Prescott Valley Insurance Rates:

Prescott Valley, AZ homeowners insurance is about $525 to $713, about $43-$59/month. Our extensive guide indicates shoppers can save as much as $247 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I would recommend State Farm because I have found their coverate to be comprehensive, to the point, their agents are knowledgableand their customer srvice is outstanding
Geico
I'm happy with GEICO's insurance offerings and I have multiple policies with them. Some insurance companies don't cover everything; they specialize in one area of coverage. You can bundle and save with GEICO.
Usaa
The premium and deductibles are much more affordable than other companies, I can save more by bundling than I could be getting separate coverages
Usaa
Policies are pretty good. They are competitive and have low rates. Lower rates are always welcomed.
Usaa
I rate USAA at a 5. They have been nothing but outstanding in their service and always treat me as a priority when called upon. Their online services are exceptional and are always quick to respond.
Travelers
The insurance policy we have has much more comprehensive coverage for a lower price. They work great with the banks, and their coverage options are accommodating to any family.
Allstate
Another positive aspect of my insurance is i have the drive wise app it monitors my driving and for having it i get another 5% discount. also when i drive good it gives me points where i can buy things from a website.
Farm Bureau
I don't like that every few years we get a new agent. they never tell before this is to happen, it just does. the old agent should reach out and let us know he is leaving and introduce us or let us know who our new agent will be.
Geico
The second point i like about the company is that the market rate premium is competitive and you know that you are getting a good deal most out of the time. the competitive landscape and geico's positioning in the market share makes them more sensitive to premium drop.
Nationwide
I have been thrilled with the customer service for my homeowner's insurance company. We escrow our payments and we have had issues with the bank submitting timely payments. They have always been patient with us as they fight with the bank for the money.
Usaa
It is very comprehensive, without being bloated/cluttered. I can find what I want easily, and quickly. Also, there are a variety of ways to contact them, whether via email, phone call, fax, or chatting online.
Nationwide
I had a claim once and dealt directly with the company and they communicated very well, I was happy with the entire exchange
Allstate
I would definitely recommend Allstate to anyone. They are a great company and they are always willing to work with you.

Prescott Valley, AZ Homeowners Insurance By Home Value

Prescott Valley, AZ Home Value Total Homes % of Total Average Prescott Valley, AZ Homeowners Insurance
Less than $50,000 600 6.0% $86
$60,000 to $69,999 142 1.0% $229
$70,000 to $79,999 267 2.0% $259
$80,000 to $89,999 301 3.0% $297
$90,000 to $99,999 221 2.0% $334
$100,000 to $124,999 827 9.0% $383
$125,000 to $149,999 771 8.0% $482
$150,000 to $174,999 1,503 16.0% $575
$175,000 to $199,999 1,102 12.0% $662
$200,000 to $249,999 1,239 13.0% $798
$250,000 to $299,999 1,303 14.0% $971
$300,000 to $399,999 769 8.0% $1238

Top Home Insurance Agents Near Prescott Valley, AZ

Home Insurance Company Near Prescott Valley, AZ Homeowners Insurance Agency Near Prescott Valley, AZ Address
NA Scherich Insurance Llc 830 S Main St 830 S Main St, Cottonwood, AZ, 86326
Travelers Chaparral Insurance Agency 222 W GURLEY STE 111, PRESCOTT, AZ, 86301
State Farm Eric Strobel 2485 N Grt Wstrn Dr Ste G, Prescott Vly, AZ, 86314-2526
Travelers James A Moeny 701 W Mesquite Dr, Cottonwood, AZ, 86326
State Farm Neil Rosenow 879 Cove Pkwy, Cottonwood, AZ, 86326-4645

Prescott Valley, AZ Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Prescott Valley, AZ

