Preston Insurance Rates:

Preston, ID homeowners insurance is nearly $431 to $587, about $35-$48/month. Our detailed research shows customers can save as much as $203 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Preston, ID Homeowners Insurance By Home Value

Preston, ID Home Value Total Homes % of Total Average Preston, ID Homeowners Insurance
Less than $50,000 119 5.0% $76
$60,000 to $69,999 32 1.0% $203
$70,000 to $79,999 50 2.0% $234
$80,000 to $89,999 94 4.0% $264
$90,000 to $99,999 109 4.0% $300
$100,000 to $124,999 346 15.0% $346
$125,000 to $149,999 312 13.0% $432
$150,000 to $174,999 326 14.0% $514
$175,000 to $199,999 187 8.0% $590
$200,000 to $249,999 256 11.0% $712
$250,000 to $299,999 274 12.0% $870
$300,000 to $399,999 157 6.0% $1104

Top Home Insurance Agents Near Preston, ID

Home Insurance Company Near Preston, ID Homeowners Insurance Agency Near Preston, ID Address
Farmers Brent Layton 305 E Main St, Tremonton, T, 84337
Liberty Mutual Independent Cache Valley Insurance Inc #2 777 N MAIN ST, BRIGHAM CITY, UT, 84302
Farmers Corrie Bingham Csg Csp Lutcf 550 N MAIN ST STE 116, Logan, T, 84321
State Farm Dan Price 23 E 700 S, Brigham City, UT, 84302-3234
State Farm Rigo Chaparro 30 S Main St, Smithfield, UT, 84335-1937

Cost Of Homeowners Insurance By Street Near Preston, ID

Streets in Preston Area Homeowners Insurance Cost
N Johnson Rd, N 2nd E, S Main Hwy, Cemetery Rd, W 5600 S, S 600 W, N Capitol Hill Rd, E 4000 S, S 1st E, Treasurton Rd$507
E Glendale Rd, W 300 S, 7200 W, N 4th W, State Hwy 34, E 4800 N, W 1600 S, Buckboard Dr, E 13000 N, W 1700 N$506
W 1500 N, W 4400 S, Williams Creek Rd, E 900 S, E 400 S, Mt Meadow Dr, Ranch Loop Rd, N 5600 E, N 1600 E, E 7400 N$506
Bastion Ln, N 600 W, N 2400 W, E 3800 S, E 8th South St, King Rd, N 8th E, Gravel Pit Rd, W 2400 N, N State Hwy 34$506
E 2nd North St, S Cove Rd, Jensen Ln, N 1st W, E 3600 S, S Spring Creek Rd, S 1st W, E 100 S, 100 S, E Foster Creek Rd$506

Preston, ID Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Preston$75 to $78
Franklin$75
Franklin County$76
Cove$72

Preston, ID Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Franklin city, Idaho $75 $100 $150
Franklin County, Idaho $76 $101 $152
Cove CDP, Utah $73 $97 $146

Preston, ID Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Preston, ID3.5%12.1%
Franklin3.46%11.16%
Franklin County3.55%11.98%
Cove3.23%11.42%

Preston Renters Insurance as a Percentage of Rent

Preston Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 15 3.0% $339
$300 to $499 81 17.0% $1239
$500 to $749 233 50.0% $1914
$750 to $999 103 22.0% $2664
$1,000 to $1,499 14 3.0% $3789
$1,500 or more 11 2.0% $5439

Preston, ID Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Preston Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,700$5,100
Net Savings to Preston Home Owner from High Deductible Plan $600

Preston, ID Home Insurance Costs With Home Replacement Value Scenarios

Scenario Preston, ID Home Replacement Value MORE than Home Value Preston, ID Home Replacement Value LESS than Home Value
Replacement Value $189,500 $130,500
Insurance Premium based on Replacement Value $575 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $37,000 Risk Exposure from Under Insuring Coverage is $22,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $100/year

