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Raleigh, NC Home Values & Insurance Rates

Raleigh, NC Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,599 2.0% $73
$80,000 to $89,999 1,019 1.0% $246
$90,000 to $99,999 1,273 1.0% $277
$100,000 to $124,999 6,235 8.0% $320
$125,000 to $149,999 10,161 13.0% $406
$150,000 to $174,999 10,783 14.0% $480
$175,000 to $199,999 8,367 11.0% $554
$200,000 to $249,999 13,162 18.0% $665
$250,000 to $299,999 8,538 11.0% $813
$300,000 to $399,999 10,321 14.0% $1034

Top Home Insurance Agents Near Raleigh, NC

Home Insurance Company Near Raleigh, NC Homeowners Insurance Agency Near Raleigh, NC Address
State Farm Brian Rothert 2001 Wide Waters Pkwy, Knightdale, NC, 27545-7324
Allstate Glenn Slifker 825 Perry Rd, Apex, NC, 27502
Travelers Jimmy Jones Insurance Agency 6204 MAIN ST, BAILEY, NC, 27807
Nationwide Michael Glick Agency Inc 508 West Harden St - STE B, Graham, NC, 27253-2170
Allstate Raymond Collins 1777 Fordham Blvd Ste 101, Chapel Hill, NC, 27514

Estimated Home Insurance By Street Area Near Raleigh, NC

Raleigh Area Estimated House Insurance
Noble Rd, Stemmons Ct, Delco Ct, Hillston Ridge Rd, Ashley Ridge Dr, Common Oaks Dr, Olson Dr, Watkins Rd, Whisperwood Dr, Nowell Rd$656
Taymouth Ct, Lorraine Rd, Blalock Ct, Pasquotank Dr, Shillingstone Pl, Sherborne Pl, Valley Ct, Hudson Ct, River Lake Cir, Willington Pl$753
Burleigh Manor Dr, S State St, Bartholomew Cir, Beret Ct, Great Meadows Ct, Ramseur St, Hardimont Rd, Meeting House Cir, Bryan Pl, Evergreen Chase Way$591
Castain Dr, Massey Wood Trl, State Rd 1789, Heather Garden Way, Centway Park Dr, Burt Dr, Billingham Ct, Corning Rd, Strath Ln, Jasmine Cove Way$659
Powis Cir, Seaboard Ave, Brady Hollow Way, Pastille Ln, Willow Creek Dr, Viewmont Dr, Marshall Brae Dr, Mine Valley Rd, Lake Moraine Pl, State Rd 1006$595
Poplar Dr, Lydford Pl, Creel Ct, Downs Ct, Galax Dr, Lakeside Ter, Hillcrest Rd, Stadler Dr, Pullen Rd, Loon Ln$598
Bobbitt Dr, Kushima Ct, Noel Ct, Stringbean Rd, Bentpine Dr, Serendipity Dr, Sugar Maple Ct, Thrush Ridge Ln, Katharina Ct, Buckridge Ct$610
Lead Crystal Ct, Sitwell Ct, Mill Rock Ln, Walters Dr, Centennial Woods, Elmhurst Ridge Ct, Mt Herman Rd, Trusty Trl, Attingham Dr, Dawnbrook Dr$604
Franks Dr, Davis St, Hawksmoor Dr, Dallas St, State Rd 2577, Stonewall Dr, Rampart St, Royal Birkdale Dr, Casona Way, Heritage View Trl$636
Saint Lenville Dr, Coxindale Dr, Doverton Ct, Woodtrail Ln, N Radner Way, Maylands Ave, Angel Falls Rd, Mainstream Dr, Wilders Grove Ln, Deep Hollow Dr$665

Savings on home insurance for senior occupied homes

PlaceSavings
Raleigh$92 to $94
Wake County$93
Meredith$95
Neuse$92

Raleigh, NC Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Raleigh, NC3.5%10.5%
Wake County3.25%11.12%
House Creek3.37%10.53%
Meredith2.93%11.26%

Raleigh Renters Insurance as a Percentage of Rent

Raleigh Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 790 1.0% $320
$200 to $299 1,182 1.0% $770
$300 to $499 2,732 3.0% $1220
$500 to $749 16,068 22.0% $1895
$750 to $999 28,580 39.0% $2645
$1,000 to $1,499 19,004 26.0% $3770
$1,500 or more 4,625 6.0% $5420

Raleigh, NC Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
27608 $472,800 $710
27605 $369,400 $670
27614 $344,800 $660
27607 $331,200 $660
27613 $298,500 $660
27612 $291,100 $660
27615 $274,400 $650
27606 $244,400 $640
27609 $235,600 $630
27603 $188,100 $610
27616 $170,200 $610
27601 $161,600 $610
27604 $161,000 $610
27610 $144,400 $600

Raleigh, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Raleigh Homeowner Insurance Premium Example $1,100$900
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,500$8,900
Net Savings to Raleigh Home Owner from High Deductible Plan $600

Raleigh, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Raleigh, NC Home Replacement Value MORE than Home Value Raleigh, NC Home Replacement Value LESS than Home Value
Replacement Value $434,500 $308,000
Insurance Premium based on Replacement Value $2,575 $1,825
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $87,000 Risk Exposure from Under Insuring Coverage is $39,500
Premium Impact Insurance cheaper by $250/year Insurance costlier by $500/year

Example Raleigh Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateNationwide InsuranceAmica Mutual Insurance Company
Monthly Premium 9270101
Year Built 198519912007
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $250000-$300000$350000-$400000$300000-$350000
Deductible $2500-$5000 Deductible> $10,000 Deductible$1000-$2500 Deductible

Raleigh, NC Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Wake County, North Carolina $78 $103 $155
House Creek township, Wake County, North Carolina $78 $103 $155
Meredith township, Wake County, North Carolina $80 $106 $159

Sample Home Insurance Rates for Raleigh, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1980 195,000 Shingles Roof 1,670 5 $500 Deductible 850 12 Stucco siding yes
2005 240,000 Composition Roof 2,160 5 $500 Deductible 740 7 Brick siding No
2000 150,000 Tile Roof 1,130 2 $500 Deductible 490 6 Fiber-Cement Siding No
1986 350,000 Tile Roof 2,700 4 > $10,000 Deductible 650 8 Fiber-Cement Siding No
2013 140,000 Asphalt Shingles Roof 1,400 2 $1000-$2500 Deductible 290 5 Stone Siding yes
1994 320,000 Metal Roof 3,010 4 $500- $1000 Deductible 1250 12 Stone Siding yes
2010 205,000 Membrane Roof 1,750 4 $1000-$2500 Deductible 990 10 Wood siding No
1995 465,000 Asphalt Shingles Roof 4,530 5 $2500-$5000 Deductible 1940 10 Stone Siding yes
2005 180,000 Membrane Roof 1,388 3 $5000 to $10,000 Deductible 320 3 Stone Siding yes