Prosper Insurance Rates:

Prosper, TX homeowners insurance is about $976 to $1,336, about $81-$111/month. Our exhaustive analysis indicates shoppers can save upto $462 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Prosper, TX Homeowners Insurance By Home Value

Prosper, TX Home Value Total Homes % of Total Average Prosper, TX Homeowners Insurance
$60,000 to $69,999 18 1.0% $219
$80,000 to $89,999 31 1.0% $277
$90,000 to $99,999 24 1.0% $312
$100,000 to $124,999 72 4.0% $369
$125,000 to $149,999 46 2.0% $462
$150,000 to $174,999 155 9.0% $543
$175,000 to $199,999 32 1.0% $624
$200,000 to $249,999 243 14.0% $751
$250,000 to $299,999 238 14.0% $924
$300,000 to $399,999 808 47.0% $1179

Top Home Insurance Agents Near Prosper, TX

Home Insurance Company Near Prosper, TX Homeowners Insurance Agency Near Prosper, TX Address
Travelers Gant Group 1807 West St, McKinney, TX, 75069
State Farm Louie Devega 6205 Coit Road, Plano, TX, 75024-5474
Allstate Maria Amaya 4200 South Fwy Ste 1990, Fort Worth, TX, 76115
Travelers The Ryan Insurance 5105 MARTIN DR, ROWLETT, TX, 75088
Allstate William W Gonsiorek 312 W 2nd St Ste A, Irving, TX, 75060

Cost Of Homeowners Insurance By Street Near Prosper, TX

Streets in Prosper Area Homeowners Insurance Cost
Oakwood Dr, Woodview Dr, Co Rd 171, Meadow Ridge Dr, Cedar Ridge Dr, Palo Duro Dr, Bryan St, Bendbrook Trl, Camden Way, Glacier Point Ct$1,229
N Coit Rd, Morgan Dr, Co Rd 3, Nocona Dr, Silverglade Ct, Warren Dr, Grindstone Dr, Equestrian Way, Co Rd 59, Co Rd 129$1,069
Jessica Ln, Tobiano Ct, Co Rd 132, Mustang Trl, Drake Ln, Texcoco Dr, S Arizona St, Sybil St, N Parvin St, E First St$1,083
Buffalo Springs Dr, Lindy Ln, Pueblo Viejo Dr, Co Rd 6, Church Cir, Co Rd 78, Co Rd 49, Willow Run, N Ohio St, S Coleman St$1,157
N Dallas Pkwy, White River Dr, County Line Rd, Co Rd 51, Co Rd 99, Co Rd 101, Co Rd 164, E 3rd St, N Arkansas Dr, E 6th St$1,083

Prosper, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Prosper$172 to $174
Celina$167
Savannah$158
Frisco$165

Prosper, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Celina CCD, Collin County, Texas $167 $223 $335
Savannah CDP, Texas $158 $211 $317
Frisco city, Texas $165 $220 $330

Prosper, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Prosper, TX3.7%10.7%
Celina4.06%13.82%
Savannah4.27%12.77%
Frisco4.16%11.75%

Prosper Renters Insurance as a Percentage of Rent

Prosper Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 12 1.0% $1207
$500 to $749 21 3.0% $1882
$750 to $999 106 16.0% $2632
$1,000 to $1,499 376 58.0% $3757
$1,500 or more 129 20.0% $5407

Prosper, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$3,700
Yearly Prosper Homeowner Insurance Premium Example $1,900$1,400
Out of Pocket Expense During Claim$700$3,700
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $14,000$13,500
Net Savings to Prosper Home Owner from High Deductible Plan $500

Prosper, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Prosper, TX Home Replacement Value MORE than Home Value Prosper, TX Home Replacement Value LESS than Home Value
Replacement Value $352,000 $255,500
Insurance Premium based on Replacement Value $3,700 $2,675
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $28,500 Risk Exposure from Under Insuring Coverage is $68,000
Premium Impact Insurance cheaper by $725/year Insurance costlier by $300/year

