Prairieville, LA homeowners insurance is approximately $1,128 to $1,542, about $94-$128/month. Our extensive research reveals consumers can save as much as $534 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Prairieville, LA | Homeowners Insurance Agency Near Prairieville, LA | Address |
|---|---|---|
| Travelers | Pauls Agency Llc | 1200 GREENWOOD ST, MORGAN CITY, LA, 70380 |
| Allstate | Pcbt/Geiling Ins Agc | 706 Main St, Baldwin, LA, 70514 |
| Allstate | Aldreamia Omar | 14441 Plank Rd Ste A, Baker, LA, 70714 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Old Jefferson CDP, Louisiana | $163 | $217 | $325 |
| Shenandoah CDP, Louisiana | $170 | $226 | $339 |
| Port Vincent village, Louisiana | $159 | $211 | $317 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Prairieville, LA | 7.3% | 34.4% |
| Old Jefferson | 8.06% | 27.38% |
| Shenandoah | 6.69% | 24.15% |
| Port Vincent | 9.15% | 39.61% |
| Prairieville Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 11 | 1.0% | $1233 |
| $500 to $749 | 203 | 26.0% | $1908 |
| $750 to $999 | 343 | 45.0% | $2658 |
| $1,000 to $1,499 | 119 | 15.0% | $3783 |
| $1,500 or more | 78 | 10.0% | $5433 |
| Streets in Prairieville Area | Homeowners Insurance Cost |
|---|---|
| Garden Cove Ct, Little Prairie Rd, Tulip Rd, Pierside Ln, 827, 1820, Calice St, Mulberry St, Lakeside Ct, 1364 | $1,310 |
| Tiger Heights Rd, Hwy 44, Guidry Rd, Saint Thomas Ave, Lamar Ln, 168, Richardson, Wesley Evans Rd, N Burnside Ave, 99 | $1,318 |
| Oakwood Dr, N Galvez Ave, Robert Denham Rd, N Burnside Ave, Locust St, Church Rd, Galvez Oak Dr, Noah Rd, Rue Maison Blvd, N Autumn Dr | $1,290 |
| Oak Meadow St, Tiffany Rd, Rennes St, 918, Fox Run Dr, 1359, Audubon Ct, Penn Blvd, 368, Manning Dr | $1,324 |
| Perdue, 1593, 745, Sally St, Rufus White Rd, 2, Wendell Ln, Prairie Dr, 1188, 1096 | $1,364 |
| 1764, Leola Carter Rd, Wendy Dr, Blythe Rd, 51, Rusling Oak Dr, 82, 847, A N White Rd, 1494 | $1,305 |
| Ronald Dr, Charlotte Ave, Leo Gautreau Rd, Heather Ln, 610, la Ritz Rd, 300, 1167, Madison Ave, Depew Dr | $1,316 |
| Creekround Dr, Carla Dr, W Lakeshore Ave, Walnut Rd, Hilbert Young Rd, 1687, White Oak Dr, Meadowbrook Ave, 1108, Hwy 621 | $1,312 |
| 1647, N Henderson Ave, Miller Rd, 1326, Babin Rd, C A P Rd, Mistletoe St, Keely Ln, 1259, 462 | $1,300 |
| 1348, Summerwood Ave, 1739, 1521, Anna Rd, 171, State Rte 929, Oak Grove-Port Vincent Hwy, 1394, Greenmeadow Ave | $1,360 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Prairieville | $199 to $201 |
| Old Jefferson | $195 |
| Shenandoah | $203 |
| Port Vincent | $190 |
| Building Coverage | Contents coverage | Construction type | Age of home | Company | Premium |
|---|---|---|---|---|---|
| $200,000 | $100,000 | brick veneer | 10-year | Fireman's Fund Ins Co | $9899 |
| $300,000 | $150,000 | brick veneer | 1-year | Great Northern Ins Co | $10052 |
| $200,000 | $100,000 | brick veneer | 10-year | La Farm Bureau Mutual Ins Co | $3915 |
| $400,000 | $200,000 | brick veneer | 1-year | La Farm Bureau Mutual Ins Co | $8478 |
| $200,000 | $100,000 | brick veneer | 10-year | Liberty Mutual Fire Ins Co | $1818 |
| $300,000 | $150,000 | brick veneer | 1-year | Liberty Personal Ins Co | $4487 |
| $200,000 | $100,000 | brick veneer | 10-year | Privilege Underwriters Recip Exch | $3152 |
| $200,000 | $100,000 | brick veneer | 10-year | The American Ins Co | $6803 |
| $200,000 | $100,000 | brick veneer | 10-year | The Travelers Indem Co Of America | $10518 |
| $200,000 | $100,000 | brick veneer | 10-year | United Services Automobile Association | $1399 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $600 | $3,600 |
| Yearly Prairieville Homeowner Insurance Premium Example | $3,100 | $2,600 |
| Out of Pocket Expense During Claim | $600 | $3,600 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $22,300 | $21,800 |
| Net Savings to Prairieville Home Owner from High Deductible Plan | $500 | |
| Scenario | Prairieville, LA Home Replacement Value MORE than Home Value | Prairieville, LA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $268,500 | $195,000 |
| Insurance Premium based on Replacement Value | $4,425 | $3,225 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $21,500 | Risk Exposure from Under Insuring Coverage is $52,000 |
| Premium Impact | Insurance cheaper by $850/year | Insurance costlier by $350/year |
| Insurance Company | Liberty Mutual | Farmers Insurance | State Farm |
| Monthly Premium | 229 | 511 | 297 |
| Year Built | 2000 | 1981 | 1998 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 3 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $175000-$200000 | $300000-$350000 | $250000-$300000 |
| Deductible | $1000-$2500 Deductible | $500 Deductible | $500- $1000 Deductible |