Pulaski County, AR Home Insurance - Analysis On Quotes, Rates & Agents
Pulaski County Insurance Rates:
Pulaski County, AR homeowners insurance is about $961 to $1,302, about $80-$108/month. Our complete analysis reveals consumers can save as much as $452 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Factors Affecting Cost of Homeowners Insurance in Pulaski County, AR
The average price of home insurance in Pulaski County, AR, is $1220. As a homeowner in Pulaski County, AR, it's important to have homeowners insurance to protect your home and belongings in the event of a fire, severe weather, or other unexpected events. Homeowners insurance can help you repair or rebuild your home if it's damaged or destroyed, and it can also help you replace your belongings if they're lost, stolen, or damaged. There are a few things to keep in mind when shopping for homeowners insurance in Pulaski County, AR. First, make sure you understand the coverage you're getting and that it meets your needs. Second, get quotes from several different insurers so you can compare rates. And finally, remember that your home's location, age, and value will all affect your insurance premium. Here are a few things that could change how much your Pulaski County, Arkansas, homeowner's insurance costs.
Choosing a Higher Deductible
If you're looking to reduce your homeowners insurance costs in Pulaski County, AR, one option is to choose a higher deductible. A higher deductible means you'll have to pay more out of pocket if you have a claim, but it also means you'll pay less in premiums. For instance, in Pulaski County, Arkansas, homeowners with 500 and 1500 dollar deductibles pay premiums of $1205.36 and $1026.51, respectively, while those with 2000 and 2500 dollar deductibles pay premiums of $931.84 and $875.96, respectively. Therefore, the bigger the deductible, the lower the homeowner's insurance premiums are in Pulaski County, Arkansas. Before you choose a higher deductible, make sure you have enough savings to cover the potential expense. No one wants to be stuck with a large bill they can't afford, so make sure you have the financial cushion to cover it.
Installing Security Features
There are a variety of security features that can help to reduce the cost of your homeowners insurance. Some of these features include deadbolt locks, smoke detectors, and security systems. By installing these features in your home, you can often receive a discount on your insurance premium. For instance, in Pulaski County, Arkansas, homeowners with deadbolts and fire extinguishers pay $1085.8 for home insurance.
Maintaining a Zero Claims History
A zero claims history means that you have not previously filed any claims on your homeowners' insurance policy. Insurance companies like to see this because it means you're a low-risk customer. They'll often offer you lower rates than someone with a claims history. For instance, in Pulaski County, AR, homeowners who have never filed a claim have to pay a premium of $1073.6. In contrast, Pulaski County requires homeowners with one or two claims to pay $1317.6 and $1378.6 in homeowner's insurance, respectively.
Pulaski County, AR Homeowners Insurance By Home Value
| Pulaski County, AR Home Value | Total Homes | % of Total | Average Pulaski County, AR Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 8,541 | 9.0% | $192 |
| $50,000 to $59,999 | 3,335 | 3.0% | $418 |
| $60,000 to $69,999 | 3,757 | 4.0% | $520 |
| $70,000 to $79,999 | 4,694 | 5.0% | $599 |
| $80,000 to $89,999 | 6,210 | 7.0% | $679 |
| $90,000 to $99,999 | 4,346 | 4.0% | $758 |
| $100,000 to $124,999 | 10,104 | 11.0% | $882 |
| $125,000 to $149,999 | 9,430 | 10.0% | $1098 |
| $150,000 to $174,999 | 10,682 | 12.0% | $1301 |
| $175,000 to $199,999 | 6,686 | 7.0% | $1505 |
| $200,000 to $249,999 | 7,931 | 9.0% | $1811 |
| $250,000 to $299,999 | 5,724 | 6.0% | $2207 |
