Prospect, CT homeowners insurance is about $739 to $1,010, about $61-$84/month. Our complete analysis shows customers can save upto $349 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Prospect, CT | Homeowners Insurance Agency Near Prospect, CT | Address |
|---|---|---|
| Travelers | Berliner Fitelson Insurance Llc | 188 MAIN ST STE A, MONROE, CT, 6468 |
| Travelers | Ferguson & Mcguire - Bf | 373 CENTER ST, WALLINGFORD, CT, 6492 |
| Travelers | G W Morisi Insurance Agency Inc | 175 Dwight Road Suite 309, Longmeadow, MA, 1106 |
| Travelers | Nutmeg Insurance Group Inc | 2450 MAIN ST, GLASTONBURY, CT, 6033 |
| Travelers | Vollmer-Adair Agency Inc | 44 BROADWAY, GREENLAWN, NY, 11740 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Cheshire town, New Haven County, Connecticut | $134 | $178 | $267 |
| Cheshire Village CDP, Connecticut | $132 | $176 | $264 |
| Naugatuck borough, Connecticut | $127 | $169 | $254 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Prospect, CT | 3.4% | 9.6% |
| Cheshire | 3.01% | 8.14% |
| Cheshire Village | 3.22% | 8.1% |
| Naugatuck | 3.84% | 8.87% |
| Prospect Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $500 to $749 | 19 | 12.0% | $1907 |
| $750 to $999 | 72 | 46.0% | $2657 |
| $1,000 to $1,499 | 56 | 36.0% | $3782 |
| $1,500 or more | 7 | 4.0% | $5432 |
| Streets in Prospect Area | Homeowners Insurance Cost |
|---|---|
| Rozum Cir, Catherine Dr, Maria Hotchkiss Rd, Sills Ave, Pinecrest Dr, Knapp Dr, Sterling Woods, Luke St, Barbara Ave, Southridge Rd | $871 |
| Beach Dr, Batbara Ave, Matthew St, Tulip Tree Cir, Longwood Dr, White Oak Dr, Sherwood Dr, Raindance Ct, Peach Orchard Rd, Coer Rd | $869 |
| Morris Rd, Valley Ln, Industrial Rd, Karyl Ln, Tress Rd, Porter Hill Rd, Saddle Ct, Farmwood Dr, Old Schoolhouse Rd, Melissa Ln | $875 |
| Notch Rd, Rosemary, Wagon Wheel Dr, Giovanni Dr, Lombard Dr, Rosewood Dr, Overlook Ct, Union City Rd, Woodmont Ests, Sycamore Dr | $865 |
| Alison Ct, Damase St, Thistle Down Ln, Barry Ln, Cook Rd, Amber Ct, Woodland Ter, Putting Green Ln, Wilkens Ln, Vaillen Ct | $873 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Prospect | $130 to $132 |
| Cheshire | $133 |
| Cheshire Village | $132 |
| Naugatuck | $126 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $600 | $1,600 |
| Yearly Prospect Homeowner Insurance Premium Example | $5,500 | $4,500 |
| Out of Pocket Expense During Claim | $600 | $1,600 |
| Total Home Insurance Premium for 2 years + Out of Pocket Expense for Claim | $11,600 | $10,600 |
| Net Savings to Prospect Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Prospect, CT Home Replacement Value MORE than Home Value | Prospect, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $355,500 | $218,500 |
| Insurance Premium based on Replacement Value | $4,050 | $2,500 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $93,500 | Risk Exposure from Under Insuring Coverage is $43,500 |
| Premium Impact | Insurance cheaper by $500/year | Insurance costlier by $1,050/year |
| Insurance Company | Travelers | State Farm | Amica Mutual Insurance Company |
| Monthly Premium | 155 | 290 | 129 |
| Year Built | 1963 | 2001 | 2010 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 3 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $300000-$350000 | $500000-$600000 | $250000-$300000 |
| Deductible | > $10,000 Deductible | > $10,000 Deductible | > $10,000 Deductible |