Putnam Valley Insurance Rates:

Putnam Valley, NY homeowners insurance is approximately $544 to $742, about $45-$61/month. Our extensive guide shows customers can save as much as $257 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Putnam Valley, NY Homeowners Insurance By Home Value

Putnam Valley, NY Home Value Total Homes % of Total Average Putnam Valley, NY Homeowners Insurance
Less than $50,000 73 3.0% $38
$60,000 to $69,999 38 1.0% $102
$90,000 to $99,999 48 2.0% $154
$125,000 to $149,999 29 1.0% $225
$150,000 to $174,999 52 2.0% $270
$175,000 to $199,999 25 1.0% $308
$200,000 to $249,999 414 21.0% $372
$250,000 to $299,999 178 9.0% $456
$300,000 to $399,999 1,098 55.0% $578

Top Home Insurance Agents Near Putnam Valley, NY

Home Insurance Company Near Putnam Valley, NY Homeowners Insurance Agency Near Putnam Valley, NY Address
NA Hagedorn & Company 11 Broadway Rm 1768 New York, NYC, NY, 10004
Travelers Eifert French & Ketchum 330 FIFTH AVE, PELHAM, NY, 10803
Travelers John Petschauer Inc 377 Oak Street 377 Oak Street , Garden City, NY, 11530
Allstate Stephen Greenberg 59 S Greeley Ave, Chappaqua, NY, 10514
State Farm Steve Candon 932 Hempstead Tpke, Franklin Sq, NY, 11010-3628

Cost Of Homeowners Insurance By Street Near Putnam Valley, NY

Streets in Putnam Valley Area Homeowners Insurance Cost
Hiawatha Rd, Oscawana Lake Rd, Split Rock Rd, Evergreen Rd, Co Rd 21, Sassinoro Rd, Pine Hollow Ct, Winnebago Rd, Colemans Lndg, Lovers Ln$638
Bell Hollow Rd, Willow Pl, Oscawana Heights Rd, Jim Ln, Somerset Ln, Cold Spring-Carmel Rd, Cold Spring Rd, Wood Glen Dr, Azalea Dr, Woodlawn Rd$637
Elm Rd, Nampaugh Rd, Melnick Rd, Birch Rd, Goldfinch Ln, Spruce Knolls Rd, Irma Dr, Maple Rd, Cedar Dr, The Far Reach Trl$641
North St, Church Rd, Clubhouse Rd, Finnerty Pl, Cimarron Rd, Court Pl, Noswall Park Rd, Seifert Ln, Country Club Rd, Alta Rd$641
Co Rd 20, Wood St, Donnelly Rd, Peekskill Hollow Tpke, Swan Ln, Short St, Kenneth Dr, Cindy Ln, Jeanne Dr, Oscawana Lake Rd$640

Putnam Valley, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Putnam Valley$95 to $97
Philipstown$99
Shrub Oak$95
Putnam County$96

Putnam Valley, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Philipstown town, Putnam County, New York $83 $110 $165
Shrub Oak CDP, New York $80 $106 $159
Putnam County, New York $80 $107 $160

Putnam Valley, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Putnam Valley, NY2.0%5.4%
Philipstown1.77%5.51%
Shrub Oak1.57%5.3%
Putnam County1.94%5.35%

Putnam Valley Renters Insurance as a Percentage of Rent

Putnam Valley Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 43 8.0% $1898
$750 to $999 91 18.0% $2648
$1,000 to $1,499 189 38.0% $3773
$1,500 or more 166 33.0% $5423

Putnam Valley, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$3,500
Yearly Putnam Valley Homeowner Insurance Premium Example $3,100$2,600
Out of Pocket Expense During Claim$500$3,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $25,300$24,300
Net Savings to Putnam Valley Home Owner from High Deductible Plan $1,000

