Priest River Insurance Rates:

Priest River, ID homeowners insurance is about $431 to $595, about $35-$49/month. Our complete analysis shows customers can save upto $205 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Priest River, ID Homeowners Insurance By Home Value

Priest River, ID Home Value Total Homes % of Total Average Priest River, ID Homeowners Insurance
Less than $50,000 84 5.0% $71
$50,000 to $59,999 66 4.0% $153
$60,000 to $69,999 23 1.0% $189
$80,000 to $89,999 64 3.0% $246
$90,000 to $99,999 43 2.0% $277
$100,000 to $124,999 245 14.0% $323
$125,000 to $149,999 133 8.0% $400
$150,000 to $174,999 300 18.0% $477
$175,000 to $199,999 113 6.0% $548
$200,000 to $249,999 179 10.0% $661
$250,000 to $299,999 112 6.0% $805
$300,000 to $399,999 257 15.0% $1026

Top Home Insurance Agents Near Priest River, ID

Home Insurance Company Near Priest River, ID Homeowners Insurance Agency Near Priest River, ID Address
NA Crc Investments, Inc. Dba Standen Insurance 26 West H Street Ste: B Deer Park, Deer Park, WA, 99006
Farmers Bruce Hunt 309 S Washington Ave, Newport, WA, 99156
Travelers Pioneer Insurance 301 S WASHINGTON AVE, NEWPORT, WA, 99156
Travelers Summit Insurance Resource Group 1323 Highway 2 Suite 300, Sandpoint, ID, 83864
Travelers Summit Insurance Resource Group 301 CEDAR ST STE 203, SANDPOINT, ID, 83864

Cost Of Homeowners Insurance By Street Near Priest River, ID

Streets in Priest River Area Homeowners Insurance Cost
Canoe Point Rd, Bull Pine Ln, Tom Low Rd, Tanglewood Rd, Snow Creek Rd, Missouri St, State Cabin Rd, Isabella Ct, Le Clerc Rd, Ivan White Rd$553
Old Eastside Rd, Powerline Rd, N Gate Rd, E Missouri St, Blue Lake Rd, Earhart Ln, Sundance Loop, Dickinson Ave, Shore Rd, Eastside Rd$548
Hurricane Ln, Middle Shores Rd, Westside Rd, Paradocs Rd, Nat For Dev Rd 1337, Pettit Ln, Preston Pt, Jefferson Ave, Shelby Rd, Dew Valley Loop$558
Maiden Ln, Ravin Ranch Rd, 4th St, Eleventh St, High St, Northgate, Forestview, Worden Ln, Timber Ln, Hemlock St$542
Compton Cove Ln, W Whiski Rd, Poverty Valley Rd, Cary Spur Rd, Hagman Rd, Glidden Ave, Holly Glenn W, W Side Rd, Eastside Rd, Priest Lake Museum Rd$532

Priest River, ID Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Priest River$76 to $79
Pend Oreille County$88
Bonner County$79
Ponderay$77

Priest River, ID Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Pend Oreille County, Washington $88 $117 $176
Bonner County, Idaho $80 $106 $159
Ponderay city, Idaho $77 $103 $155

Priest River, ID Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Priest River, ID3.8%12.9%
Pend Oreille County4.54%17.63%
Bonner County3.42%13.26%
Ponderay4.98%10.6%

Priest River Renters Insurance as a Percentage of Rent

Priest River Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 7 1.0% $336
$200 to $299 75 15.0% $786
$300 to $499 19 3.0% $1236
$500 to $749 215 44.0% $1911
$750 to $999 141 29.0% $2661
$1,000 to $1,499 23 4.0% $3786

Priest River, ID Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Priest River Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,200$5,600
Net Savings to Priest River Home Owner from High Deductible Plan $600

Priest River, ID Home Insurance Costs With Home Replacement Value Scenarios

Scenario Priest River, ID Home Replacement Value MORE than Home Value Priest River, ID Home Replacement Value LESS than Home Value
Replacement Value $313,000 $212,500
Insurance Premium based on Replacement Value $1,125 $775
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $67,000 Risk Exposure from Under Insuring Coverage is $33,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $225/year

