Racine Insurance Rates:

Racine, WI homeowners insurance is approximately $534 to $725, about $44-$60/month. Our in depth analysis reveals consumers can save as much as $252 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
State farm offers driving training for teens and requires teens to submit a log signed by a parent assuring them of sufficient training hours and miles.
Pekin Insurance
The negative point that i'd like to bring up about pekin insurance is peking insurance has not been very personable to my family and i and they have also not been very proactive in their communications to us.
Wisconsin Mutual Insurance
When we had to make a claim, they were far more difficult to get a hold of and dragged their feet in many ways.
Nationwide
I believe that the premium is more expensive than most other insurance companies. I am not convinced that they would cover much if I needed to use it.
Allstate
allstae insurance company was nice performance in that own way. it would give an good work to the customers.
Geico
I am mostly satisfied with my home policy premium. I think it is reasonable. I have my auto insurance bundled with my home to decrease the cost of my home policy. I am unsatisfied my auto policy premium but if I unbundle the two my home policy would increase by a good amount. I have compared my home policy with other companies and my current policy is lower.
Allstate
I like the fact that everything is well explained on the page and I can access really quick to anything
Allstate
The customer service is fantastic. We have had to contact them many of times for various reasons and they are great. I also appreciate that we can contact them any time of day when typically only business hours are offered with other companies. Sometimes I work late so am unable to call during regular business hours. They are also very friendly and you can speak to the same person every time if you request to do so.

Racine, WI Homeowners Insurance By Home Value

Racine, WI Home Value Total Homes % of Total Average Racine, WI Homeowners Insurance
Less than $50,000 578 3.0% $119
$50,000 to $59,999 283 1.0% $258
$60,000 to $69,999 245 1.0% $321
$70,000 to $79,999 693 4.0% $371
$80,000 to $89,999 835 4.0% $422
$90,000 to $99,999 1,577 9.0% $472
$100,000 to $124,999 4,295 25.0% $548
$125,000 to $149,999 3,505 20.0% $686
$150,000 to $174,999 2,235 13.0% $812
$175,000 to $199,999 1,109 6.0% $938
$200,000 to $249,999 686 4.0% $1127
$250,000 to $299,999 411 2.0% $1379
$300,000 to $399,999 381 2.0% $1757

Top Home Insurance Agents Near Racine, WI

Home Insurance Company Near Racine, WI Homeowners Insurance Agency Near Racine, WI Address
Allstate Abid Bershed 5010 Dempster St, Skokie, IL, 60077
State Farm Carl Krejcha Jr 3015 Douglas Ave, Racine, WI, 53402-4188
Travelers Clm Insurance Agency Inc 2015 JOHNSBURG RD, MCHENRY, IL, 60051
Allstate Hanna Kwasniewska 7257 W Touhy Ave Ste 104, Chicago, IL, 60631
State Farm Sean Aldrich 2121 S Kk Ave Ste 7, Milwaukee, WI, 53207-1368

Racine, WI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Elmwood Park village, Wisconsin $100 $133 $200
North Bay village, Wisconsin $109 $145 $218
Wind Point village, Wisconsin $104 $138 $207

Racine, WI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Racine, WI4.2%10.5%
Elmwood Park3.48%9.92%
North Bay2.35%7.35%
Wind Point2.93%7.73%

Racine Renters Insurance as a Percentage of Rent

Racine Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 556 4.0% $791
$300 to $499 1,751 13.0% $1241
$500 to $749 4,848 36.0% $1916
$750 to $999 3,984 30.0% $2666
$1,000 to $1,499 1,806 13.0% $3791

Racine, WI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Racine Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,100$7,500
Net Savings to Racine Home Owner from High Deductible Plan $600

Racine, WI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Racine, WI Home Replacement Value MORE than Home Value Racine, WI Home Replacement Value LESS than Home Value
Replacement Value $289,500 $224,500
Insurance Premium based on Replacement Value $1,275 $975
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $36,500 Risk Exposure from Under Insuring Coverage is $28,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $175/year

Example Racine Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceNationwide InsuranceErie Insurance
Monthly Premium 202955
Year Built 196219791944
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $50000-$75000$75000-$100000$200000-$250000
Deductible $500- $1000 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Racine, WI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1972 110,000 Shingles Roof 1,290 2 $1000-$2500 Deductible 30 1 Stucco siding yes
1975 110,000 Metal Roof 1,580 2 $2500-$5000 Deductible 120 5 Vinyl siding No
1941 115,000 Wood Shake Roof 1,470 2 $1000-$2500 Deductible 290 10 Vinyl siding No
1965 100,000 Composition Roof 1,270 3 $500 Deductible 320 10 Fiber-Cement Siding yes
1979 110,000 Slate Shingles Roof 1,670 2 $500 Deductible 320 9 Fiber-Cement Siding yes
1967 120,000 Slate Shingles Roof 1,340 2 $1000-$2500 Deductible 50 2 Brick siding No
1947 80,000 Membrane Roof 1,080 2 $2500-$5000 Deductible 230 9 Stucco siding yes
1943 250,000 Shingles Roof 2,970 4 > $10,000 Deductible 330 6 Vinyl siding No
1947 230,000 Tile Roof 2,480 5 $1000-$2500 Deductible 780 12 Brick siding yes
1965 110,000 Wood Shake Roof 1,660 3 $500 Deductible 310 12 Stucco siding No
1967 100,000 Asphalt Shingles Roof 1,090 2 $500 Deductible 300 8 Fiber-Cement Siding No
1962 175,000 Slate Shingles Roof 2,300 3 $2500-$5000 Deductible 300 8 Stucco siding No
1961 335,000 Shingles Roof 3,900 5 > $10,000 Deductible 360 4 Stucco siding No
1962 180,000 Shingles Roof 2,060 4 $500 Deductible 470 10 Brick siding No
1944 145,000 Slate Shingles Roof 1,530 2 $2500-$5000 Deductible 280 9 Stone Siding yes
1948 155,000 Slate Shingles Roof 1,640 2 $1000-$2500 Deductible 180 4 Stone Siding No
1943 110,000 Wood Shake Roof 1,560 2 $2500-$5000 Deductible 160 9 Wood siding yes
1978 175,000 Asphalt Shingles Roof 1,820 5 $5000 to $10,000 Deductible 360 10 Wood siding yes
1944 285,000 Metal Roof 4,130 5 $500- $1000 Deductible 790 7 Stucco siding No
1946 135,000 Metal Roof 1,890 5 $1000-$2500 Deductible 190 5 Stucco siding No
1948 270,000 Slate Shingles Roof 3,200 5 $2500-$5000 Deductible 230 3 Stone Siding No
1941 215,000 Tile Roof 2,520 5 $500 Deductible 120 2 Wood siding yes
1973 130,000 Asphalt Shingles Roof 1,580 3 $1000-$2500 Deductible 90 2 Stucco siding yes
1945 325,000 Asphalt Shingles Roof 3,350 5 > $10,000 Deductible 140 2 Brick siding No
1965 165,000 Shingles Roof 1,970 3 $500 Deductible 640 12 Vinyl siding No
1942 135,000 Wood Shake Roof 1,730 2 $500 Deductible 300 8 Stone Siding No
1973 225,000 Shingles Roof 3,350 5 $1000-$2500 Deductible 500 7 Stucco siding yes
1966 110,000 Slate Shingles Roof 1,510 2 $500- $1000 Deductible 170 5 Fiber-Cement Siding yes