Example Prosper Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateNationwide InsuranceUSAA group
Monthly Premium 174270525
Year Built 200820112012
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $250000-$300000$300000-$350000$700000-$800000
Deductible $2500-$5000 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Prosper, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2000 850,000 Wood Shake Roof 4,320 5 $500- $1000 Deductible 5330 9 Fiber-Cement Siding yes
2009 210,000 Membrane Roof 1,340 3 $2500-$5000 Deductible 820 5 Fiber-Cement Siding No
2003 610,000 Composition Roof 2,950 4 $5000 to $10,000 Deductible 3710 12 Vinyl siding yes
2012 345,000 Membrane Roof 1,780 4 $1000-$2500 Deductible 1420 6 Fiber-Cement Siding yes
2003 345,000 Composition Roof 2,340 4 $5000 to $10,000 Deductible 320 2 Brick siding yes
2011 330,000 Wood Shake Roof 1,920 3 $2500-$5000 Deductible 450 2 Stucco siding No
2011 530,000 Membrane Roof 3,310 4 $1000-$2500 Deductible 2880 10 Fiber-Cement Siding No
2013 845,000 Shingles Roof 4,610 5 $500 Deductible 740 1 Stucco siding yes
2012 720,000 Asphalt Shingles Roof 4,370 5 $2500-$5000 Deductible 1240 3 Wood siding yes
2007 555,000 Metal Roof 3,260 5 > $10,000 Deductible 1860 8 Vinyl siding yes
2003 270,000 Tile Roof 1,900 3 > $10,000 Deductible 980 7 Stone Siding yes
2012 385,000 Slate Shingles Roof 2,290 5 $2500-$5000 Deductible 2180 12 Wood siding yes
2005 350,000 Tile Roof 1,970 3 $1000-$2500 Deductible 1990 10 Brick siding No
2012 465,000 Membrane Roof 2,310 4 $2500-$5000 Deductible 1500 8 Brick siding yes
2014 480,000 Wood Shake Roof 2,700 4 $1000-$2500 Deductible 260 1 Brick siding yes
2006 500,000 Slate Shingles Roof 3,470 5 > $10,000 Deductible 2520 12 Brick siding yes
2010 890,000 Membrane Roof 4,480 5 $5000 to $10,000 Deductible 410 1 Brick siding yes
2011 355,000 Metal Roof 2,570 4 $2500-$5000 Deductible 840 4 Stucco siding No
2013 830,000 Shingles Roof 4,330 5 $500 Deductible 2230 3 Fiber-Cement Siding No
2009 195,000 Composition Roof 1,320 3 $5000 to $10,000 Deductible 1030 9 Fiber-Cement Siding yes
2013 380,000 Slate Shingles Roof 2,170 3 > $10,000 Deductible 1180 8 Stucco siding No
2006 815,000 Slate Shingles Roof 4,780 5 $5000 to $10,000 Deductible 2460 7 Fiber-Cement Siding No
2012 600,000 Shingles Roof 3,530 5 $5000 to $10,000 Deductible 280 1 Brick siding No
2006 425,000 Composition Roof 2,850 4 $500- $1000 Deductible 210 1 Stucco siding No
2014 305,000 Metal Roof 1,540 5 $2500-$5000 Deductible 1850 9 Vinyl siding yes
2006 240,000 Slate Shingles Roof 1,490 3 $500- $1000 Deductible 2270 12 Brick siding No
2002 780,000 Composition Roof 4,250 5 $500 Deductible 1530 3 Vinyl siding yes
2011 460,000 Tile Roof 2,470 4 $5000 to $10,000 Deductible 1960 6 Vinyl siding yes
2003 335,000 Membrane Roof 1,860 4 $2500-$5000 Deductible 1970 12 Stucco siding yes
2009 765,000 Membrane Roof 3,740 5 $5000 to $10,000 Deductible 820 2 Fiber-Cement Siding No
2014 405,000 Metal Roof 2,240 3 $500 Deductible 1700 6 Wood siding yes