Streets in Prescott Valley Area Homeowners Insurance Cost
N Cypress Cir, Turquoise Cr, Rose Garden Ln, N View Crst, E Prescott Dells Rd, Renegade Hill Dr, Desert Hills Trl, Pinto St, N Dawn Cir, Lucky Shoe Cir$625
E Stagecoach Trl, N Meadowview Dr, N Sauter Dr E, Flat Iron Rd, Clume St, Dapple Grey Trl, E Debbie Dr, Hollow Reed Ln, Gold Mine Rd, E Loos Dr$629
Concord Dr, Cochise Dr N, French Cir, N Valley View Dr, E Sky View Ln, Betty Dr, E Blackfoot Cir, Laughing Hill Dr, Diebold Ln, E Spouse Dr$634
Kerrie Lee Dr, Coral Dr, Turquoise Cir, Leprechaun Rd, Mercedes Ct, N Split Rail Trl, S Manzanita Blvd, E Meadow Rd, Stagecoach St, Eighth St$604
E Marapai Rd, E Perth Ct, Lincoln Dr, E Mary May Ln, Goldwater Lake Rd, E Knave Ln, Celestine Ct, Dead Horse Ranch Rd, E Larkspur Ln, Yavapai Dr$622
Shepherd Run Dr, Mingus Mtn Ln, E Parapet Cir, Antelope Creek Rd, E Ackland Dr, Eldon Dr, Easy St, N Pebble Cir, N Vargas St, Bay Cir$599
E Slow Cattle Dr, Fiesta St, S Hopi Ct, Traverine Way, Sterling Spur Rd, Verde Vista Dr, E Santiago St, Cedar Springs St, E Rancho Vista Dr, Desert Dawn Rd$602
Hoot Owl Ridge Dr, E Indian Hill Dr N, Lower Gulch Xing, Wilderness Hill Rd, Forest Road 68A, E Old Cherry Rd, E Creekview Ln, Humboldt St, Thundering Herd, Frances Ct$629
N Half Hitch Rd, E Ramble Way, N Painted Vista Dr, E Sheldon Rd, E Sommer Dr, E Sablewood Dr, Ave Padilla, E Longhorn Dr, Bonnaha Ave, Lucky Shoe Way$630
N Racehorse Rd, Jefferson, Marion Cr, N Centre Ct, Manzanita Trl, E Trigger Rd, E Doric Pl, S Hopi Trl, Sycamore Canyon Rd, S Old Senator Hwy$630

Prescott Valley, AZ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Prescott Valley$92 to $95
Dewey-Humboldt$94
Chino Valley$92
Mayer$89

Prescott Valley, AZ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Dewey-Humboldt town, Arizona $95 $126 $189
Chino Valley town, Arizona $92 $123 $185
Mayer CDP, Arizona $89 $119 $179

Prescott Valley, AZ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Prescott Valley, AZ4.1%15.2%
Dewey-Humboldt5.47%16.06%
Chino Valley3.63%17.43%
Mayer5.33%22.14%

Prescott Valley Renters Insurance as a Percentage of Rent

Prescott Valley Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 288 5.0% $1254
$500 to $749 1,612 29.0% $1929
$750 to $999 1,399 25.0% $2679
$1,000 to $1,499 1,852 34.0% $3804
$1,500 or more 258 4.0% $5454

Prescott Valley, AZ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Prescott Valley Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $6,700$5,700
Net Savings to Prescott Valley Home Owner from High Deductible Plan $1,000

Prescott Valley, AZ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Prescott Valley, AZ Home Replacement Value MORE than Home Value Prescott Valley, AZ Home Replacement Value LESS than Home Value
Replacement Value $247,500 $152,000
Insurance Premium based on Replacement Value $850 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $56,000 Risk Exposure from Under Insuring Coverage is $39,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $175/year

