Rahway, NJ homeowners insurance is about $722 to $981, about $60-$81/month. Our in depth research indicates shoppers can save as much as $340 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Rahway, NJ Home Value | Total Homes | % of Total | Average Rahway, NJ Homeowners Insurance |
---|---|---|---|
Less than $50,000 | 110 | 2.0% | $68 |
$100,000 to $124,999 | 109 | 2.0% | $298 |
$125,000 to $149,999 | 53 | 1.0% | $374 |
$150,000 to $174,999 | 302 | 5.0% | $443 |
$175,000 to $199,999 | 315 | 6.0% | $511 |
$200,000 to $249,999 | 814 | 15.0% | $613 |
$250,000 to $299,999 | 1,032 | 19.0% | $749 |
$300,000 to $399,999 | 2,479 | 47.0% | $954 |
Home Insurance Company Near Rahway, NJ | Homeowners Insurance Agency Near Rahway, NJ | Address |
---|---|---|
State Farm | Debbie Valentine | 1667 Richmond Rd, Staten Island, NY, 10304-2317 |
Travelers | Mccarthy Hillside Inc | 170 WASHINGTON AVE, DUMONT, NJ, 7628 |
Allstate | Pasqualy Destefano | 24713 Jamaica, Bellerose, NY, 11426 |
Travelers | Abatelli Group Inc | 24-55 FRANCIS LEWIS BLVD, WHITESTONE, NY, 11357 |
Allstate | Alan Aronson | 405 Mill Rd, Hewlett, NY, 11557 |
Streets in Rahway Area | Homeowners Insurance Cost |
---|---|
Baumann Ct, Terrace St, Alden Dr, Billy Ct, Iva St, Bramhall Rd, E Scott Ave, Cornell Ave, Laurel Pl, Kaminski Dr | $864 |
W Milton Ave, Irving St, Richard Blvd, W Lake Ave, Dianne Ct, New Brunswick Ave, Maurice Ave, Hancock St, E Milton Ave, Midwood Dr | $859 |
Concord St, W Albert St, Regina Ave, Albermarle St, Hazel Pl, Augusta St, Walters St, Connor Pl, E Milton Ave, Georgia St | $847 |
E Lincoln Ave, Capobianco Pl, Trussler Pl, Booth Ct, Richmond Ter, Irving St, Colonial Dr, Di Antonio Dr, Pratt St, Nicholas Pl | $848 |
Felver Ct, Desisto Dr, Rutherford St, Beacon St, Thorn St, Columbus Pl, Stacy Pl, E Albert Ave, Elm Ter, W Inman Ave | $827 |
Place | Savings For Senior Occupied Homes |
---|---|
Rahway | $127 to $130 |
Avenel | $126 |
Winfield | $124 |
Colonia | $129 |
Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
---|---|---|---|
Avenel CDP, New Jersey | $106 | $141 | $211 |
Winfield township, Union County, New Jersey | $104 | $139 | $208 |
Colonia CDP, New Jersey | $108 | $144 | $216 |
Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
---|---|---|
Rahway, NJ | 2.8% | 7.2% |
Avenel | 2.94% | 8.91% |
Winfield | 7.55% | 14.31% |
Colonia | 2.86% | 7.39% |
Rahway Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
---|---|---|---|
$200 to $299 | 47 | 1.0% | $782 |
$300 to $499 | 309 | 7.0% | $1232 |
$500 to $749 | 266 | 6.0% | $1907 |
$750 to $999 | 880 | 21.0% | $2657 |
$1,000 to $1,499 | 1,530 | 37.0% | $3782 |
$1,500 or more | 1,028 | 25.0% | $5432 |
Low Deductible | High Deductible | |
---|---|---|
Deductible | $1,800 | $2,800 |
Yearly Rahway Homeowner Insurance Premium Example | $700 | $500 |
Out of Pocket Expense During Claim | $1,800 | $2,800 |
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $7,400 | $6,800 |
Net Savings to Rahway Home Owner from High Deductible Plan | $600 |
Scenario | Rahway, NJ Home Replacement Value MORE than Home Value | Rahway, NJ Home Replacement Value LESS than Home Value |
---|---|---|
Replacement Value | $375,500 | $208,000 |
Insurance Premium based on Replacement Value | $1,725 | $950 |
Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $81,000 | Risk Exposure from Under Insuring Coverage is $86,500 |
Premium Impact | Insurance cheaper by $400/year | Insurance costlier by $375/year |
Insurance Company | Travelers | Amica Mutual Insurance Company | State Farm |
Monthly Premium | 75 | 188 | 175 |
Year Built | 1969 | 1989 | 1951 |
Home Details | 3 Beds, 1 Baths | 5 Beds, 2 Baths | 4 Beds, 2 Baths |
