Princeton Insurance Rates:

Princeton, TX homeowners insurance is approximately $872 to $1,187, about $72-$98/month. Our extensive analysis reveals consumers can save as much as $411 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Allstate
I WORRY THAT I MIGHT BE PAYING TOO MUCH FOR INSURANCE BUT THE SERVICE KEEPS ME FORM LOOKING ELSEWHARE

Princeton, TX Homeowners Insurance By Home Value

Princeton, TX Home Value Total Homes % of Total Average Princeton, TX Homeowners Insurance
Less than $50,000 656 14.0% $216
$50,000 to $59,999 224 4.0% $452
$60,000 to $69,999 248 5.0% $565
$70,000 to $79,999 195 4.0% $648
$80,000 to $89,999 275 6.0% $740
$90,000 to $99,999 266 5.0% $823
$100,000 to $124,999 659 14.0% $956
$125,000 to $149,999 728 16.0% $1203
$150,000 to $174,999 521 11.0% $1420
$175,000 to $199,999 235 5.0% $1636
$200,000 to $249,999 303 6.0% $1975
$300,000 to $399,999 158 3.0% $3066

Top Home Insurance Agents Near Princeton, TX

Home Insurance Company Near Princeton, TX Homeowners Insurance Agency Near Princeton, TX Address
State Farm Dan Garber 8251 N Belt Line Rd Ste 120, Irving, TX, 75063-6053
Nationwide Donald L Atwell Agency 1229 E Pleasant Run Rd STE 120, DeSoto, TX, 75115-4209
State Farm Jeff Cain 4181 Main St Ste 800, The Colony, TX, 75056-2803
Farmers Martha Reynolds 2700 Valley View Ln, Dallas, TX, 75234
Allstate Melanie Melton 2402 Rowlett Rd, Rowlett, TX, 75088

Cost Of Homeowners Insurance By Street Near Princeton, TX

Streets in Princeton Area Homeowners Insurance Cost
McKissick Meadows Rd, The Crossings Dr, Co Rd 437, Collin Cir, Co Rd 867, Traildust Dr, Biggs Rd, Co Rd 1110, 9th St, Co Rd 901$1,024
Co Rd 394, Olive Dr, Co Rd 470, Co Rd 898, Co Rd 892, Co Rd 864, Co Rd 744, Bronner Dr, Co Rd 1078, Co Rd 438$1,027
Cross Post Ln, Leroy Rd, Ravenna St, Round-Tuit Ln, Ada Cir, Bois D Arc Ave, Co Rd 3286, Co Rd 1102, Co Rd 444, Overland Trl$1,023
Co Rd 745, Highridge Trl, Clearlake Rd, FM 3364, Pvt Rd 5215, Goeson Corner, Pvt Rd 5196, Co Rd 398, N Meadow Cir, Co Rd 454$1,030
Co Rd 900, Co Rd 448, Co Rd 955, S 4th St, Paint Horse Trl, Co Rd 443, Mabel Ave, Stagecoach Dr, E College Ave, Parkway Trl$1,016

Princeton, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Princeton$153 to $155
Lowry Crossing$158
New Hope$157
Collin County$161

Princeton, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lowry Crossing city, Texas $158 $211 $317
New Hope town, Texas $158 $210 $315
Collin County, Texas $161 $215 $323

Princeton, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Princeton, TX6.9%17.7%
Lowry Crossing5.49%16.62%
New Hope5.69%13.29%
Collin County4.72%12.58%

Princeton Renters Insurance as a Percentage of Rent

Princeton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 57 5.0% $801
$300 to $499 98 10.0% $1251
$500 to $749 232 23.0% $1926
$750 to $999 217 22.0% $2676
$1,000 to $1,499 280 28.0% $3801
$1,500 or more 92 9.0% $5451

Princeton, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$3,200
Yearly Princeton Homeowner Insurance Premium Example $1,300$900
Out of Pocket Expense During Claim$1,200$3,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,600$10,400
Net Savings to Princeton Home Owner from High Deductible Plan $1,200