Example Priest River Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceTravelersNationwide Insurance
Monthly Premium 303327
Year Built 200519611994
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $100000-$125000$200000-$250000$175000-$200000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Priest River, ID from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1996 155,000 Membrane Roof 1,480 2 $1000-$2500 Deductible 30 1 Brick siding yes
1994 270,000 Tile Roof 2,480 4 > $10,000 Deductible 400 9 Wood siding yes
1973 265,000 Shingles Roof 2,390 4 $500 Deductible 300 6 Stone Siding No
1960 290,000 Composition Roof 2,710 4 $5000 to $10,000 Deductible 230 5 Vinyl siding No
2007 150,000 Shingles Roof 1,760 2 $1000-$2500 Deductible 160 4 Brick siding yes
1971 145,000 Membrane Roof 1,460 2 $1000-$2500 Deductible 40 1 Fiber-Cement Siding yes
1961 95,000 Metal Roof 980 2 $500- $1000 Deductible 80 4 Stucco siding No
2010 345,000 Metal Roof 3,390 4 $500- $1000 Deductible 430 6 Fiber-Cement Siding No
2014 105,000 Wood Shake Roof 1,150 2 $2500-$5000 Deductible 100 6 Stone Siding yes
1965 160,000 Composition Roof 1,460 3 $1000-$2500 Deductible 340 12 Wood siding yes
1973 185,000 Asphalt Shingles Roof 1,560 3 $500 Deductible 670 12 Stone Siding yes
1973 100,000 Membrane Roof 1,210 2 $500- $1000 Deductible 200 10 Brick siding No
2004 235,000 Tile Roof 2,060 3 $2500-$5000 Deductible 440 9 Stone Siding No
1978 135,000 Membrane Roof 1,640 4 $500- $1000 Deductible 200 6 Stone Siding yes
1992 275,000 Wood Shake Roof 3,140 4 > $10,000 Deductible 320 8 Brick siding yes
1982 165,000 Wood Shake Roof 1,940 4 $2500-$5000 Deductible 240 8 Vinyl siding yes
1995 245,000 Composition Roof 2,330 4 > $10,000 Deductible 100 3 Vinyl siding No
1972 210,000 Membrane Roof 1,800 2 $1000-$2500 Deductible 480 12 Fiber-Cement Siding yes
2012 400,000 Asphalt Shingles Roof 3,380 4 $5000 to $10,000 Deductible 650 12 Brick siding yes
2006 215,000 Membrane Roof 2,310 3 $5000 to $10,000 Deductible 150 6 Brick siding yes
2013 140,000 Metal Roof 1,220 2 $2500-$5000 Deductible 90 3 Stucco siding No
1973 165,000 Metal Roof 1,990 3 $500- $1000 Deductible 40 1 Fiber-Cement Siding No
1980 185,000 Composition Roof 1,710 3 $500- $1000 Deductible 170 3 Wood siding No
1973 85,000 Asphalt Shingles Roof 1,010 2 $2500-$5000 Deductible 90 6 Brick siding yes
1963 150,000 Metal Roof 1,660 3 $2500-$5000 Deductible 100 4 Stucco siding yes
1978 175,000 Composition Roof 1,590 2 $1000-$2500 Deductible 230 7 Stucco siding No
1972 105,000 Shingles Roof 1,030 2 $500 Deductible 90 4 Stucco siding No
1999 175,000 Composition Roof 1,940 4 $5000 to $10,000 Deductible 180 8 Wood siding No
2014 135,000 Slate Shingles Roof 1,410 2 $2500-$5000 Deductible 250 12 Vinyl siding yes
2007 160,000 Wood Shake Roof 1,670 3 $500 Deductible 190 5 Fiber-Cement Siding yes
2009 165,000 Composition Roof 1,520 2 $2500-$5000 Deductible 210 5 Fiber-Cement Siding No
2001 180,000 Wood Shake Roof 1,650 3 $5000 to $10,000 Deductible 90 3 Fiber-Cement Siding No
2007 115,000 Asphalt Shingles Roof 1,090 2 $2500-$5000 Deductible 180 8 Stucco siding No
2006 270,000 Slate Shingles Roof 3,200 4 $500 Deductible 640 10 Wood siding yes