Example Prescott Valley Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceFarmers InsuranceAmerican Family Insurance
Monthly Premium 383844
Year Built 201019951987
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths3 Beds, 1 Baths
Coverage Amount $175000-$200000$200000-$250000$150000-$175000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Prescott Valley, AZ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1987 200,000 Composition Roof 1,890 4 > $10,000 Deductible 100 4 Stucco siding No
1984 370,000 Composition Roof 3,090 4 > $10,000 Deductible 250 7 Brick siding No
2004 185,000 Asphalt Shingles Roof 1,930 3 $2500-$5000 Deductible 280 12 Stone Siding yes
1995 140,000 Wood Shake Roof 1,390 3 $2500-$5000 Deductible 20 1 Stucco siding yes
2009 290,000 Membrane Roof 2,800 4 $1000-$2500 Deductible 220 6 Vinyl siding yes
1982 190,000 Shingles Roof 1,790 4 $2500-$5000 Deductible 250 6 Wood siding yes
2013 250,000 Metal Roof 2,760 4 $1000-$2500 Deductible 270 4 Stone Siding No
2003 250,000 Shingles Roof 2,190 3 > $10,000 Deductible 240 9 Stone Siding No
2013 215,000 Wood Shake Roof 2,600 4 > $10,000 Deductible 20 1 Stone Siding yes
1994 180,000 Membrane Roof 2,120 3 $500 Deductible 190 5 Stucco siding No
2003 190,000 Membrane Roof 2,290 3 $2500-$5000 Deductible 80 2 Vinyl siding yes
1991 240,000 Tile Roof 2,570 4 $500 Deductible 500 10 Stucco siding yes
2000 270,000 Asphalt Shingles Roof 2,640 4 $2500-$5000 Deductible 220 6 Fiber-Cement Siding No
1997 250,000 Asphalt Shingles Roof 2,360 4 $500- $1000 Deductible 430 8 Vinyl siding No
1991 280,000 Tile Roof 3,230 4 $500 Deductible 240 3 Stone Siding yes
1981 215,000 Metal Roof 2,320 4 > $10,000 Deductible 300 10 Stone Siding No
2000 235,000 Membrane Roof 2,280 3 > $10,000 Deductible 50 2 Stone Siding yes
1992 235,000 Membrane Roof 2,170 3 $500- $1000 Deductible 280 4 Fiber-Cement Siding No
1989 230,000 Membrane Roof 1,980 3 $2500-$5000 Deductible 460 9 Stucco siding yes
1998 285,000 Membrane Roof 2,820 4 $500 Deductible 360 5 Vinyl siding yes
1983 380,000 Shingles Roof 3,200 4 $500- $1000 Deductible 680 7 Brick siding No
2004 270,000 Asphalt Shingles Roof 2,370 3 $500- $1000 Deductible 360 8 Wood siding yes
2014 220,000 Wood Shake Roof 1,920 3 $5000 to $10,000 Deductible 270 7 Stucco siding yes
2014 190,000 Membrane Roof 2,220 4 $2500-$5000 Deductible 360 9 Brick siding yes
2012 205,000 Metal Roof 1,680 4 $500 Deductible 230 5 Vinyl siding yes
2010 230,000 Tile Roof 2,250 3 $500 Deductible 820 12 Brick siding No
1984 225,000 Tile Roof 2,620 4 $500 Deductible 280 7 Brick siding yes
2013 200,000 Slate Shingles Roof 1,970 4 $1000-$2500 Deductible 120 3 Stucco siding yes
1992 310,000 Shingles Roof 3,270 4 > $10,000 Deductible 530 10 Vinyl siding yes
2000 270,000 Slate Shingles Roof 2,230 4 $500- $1000 Deductible 530 8 Vinyl siding No
1986 205,000 Membrane Roof 1,780 3 $500- $1000 Deductible 310 6 Brick siding yes
1990 260,000 Tile Roof 2,220 4 > $10,000 Deductible 280 10 Brick siding yes
2006 160,000 Slate Shingles Roof 1,870 3 $1000-$2500 Deductible 270 6 Brick siding yes
1980 230,000 Tile Roof 2,110 4 $500- $1000 Deductible 290 7 Brick siding No

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