How Much Does Prescott, AZ Home Insurance Cost?
Prescott, AZ Average Homeowners Insurance Cost
$780
Homeowners Insurance Cost - Prescott, AZ
$224,300
Median Home Value - Prescott, AZ
Prescott, AZ Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$9.36 | $770.64 |
| $1000 Deductible | -$82.84 | $697.16 |
| $1500 Deductible | -$123.71 | $656.29 |
| $2000 Deductible | -$184.24 | $595.76 |
| $2500 Deductible | -$219.96 | $560.04 |
Prescott, AZ Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$179 | $601 |
| 30 year old | +$12 | $792 |
| 40 year old | +$20 | $800 |
| 50 year old | +$30 | $810 |
| Above 50 year old | +$37 | $817 |
Prescott, AZ Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$101 | $679 |
| Superior | -$78 | $702 |
| Masonry | -$39 | $741 |
| Brick | -$39 | $741 |
| Hail Resistant Roof | -$16 | $764 |
Prescott, AZ Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$16 | $796 |
| Swimming Pool With A Diving Board | +$39 | $819 |
| Swimming Pool With Slide | +$47 | $827 |
Prescott, AZ Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $23 | $757 |
| Police Department | $8 | $772 |
Prescott, AZ Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$327.6 | $1,108 |
| Filing a Second Liability Claim | +$296.4 | $1,076 |
| Filing a Second Theft Claim | +$296.4 | $1,076 |
| Filing a Second Water Claim | +$257.4 | $1,037 |
| Filing a Fire Claim | +$156.0 | $936 |
| Filing a Liability Claim | +$148.2 | $928 |
| Filing a Theft Claim | +$148.2 | $928 |
| Filing a Water Claim | +$124.8 | $905 |
| Filing a Weather Claim | +$124.8 | $905 |