Pueblo Insurance Rates:

Pueblo, CO homeowners insurance is approximately $720 to $976, about $60-$81/month. Our detailed analysis reveals consumers can save as much as $339 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
i would definitely recommend my insurance company to anyone that needs someone. very friendly and responds quickly and tries to save you money
Allstate
I would recommend this insurance company without a doubt, based on a few things. First the customer service was very friendly, easy and personable.
Plummer Insurance
I like the friendly and courteous staff. i like that they know me by the first name when i walk in the door.
State Farm
When there was damaged to my home, state farm was there. they sent someone right away to expect the damaged.
Liberty Mutual
I would prefer that the premiums not be so high. i don't like that after needing them that premiums increase.
Plummer Insurance
I like the friendly and courteous staff. i like that they know me by the first name when i walk in the door.
Usaa
They were pretty clear-cut about everything. They did an inspection after I purchased the house, and told me what they would have to insure it for to replace it, and since then it has been easy.
Geico
I do like my premiums and think I am paying a reasonable amount for the size and value of my home. And my policy gives me peace of mind because I'm covered for a good portion of the things I wouldn't normally be able to afford out of pocket.
Usaa
I receive quick and easy communication when I need it
Liberty Mutual
Very good customer service, I know I can call my agent at any time if there's any questions or concerns I have regarding my coverage or what's covered inside my home as well and their website is user-friendly
California Casualty
I don't find them with the complete information required. I need to speak a lot to get them understand what I want.
State Farm
It is a company that is willing to insure flat-roof row houses in a major city. Costs are not going up precipitously.
Prudential
Not very intuitive. Coverage was easy to find but the deductible info was not. The style is a bit outdated. There is not much I can do with the website other than view my policy/documents.
Usaa
USAA customer service is hands down the best. Their mobile application allows customers to easily file homeowner claims and limited interaction with representatives. It is a very streamlined process from initiaing an insurance claim to claim payout.
State Farm
We are very satisfied with the communication we receive. We were just recently sent a letter explaining even minor changes that were going to occur that wouldn't affect our rate at all. They are always available when we need them as well.
State Farm
State Farm offers excellent customer service and decent rates. You can expect to speak to the real person when you need to and they respond quickly to their customer's needs.
Travelers
My only slightly negative incident was having an employee who was handling my claim go on vacation for a few days, and not making sure someone else had my claim information so that things would continue smoothly. It had not been put in the system yet, so the other employee didn't have access to it,
Allstate
I can not think of anything I do not like at this time. If once I obtain estimates from other insurance companies, I find out I am paying more than I should, I may be upset about that.
Travelers
I really don't have any problems with the company. The premium could be cheaper, but I would probably feel the same as any other company.
Farmer's Insurance
I would recommend them because I have had positive experiences with them. The one claim I had to file on my condo was handled quickly and efficiently. Work was started right away so I did not have to be inconvenienced for long. I was impressed with their speed.
Geico
I would recommend this insurance company because they are very professional, one of the oldest insurance companies that is still around, and their customer service team is really good.
Safeco Insurance
I would recommend this company to others because they covered the damage to our sunroom, and we didn't have to pay too much out of pocket.
Usaa
definitely i would recommend this company to my dear colleagues , friends and who are all decide to take insurance for their home and auto .
Progressive
This is one of the many ways that they offer discounts on their policies to be more friendly to consumers with less household incomes.
Allstate
I don't think there is the demerit for this company but they must come up with much more attractive policies.
State Farm
They are inexpensive and offer good coverage. They do not have any pet restrictions on their policies. Our agent is very responsive and is local. She communicates with us on a regular basis about our policy.

Pueblo, CO Homeowners Insurance By Home Value

Pueblo, CO Home Value Total Homes % of Total Average Pueblo, CO Homeowners Insurance
Less than $50,000 2,287 8.0% $178
$50,000 to $59,999 683 2.0% $373
$60,000 to $69,999 1,096 4.0% $457
$70,000 to $79,999 1,502 5.0% $534
$80,000 to $89,999 2,330 8.0% $602
$90,000 to $99,999 2,353 8.0% $678
$100,000 to $124,999 4,747 17.0% $780
$125,000 to $149,999 3,172 11.0% $983
$150,000 to $174,999 2,989 11.0% $1161
$175,000 to $199,999 1,772 6.0% $1339
$200,000 to $249,999 1,594 6.0% $1611
$250,000 to $299,999 1,029 3.0% $1967
$300,000 to $399,999 1,003 3.0% $2501

