How Much Does Providence, RI Home Insurance Cost?
Providence, RI Average Homeowners Insurance Cost
$1,090
Homeowners Insurance Cost - Providence, RI
$181,100
Median Home Value - Providence, RI
Providence, RI Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$13.08 | $1,076.92 |
| $1000 Deductible | -$115.76 | $974.24 |
| $1500 Deductible | -$172.87 | $917.13 |
| $2000 Deductible | -$257.46 | $832.54 |
| $2500 Deductible | -$307.38 | $782.62 |
Providence, RI Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$262 | $828 |
| 30 year old | +$16 | $1,106 |
| 40 year old | +$28 | $1,118 |
| 50 year old | +$41 | $1,131 |
| Above 50 year old | +$52 | $1,142 |
Providence, RI Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$109 | $981 |
| Superior | -$98 | $992 |
| Masonry | -$55 | $1,036 |
| Brick | -$55 | $1,036 |
| Hail Resistant Roof | -$33 | $1,057 |
Providence, RI Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$22 | $1,112 |
| Swimming Pool With A Diving Board | +$44 | $1,134 |
| Swimming Pool With Slide | +$65 | $1,155 |
Providence, RI Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $33 | $1,057 |
| Police Department | $11 | $1,079 |
Providence, RI Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$457.8 | $1,548 |
| Filing a Second Liability Claim | +$414.2 | $1,504 |
| Filing a Second Theft Claim | +$414.2 | $1,504 |
| Filing a Second Water Claim | +$359.7 | $1,450 |
| Filing a Fire Claim | +$218.0 | $1,308 |
| Filing a Liability Claim | +$207.1 | $1,297 |
| Filing a Theft Claim | +$207.1 | $1,297 |
| Filing a Water Claim | +$174.4 | $1,264 |
| Filing a Weather Claim | +$174.4 | $1,264 |