Putnam, CT homeowners insurance is roughly $714 to $971, about $59-$80/month. Our complete research indicates shoppers can save upto $337 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Putnam, CT | Homeowners Insurance Agency Near Putnam, CT | Address |
|---|---|---|
| Travelers | A C Piccolo Insurance | 4 OPEN SQUARE WY STE 213, HOLYOKE, MA, 1040 |
| Travelers | Revens-Gates Insurance Agency | 1130 TEN ROD RD STE E-201, NORTH KINGSTOWN, RI, 2852 |
| Nationwide | The Sig Insurance Agencies | 124 Fort Hill Rd, Groton, CT, 06340-4335 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| South Woodstock CDP, Connecticut | $107 | $142 | $213 |
| Killingly town, Windham County, Connecticut | $105 | $140 | $210 |
| North Grosvenor Dale CDP, Connecticut | $105 | $139 | $209 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Putnam, CT | 4.3% | 12.3% |
| South Woodstock | 4.23% | 10.49% |
| Killingly | 4.15% | 12.67% |
| North Grosvenor Dale | 4.87% | 16.11% |
| Putnam Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 61 | 4.0% | $795 |
| $300 to $499 | 97 | 6.0% | $1245 |
| $500 to $749 | 303 | 20.0% | $1920 |
| $750 to $999 | 614 | 41.0% | $2670 |
| $1,000 to $1,499 | 354 | 23.0% | $3795 |
| $1,500 or more | 46 | 3.0% | $5445 |
| Streets in Putnam Area | Homeowners Insurance Cost |
|---|---|
| Hammond St, Lafayette St, Harrison St, E Putnam Rd, Dewey St, Wilkinson St, Providence St, Sunnyside St, Pierce Rd, Elmwood Hill Rd | $830 |
| Richmond Rd, Nichols St, Market St, Front St, Groveland Ave, Woodstock Ave, Viens St, Overlook St, Wicker St, Pomfret St | $835 |
| Chassey St, Marshall St, Laconia Ave, State Hwy 21, Woodstock Ave W, Walnut Rd, River Junction Ests, Emond St, Bradley St, Mantup Rd | $839 |
| Poulin Dr, Smith St, Barber St, Bellevue St, Maynard St, Olney St, Fairmount St, Bonosconi Dr, Woodside St, Sunset Ave | $830 |
| Shepard Ln, Burnham St, Bates Ave, Somers Tpke, Cleveland St, Paula Rd, Fox Rd, Keech St, Nancy Dr, Waltham Ave | $838 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Putnam | $125 to $128 |
| South Woodstock | $128 |
| Killingly | $126 |
| North Grosvenor Dale | $125 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $800 | $2,800 |
| Yearly Putnam Homeowner Insurance Premium Example | $1,600 | $1,100 |
| Out of Pocket Expense During Claim | $800 | $2,800 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $10,400 | $9,400 |
| Net Savings to Putnam Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Putnam, CT Home Replacement Value MORE than Home Value | Putnam, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $295,000 | $210,000 |
| Insurance Premium based on Replacement Value | $2,475 | $1,775 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $26,000 | Risk Exposure from Under Insuring Coverage is $59,000 |
| Premium Impact | Insurance cheaper by $500/year | Insurance costlier by $200/year |
| Insurance Company | Liberty Mutual | State Farm | Travelers |
| Monthly Premium | 175 | 113 | 72 |
| Year Built | 1999 | 2013 | 1945 |
| Home Details | 5 Beds, 3 Baths | 3 Beds, 2 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $250000-$300000 | $250000-$300000 | $100000-$125000 |
| Deductible | $1000-$2500 Deductible | $5000 to $10,000 Deductible | $2500-$5000 Deductible |