Prineville Insurance Rates:

Prineville, OR homeowners insurance is about $369 to $503, about $30-$41/month. Our comprehensive guide indicates shoppers can save as much as $174 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

State Farm
I dislike that when we were renting, and moved, they charged for the change of location on the renters policy.

Prineville, OR Homeowners Insurance By Home Value

Prineville, OR Home Value Total Homes % of Total Average Prineville, OR Homeowners Insurance
Less than $50,000 515 14.0% $61
$50,000 to $59,999 94 2.0% $130
$60,000 to $69,999 46 1.0% $161
$70,000 to $79,999 121 3.0% $187
$80,000 to $89,999 123 3.0% $213
$90,000 to $99,999 184 5.0% $239
$100,000 to $124,999 431 11.0% $279
$125,000 to $149,999 212 5.0% $348
$150,000 to $174,999 369 10.0% $409
$175,000 to $199,999 186 5.0% $475
$200,000 to $249,999 611 16.0% $571
$250,000 to $299,999 379 10.0% $697
$300,000 to $399,999 367 10.0% $885

Top Home Insurance Agents Near Prineville, OR

Home Insurance Company Near Prineville, OR Homeowners Insurance Agency Near Prineville, OR Address
Travelers Lumbermens Ins & Financial Services 550 NW FRANKLIN AVE STE 268, BEND, OR, 97701
Liberty Mutual Independent Paynewest Insurance Inc. 910 Sw Highway 97 Ste 300, MADRAS, OR, 97741
Farmers Perry Rhodes 1470 NE 1st St Ste 100, Bend, OR, 97701
Allstate Sean Sartell 449 NW 3rd St Ste A, Prineville, OR, 97754
Allstate Tye Farnsworth 1900 NE Division St Ste 111, Bend, OR, 97701

Cost Of Homeowners Insurance By Street Near Prineville, OR

Streets in Prineville Area Homeowners Insurance Cost
NW Panorama Vw, Sorrel Way, Woodward Rd, Gumpert Rd, N Barnes Rd, NE Holly St, Lister Ave, Nat For Dev Rd 1152, SE Colby Ct, Mariposa Ave$439
NW Beaver St, US Hwy 26, SW Houston Lake Rd, NW Fairmont St, N W Lone Pine Rd, N Main St, SE Lynn Blvd, S Powell Butte Hwy, McKay Rd, SE Laurel Ln$439
SE Idlewood St, NW 7th St, NW 8th St, Triangle Outfit Dr, NW Meadow Lakes Dr, NE Ochoco Hwy, NE Mariposa Way, S W Cornett Loop, SE Holly St, N Vista View Rd$435
SW Brasada Ranch Rd, Bronco Way, Huston Lake Rd, NW Green Valley Rd, NE Juniper St, SE 8th St, Rimrock Acres Rd, SE Elm St, E Ochoco Hwy, N Sunrise Acres$444
SW Ranch Rd, Mountain View Ave, NE Tamarack Ct, NE Hickey Farms Dr, N Brookfield Ln, SW Mt Baker Way, Dubisar Ln, NE Hillside Ct, W 1st St, N Newell Ln$437

Prineville, OR Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Prineville$64 to $67
Crook County$66
Powell Butte$70
Terrebonne$64

Prineville, OR Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Crook County, Oregon $66 $88 $132
Ashwood CCD, Jefferson County, Oregon $67 $89 $134
Powell Butte CCD, Crook County, Oregon $71 $94 $141

Prineville, OR Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Prineville, OR2.7%9.1%
Crook County2.69%9.69%
Ashwood2.31%10.24%
Powell Butte1.91%8.26%

Prineville Renters Insurance as a Percentage of Rent

Prineville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 30 1.0% $344
$200 to $299 153 7.0% $794
$300 to $499 264 13.0% $1244
$500 to $749 518 26.0% $1919
$750 to $999 739 37.0% $2669
$1,000 to $1,499 236 12.0% $3794
$1,500 or more 26 1.0% $5444

Prineville, OR Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly Prineville Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,700$6,100
Net Savings to Prineville Home Owner from High Deductible Plan $600