Top Home Insurance Agents Near Pueblo, CO

Home Insurance Company Near Pueblo, CO Homeowners Insurance Agency Near Pueblo, CO Address
NA Insurance Connection Llc 2020 E Pikes Peak Ave Colorado Springs, Colorado Springs, CO, 80909
Farmers Brent Cozzolino 1315 1/2 W 4th St, Pueblo, CO, 81004
Liberty Mutual Independent Centennial Insurance Agency Llc 1515 FORTINO BLVD FLOOR 2, PUEBLO, CO, 81008
Farmers Damon Shankling 4297 Austin Bluffs Pkwy Ste 200, Colorado Springs, CO, 80918
State Farm Lee Ann Moore 3649 Star Ranch Rd, Colorado Spgs, CO, 80906-5980

Pueblo, CO Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Pueblo, CO

Streets in Pueblo Area Homeowners Insurance Cost
Rush St, Frontage Rd, N Briarwood Pl, Cruz Ct, Barnett Rd, Co Rd 3228, 39th Ln, N Grand Ave, High St, Kachina Dr$862
N Hudson Ave, Canyon River Ct, Ruger Ct, Emerson Ave, la Rochelle Dr, Greene Ave, Wildwood Ln, Co Rd 222, Ash St, N Fountain Ave$840
Wantland Rd, Oneal Ct, Windy Way, Bluestem Blvd, Watseka Ave, Goldking Rd, E 18th St, Hopi Dr, Edison Rd, 36th Ln$868
Illinois Ave, Strawflower Ct, Posada Dr, E 19th St, Hadley Rill, E 19th St, S Putnam Ave, Modesto Pl, I L Ranch Rd, E 17th St$838
Sitter Pl, Reyes St, Minnequa Ave, O Neal Pl, Grenadillo St, Newman Ave, Walnutcrest, Towhee Dr, Thrush Ct, Bobcat Ln$840
W Pitkin Ave, Hollywood Dr, Thames Dr, Vernon Pl, W 3rd St, Alabama Ave, Savage Rd, Vinita St, Cedarwood Ln, Acoma Rd$845
Greenman Dr, Canyon Ln, E 12th St, S Main St, Main St, N Pueblo Blvd, Montebello Rd, Rio Grande Ave, N Salem Ave, Church Ave$840
Franklin Ave, Vinewood Ln, Grissom Pl, N Kingston Ave, Little Burnt Mill Rd, Tabor Ln, Jasper St, South Pl, Carousel Ln, E 10th St$861
Cadena Pl, Mead Ave, Aldrin Ct, Bijou St, Ivywood Ln, W 10th St, Baxter St, Taylor Ave, E Clair Rd, Planeview St$826
N Greenwood St, Randall Rd, Bancroft Ave, Oldham Ave, Carlile Ave, Woodland Ave, Claremont Ave, E 21st St, Altadena Dr, Churchill Rd$847

Pueblo, CO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Pueblo$127 to $129
Salt Creek$125
St. Charles Mesa$130
Blende$127

Pueblo, CO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Salt Creek CDP, Colorado $125 $167 $251
St. Charles Mesa CCD, Pueblo County, Colorado $130 $173 $260
Blende CDP, Colorado $128 $170 $255

Pueblo, CO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Pueblo, CO6.4%20.6%
Salt Creek8.05%28.79%
St. Charles Mesa5.32%18.52%
Blende6.53%22.12%

Pueblo Renters Insurance as a Percentage of Rent

Pueblo Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 447 2.0% $364
$200 to $299 897 5.0% $814
$300 to $499 2,799 16.0% $1264
$500 to $749 5,926 35.0% $1939
$750 to $999 4,183 24.0% $2689
$1,000 to $1,499 2,228 13.0% $3814
$1,500 or more 355 2.0% $5464

Average Cost Of Home Insurance By Company In Areas Nearby Pueblo For Different Scenarios

Structure Type Deductible Company Premium
Frame $500 Aig Property Casualty Company $732
Masonry $500 Aig Property Casualty Company $699
Masonry $500 Economy Premier Assurance Company $3,603
Frame $500 Electric Insurance Company $3,014
Masonry $500 Garrison Property And Casualty Insurance Company $1,897
Frame $500 Homesite Insurance Company $1,742
Masonry $500 Horace Mann Insurance Company $1,215
Masonry $500 Qbe Insurance Corporation $1,115

Pueblo, CO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Pueblo Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,100$6,500
Net Savings to Pueblo Home Owner from High Deductible Plan $600

