Pratt Insurance Rates:

Pratt, KS homeowners insurance is roughly $813 to $1,107, about $67-$92/month. Our exhaustive analysis indicates shoppers can save upto $384 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Pratt, KS Homeowners Insurance By Home Value

Pratt, KS Home Value Total Homes % of Total Average Pratt, KS Homeowners Insurance
Less than $50,000 453 25.0% $336
$50,000 to $59,999 188 10.0% $720
$60,000 to $69,999 269 14.0% $884
$70,000 to $79,999 179 9.0% $1028
$80,000 to $89,999 104 5.0% $1162
$90,000 to $99,999 73 4.0% $1297
$100,000 to $124,999 165 9.0% $1508
$125,000 to $149,999 128 7.0% $1883
$150,000 to $174,999 86 4.0% $2229
$175,000 to $199,999 49 2.0% $2565
$200,000 to $249,999 86 4.0% $3094

Top Home Insurance Agents Near Pratt, KS

Home Insurance Company Near Pratt, KS Homeowners Insurance Agency Near Pratt, KS Address
NA Sbaic Dba Peoples Insurance 106 N Sycamore St. Ste A, Greensburg, KS, 67054
NA Corns & Ballard Agency 240 S Main St, Greensburg, KS, 67054
NA John Jaco, Inc. 820 Main St Great Bend, Great Bend, KS, 67530
NA American Agcredit, Flca 5634 10Th St. Great Bend, Great Bend, KS, 67530
State Farm Shanda Swinehart 101 S. Main St. Suite 111, Greensburg, KS, 67054

Cost Of Homeowners Insurance By Street Near Pratt, KS

Streets in Pratt Area Homeowners Insurance Cost
SE 10th Ave, Pitzer St, NW 10th Ave, Cambridge Dr, NW 10th St, SE 40th Ave, NE 80th St, NE 80th Ave, Hillside St, S Parke St$956
50th Ave, Iuka St, Co Rd C, NE 100th Ave, NE 120th St, W 9th St, E 6th St, Co Rd W, SE 80th St, Harrison$965
N Main St, NW 130th Ave, 5th St, S Pearl St, Lakeview Dr, US Hwy 54, Manor Rd, North St, NW 110th St, SE 10th St$971
E 1st St, Co Rd 4, Co Rd 3, E 1st St, N Curtis St, Starr St, Co Rd 7, W Ave B, NE 10th Ave, S Mound St$968
Co Rd 22, W 4th St, NW 10th Ave, W 5th St, NW 40th Ave, Cedar St, Co Rd 19, Logan St, NW 100th St, School St$965

Pratt, KS Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Pratt$143 to $146
Iuka$144
Byers$143
Cullison$138

Pratt, KS Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Iuka city, Kansas $144 $192 $288
Pratt County, Kansas $144 $192 $288
Byers city, Kansas $143 $191 $287

Pratt, KS Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Pratt, KS8.0%18.8%
Iuka8.46%21.71%
Pratt County7.99%18.97%
Byers8.84%80.39%

Pratt Renters Insurance as a Percentage of Rent

Pratt Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 31 3.0% $360
$200 to $299 62 6.0% $810
$300 to $499 227 21.0% $1260
$500 to $749 459 44.0% $1935
$750 to $999 199 19.0% $2685
$1,000 to $1,499 55 5.0% $3810

Average Cost Of Home Insurance By Company In Areas Nearby Pratt For Different Scenarios

Coverage ($) Company Average homeowners insurance premium ($)
Fire protection class 1-8 Fire protection class 9 Fire protection class 10
100,000 Shelter Mutual Insurance Company 1,484 2,185 2,916
200,000 Allstate Vehicle And Property Insurance Company 1,421 1,697 1,751
200,000 Auto Club Family Insurance Company 5,928 9,065 12,063
200,000 Csaa Fire And Casualty Insurance Company 2,210 3,514 4,032
200,000 Marysville Mutual Insurance Company 1,982 2,421 2,971
200,000 Nationwide Affinity Insurance Company Of America 3,373 5,384 6,085
200,000 Shelter Mutual Insurance Company 2,416 3,558 4,749
300,000 Armed Forces Insurance Exchange 6,363 7,491 7,567
300,000 Garrison Property And Casualty Insurance Company 4,165 4,376 4,376
300,000 Shelter Mutual Insurance Company 3,461 5,096 6,802

Pratt, KS Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Pratt Homeowner Insurance Premium Example $1,200$1,000
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,400$9,800
Net Savings to Pratt Home Owner from High Deductible Plan $600