Coverage Amount | $250000-$300000 | $600000-$700000 | $400000-$500000 |
Deductible | $5000 to $10,000 Deductible | $1000-$2500 Deductible | $500- $1000 Deductible |
Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
---|---|---|---|---|---|---|---|---|---|
1979 | 410,000 | Wood Shake Roof | 3,030 | 5 | > $10,000 Deductible | 510 | 5 | Wood siding | yes |
1958 | 330,000 | Membrane Roof | 2,000 | 4 | $500- $1000 Deductible | 350 | 3 | Fiber-Cement Siding | yes |
1985 | 220,000 | Composition Roof | 1,340 | 2 | $5000 to $10,000 Deductible | 580 | 10 | Stucco siding | yes |
1947 | 250,000 | Shingles Roof | 1,390 | 3 | $1000-$2500 Deductible | 720 | 9 | Fiber-Cement Siding | yes |
1968 | 440,000 | Metal Roof | 2,900 | 4 | $500 Deductible | 990 | 5 | Wood siding | No |
1965 | 300,000 | Composition Roof | 2,330 | 3 | $1000-$2500 Deductible | 370 | 4 | Vinyl siding | yes |
1983 | 480,000 | Tile Roof | 3,140 | 5 | $2500-$5000 Deductible | 580 | 4 | Stucco siding | No |
1949 | 175,000 | Slate Shingles Roof | 1,360 | 3 | $5000 to $10,000 Deductible | 160 | 4 | Vinyl siding | yes |
1989 | 225,000 | Slate Shingles Roof | 1,200 | 2 | $5000 to $10,000 Deductible | 610 | 10 | Stone Siding | No |
1979 | 400,000 | Asphalt Shingles Roof | 2,280 | 3 | $2500-$5000 Deductible | 540 | 4 | Fiber-Cement Siding | No |
1972 | 280,000 | Slate Shingles Roof | 2,060 | 3 | $500- $1000 Deductible | 780 | 7 | Vinyl siding | yes |
1947 | 565,000 | Shingles Roof | 4,060 | 5 | $1000-$2500 Deductible | 1290 | 8 | Stucco siding | yes |
1978 | 150,000 | Shingles Roof | 1,120 | 2 | $500- $1000 Deductible | 630 | 10 | Fiber-Cement Siding | yes |
1985 | 245,000 | Shingles Roof | 1,710 | 3 | $500- $1000 Deductible | 90 | 1 | Fiber-Cement Siding | yes |
1956 | 630,000 | Tile Roof | 3,300 | 4 | $5000 to $10,000 Deductible | 1660 | 9 | Wood siding | yes |
1983 | 405,000 | Membrane Roof | 2,920 | 4 | $500 Deductible | 220 | 1 | Brick siding | No |
1955 | 210,000 | Metal Roof | 1,310 | 2 | $500 Deductible | 270 | 4 | Brick siding | No |
1980 | 330,000 | Metal Roof | 2,430 | 4 | $5000 to $10,000 Deductible | 450 | 7 | Wood siding | yes |
1963 | 295,000 | Membrane Roof | 1,990 | 3 | $2500-$5000 Deductible | 910 | 8 | Stone Siding | No |
1941 | 680,000 | Membrane Roof | 3,560 | 5 | $5000 to $10,000 Deductible | 2150 | 12 | Brick siding | yes |
1987 | 570,000 | Membrane Roof | 3,310 | 4 | > $10,000 Deductible | 770 | 5 | Stucco siding | yes |
1966 | 370,000 | Tile Roof | 2,530 | 5 | $500 Deductible | 1320 | 8 | Fiber-Cement Siding | yes |
1980 | 500,000 | Wood Shake Roof | 2,700 | 5 | $5000 to $10,000 Deductible | 1340 | 8 | Fiber-Cement Siding | No |
1963 | 925,000 | Composition Roof | 4,960 | 5 | $1000-$2500 Deductible | 540 | 2 | Fiber-Cement Siding | No |
1977 | 560,000 | Tile Roof | 3,350 | 5 | $2500-$5000 Deductible | 750 | 6 | Vinyl siding | No |
1987 | 295,000 | Tile Roof | 1,850 | 3 | $500 Deductible | 380 | 5 | Wood siding | yes |
1978 | 700,000 | Membrane Roof | 3,990 | 5 | $2500-$5000 Deductible | 1320 | 7 | Stucco siding | yes |
1949 | 320,000 | Membrane Roof | 2,270 | 4 | $1000-$2500 Deductible | 270 | 3 | Stone Siding | yes |
1941 | 300,000 | Membrane Roof | 1,680 | 2 | $2500-$5000 Deductible | 820 | 9 | Stone Siding | No |
1941 | 235,000 | Tile Roof | 1,250 | 2 | $2500-$5000 Deductible | 90 | 1 | Wood siding | No |
1968 | 315,000 | Metal Roof | 1,740 | 3 | $500 Deductible | 260 | 2 | Brick siding | yes |
1968 | 300,000 | Tile Roof | 1,970 | 3 | $5000 to $10,000 Deductible | 1090 | 9 | Stucco siding | No |
1941 | 785,000 | Composition Roof | 4,680 | 5 | $1000-$2500 Deductible | 2970 | 10 | Fiber-Cement Siding | yes |
1946 | 455,000 | Metal Roof | 3,190 | 4 | $2500-$5000 Deductible | 310 | 2 | Brick siding | yes |