Pueblo Insurance Rates:

Pueblo, CO homeowners insurance is approximately $720 to $976, about $60-$81/month. Our detailed analysis reveals consumers can save as much as $339 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
When there was damaged to my home, state farm was there. they sent someone right away to expect the damaged.
Liberty Mutual
I would prefer that the premiums not be so high. i don't like that after needing them that premiums increase.
Plummer Insurance
I like the friendly and courteous staff. i like that they know me by the first name when i walk in the door.
They were pretty clear-cut about everything. They did an inspection after I purchased the house, and told me what they would have to insure it for to replace it, and since then it has been easy.
Plummer Insurance
I like the friendly and courteous staff. i like that they know me by the first name when i walk in the door.
I do like my premiums and think I am paying a reasonable amount for the size and value of my home. And my policy gives me peace of mind because I'm covered for a good portion of the things I wouldn't normally be able to afford out of pocket.
I receive quick and easy communication when I need it
Liberty Mutual
Very good customer service, I know I can call my agent at any time if there's any questions or concerns I have regarding my coverage or what's covered inside my home as well and their website is user-friendly
California Casualty
I don't find them with the complete information required. I need to speak a lot to get them understand what I want.
State Farm
It is a company that is willing to insure flat-roof row houses in a major city. Costs are not going up precipitously.

Pueblo, CO Homeowners Insurance By Home Value

Pueblo, CO Home Value Total Homes % of Total Average Pueblo, CO Homeowners Insurance
Less than $50,000 2,287 8.0% $178
$50,000 to $59,999 683 2.0% $373
$60,000 to $69,999 1,096 4.0% $457
$70,000 to $79,999 1,502 5.0% $534
$80,000 to $89,999 2,330 8.0% $602
$90,000 to $99,999 2,353 8.0% $678
$100,000 to $124,999 4,747 17.0% $780
$125,000 to $149,999 3,172 11.0% $983
$150,000 to $174,999 2,989 11.0% $1161
$175,000 to $199,999 1,772 6.0% $1339
$200,000 to $249,999 1,594 6.0% $1611
$250,000 to $299,999 1,029 3.0% $1967
$300,000 to $399,999 1,003 3.0% $2501

Top Home Insurance Agents Near Pueblo, CO

Home Insurance Company Near Pueblo, CO Homeowners Insurance Agency Near Pueblo, CO Address
NA Insurance Connection Llc 2020 E Pikes Peak Ave Colorado Springs, Colorado Springs, CO, 80909
Farmers Brent Cozzolino 1315 1/2 W 4th St, Pueblo, CO, 81004
Liberty Mutual Independent Centennial Insurance Agency Llc 1515 FORTINO BLVD FLOOR 2, PUEBLO, CO, 81008
Farmers Damon Shankling 4297 Austin Bluffs Pkwy Ste 200, Colorado Springs, CO, 80918
State Farm Lee Ann Moore 3649 Star Ranch Rd, Colorado Spgs, CO, 80906-5980

Cost Of Homeowners Insurance By Street Near Pueblo, CO

Streets in Pueblo Area Homeowners Insurance Cost
Rush St, Frontage Rd, N Briarwood Pl, Cruz Ct, Barnett Rd, Co Rd 3228, 39th Ln, N Grand Ave, High St, Kachina Dr$862
N Hudson Ave, Canyon River Ct, Ruger Ct, Emerson Ave, la Rochelle Dr, Greene Ave, Wildwood Ln, Co Rd 222, Ash St, N Fountain Ave$840
Wantland Rd, Oneal Ct, Windy Way, Bluestem Blvd, Watseka Ave, Goldking Rd, E 18th St, Hopi Dr, Edison Rd, 36th Ln$868
Illinois Ave, Strawflower Ct, Posada Dr, E 19th St, Hadley Rill, E 19th St, S Putnam Ave, Modesto Pl, I L Ranch Rd, E 17th St$838
Sitter Pl, Reyes St, Minnequa Ave, O Neal Pl, Grenadillo St, Newman Ave, Walnutcrest, Towhee Dr, Thrush Ct, Bobcat Ln$840
W Pitkin Ave, Hollywood Dr, Thames Dr, Vernon Pl, W 3rd St, Alabama Ave, Savage Rd, Vinita St, Cedarwood Ln, Acoma Rd$845
Greenman Dr, Canyon Ln, E 12th St, S Main St, Main St, N Pueblo Blvd, Montebello Rd, Rio Grande Ave, N Salem Ave, Church Ave$840
Franklin Ave, Vinewood Ln, Grissom Pl, N Kingston Ave, Little Burnt Mill Rd, Tabor Ln, Jasper St, South Pl, Carousel Ln, E 10th St$861
Cadena Pl, Mead Ave, Aldrin Ct, Bijou St, Ivywood Ln, W 10th St, Baxter St, Taylor Ave, E Clair Rd, Planeview St$826
N Greenwood St, Randall Rd, Bancroft Ave, Oldham Ave, Carlile Ave, Woodland Ave, Claremont Ave, E 21st St, Altadena Dr, Churchill Rd$847

