Purcell Insurance Rates:

Purcell, OK homeowners insurance is about $1,231 to $1,686, about $102-$140/month. Our extensive guide indicates shoppers can save upto $583 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Purcell, OK Homeowners Insurance By Home Value

Purcell, OK Home Value Total Homes % of Total Average Purcell, OK Homeowners Insurance
Less than $50,000 946 18.0% $320
$50,000 to $59,999 209 4.0% $671
$60,000 to $69,999 422 8.0% $831
$70,000 to $79,999 228 4.0% $962
$80,000 to $89,999 300 5.0% $1094
$90,000 to $99,999 221 4.0% $1210
$100,000 to $124,999 550 10.0% $1415
$125,000 to $149,999 292 5.0% $1765
$150,000 to $174,999 660 12.0% $2086
$175,000 to $199,999 303 5.0% $2407
$200,000 to $249,999 432 8.0% $2903
$250,000 to $299,999 309 6.0% $3545
$300,000 to $399,999 217 4.0% $4493

Top Home Insurance Agents Near Purcell, OK

Home Insurance Company Near Purcell, OK Homeowners Insurance Agency Near Purcell, OK Address
Farmers Freddie Smith 124 W Carl Hubbell Blvd, Meeker, OK, 74855
Travelers Insurance One Agcy Inc 1214 N HWY 81 STE 106, DUNCAN, OK, 73533
State Farm Mike Teague 16602 N Western, Edmond, OK, 73012
Travelers National Insurance Agency 302 W Main #102, Purcell, OK, 73080
Travelers Oklahoma Insurance Group 701 WALL ST, NORMAN, OK, 73069

Cost Of Homeowners Insurance By Street Near Purcell, OK

Streets in Purcell Area Homeowners Insurance Cost
County Rd, Garland St, 190th St, S Main St, W Main St, Forrest Ln, State Hwy 76, Heidi Rae Ct, Brule St, S Green Ave$1,506
114th St, Cedar Ln, 220th St, 168th St, Williams St, Burr Ln, Co Rd 3105, E Main St, W Eel River St, N 10th Ave$1,500
Hester Cir, 204th Ave, W Van Buren St, E Washington St, E Cottonwood Rd, Fairway Dr, 186th St, E Jackson St, US Hwy 77, 194th$1,476
W Burr Oak Rd, State Hwy 59B, Liberty Dr, Hilltop Cir, S Santa Fe Ave, State Hwy 59, E1490 Rd, 135th St, Kerr St, NE 12th Ave$1,493
212th St, Finch Ave, S 6th Ave, Fir Ln, Railroad St, W Adams St, Ladd Ave, N 9th Ave, Pennsylvania Ave, E Trudgeon$1,493

Purcell, OK Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Purcell$217 to $220
McClain County$220
Washington$217
Cole$215

Purcell, OK Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
McClain County, Oklahoma $221 $294 $441
Washington town, Oklahoma $217 $289 $434
Cole town, Oklahoma $215 $287 $431

Purcell, OK Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Purcell, OK11.0%34.8%
McClain County10.09%34.17%
Washington10.84%40.9%
Cole10.73%46.63%

Purcell Renters Insurance as a Percentage of Rent

Purcell Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 12 1.0% $376
$300 to $499 240 22.0% $1276
$500 to $749 388 36.0% $1951
$750 to $999 236 21.0% $2701
$1,000 to $1,499 166 15.0% $3826
$1,500 or more 28 2.0% $5476

Purcell, OK Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$2,900
Yearly Purcell Homeowner Insurance Premium Example $6,900$6,400
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $42,300$41,300
Net Savings to Purcell Home Owner from High Deductible Plan $1,000

Purcell, OK Home Insurance Costs With Home Replacement Value Scenarios

Scenario Purcell, OK Home Replacement Value MORE than Home Value Purcell, OK Home Replacement Value LESS than Home Value
Replacement Value $178,000 $127,000
Insurance Premium based on Replacement Value $5,225 $3,725
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $19,000 Risk Exposure from Under Insuring Coverage is $32,000
Premium Impact Insurance cheaper by $950/year Insurance costlier by $550/year