| $300,000 to $399,999 | 5,797 | 6.0% | $2807 |
Top Home Insurance Agents Near Pulaski County, AR
| Home Insurance Company Near Pulaski County, AR | Homeowners Insurance Agency Near Pulaski County, AR | Address |
|---|---|---|
| NA | Hastings Insurance Agency | 436 Broadway St Hot Springs, Hot Springs, AR, 71901 |
| NA | Integrity Insurance Group, Inc. | 8 Wilson Farm Rd, Ste D, Greenbrier, AR, 72058 |
| State Farm | Alyson Bradford | 7500 Dollarway Rd Ste 101, White Hall, AR, 71602-1569 |
| State Farm | Duane Davis | 620 S Main St, Stuttgart, AR, 72160-4804 |
| State Farm | Marty Faggetti | 335 Hogan Ln Ste 101, Conway, AR, 72034-8182 |
Pulaski County, AR Home Insurance Agents for Top Companies
Cost Of Homeowners Insurance By Street Near Pulaski County, AR
| Streets in Pulaski County Area | Homeowners Insurance Cost |
|---|---|
| Valley Dr, Phyllis Ct, S Van Buren St, Co Rd 11, W Trickey Ln, Bellemeade Dr, High Timber Dr, Greenhurst Dr, Springer Blvd, Chelsea Rd | $1,168 |
| Reveille Ct, Watson Rd, Rolling Ln, Cheshier Ct, Lucky Rd, Bob Link Cir, Oneida Way, Zanzibar St, Jewell Rd, Brighton Dr | $1,130 |
| Crystal Wood Dr, Parkdale St, Wingate Dr, Thad Ln, Woodland Ct, Monterey Dr, Braden St, Pear Orchard Dr, Willow Grove Rd, Barber Cove | $1,180 |
| Maumelle Club Manor Dr, Timberlake Dr, Collins Industrial Pl, Enterprise Ln, Abode Ln, Cock of the Walk Ln, Valley View Cv, Adams St, Harmony Loop, Red River Dr | $1,191 |
| Pleasant Ridge Rd, Quercus Cir, Sophia Dr, Paul Pl, Raywood Dr, Timber Ridge Dr, Arapaho Trl, Pleasant Forest Cove, Canterbury Ct, Chapman Ln | $1,207 |
| Parcel Ln, Longstreth St, McCain Rd, N Walnut St, Meyers St, Bruno Rd, Presley Dr, Falcon Dr, Parkview Dr, Kanis Village Dr | $1,152 |
| Madrid Pl, Agee Ln, Dixie Ln, Bainbridge Dr, Faulkner St, N Park St, Club Cir, Mills St, Dee Jay Hudson Dr, Jessie Rd | $1,192 |
| Sid Ln, Wampoo Rd, Longtree Cove, Falcon Ct, Twin Mountain Ln, Foster St, Westbrook Cir, Glacier Cove, Illinois Dr, W Lake Cir | $1,155 |
| Warren Dr, Atwood Rd, Harmony Cv, Merry Ln, Kinard Rd, Lessel Dr, Frontier Rd, Nelson Rd, Northgate Ln, Laffite Cir | $1,149 |
| Spring Oak Dr, Laurel Oaks Dr, Chenal Club Blvd, Abigail St, Honeysuckle Ln, Eastwood St, Clay St, Atwood Rd, Chatham Ct, Walter Estes Rd | $1,319 |
Pulaski County, AR Home Insurance Savings For Senior Occupied Homes
| Place | Savings For Senior Occupied Homes |
|---|---|
| Pulaski County | $169 to $171 |
| Cammack Village | $174 |
| Little Rock | $171 |
| North Little Rock | $167 |
Pulaski County, AR Auto & Homeowners Insurance Bundling Discounts
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Cammack Village city, Arkansas | $175 | $233 | $350 |
| Little Rock city, Arkansas | $171 | $228 | $342 |
| North Little Rock city, Arkansas | $167 | $223 | $335 |
Pulaski County, AR Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Pulaski County, AR | 7.7% | 24.1% |
| Cammack Village | 7.25% | 22.23% |
| Little Rock | 7.42% | 21.89% |
| North Little Rock | 8.28% | 25.04% |
Pulaski County Renters Insurance as a Percentage of Rent
| Pulaski County Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 971 | 1.0% | $358 |
| $200 to $299 | 1,866 | 3.0% | $808 |
| $300 to $499 | 5,527 | 9.0% | $1258 |
| $500 to $749 | 20,429 | 34.0% | $1933 |
| $750 to $999 | 18,333 | 31.0% | $2683 |
| $1,000 to $1,499 | 9,902 | 16.0% | $3808 |
| $1,500 or more | 1,865 | 3.0% | $5458 |
Latest Home Insurance Reviews by Location
North Little Rock, AR
Farmer's InsuranceI would recommend this company as we have had to deal with their for an auto claim and their customer service was excellent.
Little Rock, AR
Amica Mutual InsuranceAmica has very reasonable premiums. I was able to get a lower premium yet still have the same coverage as my previous insurer offered. They have several different deductibles to choose from.