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Provo, UT Home Values & Insurance Rates

Provo, UT Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 641 5.0% $54
$90,000 to $99,999 160 1.0% $222
$100,000 to $124,999 747 6.0% $257
$125,000 to $149,999 1,332 11.0% $321
$150,000 to $174,999 1,641 13.0% $381
$175,000 to $199,999 1,559 13.0% $440
$200,000 to $249,999 2,582 21.0% $529
$250,000 to $299,999 1,614 13.0% $648
$300,000 to $399,999 1,517 12.0% $821

Top Home Insurance Agents Near Provo, UT

Home Insurance Company Near Provo, UT Homeowners Insurance Agency Near Provo, UT Address
State Farm Bill Coles 1175 E 3200 N, Lehi, UT, 84043-5464
Allstate James Horton 1415 N State St, Orem, UT, 84057
State Farm Jone Olson 94 W 200 N, Bountiful, UT, 84010-6119
Farmers Rick Lee 1002 S State St, Orem, T, 84097
Travelers Salmon Ins Llc 1391 S 740 E, OREM, UT, 84097

Estimated Home Insurance By Street Area Near Provo, UT

Provo Area Estimated House Insurance
Apache Ln, N Marina Dr, E 3450 North St, W 620 North St, W 850 S, N 1120 W, Sheffield Dr, E 820 North St, W 1450 S, E 1070 S$485
N 1270 W, 470 North St, S 890 East St, E 2500 N, 4130 N, N 1080 E, W Parkway Cir, E Oregon Ave, N 2700 North St, E 1450 South St$492
W 890 North St, W Casi Way, N 2370 W, W 2050 North St, E Cottage Cove, E 3950 North St, E 3700 N, Rock Creek Rd, Summit Dr, N 1550 W$519
E 780 South St, 1990 N, W 2050 N, W 420 South St, E 2050 N, E 620 N, S Turnbuckle Rd, Scenic View Dr, Green Canyon Rd, W 410 S$486
W 1350 S St, W 1560 S, N 125 West St, E Apple Ave, E 2620 North St, W 1970 North St, S 1540 East St, W 3960 N, E 1850 North St, W Heather Ln$506
Brickerhaven Dr, N Iroquois Dr, Fox Point Dr, S 430 W, W 460 N, E 4320 N, S 1920 W, Provo Canyon Rd, E 1130 S, S Terrace Dr$493
S 1420 East St, Holiday Hills Rd, E 2570 North St, E 880 North St, Riverside Ave, Wesson Dr, E 3200 North St, Silver Lake Cabin Road Left, Oakcrest Ln, Cottonwood Ln$508
W 3300 North St, 2750 W, E 1230 North St, E Osmond Ln, W 1435 S, N 2830 W, S 940 West St, Reese Dr, N Oak Hills Cir, S 2530 W$497
E 2300 North St, W 1320 N, W 2230 North St, W Ferruginous Way, Teton Dr, Elkhorn Cir, E 1980 North St, E 25 South Aly, N Edgewood Dr, N 2670 W$508
W 4600 N, S 1850 W, Fairfax Dr, N University Pkwy, 465 West St, Cherry Cir, E 2500 North St, Park Ridge Way, 3110 W, N 390 E$515

Savings on home insurance for senior occupied homes

PlaceSavings
Provo$74 to $76
Provo-Orem$74
Springville$73
Palmyra$78

Provo, UT Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Provo, UT2.9%11.2%
Provo-Orem2.93%11.12%
Orem2.93%11.06%
Springville2.9%10.56%

Provo Renters Insurance as a Percentage of Rent

Provo Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 232 1.0% $335
$200 to $299 654 3.0% $785
$300 to $499 2,079 11.0% $1235
$500 to $749 6,487 36.0% $1910
$750 to $999 3,318 18.0% $2660
$1,000 to $1,499 3,368 19.0% $3785
$1,500 or more 1,424 8.0% $5435

Provo, UT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Provo Homeowner Insurance Premium Example $1,000$600
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $8,000$7,200
Net Savings to Provo Home Owner from High Deductible Plan $800

Provo, UT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Provo, UT Home Replacement Value MORE than Home Value Provo, UT Home Replacement Value LESS than Home Value
Replacement Value $297,500 $195,000
Insurance Premium based on Replacement Value $775 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $75,500 Risk Exposure from Under Insuring Coverage is $27,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $200/year

Example Provo Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAmerican Family InsuranceGEICO Insurance
Monthly Premium 275648
Year Built 200319772012
Home Details 2 Beds, 1 Baths4 Beds, 2 Baths3 Beds, 2 Baths
Coverage Amount $100000-$125000$175000-$200000$200000-$250000
Deductible $1000-$2500 Deductible$500 Deductible$500 Deductible

Provo, UT Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Provo-Orem CCD, Utah County, Utah $62 $82 $123
Orem city, Utah $62 $82 $123
Springville city, Utah $62 $82 $123

Sample Home Insurance Rates for Provo, UT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1984 190,000 Tile Roof 1,620 2 $500- $1000 Deductible 60 1 Stucco siding No
1972 180,000 Composition Roof 1,660 4 $500- $1000 Deductible 580 12 Stucco siding yes
2004 100,000 Tile Roof 940 2 $500- $1000 Deductible 60 2 Brick siding No
1983 195,000 Slate Shingles Roof 1,540 2 $1000-$2500 Deductible 280 6 Brick siding yes
1997 305,000 Shingles Roof 2,230 3 > $10,000 Deductible 130 4 Vinyl siding No
1972 320,000 Asphalt Shingles Roof 2,430 4 $2500-$5000 Deductible 450 8 Stucco siding yes
1974 355,000 Slate Shingles Roof 2,680 4 > $10,000 Deductible 240 6 Brick siding yes
1976 305,000 Asphalt Shingles Roof 2,180 3 $500 Deductible 710 10 Brick siding yes