Example Purcell Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyAllstateNationwide Insurance
Monthly Premium 4365651056
Year Built 197719872009
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $150000-$175000$250000-$300000$350000-$400000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Purcell, OK from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1977 170,000 Membrane Roof 2,000 3 $2500-$5000 Deductible 300 1 Fiber-Cement Siding yes
1972 300,000 Slate Shingles Roof 3,320 4 $500 Deductible 3360 5 Wood siding No
1979 265,000 Composition Roof 3,310 4 $2500-$5000 Deductible 6050 10 Stone Siding No
1987 135,000 Slate Shingles Roof 2,080 4 $500 Deductible 2580 7 Stone Siding No
1983 130,000 Slate Shingles Roof 1,730 4 $2500-$5000 Deductible 550 2 Vinyl siding yes
2002 195,000 Wood Shake Roof 2,310 3 $2500-$5000 Deductible 2770 7 Wood siding No
2013 425,000 Wood Shake Roof 4,820 5 $2500-$5000 Deductible 4880 4 Brick siding No
1993 90,000 Shingles Roof 1,370 3 $2500-$5000 Deductible 540 3 Stucco siding yes
1993 175,000 Membrane Roof 2,470 5 $500 Deductible 1970 4 Fiber-Cement Siding yes
1979 190,000 Wood Shake Roof 2,820 5 $2500-$5000 Deductible 4460 12 Fiber-Cement Siding yes
1984 345,000 Membrane Roof 4,160 5 > $10,000 Deductible 4350 7 Stone Siding yes
1979 195,000 Shingles Roof 2,250 5 $5000 to $10,000 Deductible 1700 4 Stucco siding yes
2013 170,000 Slate Shingles Roof 2,120 5 $5000 to $10,000 Deductible 2930 9 Stucco siding yes
1979 145,000 Shingles Roof 1,840 5 $500 Deductible 3410 9 Stone Siding yes
1973 185,000 Shingles Roof 2,670 5 $500- $1000 Deductible 3980 7 Stucco siding yes
1992 140,000 Wood Shake Roof 1,870 3 $500 Deductible 3030 7 Stone Siding No
1984 160,000 Tile Roof 1,960 3 $500- $1000 Deductible 1490 5 Stucco siding yes
2011 345,000 Asphalt Shingles Roof 4,400 5 $500 Deductible 3910 4 Stucco siding No
1975 120,000 Asphalt Shingles Roof 1,330 3 $500- $1000 Deductible 1730 5 Stone Siding No
1997 160,000 Membrane Roof 1,840 5 $1000-$2500 Deductible 2540 9 Vinyl siding yes
2011 135,000 Composition Roof 2,140 3 $500 Deductible 1030 3 Stone Siding No
2011 105,000 Wood Shake Roof 1,430 3 $1000-$2500 Deductible 730 3 Stucco siding No
1987 150,000 Shingles Roof 2,190 4 $500 Deductible 4910 12 Fiber-Cement Siding No
1991 115,000 Metal Roof 1,520 3 $500 Deductible 1400 5 Wood siding yes
1995 360,000 Asphalt Shingles Roof 4,620 5 $500- $1000 Deductible 3840 4 Stone Siding No
2000 150,000 Wood Shake Roof 1,670 3 $500- $1000 Deductible 2970 8 Stone Siding No
1989 125,000 Asphalt Shingles Roof 1,520 3 $1000-$2500 Deductible 2720 8 Wood siding yes
1984 145,000 Asphalt Shingles Roof 1,620 3 $500- $1000 Deductible 4090 8 Stone Siding yes
1977 110,000 Slate Shingles Roof 1,220 3 $500 Deductible 2810 7 Stone Siding yes
1982 115,000 Wood Shake Roof 1,250 3 $500- $1000 Deductible 3710 12 Fiber-Cement Siding No
2002 280,000 Composition Roof 3,400 4 $1000-$2500 Deductible 1750 2 Wood siding No
2009 120,000 Wood Shake Roof 1,450 3 $1000-$2500 Deductible 2060 10 Stone Siding yes