Princeton Insurance Rates:

Princeton, FL homeowners insurance is about $981 to $1,345, about $81-$112/month. Our detailed research reveals consumers can save as much as $465 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Citizens Property Insurance
I have never used the Citizens Insurance website so it would be quite difficult to really give it a good, average, or bad rating
Amica Mutual Insurance
I like that amica offers 24-hour customer service, which as been helpful in cases when i had questions about my policy (which has changed several times in the last few years).
Usaa
I do wish sometimes that there was a local branch at each of our duty stations so i could go in to deposit cash if needed.
Nationwide
My nationwide agent has been wonderful to work with. she is professional and always responds to my questions and concerns. i wouldn't trust my homeowner's insurance to anyone else.

Princeton, FL Homeowners Insurance By Home Value

Princeton, FL Home Value Total Homes % of Total Average Princeton, FL Homeowners Insurance
Less than $50,000 159 3.0% $186
$60,000 to $69,999 63 1.0% $477
$70,000 to $79,999 271 6.0% $558
$80,000 to $89,999 392 9.0% $628
$90,000 to $99,999 77 1.0% $710
$100,000 to $124,999 574 14.0% $826
$125,000 to $149,999 434 10.0% $1024
$150,000 to $174,999 384 9.0% $1210
$175,000 to $199,999 306 7.0% $1408
$200,000 to $249,999 613 15.0% $1687
$250,000 to $299,999 431 10.0% $2060
$300,000 to $399,999 254 6.0% $2630

Top Home Insurance Agents Near Princeton, FL

Home Insurance Company Near Princeton, FL Homeowners Insurance Agency Near Princeton, FL Address
Travelers Manhattan Insurance Group Inc 299 ALHAMBRA CIRCLE SUITE 302, CORAL GABLES, FL, 33134
Travelers Nsi Insurance Group 8181 NW 154TH STE 230, MIAMI LAKES, FL, 33016
NA Elegant Insurance Agency 1001 Cypress Creek Rd Ste 304 Ft Lauderdale, Fort Lauderdale, FL, 33309
NA Insure All-Risk Inc Dba Allied Insurance Group 8346 W State Rd 84 , Fort Lauderdale, FL, 33324
Travelers Access Insurance Underwriter Llc 2850 N ANDREWS AVE, FT LAUDERDALE, FL, 33311

Cost Of Homeowners Insurance By Street Near Princeton, FL

Streets in Princeton Area Homeowners Insurance Cost
SW 268th Ter, SW 238th Ter, SW 231st Ter, SW 227th Ter, SW 251st Ter, SW 255th Ter, Packing House Rd, SW 244 Ter, SW 263rd Ter, Church St$1,160
SW 271st St, SW 125 Ave, SW 257th St, SW 123rd Dr, SW 242nd Ter, SW 109th Avenue Ct, Pine Island Rd, SW 251st Ln, SW 253rd St, SW 259th St$1,170
SW 226th Ter, Bayview St, SW 222nd Dr, Plummer Dr, SW 228th Ter, SW 220th Ter, SW 113th Path, SW 261st Ter, SW 269th St, SW 229th Ter$1,169
SW 243rd Ln, SW 239th Ter, SW 262nd Ln, SW 246th St, SW 244th Ter, SW 110th Pl, SW 260th Ln, SW 226th Ter, SW 229th St, SW 217th St$1,151
SW 245th Ter, SW 245 Ter, SW 113th Pass, Tahiti Dr, SW 219th Ter, SW 243rd Ter, SW 257th Ter, SW 232nd Ln, SW 241st St, Pine Island Rd$1,160

Princeton, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Princeton$172 to $175
Goulds$174
Naranja$175
Princeton-Goulds$177

Princeton, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Goulds CDP, Florida $145 $193 $290
Naranja CDP, Florida $146 $195 $292
Princeton-Goulds CCD, Miami-Dade County, Florida $148 $197 $295

Princeton, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Princeton, FL5.5%19.2%
Goulds5.91%21.39%
Naranja5.84%30.21%
Princeton-Goulds5.35%19.94%

Princeton Renters Insurance as a Percentage of Rent

Princeton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 156 8.0% $1914
$750 to $999 234 12.0% $2664
$1,000 to $1,499 856 45.0% $3789
$1,500 or more 630 33.0% $5439

Average Cost Of Home Insurance By Company In Areas Nearby Princeton For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Asi Preferred Insurance $7,760
150,000 27 NO Federated National Insurance $7,028
150,000 27 NO Florida Farm Bureau Casualty Insurance $6,168
150,000 27 NO Liberty Mutual Fire Insurance $5,792
150,000 27 YES Southern Fidelity Insurance $3,514
300,000 12 NA Universal Insurance $6,265

Princeton, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$2,500
Yearly Princeton Homeowner Insurance Premium Example $4,200$3,700
Out of Pocket Expense During Claim$500$2,500
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $21,500$21,000
Net Savings to Princeton Home Owner from High Deductible Plan $500

Princeton, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Princeton, FL Home Replacement Value MORE than Home Value Princeton, FL Home Replacement Value LESS than Home Value
Replacement Value $181,500 $144,000
Insurance Premium based on Replacement Value $4,075 $3,250
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $19,500 Risk Exposure from Under Insuring Coverage is $18,000
Premium Impact Insurance cheaper by $400/year Insurance costlier by $425/year

Example Princeton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmLiberty MutualAllstate
Monthly Premium 367419255
Year Built 200019952013
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$250000-$300000$250000-$300000
Deductible $500 Deductible$1000-$2500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Princeton, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 240,000 Metal Roof 3,060 5 > $10,000 Deductible 2070 7 Wood siding yes
2001 345,000 Tile Roof 3,080 4 $5000 to $10,000 Deductible 2050 5 Stucco siding No
1995 190,000 Composition Roof 1,760 3 $1000-$2500 Deductible 520 2 Vinyl siding No
2005 120,000 Shingles Roof 1,410 3 $1000-$2500 Deductible 1750 10 Brick siding No
2010 345,000 Tile Roof 3,080 4 $2500-$5000 Deductible 4250 9 Stucco siding No
1996 200,000 Shingles Roof 2,140 3 $500 Deductible 770 3 Stucco siding yes
2010 215,000 Metal Roof 1,920 3 > $10,000 Deductible 1050 6 Stucco siding yes
2009 205,000 Slate Shingles Roof 1,930 3 $500- $1000 Deductible 1750 6 Vinyl siding yes
1997 145,000 Wood Shake Roof 1,820 4 $2500-$5000 Deductible 680 3 Wood siding No
2002 305,000 Composition Roof 2,920 4 > $10,000 Deductible 1700 6 Fiber-Cement Siding No
2014 245,000 Tile Roof 2,840 4 $1000-$2500 Deductible 1850 6 Brick siding No
2014 115,000 Shingles Roof 1,460 3 $500- $1000 Deductible 1230 6 Stucco siding No
2013 215,000 Tile Roof 2,590 4 > $10,000 Deductible 1490 9 Fiber-Cement Siding yes
2011 270,000 Membrane Roof 2,890 5 $2500-$5000 Deductible 2270 6 Wood siding yes
1993 135,000 Wood Shake Roof 1,730 3 $500- $1000 Deductible 1480 6 Vinyl siding No
1992 190,000 Shingles Roof 1,700 3 $1000-$2500 Deductible 1350 5 Fiber-Cement Siding yes
2002 510,000 Wood Shake Roof 4,800 5 $500 Deductible 3910 6 Stone Siding yes