Prospect Heights Insurance Rates:

Prospect Heights, IL homeowners insurance is about $691 to $949, about $57-$79/month. Our detailed guide reveals consumers can save upto $328 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Erie Insurance
I tend to think that I could get cheaper premiums if I shopped around more. I wish Erie would review policies with me regularly so that I could decide how to keep my premiums at a more manageable cost.

Prospect Heights, IL Homeowners Insurance By Home Value

Prospect Heights, IL Home Value Total Homes % of Total Average Prospect Heights, IL Homeowners Insurance
Less than $50,000 139 4.0% $65
$50,000 to $59,999 61 1.0% $147
$60,000 to $69,999 69 2.0% $180
$70,000 to $79,999 152 4.0% $213
$80,000 to $89,999 138 4.0% $237
$90,000 to $99,999 82 2.0% $270
$100,000 to $124,999 329 9.0% $311
$125,000 to $149,999 294 8.0% $393
$150,000 to $174,999 332 9.0% $467
$175,000 to $199,999 162 4.0% $533
$200,000 to $249,999 205 6.0% $647
$250,000 to $299,999 563 16.0% $787
$300,000 to $399,999 841 24.0% $1000

Top Home Insurance Agents Near Prospect Heights, IL

Home Insurance Company Near Prospect Heights, IL Homeowners Insurance Agency Near Prospect Heights, IL Address
NA Fuhrman Insurance 10503 Northwestern Ave , Franksville, WI, 53126
Travelers An Insurance Store 3410 Milwaukee Avenue, Northbrook, IL, 60062
Allstate Delia J. Diaz 2556 W Fullerton Ave, Chicago, IL, 60647
State Farm Mark Curi 120 S La Salle St Ste 1840, Chicago, IL, 60603-3477
Travelers Maximum Independent Brokerage Llc 222 SOUTH RIVERSIDE PLAZA STE 2340, CHICAGO, IL, 60606

Cost Of Homeowners Insurance By Street Near Prospect Heights, IL

Streets in Prospect Heights Area Homeowners Insurance Cost
Charles Dr, W Manchester Dr, Coldspring Rd, Rolling Ln, N Clarence Ave, E Larch Ave, Honeysuckle Dr, E Marshall St, N Coldspring Rd, N Lama Ln$833
E Rosehill Dr, N Indigo Dr, E Corktree Ln, E Jane Ave, Wimbleton Dr, E Crabtree Dr, E Cree Ln, Wildwood Dr N, South Pkwy, Plum Ct$849
N Prindle Ave, E Aztec Ln, N River West Ct, Minnaqua Dr, Crabapple Dr, Peace Dr, W Circle Ave, Tide Ct, Anita Pl, W Marquardt Dr$854
Ferne Dr, E Woodbury Dr, Galway Dr, Inwood Dr, E Seminole Ln, N Highland Dr, Gayle Ct, S Maple Ln, E Wintergreen Ave, N Normandy Ct$857
Dorset St, Inland Dr, N Wildwood Dr, Noel Ave, Chambery Ct, Golf View Cir, N Yarmouth Pl, Cornell Ct, E Wood Ln, Oneida Ct$836

Prospect Heights, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Prospect Heights$121 to $124
Wheeling$124
Mount Prospect$125
Arlington Heights$127

Prospect Heights, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Wheeling township, Cook County, Illinois $124 $165 $248
Mount Prospect village, Illinois $125 $167 $251
Arlington Heights village, Illinois $127 $169 $254

Prospect Heights, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Prospect Heights, IL3.8%8.8%
Wheeling3.32%9.12%
Mount Prospect3.17%9.2%
Arlington Heights3.18%8.98%

Prospect Heights Renters Insurance as a Percentage of Rent

Prospect Heights Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 159 10.0% $1883
$750 to $999 539 35.0% $2633
$1,000 to $1,499 642 42.0% $3758
$1,500 or more 159 10.0% $5408

Prospect Heights, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$7,700
Yearly Prospect Heights Homeowner Insurance Premium Example $3,200$2,200
Out of Pocket Expense During Claim$700$7,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $26,300$25,300
Net Savings to Prospect Heights Home Owner from High Deductible Plan $1,000