Prineville, OR Home Insurance Costs With Home Replacement Value Scenarios

Scenario Prineville, OR Home Replacement Value MORE than Home Value Prineville, OR Home Replacement Value LESS than Home Value
Replacement Value $283,500 $180,500
Insurance Premium based on Replacement Value $975 $625
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $77,000 Risk Exposure from Under Insuring Coverage is $26,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $250/year

Example Prineville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceLiberty MutualTravelers
Monthly Premium 359248
Year Built 195920041965
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $150000-$175000$300000-$350000$200000-$250000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Prineville, OR from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1986 140,000 Wood Shake Roof 1,490 3 $500 Deductible 250 9 Wood siding No
2007 240,000 Slate Shingles Roof 2,160 4 $5000 to $10,000 Deductible 100 3 Wood siding yes
1985 220,000 Membrane Roof 1,990 4 $5000 to $10,000 Deductible 350 9 Vinyl siding No
2009 165,000 Metal Roof 1,750 4 $1000-$2500 Deductible 30 1 Stucco siding No
1960 230,000 Shingles Roof 2,020 3 $500 Deductible 200 4 Stucco siding No
2013 100,000 Metal Roof 1,200 3 $2500-$5000 Deductible 40 3 Fiber-Cement Siding yes
1964 130,000 Composition Roof 1,300 3 $500 Deductible 280 7 Wood siding yes
1958 135,000 Membrane Roof 1,640 3 $1000-$2500 Deductible 220 12 Vinyl siding yes
2002 225,000 Metal Roof 1,890 3 $500- $1000 Deductible 200 5 Stucco siding yes
2011 155,000 Wood Shake Roof 1,470 3 $500 Deductible 300 8 Stucco siding No
2013 295,000 Tile Roof 2,530 4 $1000-$2500 Deductible 260 4 Stucco siding No
2007 350,000 Shingles Roof 3,260 4 $500- $1000 Deductible 560 6 Vinyl siding yes
1957 335,000 Tile Roof 3,070 4 $500 Deductible 970 10 Stucco siding yes
2012 120,000 Metal Roof 1,330 3 $2500-$5000 Deductible 230 9 Brick siding No
2010 185,000 Metal Roof 2,010 3 $5000 to $10,000 Deductible 140 5 Wood siding yes
2011 200,000 Membrane Roof 2,150 4 $5000 to $10,000 Deductible 140 5 Stone Siding yes
2012 125,000 Metal Roof 1,440 3 $2500-$5000 Deductible 100 5 Vinyl siding yes
1963 240,000 Composition Roof 2,740 4 $1000-$2500 Deductible 270 5 Brick siding yes
1965 265,000 Slate Shingles Roof 2,230 4 $1000-$2500 Deductible 320 5 Vinyl siding No
2011 280,000 Asphalt Shingles Roof 3,040 4 $500 Deductible 200 3 Wood siding yes
2010 255,000 Membrane Roof 3,100 4 > $10,000 Deductible 90 3 Vinyl siding No
2010 250,000 Shingles Roof 2,360 3 $1000-$2500 Deductible 530 12 Stucco siding No
2013 200,000 Metal Roof 1,880 3 $2500-$5000 Deductible 130 4 Stone Siding yes
1981 320,000 Shingles Roof 2,810 4 $5000 to $10,000 Deductible 410 9 Brick siding yes
2010 325,000 Metal Roof 2,740 4 > $10,000 Deductible 180 4 Stucco siding yes
1958 230,000 Metal Roof 2,680 4 $1000-$2500 Deductible 180 4 Brick siding yes
2008 285,000 Metal Roof 2,630 4 $2500-$5000 Deductible 50 1 Brick siding yes
1953 370,000 Asphalt Shingles Roof 3,370 4 $2500-$5000 Deductible 500 10 Wood siding No
2010 250,000 Shingles Roof 3,110 4 $500- $1000 Deductible 300 4 Fiber-Cement Siding No
1959 195,000 Shingles Roof 1,970 3 $5000 to $10,000 Deductible 100 4 Wood siding No