Provo Insurance Rates:

Provo, UT homeowners insurance is nearly $420 to $570, about $35-$47/month. Our comprehensive analysis reveals consumers can save as much as $198 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Safeco Insurance
I would recommend Safeco home insurance to others such as family and friends because of the quality of product offered, and the cost. It really is a quite affordable home insurance company.
State Farm
I looked it up, and my deductible is $500. That seems reasonable. It also seems pretty average. I'm sure that I have pretty average premium and deductibles.
Liberty Mutual
The policy is available online, the company provides monthly payments. I like the fact that you get a discount because you have auto insurance with the same company. All in all the cost is reasonable.
Mutual Of Enumclaw
My insurance company has great people. every representative i have worked with over the years has been professional, helpful and friendly.
Farm Bureau
I like how they always remember who we are and call us by name. They're so friendly
State Farm
I like that they have good customer service and are responsive when I contact them.
State Farm
I personally never tried a policy through another company so I cannot really give a valid answer. However, the insurance I have is great and affordable.
Seems a bit, early 2000. aside from actually being part of allstate, i used to not know how to view the company. ads just seem outdated
State Farm
The staff is always helpful when i call to file a claim. very courteous and knowledgeable. especially in times of crisis.
Overall, I love the price of my Geico Home Insurance policy; it's typically at least 30% cheaper than what I've been offered by other companies. I'm not entirely fond of Geico's billing practices.
State Farm
Farmer's Insurance
Its a good company i have never had issues. They always told me about changes that might happen, they are super friendly and made me feel protected.
While I have not had to interact with the company regarding home insurance, I have used the roadside assistance features on my bundled car insurance, and they did a good job. They were easy to use and quite helpful.
State Farm
I've always had good experiences and the rates seem to be about the same as any other company. Good customer service.
State Farm
I really don't have much experience with other companies.
I don't like that they keep changing the price on every bill, or the fact that it is hard to get in contact with them when you have a question about billing.
State Farm
Well, I have a general distrust of insurance companies and I know that regardless of how 'good' they are, they will most probably try to cheat you out of as much as they can. That being said, I can't say I dislike anything about State Farm as they have always done reasonably well by this family.
American Family Insurance
I guess I like their commercials. I know their jingle. The service is lousy and our agent doesn't seem to care.
State Farm
I like musty the custom severs very helpful , I have no problems so far with this company .
I've been with Nationwide for quite a few years and have never had an issue. However, I've never had to file a claim, luckily.
I would definitely recommend Geico. I have been a long time customer and am satisfied with their service and their product. I feel they have very competitive prices and friendly customer service
State Farm
I've got to recommend State Farm because of the reputation of the company on the whole. The company can expand their offerings and give others a chance to review the details of any offer.
State Farm
The price -- that's about it. I am looking for ways to easily save, and I think that I may have to put the effort into this to save in the future.
Nothing really, as I feel I am getting good rates for good coverage and the customer service is excellent. I can't really think of any dislikes.
Farm Bureau
There is not really anything but you have to pay a membership to the farm bureau to get insurance.
I like that their customer service is fast and friendly. They answer your questions professionally and are willing to help
The Hartford
I would recommend them because of the customer service I have received from them and also the pricing I was given at the time of my initial quote.
Farm Bureau
Georgia farm bureau mutual insurance company is conveniently located to us. all of their workers seem to be from the south. southern charm and personalities make dealing with insurance more pleasant.
State Farm
One thing that sometimes frustrates me is the changing of the policy. This is not the fault of the company but the fault of the mortgaging company not providing them with the correction information the first time.

