Quincy Insurance Rates:

Quincy, MA homeowners insurance is nearly $896 to $1,215, about $74-$101/month. Our detailed analysis reveals consumers can save as much as $422 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm Insurance
My insurance company is in contact with me on a consistent basis about my needs as a customer. i feel like my needs will be met no matter what arises.
Farm Bureau
One of the things i like about my insurance company, farm bureau is the fact that they are a hometown company.
Progressive
When a tree fell in our backyard during hurricane irma our insurance company did the best they could do to make sure we were taken care of.

Quincy, MA Homeowners Insurance By Home Value

Quincy, MA Home Value Total Homes % of Total Average Quincy, MA Homeowners Insurance
Less than $50,000 379 2.0% $73
$100,000 to $124,999 253 1.0% $327
$125,000 to $149,999 161 1.0% $411
$150,000 to $174,999 398 2.0% $485
$175,000 to $199,999 559 4.0% $559
$200,000 to $249,999 1,932 13.0% $675
$250,000 to $299,999 2,506 18.0% $834
$300,000 to $399,999 7,641 55.0% $1056

Top Home Insurance Agents Near Quincy, MA

Home Insurance Company Near Quincy, MA Homeowners Insurance Agency Near Quincy, MA Address
NA Eastern Insurance Group Llc 60 Main St, Andover, MA, 1810
NA Doherty Insurance Agency Inc 21 Elm Street, Andover, MA, 1810
NA Jacob Friedman Insurance Agency 254 Cochituate Rd, Framingham, MA, 1701
NA B.K. Agency, Inc. 1598 Smith Street N , Providence, RI, 2911
Travelers Lehrer & Madden Inc 10 UNION ST, NATICK, MA, 1760

Cost Of Homeowners Insurance By Street Near Quincy, MA

Streets in Quincy Area Homeowners Insurance Cost
Alfred St, Moore St, Saratoga St, Ballou St, Parke Ave, Lind St, Piermont St, Franklin Ave, Forest Ave, 1st St$1,058
Elcott Rd, Livesey Rd, Milton St, Lillian Rd, Cliveden St, Mead St, Nightingale Ave, Willet St, Cheriton Rd, Acton St$1,068
Shawmut Pl, Newcomb St, Bishop Rd, Intervale St, Princess Eve Dr, Shed St, Trescott St, Quarterdeck Rd, Federal Ave, Thomas E Burgin Pkwy$1,044
Brae Rd, Alleyne St, Mortimer Ter, Post Island Rd, Mc Grath Hwy, Dunbarton Rd, Totman St, Avalon Ave, Evans St, Medway St$1,061
Edison Park, Hammond Ct, Chase St, Ryden St, Welgate Cir, Pelican Rd, Cranch St, Montillio St, Sea Ave, Hodgkinson St$1,065

Quincy, MA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Quincy$158 to $160
Braintree Town$159
Milton$164
Weymouth Town$157

Quincy, MA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Braintree Town city, Massachusetts $159 $212 $318
Milton CDP, Massachusetts $164 $219 $329
Boston city, Massachusetts $160 $213 $320

Quincy, MA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Quincy, MA4%11.8%
Braintree Town3.94%13.21%
Milton3.3%9.98%
Boston3.84%12.33%

Quincy Renters Insurance as a Percentage of Rent

Quincy Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 259 1.0% $348
$200 to $299 823 4.0% $798
$300 to $499 1,234 6.0% $1248
$500 to $749 1,458 7.0% $1923
$750 to $999 2,759 14.0% $2673
$1,000 to $1,499 8,249 42.0% $3798
$1,500 or more 4,781 24.0% $5448

Quincy, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$4,600
Yearly Quincy Homeowner Insurance Premium Example $3,100$2,500
Out of Pocket Expense During Claim$1,600$4,600
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $20,200$19,600
Net Savings to Quincy Home Owner from High Deductible Plan $600

Quincy, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Quincy, MA Home Replacement Value MORE than Home Value Quincy, MA Home Replacement Value LESS than Home Value
Replacement Value $505,000 $385,500
Insurance Premium based on Replacement Value $4,450 $3,400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $57,500 Risk Exposure from Under Insuring Coverage is $62,000
Premium Impact Insurance cheaper by $550/year Insurance costlier by $500/year

Example Quincy Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceLiberty MutualAllstate
Monthly Premium 175193429
Year Built 199519451984
Home Details 2 Beds, 1 Baths5 Beds, 4 Baths4 Beds, 1 Baths
Coverage Amount $300000-$350000$500000-$600000$600000-$700000
Deductible $2500-$5000 Deductible> $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Quincy, MA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1947 285,000 Wood Shake Roof 1,620 2 $1000-$2500 Deductible 560 3 Brick siding No
1986 700,000 Tile Roof 4,800 5 $1000-$2500 Deductible 2550 6 Stone Siding yes
1944 200,000 Membrane Roof 1,300 3 $5000 to $10,000 Deductible 900 10 Fiber-Cement Siding No
1984 345,000 Shingles Roof 1,870 5 $500- $1000 Deductible 1270 6 Stone Siding No
1985 335,000 Asphalt Shingles Roof 1,720 2 $2500-$5000 Deductible 1350 10 Brick siding No
1982 570,000 Composition Roof 4,050 5 $500 Deductible 3280 12 Stone Siding yes
1945 515,000 Shingles Roof 3,040 4 $500- $1000 Deductible 2750 12 Fiber-Cement Siding yes
1990 470,000 Composition Roof 2,310 5 > $10,000 Deductible 550 5 Wood siding No
1983 330,000 Asphalt Shingles Roof 1,720 2 $2500-$5000 Deductible 1260 7 Brick siding No
1943 300,000 Composition Roof 1,960 4 $500 Deductible 1360 6 Wood siding yes
1984 815,000 Composition Roof 4,530 5 > $10,000 Deductible 1230 5 Wood siding yes
1989 250,000 Shingles Roof 1,440 2 $2500-$5000 Deductible 680 6 Fiber-Cement Siding No
1983 515,000 Shingles Roof 2,820 4 $2500-$5000 Deductible 210 1 Stucco siding yes
1988 570,000 Composition Roof 2,880 4 $5000 to $10,000 Deductible 850 4 Fiber-Cement Siding No
1979 250,000 Slate Shingles Roof 906 2 > $10,000 Deductible 1750 9 Wood siding No