Prospect Heights, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Prospect Heights, IL Home Replacement Value MORE than Home Value Prospect Heights, IL Home Replacement Value LESS than Home Value
Replacement Value $429,500 $293,000
Insurance Premium based on Replacement Value $2,225 $1,525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $97,500 Risk Exposure from Under Insuring Coverage is $39,000
Premium Impact Insurance cheaper by $200/year Insurance costlier by $500/year

Example Prospect Heights Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyFarmers InsuranceTravelers
Monthly Premium 5911551
Year Built 198519651974
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths2 Beds, 1 Baths
Coverage Amount $175000-$200000$300000-$350000$200000-$250000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Prospect Heights, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1985 580,000 Composition Roof 3,550 5 $500- $1000 Deductible 870 3 Stucco siding yes
1981 235,000 Slate Shingles Roof 1,580 2 $500- $1000 Deductible 730 10 Fiber-Cement Siding No
1998 140,000 Shingles Roof 1,140 2 $500 Deductible 640 10 Wood siding No
1983 320,000 Shingles Roof 2,330 4 $1000-$2500 Deductible 970 7 Fiber-Cement Siding yes
1972 310,000 Slate Shingles Roof 1,760 3 $500- $1000 Deductible 450 3 Vinyl siding yes
1983 435,000 Membrane Roof 2,640 4 $500- $1000 Deductible 1170 8 Vinyl siding yes
1973 205,000 Composition Roof 1,570 2 $2500-$5000 Deductible 210 4 Brick siding yes
1979 490,000 Composition Roof 3,370 4 $1000-$2500 Deductible 130 1 Wood siding No
1962 215,000 Membrane Roof 1,590 3 $500- $1000 Deductible 770 10 Stone Siding yes
1974 320,000 Asphalt Shingles Roof 2,300 5 $2500-$5000 Deductible 460 4 Fiber-Cement Siding No
1989 150,000 Shingles Roof 1,210 2 $5000 to $10,000 Deductible 180 4 Brick siding yes
1972 230,000 Composition Roof 1,900 4 $5000 to $10,000 Deductible 230 4 Fiber-Cement Siding yes
1973 380,000 Slate Shingles Roof 2,600 4 > $10,000 Deductible 240 4 Stone Siding yes
1986 200,000 Composition Roof 1,200 2 $500 Deductible 80 1 Fiber-Cement Siding yes
1963 480,000 Slate Shingles Roof 3,990 5 $500 Deductible 810 4 Brick siding yes
1982 260,000 Wood Shake Roof 1,710 2 $1000-$2500 Deductible 580 8 Stucco siding yes
1986 305,000 Wood Shake Roof 2,020 3 $500 Deductible 130 1 Stone Siding yes
1986 215,000 Tile Roof 1,680 5 $5000 to $10,000 Deductible 360 7 Brick siding yes
1987 340,000 Shingles Roof 2,690 4 $500 Deductible 1110 5 Stone Siding yes
1961 150,000 Asphalt Shingles Roof 1,230 3 $2500-$5000 Deductible 560 12 Vinyl siding No
1974 230,000 Membrane Roof 1,470 2 $2500-$5000 Deductible 670 9 Stucco siding No
1969 245,000 Tile Roof 1,390 2 $1000-$2500 Deductible 90 1 Vinyl siding No
1981 215,000 Asphalt Shingles Roof 1,310 2 $2500-$5000 Deductible 770 12 Stucco siding No
1974 205,000 Membrane Roof 1,230 2 $500- $1000 Deductible 330 4 Stucco siding No
1975 305,000 Tile Roof 2,280 4 $500 Deductible 210 2 Vinyl siding No
1985 395,000 Membrane Roof 2,310 3 $2500-$5000 Deductible 240 2 Stone Siding yes
1972 405,000 Metal Roof 2,520 4 $5000 to $10,000 Deductible 930 7 Stucco siding No
1992 155,000 Membrane Roof 1,250 3 $5000 to $10,000 Deductible 40 1 Wood siding No