Provo, UT Homeowners Insurance By Home Value

Provo, UT Home Value Total Homes % of Total Average Provo, UT Homeowners Insurance
Less than $50,000 641 5.0% $54
$90,000 to $99,999 160 1.0% $222
$100,000 to $124,999 747 6.0% $257
$125,000 to $149,999 1,332 11.0% $321
$150,000 to $174,999 1,641 13.0% $381
$175,000 to $199,999 1,559 13.0% $440
$200,000 to $249,999 2,582 21.0% $529
$250,000 to $299,999 1,614 13.0% $648
$300,000 to $399,999 1,517 12.0% $821

Top Home Insurance Agents Near Provo, UT

Home Insurance Company Near Provo, UT Homeowners Insurance Agency Near Provo, UT Address
State Farm Bill Coles 1175 E 3200 N, Lehi, UT, 84043-5464
Allstate James Horton 1415 N State St, Orem, UT, 84057
State Farm Jone Olson 94 W 200 N, Bountiful, UT, 84010-6119
Farmers Rick Lee 1002 S State St, Orem, T, 84097
Travelers Salmon Ins Llc 1391 S 740 E, OREM, UT, 84097

Provo, UT Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Provo, UT

Streets in Provo Area Homeowners Insurance Cost
Apache Ln, N Marina Dr, E 3450 North St, W 620 North St, W 850 S, N 1120 W, Sheffield Dr, E 820 North St, W 1450 S, E 1070 S$485
N 1270 W, 470 North St, S 890 East St, E 2500 N, 4130 N, N 1080 E, W Parkway Cir, E Oregon Ave, N 2700 North St, E 1450 South St$492
W 890 North St, W Casi Way, N 2370 W, W 2050 North St, E Cottage Cove, E 3950 North St, E 3700 N, Rock Creek Rd, Summit Dr, N 1550 W$519
E 780 South St, 1990 N, W 2050 N, W 420 South St, E 2050 N, E 620 N, S Turnbuckle Rd, Scenic View Dr, Green Canyon Rd, W 410 S$486
W 1350 S St, W 1560 S, N 125 West St, E Apple Ave, E 2620 North St, W 1970 North St, S 1540 East St, W 3960 N, E 1850 North St, W Heather Ln$506
Brickerhaven Dr, N Iroquois Dr, Fox Point Dr, S 430 W, W 460 N, E 4320 N, S 1920 W, Provo Canyon Rd, E 1130 S, S Terrace Dr$493
S 1420 East St, Holiday Hills Rd, E 2570 North St, E 880 North St, Riverside Ave, Wesson Dr, E 3200 North St, Silver Lake Cabin Road Left, Oakcrest Ln, Cottonwood Ln$508
W 3300 North St, 2750 W, E 1230 North St, E Osmond Ln, W 1435 S, N 2830 W, S 940 West St, Reese Dr, N Oak Hills Cir, S 2530 W$497
E 2300 North St, W 1320 N, W 2230 North St, W Ferruginous Way, Teton Dr, Elkhorn Cir, E 1980 North St, E 25 South Aly, N Edgewood Dr, N 2670 W$508
W 4600 N, S 1850 W, Fairfax Dr, N University Pkwy, 465 West St, Cherry Cir, E 2500 North St, Park Ridge Way, 3110 W, N 390 E$515

Provo, UT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Provo$74 to $76

Provo, UT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Provo-Orem CCD, Utah County, Utah $62 $82 $123
Orem city, Utah $62 $82 $123
Springville city, Utah $62 $82 $123

Provo, UT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Provo, UT2.9%11.2%

Provo Renters Insurance as a Percentage of Rent

Provo Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 232 1.0% $335
$200 to $299 654 3.0% $785
$300 to $499 2,079 11.0% $1235
$500 to $749 6,487 36.0% $1910
$750 to $999 3,318 18.0% $2660
$1,000 to $1,499 3,368 19.0% $3785
$1,500 or more 1,424 8.0% $5435

Provo, UT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Provo Homeowner Insurance Premium Example $1,000$600
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $8,000$7,200
Net Savings to Provo Home Owner from High Deductible Plan $800

Provo, UT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Provo, UT Home Replacement Value MORE than Home Value Provo, UT Home Replacement Value LESS than Home Value
Replacement Value $297,500 $195,000
Insurance Premium based on Replacement Value $775 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $75,500 Risk Exposure from Under Insuring Coverage is $27,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $200/year