Pueblo, CO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Pueblo$127 to $129
Salt Creek$125
St. Charles Mesa$130

Pueblo, CO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Salt Creek CDP, Colorado $125 $167 $251
St. Charles Mesa CCD, Pueblo County, Colorado $130 $173 $260
Blende CDP, Colorado $128 $170 $255

Pueblo, CO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Pueblo, CO6.4%20.6%
Salt Creek8.05%28.79%
St. Charles Mesa5.32%18.52%

Pueblo Renters Insurance as a Percentage of Rent

Pueblo Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 447 2.0% $364
$200 to $299 897 5.0% $814
$300 to $499 2,799 16.0% $1264
$500 to $749 5,926 35.0% $1939
$750 to $999 4,183 24.0% $2689
$1,000 to $1,499 2,228 13.0% $3814
$1,500 or more 355 2.0% $5464

Average Cost Of Home Insurance By Company In Areas Nearby Pueblo For Different Scenarios

Structure Type Deductible Company Premium
Frame $500 Aig Property Casualty Company $732
Masonry $500 Aig Property Casualty Company $699
Masonry $500 Economy Premier Assurance Company $3,603
Frame $500 Electric Insurance Company $3,014
Masonry $500 Garrison Property And Casualty Insurance Company $1,897
Frame $500 Homesite Insurance Company $1,742
Masonry $500 Horace Mann Insurance Company $1,215
Masonry $500 Qbe Insurance Corporation $1,115

Pueblo, CO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Pueblo Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,100$6,500
Net Savings to Pueblo Home Owner from High Deductible Plan $600

Pueblo, CO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Pueblo, CO Home Replacement Value MORE than Home Value Pueblo, CO Home Replacement Value LESS than Home Value
Replacement Value $143,000 $103,000
Insurance Premium based on Replacement Value $775 $550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $12,500 Risk Exposure from Under Insuring Coverage is $27,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $75/year

Example Pueblo Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualState FarmFarmers Insurance
Monthly Premium 783168
Year Built 198220111963
Home Details 4 Beds, 3 Baths5 Beds, 3 Baths3 Beds, 1 Baths
Coverage Amount $200000-$250000$125000-$150000$125000-$150000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Pueblo, CO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1949 340,000 Asphalt Shingles Roof 4,700 5 $500- $1000 Deductible 350 3 Stone Siding No
1961 220,000 Metal Roof 2,580 4 $2500-$5000 Deductible 210 2 Vinyl siding yes
2013 140,000 Tile Roof 1,670 3 $500- $1000 Deductible 360 5 Wood siding yes
1948 115,000 Composition Roof 1,650 4 $2500-$5000 Deductible 400 12 Wood siding No
1973 130,000 Composition Roof 1,670 5 $2500-$5000 Deductible 130 3 Fiber-Cement Siding yes
1976 100,000 Membrane Roof 1,110 2 $500- $1000 Deductible 380 8 Stone Siding No
1984 90,000 Slate Shingles Roof 1,350 2 $2500-$5000 Deductible 110 3 Fiber-Cement Siding yes
1970 85,000 Composition Roof 1,200 2 $500- $1000 Deductible 90 4 Stucco siding yes
2011 180,000 Slate Shingles Roof 2,250 3 $1000-$2500 Deductible 510 10 Brick siding No
2013 195,000 Composition Roof 2,140 4 $500- $1000 Deductible 380 5 Brick siding yes
1983 160,000 Membrane Roof 2,170 4 $5000 to $10,000 Deductible 390 10 Fiber-Cement Siding No
1968 110,000 Asphalt Shingles Roof 1,440 2 $2500-$5000 Deductible 110 3 Stone Siding No
1989 185,000 Asphalt Shingles Roof 2,420 4 $1000-$2500 Deductible 700 10 Wood siding yes
1969 170,000 Wood Shake Roof 2,370 3 $500 Deductible 920 12 Wood siding No
1979 65,000 Metal Roof 922 1 $1000-$2500 Deductible 40 1 Wood siding No