Rahway Insurance Rates:

Rahway, NJ homeowners insurance is about $722 to $981, about $60-$81/month. Our in depth research indicates shoppers can save as much as $340 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
The agent is very nice and helpful when assisting me with any questions or issues that my come up regarding coverage or making a payment.
Allstate
The agents are very friendly and helpful. they never make you feel like you are bothering them or asking a stupid question.
State Farm
When I was looking into insurance, I shopped around with various insurance companies. I found my company's premium to be a bit below average. Since I was already familiar with the company, I decided that this was good enough for my purposes.
State Farm
In the communication that i've had with my local agent, he's been very good, but the main lady in his office is not efficient. When we had them come out several years ago to evaluate the roof, the process was very easy and impressive.
Aaa
It would be helpful if the website had more capability to provide quotes or estimates of premiums if I wanted to check on how much it would change the premium by modifying coverage types or coverage maximums or by changing my deductible, enabling me to see the impact of possible changes and to implement those changes online.
Allstate
Overall, I like the home insurance plans provided by my company. I feel that the coverage is excellent and will help protect me in the future. I also appreciate their fast and responsive customer service support team.

Rahway, NJ Homeowners Insurance By Home Value

Rahway, NJ Home Value Total Homes % of Total Average Rahway, NJ Homeowners Insurance
Less than $50,000 110 2.0% $68
$100,000 to $124,999 109 2.0% $298
$125,000 to $149,999 53 1.0% $374
$150,000 to $174,999 302 5.0% $443
$175,000 to $199,999 315 6.0% $511
$200,000 to $249,999 814 15.0% $613
$250,000 to $299,999 1,032 19.0% $749
$300,000 to $399,999 2,479 47.0% $954

Top Home Insurance Agents Near Rahway, NJ

Home Insurance Company Near Rahway, NJ Homeowners Insurance Agency Near Rahway, NJ Address
Travelers Abatelli Group Inc 24-55 FRANCIS LEWIS BLVD, WHITESTONE, NY, 11357
Allstate Alan Aronson 405 Mill Rd, Hewlett, NY, 11557
State Farm Debbie Valentine 1667 Richmond Rd, Staten Island, NY, 10304-2317
Travelers Mccarthy Hillside Inc 170 WASHINGTON AVE, DUMONT, NJ, 7628
Allstate Pasqualy Destefano 24713 Jamaica, Bellerose, NY, 11426

Cost Of Homeowners Insurance By Street Near Rahway, NJ

Streets in Rahway Area Homeowners Insurance Cost
Baumann Ct, Terrace St, Alden Dr, Billy Ct, Iva St, Bramhall Rd, E Scott Ave, Cornell Ave, Laurel Pl, Kaminski Dr$864
W Milton Ave, Irving St, Richard Blvd, W Lake Ave, Dianne Ct, New Brunswick Ave, Maurice Ave, Hancock St, E Milton Ave, Midwood Dr$859
Concord St, W Albert St, Regina Ave, Albermarle St, Hazel Pl, Augusta St, Walters St, Connor Pl, E Milton Ave, Georgia St$847
E Lincoln Ave, Capobianco Pl, Trussler Pl, Booth Ct, Richmond Ter, Irving St, Colonial Dr, Di Antonio Dr, Pratt St, Nicholas Pl$848
Felver Ct, Desisto Dr, Rutherford St, Beacon St, Thorn St, Columbus Pl, Stacy Pl, E Albert Ave, Elm Ter, W Inman Ave$827

Rahway, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Rahway$127 to $130
Avenel$126
Winfield$124
Colonia$129

Rahway, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Avenel CDP, New Jersey $106 $141 $211
Winfield township, Union County, New Jersey $104 $139 $208
Colonia CDP, New Jersey $108 $144 $216

Rahway, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Rahway, NJ2.8%7.2%
Avenel2.94%8.91%
Winfield7.55%14.31%
Colonia2.86%7.39%

