How To Make Your Prescott, AZ Home Insurance Cheaper
Prescott, AZ, homeowners insurance is about $780. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Prescott, AZ Home Insurance Rates with the Yavapai County Average
| Place | Yavapai County Average: $769.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Prescott, AZ | $780.0 | 11.0 | 0.01 | 121,824 | 224,300 |
Cost of Prescott, AZ Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Yavapai County | 215,000 | 4,772 | $769 |
| Wilhoit | 90,000 | 17,559 | $861.9 |
| Chino Valley | 179,700 | 13,009 | $725 |
| Prescott Valley | 192,400 | 5,877 | $742 |
Homeowners Insurance Comparison for the Cheapest Premiums in Prescott, AZ
| Country Financial | American Family Insurance | Westfield Insurance | |
| Median Home Value ($) | 224,300 | 224,300 | 224,300 |
| Age of Home | Year 50 Old | Newly Constructed Home | Newly Constructed Home |
| Home Coverage ($) | $750,000 -$999,999 | $300,000 -$399,999 | $1500,000 -$2000,000 |
| Total Premium ($) | $3,101.6 | $1,132.8 | $2,336.5 |
Cost of Prescott, AZ Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| American National Property and Casualty Company | 1500 | $300,000-$399,999 | 1,261.9 |
| Liberty Mutual | 2500 | $750,000-$999,999 | 1,801.0 |
| Century National | 1000 | $100,000-$124,999 | 285.8 |
| Farmer's Insurance | 2000 | $300,000-$399,999 | 1,175.9 |
| Esurance | 2500 | $400,000-$499,999 | 1,216.9 |
| State Farm | 1500 | $1500,000-$2000,000 | 2,602.7 |
| Travelers | 1000 | $300,000-$399,999 | 1,333.6 |
| Farm Bureau | 500 | $300,000-$399,999 | 1,391.0 |
| American Home Shield | 500 | $1500,000-$2000,000 | 2,868.9 |
| USAA | 500 | $500,000-$749,999 | 2,098.4 |