Prince George's County Insurance Rates:

Prince George's County, MD homeowners insurance is nearly $602 to $814, about $50-$67/month. Our thorough analysis reveals consumers can save upto $283 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Find the best Cost of Homeowners Insurance in Prince George's County, MD

The average cost of home insurance in Prince George's County, MD, is $954. Buying a home is an exciting and major investment for nearly any family. To protect that investment, be sure you have enough insurance coverage. Before purchasing home insurance, residents must compare the insurance quotes offered by different firms in Prince George's County, Maryland. The cost of homeowner's insurance varies substantially from person to person in Prince George's County, Maryland. The following are a few elements that influence house insurance prices in Prince George's County, Maryland.

Cost of Insurance Based on the Deductibles in Prince George's County, MD

As a Prince George's County homeowner, you are likely aware that your home insurance policy comes with a deductible. This is the amount of money you are responsible for paying out-of-pocket in case of a covered claim. In most cases, the higher your deductible is, the lower your premium will be. However, it is important to be aware of the high deductible's potential costs in the event you need to file a claim. For example, if your home is damaged in a severe storm and your deductible is $1,000, you will be responsible for paying the first $1,000 of repair or replacement costs. For instance, homeowners with deductibles of $1500 and $2000 pay $802.7 and $728.67 in premiums, respectively. However, homeowners who pay a 500 or 1000-dollar deductible pay $942.55 and $852.69, respectively.

Cost of Insurance Based on the Safety Features in Prince George's County, MD

Safety features are one of several aspects that influence house insurance rates in Prince George's County, MD. Insurance companies consider the risk of loss when determining premiums, and properties with features that lessen the likelihood of loss or damage will often have lower rates. Fire sprinklers, security systems, deadbolt locks, and smoke detectors are a few safety elements that could be considered. Homes that are situated in neighbourhoods with low crime rates and effective fire protection are often thought to be less unsafe and may have lower rates. Homes with deadbolts, for instance, will prevent a burglar from entering the house through its main entryways. It will lessen the likelihood of theft. In Prince George's County, Maryland, houses with deadbolts pay $829.98 for homeowner's insurance. The cost of home insurance will go down with more modern amenities.

Cost of Insurance Based on the Materials Used in Prince George's County, MD

The material's longer lifespan increases the durability of a home. Homeowners are advised to utilize genuine and long-lasting materials like clay brick, concrete, a hail-resistant roof, etc. This significantly reduces the price of your homeowner's insurance in Prince George's County, Maryland. For example, in Prince George's County, Maryland homeowners that chose to use fire-resistant brick or masonry pay $820.44 and $906.3 in insurance, respectively.

Prince George's County, MD Homeowners Insurance By Home Value

Prince George's County, MD Home Value Total Homes % of Total Average Prince George's County, MD Homeowners Insurance
Less than $50,000 4,067 2.0% $56
$100,000 to $124,999 4,279 2.0% $269
$125,000 to $149,999 5,195 3.0% $332
$150,000 to $174,999 10,644 6.0% $396
$175,000 to $199,999 11,230 7.0% $453
$200,000 to $249,999 30,626 20.0% $545
$250,000 to $299,999 33,451 21.0% $672
$300,000 to $399,999 49,789 32.0% $849

Top Home Insurance Agents Near Prince George's County, MD

Home Insurance Company Near Prince George's County, MD Homeowners Insurance Agency Near Prince George's County, MD Address
Travelers A F Szabo Insurance Agency Inc 11705 Berry Road Suite 101, Waldorf, MD, 20603
Nationwide Bruce D Orndorff 2304 Gallows Rd Lower Level, Dunn Loring, VA, 22027-0627
Erie Lindquist Insurance Associates Inc. Po Box 351, New Market, MD, 21774
Allstate Nisha Govindani 5547 Lee Hwy, Arlington, VA, 22207
Nationwide Vernon R Gordon Jr Lutcf 3950 Chain Bridge Rd STE 2, Fairfax, VA, 22030

Prince George's County, MD Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Prince George's County, MD

