Providence Insurance Rates:

Providence, RI homeowners insurance is roughly $915 to $1,241, about $76-$103/month. Our comprehensive analysis reveals consumers can save as much as $431 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
This home insurance company eliminates the stress that people may be prone to when thinking about things that may go wrong
State Farm
Even though our agent is very fast, we do not get things in the mail quickly. they take a very long time.
State Farm
Another thing i enjoy about this insurance company is the great reviews they get from the local community. it puts my mind at ease.

Providence, RI Homeowners Insurance By Home Value

Providence, RI Home Value Total Homes % of Total Average Providence, RI Homeowners Insurance
Less than $50,000 461 2.0% $118
$70,000 to $79,999 371 1.0% $366
$80,000 to $89,999 342 1.0% $420
$90,000 to $99,999 304 1.0% $474
$100,000 to $124,999 1,598 8.0% $549
$125,000 to $149,999 1,591 8.0% $689
$150,000 to $174,999 2,759 14.0% $808
$175,000 to $199,999 2,208 11.0% $937
$200,000 to $249,999 3,948 20.0% $1121
$250,000 to $299,999 2,653 13.0% $1379
$300,000 to $399,999 2,521 13.0% $1746

Top Home Insurance Agents Near Providence, RI

Home Insurance Company Near Providence, RI Homeowners Insurance Agency Near Providence, RI Address
Travelers Mccormick & Sons Insurance Agency Inc 800 WEST MAIN ST, AVON, MA, 2322
Travelers Telamon Insurance & Financial Network Llc 150 WELLS AVE, NEWTON, MA, 2459
Nationwide Wayne P Johnson 903 Broad St, Providence, RI, 2907
NA Howard Russell Insurance 700 Main Street , East Greenwich, RI, 2818
NA Friendly Insurance Agency 1306 Dorchester Ave Dorchester, Boston, MA, 2122

Cost Of Homeowners Insurance By Street Near Providence, RI

Streets in Providence Area Homeowners Insurance Cost
Stamford Ave, Michigan Ave, Falconer St, Wade St, Westmore St, Milk St, Marshall St, Home Ave, Hillard St, Sutton St$1,048
Marlborough Ave, Albro St, Doane Ave, Oldham St, Legion Memorial Dr, Prairie Ave, Canonchet St, Stone St, Ruskin St, Hart St$1,044
King Philip St, Huntington Ave, Dearborn St, Keene St, Morgan St, Keene St, Ruthven St, Harmony Dr, Nashua St, Montgomery Ave$1,260
Taber Ave, Exeter St, Johnson St, Sabin St, S Water St, W Friendship St, Kossuth St, Freeman Pkwy, Eastwood Ave, Longo St$1,228
Jastram St, Braman St, Firglade Ave, Fruit Hill Ave, Young Ave, Manton Ave, Suffolk St, Warren St, 9th St, Perkins St$1,114
Loveday St, Stadium Rd, Rankin Ave, Peter St, Sinclair Ave, Lakeview Dr, Meader St, Wingate Rd, Ontario St, Pembroke Ave$1,077
Augusta St, Parkside Rd, Hendrick St, Sharon St, Lubec St, Nellie St, Kane St, Horace St, Wiley St, Crary St$1,058
Clarendon Ave, Alvin St, Winrooth Ave, Sevier St, Crout St, Emeline St, Fremont St, Chad Brown St, Jenkins St, Vandieman Ave$1,244
Gesler St, Saratoga St, Gentian Ave, Grand St, Courtland St, S Water St, Mount Pleasant Ave, Paterson St, N Davis St, Europe St$1,081
Webster Ave, Tidd St, George M Cohan Blvd, Victor St, S Angell, Rose Ct, Wiley St, Sunbury St, Mattie St, Olneyville Sq$1,081

Providence, RI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Providence$161 to $164
North Providence$162
Pawtucket$160
Central Falls$159

Providence, RI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
North Providence town, Providence County, Rhode Island $162 $216 $324
East Providence city, Rhode Island $163 $217 $326
Pawtucket city, Rhode Island $161 $214 $321

Providence, RI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Providence, RI4.9%13.2%
North Providence5.07%13.23%
East Providence5.22%14.99%
Pawtucket5.03%15.31%

Providence Renters Insurance as a Percentage of Rent

Providence Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 1,689 4.0% $348
$200 to $299 3,024 7.0% $798
$300 to $499 2,908 7.0% $1248
$500 to $749 5,646 14.0% $1923
$750 to $999 9,963 25.0% $2673
$1,000 to $1,499 12,189 31.0% $3798
$1,500 or more 3,303 8.0% $5448

Providence, RI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$3,800
Yearly Providence Homeowner Insurance Premium Example $1,700$1,300
Out of Pocket Expense During Claim$1,800$3,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $15,400$14,200
Net Savings to Providence Home Owner from High Deductible Plan $1,200

Providence, RI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Providence, RI Home Replacement Value MORE than Home Value Providence, RI Home Replacement Value LESS than Home Value
Replacement Value $351,000 $246,500
Insurance Premium based on Replacement Value $3,025 $2,125
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $69,500 Risk Exposure from Under Insuring Coverage is $35,000
Premium Impact Insurance cheaper by $300/year Insurance costlier by $600/year

Example Providence Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyGEICO InsuranceNationwide Insurance
Monthly Premium 261176153
Year Built 194019491947
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $250000-$300000$250000-$300000$200000-$250000
Deductible $500 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Providence, RI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1949 175,000 Shingles Roof 1,590 2 $2500-$5000 Deductible 630 5 Brick siding No
1949 315,000 Membrane Roof 2,290 3 $2500-$5000 Deductible 2190 10 Stucco siding No
1945 190,000 Membrane Roof 1,460 2 $500 Deductible 730 5 Brick siding yes
1945 360,000 Slate Shingles Roof 2,950 4 $1000-$2500 Deductible 3220 10 Wood siding yes
1948 290,000 Wood Shake Roof 2,280 3 $500- $1000 Deductible 1340 7 Brick siding No
1944 335,000 Membrane Roof 2,550 4 > $10,000 Deductible 1620 12 Wood siding No
1949 205,000 Tile Roof 2,060 3 $5000 to $10,000 Deductible 610 5 Wood siding yes
1948 290,000 Slate Shingles Roof 2,300 4 $500- $1000 Deductible 2220 12 Vinyl siding No
1946 260,000 Slate Shingles Roof 2,350 3 > $10,000 Deductible 710 7 Stucco siding yes
1931 155,000 Asphalt Shingles Roof 1,549 3 $500- $1000 Deductible 1060 8 Stucco siding No