
| Horace Mann Educators Corporation | 2500 | $300,000-$399,999 | 1,452.7 |
| State Farm | 500 | $150,000-$174,999 | 715.9 |
| Amica Mutual Insurance | 500 | $1500,000-$2000,000 | 4,156.4 |
| Farmer's Insurance | 500 | $175,000-$199,999 | 796.9 |
| Encompass Insurance | 2000 | $400,000-$499,999 | 2,007.8 |
| Liberty Mutual | 2500 | $175,000-$199,999 | 591.5 |
| Allstate | 1000 | $250,000-$299,999 | 1,334.6 |