Pueblo, CO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Pueblo, CO Home Replacement Value MORE than Home Value Pueblo, CO Home Replacement Value LESS than Home Value
Replacement Value $143,000 $103,000
Insurance Premium based on Replacement Value $775 $550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $12,500 Risk Exposure from Under Insuring Coverage is $27,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $75/year

Example Pueblo Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualState FarmFarmers Insurance
Monthly Premium 783168
Year Built 198220111963
Home Details 4 Beds, 3 Baths5 Beds, 3 Baths3 Beds, 1 Baths
Coverage Amount $200000-$250000$125000-$150000$125000-$150000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Pueblo, CO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1944 210,000 Shingles Roof 3,230 5 $2500-$5000 Deductible 260 5 Stone Siding No
1977 340,000 Membrane Roof 3,970 5 $5000 to $10,000 Deductible 770 6 Vinyl siding No
1968 160,000 Tile Roof 2,580 5 $5000 to $10,000 Deductible 210 5 Fiber-Cement Siding yes
1981 155,000 Asphalt Shingles Roof 2,210 3 $5000 to $10,000 Deductible 220 5 Stucco siding No
1987 135,000 Slate Shingles Roof 1,730 2 $1000-$2500 Deductible 500 9 Fiber-Cement Siding No
1940 120,000 Metal Roof 1,810 4 $2500-$5000 Deductible 390 10 Fiber-Cement Siding yes
1977 200,000 Membrane Roof 3,210 4 $500- $1000 Deductible 840 12 Fiber-Cement Siding No
1942 305,000 Wood Shake Roof 3,340 4 $5000 to $10,000 Deductible 410 6 Fiber-Cement Siding No
2014 115,000 Membrane Roof 1,280 3 $1000-$2500 Deductible 270 7 Brick siding No
2014 110,000 Composition Roof 1,300 2 $500- $1000 Deductible 250 4 Vinyl siding No
2014 185,000 Metal Roof 3,020 4 $5000 to $10,000 Deductible 290 6 Vinyl siding No
1946 350,000 Slate Shingles Roof 4,950 5 $500 Deductible 1180 9 Stucco siding yes
2012 205,000 Slate Shingles Roof 2,340 4 $500- $1000 Deductible 260 3 Wood siding No
1944 100,000 Shingles Roof 1,530 2 $500 Deductible 180 6 Vinyl siding No
1942 190,000 Membrane Roof 2,230 3 $5000 to $10,000 Deductible 100 2 Stucco siding yes
1962 110,000 Composition Roof 1,230 3 $1000-$2500 Deductible 480 12 Fiber-Cement Siding No
1949 340,000 Asphalt Shingles Roof 4,700 5 $500- $1000 Deductible 350 3 Stone Siding No
1961 220,000 Metal Roof 2,580 4 $2500-$5000 Deductible 210 2 Vinyl siding yes
2013 140,000 Tile Roof 1,670 3 $500- $1000 Deductible 360 5 Wood siding yes
1948 115,000 Composition Roof 1,650 4 $2500-$5000 Deductible 400 12 Wood siding No
1973 130,000 Composition Roof 1,670 5 $2500-$5000 Deductible 130 3 Fiber-Cement Siding yes
1976 100,000 Membrane Roof 1,110 2 $500- $1000 Deductible 380 8 Stone Siding No
1984 90,000 Slate Shingles Roof 1,350 2 $2500-$5000 Deductible 110 3 Fiber-Cement Siding yes
1970 85,000 Composition Roof 1,200 2 $500- $1000 Deductible 90 4 Stucco siding yes
2011 180,000 Slate Shingles Roof 2,250 3 $1000-$2500 Deductible 510 10 Brick siding No
2013 195,000 Composition Roof 2,140 4 $500- $1000 Deductible 380 5 Brick siding yes
1983 160,000 Membrane Roof 2,170 4 $5000 to $10,000 Deductible 390 10 Fiber-Cement Siding No
1968 110,000 Asphalt Shingles Roof 1,440 2 $2500-$5000 Deductible 110 3 Stone Siding No
1989 185,000 Asphalt Shingles Roof 2,420 4 $1000-$2500 Deductible 700 10 Wood siding yes
1969 170,000 Wood Shake Roof 2,370 3 $500 Deductible 920 12 Wood siding No
1979 65,000 Metal Roof 922 1 $1000-$2500 Deductible 40 1 Wood siding No

Find Visual Guide for Pueblo, CO Home Insurance Buyers on Insurance Companies and Rates