Princeton, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Princeton, TX Home Replacement Value MORE than Home Value Princeton, TX Home Replacement Value LESS than Home Value
Replacement Value $143,500 $102,000
Insurance Premium based on Replacement Value $1,550 $1,100
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $19,500 Risk Exposure from Under Insuring Coverage is $22,000
Premium Impact Insurance cheaper by $250/year Insurance costlier by $200/year

Example Princeton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceGEICO InsuranceLiberty Mutual
Monthly Premium 135124201
Year Built 200619821993
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $175000-$200000$150000-$175000$350000-$400000
Deductible $500 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Princeton, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 145,000 Slate Shingles Roof 2,160 4 $2500-$5000 Deductible 770 9 Wood siding No
1985 345,000 Membrane Roof 3,980 5 $1000-$2500 Deductible 1130 7 Stone Siding No
1999 340,000 Membrane Roof 4,170 5 $500- $1000 Deductible 870 3 Stone Siding yes
1993 275,000 Composition Roof 4,380 5 $5000 to $10,000 Deductible 850 10 Vinyl siding No
2011 120,000 Asphalt Shingles Roof 1,710 3 $500 Deductible 800 12 Wood siding yes
1998 230,000 Slate Shingles Roof 3,250 5 $500- $1000 Deductible 780 5 Vinyl siding No
1992 115,000 Shingles Roof 1,450 3 $1000-$2500 Deductible 450 5 Stucco siding yes
2011 125,000 Shingles Roof 1,590 3 $500- $1000 Deductible 380 4 Stone Siding yes
2001 260,000 Membrane Roof 3,580 5 $500- $1000 Deductible 710 4 Stucco siding No
1999 125,000 Slate Shingles Roof 1,320 3 $500 Deductible 670 7 Brick siding No
2011 265,000 Tile Roof 3,920 5 > $10,000 Deductible 1140 9 Stucco siding yes
2012 315,000 Wood Shake Roof 4,280 5 $500 Deductible 2400 12 Stucco siding No
2000 200,000 Tile Roof 2,750 5 $500- $1000 Deductible 470 4 Stucco siding No
1982 130,000 Slate Shingles Roof 1,520 5 $1000-$2500 Deductible 130 2 Fiber-Cement Siding No
1983 175,000 Shingles Roof 2,180 4 $500 Deductible 1180 10 Brick siding yes
2011 200,000 Shingles Roof 2,300 4 $500- $1000 Deductible 670 6 Stone Siding yes
2008 145,000 Membrane Roof 2,080 4 $2500-$5000 Deductible 130 2 Vinyl siding yes
1994 220,000 Slate Shingles Roof 2,570 4 $500- $1000 Deductible 390 3 Vinyl siding yes
2012 225,000 Shingles Roof 2,800 5 > $10,000 Deductible 190 2 Brick siding yes
2014 210,000 Shingles Roof 2,510 5 $2500-$5000 Deductible 420 4 Stone Siding yes
2006 190,000 Metal Roof 2,260 3 $2500-$5000 Deductible 1310 12 Stucco siding No
1990 375,000 Composition Roof 4,710 5 $1000-$2500 Deductible 880 3 Stucco siding No
2001 150,000 Asphalt Shingles Roof 2,200 3 $500 Deductible 530 4 Fiber-Cement Siding No
1983 160,000 Composition Roof 1,930 3 $500- $1000 Deductible 190 2 Vinyl siding No
1986 115,000 Composition Roof 1,740 4 $500- $1000 Deductible 120 1 Vinyl siding No
2001 205,000 Wood Shake Roof 3,300 4 $500- $1000 Deductible 970 7 Fiber-Cement Siding yes
2014 145,000 Membrane Roof 2,030 5 $1000-$2500 Deductible 350 5 Wood siding No
2004 140,000 Asphalt Shingles Roof 1,660 3 $500- $1000 Deductible 220 2 Stone Siding yes
2010 355,000 Shingles Roof 4,850 5 $500 Deductible 1620 8 Stucco siding yes
1994 135,000 Metal Roof 2,160 3 $1000-$2500 Deductible 380 5 Wood siding No
1989 115,000 Shingles Roof 1,700 3 $2500-$5000 Deductible 40 1 Stucco siding No