Princeton Insurance Rates:

Princeton, NJ homeowners insurance is approximately $828 to $1,139, about $69-$94/month. Our detailed research reveals consumers can save upto $393 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

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I honestly do not have any complaints. I guess I could say that they are not the cheapest company to go through, but you get what you pay for in my opinion.

Princeton, NJ Homeowners Insurance By Home Value

Princeton, NJ Home Value Total Homes % of Total Average Princeton, NJ Homeowners Insurance
Less than $50,000 34 7.0% $29
$50,000 to $59,999 10 2.0% $68
$70,000 to $79,999 15 3.0% $98
$80,000 to $89,999 19 4.0% $108
$100,000 to $124,999 11 2.0% $137
$175,000 to $199,999 14 2.0% $245
$200,000 to $249,999 40 8.0% $294
$250,000 to $299,999 80 17.0% $363
$300,000 to $399,999 244 52.0% $462

Top Home Insurance Agents Near Princeton, NJ

Home Insurance Company Near Princeton, NJ Homeowners Insurance Agency Near Princeton, NJ Address
Travelers Alliances Insurance Agency Llc 2 VETERANS SQ, MEDIA, PA, 19063
Travelers Leonard Insurance Group Inc 2103 E DARBY RD, HAVERTOWN, PA, 19083
Allstate Nate Son 115 Fairfield Ave Fl 2, Upper Darby, PA, 19082
Travelers Ohlert-Ruggiere Inc 89-11 JAMAICA AVE, WOODHAVEN, NY, 11421
Allstate Robert C. Sullivan 63 Pearl St, Metuchen, NJ, 8840

Princeton, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Rocky Hill borough, New Jersey $112 $149 $223
Princeton Junction CDP, New Jersey $116 $155 $232
Blawenburg CDP, New Jersey $133 $177 $265

Princeton, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Princeton, NJ2.1%8.2%
Rocky Hill2.82%7.43%
Princeton Junction2.28%7.75%
Kingston3.0%7.23%

Princeton Renters Insurance as a Percentage of Rent

Princeton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 48 2.0% $723
$300 to $499 143 6.0% $1173
$500 to $749 263 12.0% $1848
$750 to $999 349 16.0% $2598
$1,000 to $1,499 748 35.0% $3723
$1,500 or more 564 26.0% $5373

Princeton, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$7,400
Yearly Princeton Homeowner Insurance Premium Example $3,300$2,300
Out of Pocket Expense During Claim$1,400$7,400
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $24,500$23,500
Net Savings to Princeton Home Owner from High Deductible Plan $1,000

Princeton, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Princeton, NJ Home Replacement Value MORE than Home Value Princeton, NJ Home Replacement Value LESS than Home Value
Replacement Value $1,013,000 $614,500
Insurance Premium based on Replacement Value $5,275 $3,200
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $216,000 Risk Exposure from Under Insuring Coverage is $182,500
Premium Impact Insurance cheaper by $950/year Insurance costlier by $1,125/year

Example Princeton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAllstateAmica Mutual Insurance Company
Monthly Premium 164128225
Year Built 194219692002
Home Details 5 Beds, 4 Baths3 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $700000-$800000$500000-$600000$400000-$500000
Deductible $5000 to $10,000 Deductible> $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Princeton, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2005 580,000 Metal Roof 1,710 2 $500- $1000 Deductible 1880 7 Brick siding No
1941 550,000 Membrane Roof 1,660 2 $5000 to $10,000 Deductible 1010 6 Vinyl siding yes
1943 730,000 Tile Roof 2,140 3 > $10,000 Deductible 1910 12 Stone Siding yes
1995 795,000 Composition Roof 2,120 4 $5000 to $10,000 Deductible 540 3 Vinyl siding yes
1966 880,000 Shingles Roof 2,410 4 $2500-$5000 Deductible 2880 12 Fiber-Cement Siding No
2006 300,000 Tile Roof 1,060 2 $500- $1000 Deductible 880 7 Vinyl siding No
2005 695,000 Shingles Roof 2,090 5 $500 Deductible 250 1 Brick siding No
1969 610,000 Wood Shake Roof 1,860 4 $500 Deductible 2080 8 Stucco siding No
2005 650,000 Metal Roof 1,760 5 $500- $1000 Deductible 970 4 Fiber-Cement Siding No
1966 1,360,000 Shingles Roof 4,340 5 $2500-$5000 Deductible 610 2 Fiber-Cement Siding yes
1948 590,000 Metal Roof 1,620 2 > $10,000 Deductible 320 2 Vinyl siding yes
1970 485,000 Metal Roof 1,320 3 $500 Deductible 1040 4 Wood siding No
1995 1,065,000 Composition Roof 3,250 5 $500 Deductible 4000 12 Stucco siding yes
2004 505,000 Composition Roof 1,720 2 $1000-$2500 Deductible 490 3 Stone Siding yes
2005 795,000 Wood Shake Roof 2,620 4 > $10,000 Deductible 190 1 Vinyl siding No
1940 635,000 Asphalt Shingles Roof 2,240 3 $500 Deductible 2780 12 Stone Siding No
2011 565,000 Tile Roof 1,420 3 $1000-$2500 Deductible 590 3 Fiber-Cement Siding yes
1968 1,110,000 Metal Roof 2,730 4 $500- $1000 Deductible 320 1 Stone Siding yes
2004 1,290,000 Asphalt Shingles Roof 4,250 5 $2500-$5000 Deductible 1770 6 Vinyl siding No
2011 475,000 Metal Roof 1,670 4 $2500-$5000 Deductible 580 4 Stone Siding No
2012 1,175,000 Membrane Roof 3,000 4 $500- $1000 Deductible 4120 10 Brick siding yes
1992 1,830,000 Metal Roof 4,630 5 $500 Deductible 4330 10 Fiber-Cement Siding yes
1997 730,000 Slate Shingles Roof 1,990 4 $1000-$2500 Deductible 740 3 Brick siding No
1973 345,000 Membrane Roof 960 2 $2500-$5000 Deductible 460 7 Stucco siding yes
2009 755,000 Tile Roof 2,420 5 $1000-$2500 Deductible 2480 10 Vinyl siding No
2014 395,000 Metal Roof 1,090 2 $1000-$2500 Deductible 620 6 Brick siding yes
1966 670,000 Asphalt Shingles Roof 2,000 3 > $10,000 Deductible 530 5 Fiber-Cement Siding yes
1944 1,510,000 Tile Roof 4,900 5 $500 Deductible 3910 10 Wood siding yes
2012 460,000 Asphalt Shingles Roof 1,190 2 $1000-$2500 Deductible 820 6 Vinyl siding No
1995 930,000 Metal Roof 2,730 4 $5000 to $10,000 Deductible 990 5 Fiber-Cement Siding No
1965 485,000 Membrane Roof 1,380 2 $2500-$5000 Deductible 770 5 Wood siding No
1999 660,000 Metal Roof 1,740 3 $500 Deductible 1940 8 Wood siding yes
1947 760,000 Shingles Roof 2,160 5 $1000-$2500 Deductible 2070 9 Brick siding yes
1971 735,000 Composition Roof 1,920 4 $500 Deductible 1250 5 Vinyl siding No