Rahway Renters Insurance as a Percentage of Rent

Rahway Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 47 1.0% $782
$300 to $499 309 7.0% $1232
$500 to $749 266 6.0% $1907
$750 to $999 880 21.0% $2657
$1,000 to $1,499 1,530 37.0% $3782
$1,500 or more 1,028 25.0% $5432

Rahway, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Rahway Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,400$6,800
Net Savings to Rahway Home Owner from High Deductible Plan $600

Rahway, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Rahway, NJ Home Replacement Value MORE than Home Value Rahway, NJ Home Replacement Value LESS than Home Value
Replacement Value $375,500 $208,000
Insurance Premium based on Replacement Value $1,725 $950
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $81,000 Risk Exposure from Under Insuring Coverage is $86,500
Premium Impact Insurance cheaper by $400/year Insurance costlier by $375/year

Example Rahway Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersAmica Mutual Insurance CompanyState Farm
Monthly Premium 75188175
Year Built 196919891951
Home Details 3 Beds, 1 Baths5 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $250000-$300000$600000-$700000$400000-$500000
Deductible $5000 to $10,000 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Rahway, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1972 280,000 Slate Shingles Roof 2,060 3 $500- $1000 Deductible 780 7 Vinyl siding yes
1947 565,000 Shingles Roof 4,060 5 $1000-$2500 Deductible 1290 8 Stucco siding yes
1978 150,000 Shingles Roof 1,120 2 $500- $1000 Deductible 630 10 Fiber-Cement Siding yes
1985 245,000 Shingles Roof 1,710 3 $500- $1000 Deductible 90 1 Fiber-Cement Siding yes
1956 630,000 Tile Roof 3,300 4 $5000 to $10,000 Deductible 1660 9 Wood siding yes
1983 405,000 Membrane Roof 2,920 4 $500 Deductible 220 1 Brick siding No
1955 210,000 Metal Roof 1,310 2 $500 Deductible 270 4 Brick siding No
1980 330,000 Metal Roof 2,430 4 $5000 to $10,000 Deductible 450 7 Wood siding yes
1963 295,000 Membrane Roof 1,990 3 $2500-$5000 Deductible 910 8 Stone Siding No
1941 680,000 Membrane Roof 3,560 5 $5000 to $10,000 Deductible 2150 12 Brick siding yes
1987 570,000 Membrane Roof 3,310 4 > $10,000 Deductible 770 5 Stucco siding yes
1966 370,000 Tile Roof 2,530 5 $500 Deductible 1320 8 Fiber-Cement Siding yes
1980 500,000 Wood Shake Roof 2,700 5 $5000 to $10,000 Deductible 1340 8 Fiber-Cement Siding No
1963 925,000 Composition Roof 4,960 5 $1000-$2500 Deductible 540 2 Fiber-Cement Siding No
1977 560,000 Tile Roof 3,350 5 $2500-$5000 Deductible 750 6 Vinyl siding No
1987 295,000 Tile Roof 1,850 3 $500 Deductible 380 5 Wood siding yes
1978 700,000 Membrane Roof 3,990 5 $2500-$5000 Deductible 1320 7 Stucco siding yes
1949 320,000 Membrane Roof 2,270 4 $1000-$2500 Deductible 270 3 Stone Siding yes
1941 300,000 Membrane Roof 1,680 2 $2500-$5000 Deductible 820 9 Stone Siding No
1941 235,000 Tile Roof 1,250 2 $2500-$5000 Deductible 90 1 Wood siding No
1968 315,000 Metal Roof 1,740 3 $500 Deductible 260 2 Brick siding yes
1968 300,000 Tile Roof 1,970 3 $5000 to $10,000 Deductible 1090 9 Stucco siding No
1941 785,000 Composition Roof 4,680 5 $1000-$2500 Deductible 2970 10 Fiber-Cement Siding yes
1946 455,000 Metal Roof 3,190 4 $2500-$5000 Deductible 310 2 Brick siding yes