How To Make Your Providence, RI Home Insurance Cheaper
Providence, RI, homeowners insurance is about $1090. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Providence, RI Home Insurance Rates with the Providence County Average
| Place | Providence County Average: $1,219.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Providence, RI | $1,090.0 | -129.0 | -0.11 | 178,185 | 181,100 |
Cost of Providence, RI Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Harmony | 228,700 | 36,924 | $1,272 |
| Upton | 409,400 | 27,885 | $1,680 |
| New Bedford | 211,500 | 3,865 | $978 |
| Westwood | 663,000 | 19,265 | $1,457.9 |
Homeowners Insurance Comparison for the Cheapest Premiums in Providence, RI
| Safeco Insurance | Amica Mutual Insurance | Farmer's Insurance | |
| Median Home Value ($) | 181,100 | 181,100 | 181,100 |
| Age of Home | Newly Constructed Home | Above Year 50 | Newly Constructed Home |
| Home Coverage ($) | $300,000 -$399,999 | $400,000 -$499,999 | $400,000 -$499,999 |
| Total Premium ($) | $1,886.2 | $3,646.7 | $2,323.3 |
Cost of Providence, RI Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| MAPFRE Insurance | 2000 | $250,000-$299,999 | 1,491.6 |
| Amica Mutual Insurance | 1000 | $750,000-$999,999 | 4,047.8 |
| Westfield Insurance | 2000 | $100,000-$124,999 | 568.1 |
| Encompass Insurance | 2500 | $400,000-$499,999 | 2,117.4 |
| Nationwide | 1500 | $500,000-$749,999 | 3,312.6 |
| Safeco Insurance | 2000 | $1000,000-$1499,999 | 3,930.7 |
| The Hartford | 500 | $300,000-$399,999 | 2,316.0 |
| Farmer's Insurance | 500 | $250,000-$299,999 | 1,764.4 |
| Horace Mann Educators Corporation | 2000 | $400,000-$499,999 | 2,411.5 |
| Allstate | 1000 | $1500,000-$2000,000 | 4,786.2 |