Example Provo Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAmerican Family InsuranceGEICO Insurance
Monthly Premium 275648
Year Built 200319772012
Home Details 2 Beds, 1 Baths4 Beds, 2 Baths3 Beds, 2 Baths
Coverage Amount $100000-$125000$175000-$200000$200000-$250000
Deductible $1000-$2500 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Provo, UT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1985 240,000 Tile Roof 2,360 3 > $10,000 Deductible 40 1 Fiber-Cement Siding No
2001 185,000 Asphalt Shingles Roof 1,770 2 $5000 to $10,000 Deductible 350 10 Brick siding yes
1980 280,000 Wood Shake Roof 2,380 3 > $10,000 Deductible 120 3 Stucco siding yes
1972 205,000 Composition Roof 1,770 4 $2500-$5000 Deductible 300 7 Wood siding yes
2013 115,000 Slate Shingles Roof 1,260 3 $1000-$2500 Deductible 120 5 Stucco siding No
1981 155,000 Membrane Roof 1,590 3 $500 Deductible 290 8 Stone Siding No
1996 240,000 Asphalt Shingles Roof 1,950 3 $2500-$5000 Deductible 240 4 Wood siding yes
2006 90,000 Slate Shingles Roof 920 2 $2500-$5000 Deductible 230 10 Brick siding yes
1987 345,000 Wood Shake Roof 3,680 5 $500- $1000 Deductible 150 2 Fiber-Cement Siding yes
1975 215,000 Composition Roof 1,740 2 $5000 to $10,000 Deductible 460 12 Stucco siding yes
2013 235,000 Composition Roof 2,110 4 > $10,000 Deductible 260 9 Vinyl siding yes
2007 495,000 Shingles Roof 4,570 5 $500- $1000 Deductible 940 10 Fiber-Cement Siding yes
1983 150,000 Slate Shingles Roof 1,260 2 $2500-$5000 Deductible 120 4 Wood siding yes
1974 160,000 Membrane Roof 1,240 2 $1000-$2500 Deductible 210 5 Vinyl siding yes
1974 230,000 Shingles Roof 2,320 3 > $10,000 Deductible 250 7 Stucco siding No
1996 405,000 Metal Roof 4,040 5 $1000-$2500 Deductible 750 8 Stone Siding No
2010 280,000 Metal Roof 2,070 4 > $10,000 Deductible 240 10 Vinyl siding yes
2014 370,000 Asphalt Shingles Roof 2,950 5 $2500-$5000 Deductible 210 3 Wood siding yes
2012 195,000 Slate Shingles Roof 1,930 3 $2500-$5000 Deductible 120 5 Vinyl siding yes
1973 115,000 Composition Roof 1,140 2 $1000-$2500 Deductible 290 9 Stucco siding yes
1975 220,000 Wood Shake Roof 1,610 2 $500 Deductible 350 7 Wood siding yes
1988 205,000 Slate Shingles Roof 2,150 4 $500- $1000 Deductible 320 9 Wood siding No
1984 190,000 Tile Roof 1,620 2 $500- $1000 Deductible 60 1 Stucco siding No
1972 180,000 Composition Roof 1,660 4 $500- $1000 Deductible 580 12 Stucco siding yes
2004 100,000 Tile Roof 940 2 $500- $1000 Deductible 60 2 Brick siding No
1983 195,000 Slate Shingles Roof 1,540 2 $1000-$2500 Deductible 280 6 Brick siding yes
1997 305,000 Shingles Roof 2,230 3 > $10,000 Deductible 130 4 Vinyl siding No
1972 320,000 Asphalt Shingles Roof 2,430 4 $2500-$5000 Deductible 450 8 Stucco siding yes
1974 355,000 Slate Shingles Roof 2,680 4 > $10,000 Deductible 240 6 Brick siding yes
1976 305,000 Asphalt Shingles Roof 2,180 3 $500 Deductible 710 10 Brick siding yes

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