Streets in Prince George's County Area Homeowners Insurance Cost
Stockport Ct, Kent Town Dr, Goodfellow Dr, Northview Dr, Millponds Dr, 70th Pl, Jericho Park Rd, Chestnut Grove Ln, Mahnaz Ct, Business Pkwy$708
Balsam Poplar Pl, Fairfield Ct, Red Leaf Ct, Lena Way, Idolstone Ln, Whispering Leaves Ln, Huron Ave, Towhee Ave, Hamilton Pl, Muirfield Dr$767
Michie Dr, Signet Ln, Meadow Green Ter, Hill Stream Dr, Arden Ln, Bay Way, Magruders Ferry Rd, Ridgewell Ct, Buena Vista Ave, S Barnaby Rd$697
Ross St, Narrows Ct, Gallery St, Bivens Pl, E Grove, Walmsley Ct, Chapel Pl, Legation Rd, Lord Fairfax Pl, Kiln Ct$None
Cross St, Pony Trail Ln, Caldran Dr, Carland Pl, Eleanor Brooke Way, Ethan Ct, Dew Dr, Timber Cross Ct, Loch Ct, Pheasant Run Dr$716
Tyrol Ter, Hatboro Pl, Hedgeleaf Ave, Joan Ln, Ripplingbrook Ct, Dale Dr, Founders Woods Way, Downing Ct, Garrison Rd, Kegwood Ln$711
Strathaven Cir, Blackpowder Ln, Lorton Ave, Blackwater Rd, Maemoore Ct, Broken Bow Ct, Peace Dr, Truck Way, Brimfield Dr, Columbine Ln$697
Starling Ln, Puffin Ct, Red Maple Ct, Anny Dr, Spice Wind Ter, Chatsfield Way, Calverton Dr, Dalmatia Ct, Farmhouse Rd, Granada Ct$691
Freeport St, Thorpe Ln, Woodlawn Blvd, 17th Ave, Orme Rd, Starlight Ln, 70th Pl, Kings Council Way, Hilton Hill Dr, Greeley Pl$698
Danube Ct, Toledo Ter, Boxer Rd, Tanglewood Dr, Copperville Way, Weymouth Ave, North St, Albert Dr, St Thomas Sanctuary Dr, Chelsea Ln$725

Prince George's County, MD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Prince George's County$106 to $108

Prince George's County, MD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Westphalia CDP, Maryland $107 $142 $213
Melwood CDP, Maryland $107 $142 $213
Forestville CDP, Maryland $104 $138 $207

Prince George's County, MD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Prince George's County, MD2.6%9.1%

Prince George's County Renters Insurance as a Percentage of Rent

Prince George's County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 1,173 1.0% $781
$300 to $499 1,701 1.0% $1231
$500 to $749 3,418 3.0% $1906
$750 to $999 17,549 16.0% $2656
$1,000 to $1,499 55,984 51.0% $3781
$1,500 or more 27,500 25.0% $5431

Average Cost Of Home Insurance By Company In Areas Nearby Prince George's County For Different Scenarios

Home Value ($) Deductible ($) Construction Type Age of Home (Years) Company Premium ($)
360,000 500 Frame 25 Allied Property & Casualty Insurance Co. 1,181
310,000 500 Frame 35 Cincinnati Insurance Co. 1,577
360,000 500 Frame 25 Federal Insurance Co. 2,000
310,000 500 Frame 35 Frederick Mutual Insurance Co. 898
360,000 500 Frame 25 Horace Mann Insurance Co. 1,374
310,000 500 Frame 35 Peninsula Insurance Co. 1,158
310,000 500 Frame 35 Safeco Insurance Co. Of America 654
360,000 500 Frame 25 Stillwater P & C Insurance Co. 1,513
360,000 500 Frame 25 Travelers Commercial Insurance Co. 915
460,000 1,000 Frame 10 Travelers Home & Marine Insurance Co. 1,023

Latest Home Insurance Reviews by Location

Clinton, MD

Excellent customer service coupled with competitive pricing goes a long way in making the face of a company. I do not cringe when I think about calling Geico.
Read more Clinton home insurance reviews

Chillum, MD

The premium and deductible seem about the same or perhaps a little lower than other home insurance companies. However, it really wasn't so much these that kept our business.
Read more Chillum home insurance reviews

College Park, MD

State Auto
State Auto has been a great company to be a part of. They offer policies that fit my needs, at better prices than other companies and so far, have been great to work with.
Read more College Park home insurance reviews

Bowie, MD

I can reach an insurance associate on the phone whenever I need to. They are easy to deal with and offer a discount for paying the year up front, and their prices are nearly the same as so many other insurance companies.
Read more Bowie home insurance reviews

How To Make Your Prince George'S County, MD Home Insurance Cheaper

How Much Does Prince George's County, MD Home Insurance Cost?