Pratt, KS Home Insurance Costs With Home Replacement Value Scenarios

Scenario Pratt, KS Home Replacement Value MORE than Home Value Pratt, KS Home Replacement Value LESS than Home Value
Replacement Value $121,500 $78,000
Insurance Premium based on Replacement Value $1,275 $825
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $16,000 Risk Exposure from Under Insuring Coverage is $27,500
Premium Impact Insurance cheaper by $275/year Insurance costlier by $175/year

Example Pratt Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualGEICO InsuranceFarmers Insurance
Monthly Premium 178294103
Year Built 198619571947
Home Details 4 Beds, 2 Baths5 Beds, 3 Baths3 Beds, 2 Baths
Coverage Amount $150000-$175000$250000-$300000$125000-$150000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Pratt, KS from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1968 115,000 Metal Roof 2,340 3 $500- $1000 Deductible 1180 10 Vinyl siding yes
1954 120,000 Tile Roof 1,940 3 $500 Deductible 1670 12 Wood siding yes
1963 95,000 Tile Roof 1,930 5 $1000-$2500 Deductible 330 4 Brick siding No
1987 120,000 Shingles Roof 1,880 3 $500- $1000 Deductible 750 8 Fiber-Cement Siding yes
1950 80,000 Composition Roof 1,400 3 $1000-$2500 Deductible 140 2 Stucco siding yes
1944 85,000 Composition Roof 1,640 2 $500- $1000 Deductible 290 5 Vinyl siding No
1944 110,000 Wood Shake Roof 1,680 3 $1000-$2500 Deductible 960 10 Vinyl siding yes
1967 180,000 Wood Shake Roof 3,100 5 $1000-$2500 Deductible 940 8 Brick siding yes
1987 165,000 Shingles Roof 3,560 5 $1000-$2500 Deductible 320 3 Wood siding yes
1960 85,000 Tile Roof 1,730 4 $500- $1000 Deductible 490 6 Stone Siding No
1967 95,000 Wood Shake Roof 1,660 3 $2500-$5000 Deductible 810 10 Fiber-Cement Siding yes
1952 105,000 Metal Roof 1,550 2 $500- $1000 Deductible 660 8 Stone Siding yes
1948 100,000 Tile Roof 2,050 5 $2500-$5000 Deductible 820 12 Stone Siding No
1949 320,000 Shingles Roof 4,890 5 $2500-$5000 Deductible 1800 10 Wood siding yes
1963 315,000 Metal Roof 4,630 5 $1000-$2500 Deductible 3020 9 Vinyl siding yes
1957 55,000 Slate Shingles Roof 1,110 2 $500- $1000 Deductible 390 10 Wood siding No
1958 195,000 Asphalt Shingles Roof 3,080 4 $500 Deductible 760 4 Wood siding yes
1949 90,000 Shingles Roof 1,770 4 $500 Deductible 300 3 Fiber-Cement Siding yes
1951 200,000 Tile Roof 3,800 5 $1000-$2500 Deductible 190 1 Fiber-Cement Siding No
1942 95,000 Membrane Roof 1,420 3 $1000-$2500 Deductible 80 1 Stucco siding No
1967 105,000 Wood Shake Roof 1,780 2 $500- $1000 Deductible 880 9 Brick siding yes
1966 120,000 Slate Shingles Roof 2,040 3 $500 Deductible 1040 9 Vinyl siding yes
1954 105,000 Shingles Roof 1,650 2 $500 Deductible 1110 10 Vinyl siding No
1958 90,000 Slate Shingles Roof 1,400 2 $1000-$2500 Deductible 780 9 Fiber-Cement Siding yes
1964 70,000 Asphalt Shingles Roof 1,320 2 $500 Deductible 550 5 Vinyl siding No
1959 60,000 Wood Shake Roof 1,210 3 $2500-$5000 Deductible 310 6 Brick siding No
1988 120,000 Metal Roof 1,720 3 $500 Deductible 280 2 Wood siding yes
1981 65,000 Shingles Roof 1,130 2 $1000-$2500 Deductible 310 6 Stone Siding No
1968 65,000 Membrane Roof 1,000 2 $500 Deductible 340 4 Brick siding yes
1980 100,000 Slate Shingles Roof 1,550 2 $500 Deductible 1020 7 Stucco siding No
1966 125,000 Tile Roof 2,640 4 $1000-$2500 Deductible 1000 8 Brick siding No
1968 100,000 Membrane Roof 1,890 4 $1000-$2500 Deductible 800 9 Stucco siding yes