Putnam Valley, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Putnam Valley, NY Home Replacement Value MORE than Home Value Putnam Valley, NY Home Replacement Value LESS than Home Value
Replacement Value $465,500 $305,500
Insurance Premium based on Replacement Value $4,150 $2,725
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $67,000 Risk Exposure from Under Insuring Coverage is $93,000
Premium Impact Insurance cheaper by $825/year Insurance costlier by $600/year

Example Putnam Valley Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateLiberty MutualNationwide Insurance
Monthly Premium 208197314
Year Built 200719501944
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $350000-$400000$250000-$300000$500000-$600000
Deductible > $10,000 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Putnam Valley, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2000 670,000 Slate Shingles Roof 4,070 5 $2500-$5000 Deductible 1220 3 Stucco siding No
1949 1,025,000 Metal Roof 4,760 5 $2500-$5000 Deductible 1780 3 Stucco siding yes
1946 280,000 Tile Roof 1,490 3 $2500-$5000 Deductible 1160 5 Vinyl siding No
1977 585,000 Wood Shake Roof 3,200 4 $500- $1000 Deductible 2030 4 Brick siding yes
1944 975,000 Metal Roof 4,700 5 $5000 to $10,000 Deductible 3500 6 Vinyl siding No
2004 310,000 Metal Roof 1,470 3 $500 Deductible 820 4 Brick siding yes
1970 415,000 Tile Roof 1,990 4 $2500-$5000 Deductible 1660 8 Vinyl siding yes
1961 345,000 Composition Roof 1,930 3 $5000 to $10,000 Deductible 1300 7 Stucco siding yes
2008 630,000 Tile Roof 3,310 5 $2500-$5000 Deductible 4430 9 Brick siding yes
1975 670,000 Wood Shake Roof 3,150 4 $500- $1000 Deductible 5380 10 Brick siding No
1964 455,000 Shingles Roof 2,290 4 $2500-$5000 Deductible 4030 12 Wood siding yes
1956 350,000 Wood Shake Roof 2,280 4 $5000 to $10,000 Deductible 1810 9 Fiber-Cement Siding No
1945 665,000 Membrane Roof 3,160 5 > $10,000 Deductible 2500 8 Stucco siding No
1987 715,000 Asphalt Shingles Roof 4,270 5 > $10,000 Deductible 3030 10 Wood siding No
1944 660,000 Membrane Roof 3,270 5 $500 Deductible 1930 3 Stucco siding yes
1940 775,000 Shingles Roof 3,390 5 $2500-$5000 Deductible 520 1 Wood siding No
2002 705,000 Membrane Roof 3,360 5 > $10,000 Deductible 1580 6 Stucco siding yes
1957 330,000 Shingles Roof 1,520 3 $500 Deductible 610 2 Stucco siding No
1941 450,000 Metal Roof 2,330 4 $500- $1000 Deductible 4460 9 Stucco siding No
1952 380,000 Slate Shingles Roof 2,430 4 > $10,000 Deductible 1020 8 Stucco siding yes
2005 940,000 Membrane Roof 4,800 5 $1000-$2500 Deductible 9360 12 Wood siding yes
2006 550,000 Membrane Roof 2,760 4 $500 Deductible 630 1 Brick siding yes
1989 635,000 Composition Roof 2,970 5 $500 Deductible 2180 5 Brick siding yes
1946 435,000 Metal Roof 2,230 3 $500 Deductible 320 1 Vinyl siding No
1969 345,000 Asphalt Shingles Roof 1,990 5 $1000-$2500 Deductible 1190 4 Fiber-Cement Siding yes
1974 670,000 Tile Roof 3,230 4 $2500-$5000 Deductible 1540 5 Brick siding yes
1958 370,000 Metal Roof 1,660 3 > $10,000 Deductible 2020 10 Stucco siding No
1981 595,000 Tile Roof 3,040 5 > $10,000 Deductible 1880 8 Vinyl siding No
1942 945,000 Shingles Roof 4,610 5 > $10,000 Deductible 460 1 Wood siding No
2007 330,000 Shingles Roof 1,760 4 $500- $1000 Deductible 3040 10 Fiber-Cement Siding No