Example Preston Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAmica Mutual Insurance CompanyFarmers Insurance
Monthly Premium 354263
Year Built 200419802011
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $125000-$150000$250000-$300000$400000-$500000
Deductible $500 Deductible> $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Preston, ID from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1980 295,000 Shingles Roof 3,000 4 $5000 to $10,000 Deductible 120 3 Stucco siding yes
2009 210,000 Metal Roof 2,070 4 $5000 to $10,000 Deductible 100 3 Brick siding No
2013 255,000 Composition Roof 3,100 4 $1000-$2500 Deductible 380 8 Vinyl siding yes
2011 160,000 Membrane Roof 1,770 3 $500 Deductible 90 2 Fiber-Cement Siding yes
2001 230,000 Slate Shingles Roof 2,930 4 $2500-$5000 Deductible 490 10 Brick siding No
1982 225,000 Composition Roof 2,450 4 $500 Deductible 140 3 Fiber-Cement Siding yes
1947 220,000 Shingles Roof 1,970 5 $2500-$5000 Deductible 120 4 Stucco siding No
2000 285,000 Tile Roof 2,740 4 $500 Deductible 150 2 Wood siding yes
1988 220,000 Metal Roof 2,360 4 > $10,000 Deductible 180 5 Stone Siding yes
1988 220,000 Metal Roof 2,070 3 $1000-$2500 Deductible 500 9 Vinyl siding yes
1947 120,000 Asphalt Shingles Roof 1,440 3 $500 Deductible 380 12 Stucco siding yes
1985 195,000 Membrane Roof 2,010 4 $2500-$5000 Deductible 340 9 Vinyl siding No
1944 160,000 Slate Shingles Roof 2,050 4 $1000-$2500 Deductible 80 2 Stone Siding yes
2014 380,000 Asphalt Shingles Roof 4,990 5 $500 Deductible 190 2 Stone Siding No
2013 180,000 Tile Roof 1,990 4 $500 Deductible 200 5 Stone Siding No
2004 185,000 Wood Shake Roof 1,970 3 $2500-$5000 Deductible 170 4 Stone Siding yes
2005 140,000 Wood Shake Roof 1,210 3 $500 Deductible 280 10 Wood siding No
1944 205,000 Metal Roof 2,190 3 $5000 to $10,000 Deductible 210 7 Brick siding No
1988 215,000 Slate Shingles Roof 2,170 5 $5000 to $10,000 Deductible 220 8 Stone Siding No
2005 380,000 Tile Roof 4,900 5 > $10,000 Deductible 540 9 Wood siding No
2007 305,000 Membrane Roof 3,130 4 $1000-$2500 Deductible 330 5 Vinyl siding No
1987 105,000 Shingles Roof 1,380 3 $1000-$2500 Deductible 40 2 Stone Siding No
1985 290,000 Slate Shingles Roof 2,790 4 $5000 to $10,000 Deductible 430 10 Fiber-Cement Siding No
1940 110,000 Tile Roof 1,450 3 $500- $1000 Deductible 150 8 Wood siding yes
2012 485,000 Asphalt Shingles Roof 4,730 5 $500- $1000 Deductible 1060 9 Stucco siding yes
1985 175,000 Asphalt Shingles Roof 1,830 3 $500- $1000 Deductible 160 4 Stone Siding No
2008 165,000 Wood Shake Roof 1,550 3 $2500-$5000 Deductible 30 1 Vinyl siding yes
1949 260,000 Slate Shingles Roof 2,360 3 $5000 to $10,000 Deductible 330 7 Wood siding yes
2005 115,000 Asphalt Shingles Roof 1,420 3 $2500-$5000 Deductible 110 6 Brick siding No
2006 135,000 Metal Roof 1,780 5 $500- $1000 Deductible 260 6 Fiber-Cement Siding yes
2005 135,000 Shingles Roof 1,250 3 $1000-$2500 Deductible 230 9 Fiber-Cement Siding No
1983 300,000 Asphalt Shingles Roof 2,740 5 $5000 to $10,000 Deductible 360 8 Stone Siding yes
1986 445,000 Composition Roof 4,870 5 $1000-$2500 Deductible 420 4 Stone Siding yes
1980 180,000 Tile Roof 2,000 3 $1000-$2500 Deductible 120 3 Vinyl siding yes